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Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth
+7.25%
3Y annualised
+0.12% 1D
NAV: 09 Apr '26
₹394.71
Min. for SIP
₹1,000
Fund size (AUM)
₹8,807.05 Cr
Expense ratio
0.39%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,127 | +1.88% | |
| 3 years | ₹1,80,000 | ₹1,98,506 | +10.28% | |
| 5 years | ₹3,00,000 | ₹3,54,043 | +18.01% | |
| 10 years | ₹6,00,000 | ₹8,56,548 | +42.76% |
Holdings (192)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.40% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 2.20% |
| National Housing Bank | Financial | Bonds | 2.19% |
| REC Ltd. | Financial | Debenture | 2.16% |
| HDFC Bank Ltd. | Financial | Debenture | 2.07% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.88% |
| HDFC Bank Ltd. | Financial | CD | 1.87% |
| State Bank of India | Financial | Debenture | 1.81% |
| Power Finance Corporation Ltd. | Financial | NCD | 1.71% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.67% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.62% |
| Indian Bank | Financial | CD | 1.61% |
| Punjab National Bank | Financial | CD | 1.61% |
| HDFC Bank Ltd. | Financial | Debenture | 1.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.41% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.40% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.36% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.35% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.34% |
| Punjab National Bank | Financial | CD | 1.34% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.33% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.17% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.14% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.14% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.13% |
| Indian Renewable Energy Development Agency Ltd. | Financial | Debenture | 1.12% |
| Karnataka State | Others | SDL | 1.12% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.12% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.11% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.07% |
| REC Ltd. | Financial | Debenture | 1.07% |
| Indian Bank | Financial | CD | 1.07% |
| Punjab National Bank | Financial | CD | 1.07% |
| HDFC Bank Ltd. | Financial | CD | 1.06% |
| ICICI Bank Ltd. | Financial | CD | 1.06% |
| REC Ltd. | Financial | Debenture | 0.96% |
| Tamilnadu State | Others | SDL | 0.85% |
| Haryana State | Others | SDL | 0.85% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.85% |
| Bihar State | Others | SDL | 0.84% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 0.83% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.83% |
| Canara Bank | Financial | CD | 0.80% |
| Indian Bank | Financial | CD | 0.80% |
| HDFC Bank Ltd. | Financial | CD | 0.80% |
| Export-Import Bank Of India | Financial | CD | 0.80% |
| HDFC Bank Ltd. | Financial | CD | 0.80% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.79% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.74% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.73% |
| Bihar State | Others | SDL | 0.61% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.57% |
| Rajasthan State | Others | SDL | 0.57% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.57% |
| Tata Capital Financial Services Ltd. | Financial | Bonds | 0.57% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.57% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.57% |
| Kotak Mahindra Investments Ltd. | Financial | Debenture | 0.56% |
| Bank Of Baroda | Financial | Bonds | 0.55% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.55% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.54% |
| Axis Bank Ltd. | Financial | CD | 0.54% |
| ICICI Bank Ltd. | Financial | CD | 0.54% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.53% |
| Bank Of Baroda | Financial | CD | 0.53% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.53% |
| Indian Bank | Financial | CD | 0.53% |
| Bank Of Baroda | Financial | CD | 0.53% |
| Punjab National Bank | Financial | CD | 0.53% |
| ICICI Bank Ltd. | Financial | CD | 0.53% |
| National Bank For Financing Infrastructure And Development | Financial | CD | 0.53% |
| Punjab National Bank | Financial | CD | 0.53% |
| Union Bank of India | Financial | CP | 0.53% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.51% |
| GOI | Sovereign | GOI Sec | 0.51% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.48% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.45% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.45% |
| Telangana State | Financial | SDL | 0.44% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.40% |
| HDFC Bank Ltd. | Financial | Debenture | 0.40% |
| REC Ltd. | Financial | NCD | 0.40% |
| ICICI Home Finance Company Ltd. | Financial | Bonds | 0.39% |
| Maharashtra State | Others | SDL | 0.39% |
| HDFC Bank Ltd. | Financial | Debenture | 0.34% |
| Tata Capital Ltd. | Financial | Debenture | 0.34% |
| GOI | Sovereign | GOI Sec | 0.33% |
| Knowledge Realty Trust | Construction | Debenture | 0.33% |
| GOI | Sovereign | GOI Sec | 0.31% |
| GOI | Sovereign | GOI Sec | 0.30% |
| REC Ltd. | Financial | NCD | 0.29% |
| REC Ltd. | Financial | NCD | 0.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.28% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.28% |
