Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth

Debt
Banking and PSU
Moderate Risk
7.54%
3Y annualised
-0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Sep 2025
₹383.37
Rating
4
Min. SIP amount
₹1,000
Fund size
₹9,143.48Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (187)

NameSectorInstrumentAssets
Power Grid Corporation Of India Ltd.
EnergyBonds4.06%
FinancialDebenture3.32%
Power Finance Corporation Ltd.
FinancialNCD2.81%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture2.70%
GOI
SovereignGOI Sec2.52%
FinancialBonds2.46%
State Bank of India
FinancialDebenture2.32%
National Bank For Agriculture & Rural Development
FinancialBonds2.23%
Indian Railway Finance Corporation Ltd.
FinancialBonds2.17%
HDFC Bank Ltd.
FinancialDebenture2.06%
Bajaj Finance Ltd.
FinancialDebenture1.85%
REC Ltd.
FinancialDebenture1.84%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.83%
National Bank For Agriculture & Rural Development
FinancialBonds1.69%
National Bank For Financing Infrastructure And Development
FinancialBonds1.65%
FinancialBonds1.56%
LIC Housing Finance Ltd.
FinancialDebenture1.51%
Bajaj Finance Ltd.
FinancialDebenture1.41%
HDFC Bank Ltd.
FinancialDebenture1.40%
Tata Capital Financial Services Ltd.
FinancialBonds1.40%
Power Finance Corporation Ltd.
FinancialDebenture1.39%
REC Ltd.
FinancialDebenture1.36%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.34%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.34%
National Bank For Agriculture & Rural Development
FinancialDebenture1.28%
SovereignGOI Sec1.26%
SovereignGOI Sec1.19%
Indian Renewable Energy Development Agency Ltd.
FinancialDebenture1.13%
HDFC Bank Ltd.
FinancialDebenture1.13%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.12%
Housing & Urban Development Corporation Ltd.
FinancialDebenture1.10%
Indian Railway Finance Corporation Ltd.
FinancialBonds1.09%
REC Ltd.
FinancialDebenture1.06