| REC Ltd. | Financial | Debenture | 0.28% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.28% |
| REC Ltd. | Financial | Debenture | 0.28% |
| Rajasthan State | Others | SDL | 0.28% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.28% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.28% |
| Assam State | Others | SDL | 0.28% |
| HDB Financial Services Ltd. | Financial | Bonds | 0.28% |
| Nagaland State | Others | SDL | 0.28% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.28% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.27% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.27% |
| GOI | Sovereign | GOI Sec | 0.27% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.27% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.27% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.27% |
| GOI | Sovereign | GOI Sec | 0.26% |
| GOI | Sovereign | GOI Sec | 0.25% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.23% |
| REC Ltd. | Financial | Debenture | 0.23% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.23% |
| Haryana State | Others | SDL | 0.23% |
| REC Ltd. | Financial | Debenture | 0.22% |
| GOI | Sovereign | GOI Sec | 0.22% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.21% |
| Madhya Pradesh State | Others | SDL | 0.20% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.18% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 0.17% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Bonds | 0.17% |
| GOI | Sovereign | GOI Sec | 0.17% |
| Export-Import Bank Of India | Financial | Bonds | 0.17% |
| Bihar State | Others | SDL | 0.17% |
| GOI | Sovereign | GOI Sec | 0.17% |
| Maharashtra State | Others | SDL | 0.16% |
| Maharashtra State | Others | SDL | 0.16% |
| GOI | Sovereign | CGL | 0.16% |
| GOI | Sovereign | GOI Sec | 0.15% |
| GOI | Sovereign | GOI Sec | 0.15% |
| Rajasthan State | Others | SDL | 0.14% |
| GOI | Sovereign | GOI Sec | 0.14% |
| GOI | Sovereign | GOI Sec | 0.13% |
| National Bank For Agriculture & Rural Development | Financial | NCD | 0.12% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.12% |
| GOI | Sovereign | GOI Sec | 0.12% |
| GOI | Sovereign | GOI Sec | 0.11% |
| Karnataka State | Others | SDL | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.09% |
| GOI | Sovereign | GOI Sec | 0.09% |
| Maharashtra State | Others | SDL | 0.09% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.09% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.08% |
| GOI | Sovereign | GOI Sec | 0.06% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.06% |
| GOI | Sovereign | GOI Sec | 0.06% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.06% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.06% |
| Tata Capital Ltd. | Financial | Debenture | 0.06% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.06% |
| Bajaj Housing Finance Ltd. | Financial | Debenture | 0.06% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.06% |
| HDFC Bank Ltd. | Financial | Debenture | 0.06% |
| GOI | Sovereign | GOI Sec | 0.05% |
| GOI | Sovereign | GOI Sec | 0.05% |
| Tamilnadu State | Others | SDL | 0.05% |
| GOI | Sovereign | GOI Sec | 0.05% |
| GOI | Sovereign | GOI Sec | 0.04% |
| GOI | Sovereign | GOI Sec | 0.04% |
| GOI | Sovereign | GOI Sec | 0.04% |
| GOI | Sovereign | GOI Sec | 0.02% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.02% |
| Uttarakhand State | Others | SDL | 0.02% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.02% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.02% |
| Uttar Pradesh State | Others | SDL | 0.02% |
| Uttar Pradesh State | Others | SDL | 0.02% |
| Madhya Pradesh State | Others | SDL | 0.02% |
| Gujarat State | Construction | SDL | 0.01% |
| Maharashtra State | Others | SDL | 0.01% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.01% |
| Maharashtra State | Others | SDL | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| Uttar Pradesh State | Others | SDL | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Madhya Pradesh State | Others | SDL | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Uttar Pradesh State | Others | SDL | 0.00% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +6.3% | +7.5% | +8.3% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 9 | 6 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
ICICI Prudential Banking & PSU Debt Direct Growth | +5.67% | +7.47% | 9,109.42 | |
UTI Banking & PSU Fund Direct Growth | +6.58% | +7.33% | 1,116.17 | |
Axis Banking & PSU Debt Direct Plan Growth | +5.66% | +7.11% | 12,598.09 | |
Bandhan Banking and PSU Fund Direct Growth | +5.76% | +7.10% | 12,289.21 | |
| Compare | ||||
Fund management
KGKaustubh GuptaJan 2013 - PresentView details
KG
Kaustubh Gupta
Jan 2013 - Present
View details
HSHarshil SuvarnkarMar 2021 - PresentView details
HS
Harshil Suvarnkar
Mar 2021 - Present
View details
About Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Kaustubh Gupta is the Current Fund Manager of Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,35,493 Cr and the Latest NAV as of 09 Apr 2026 is ₹394.71.
The Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#4 in India
Total AUM₹4,35,493.48 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,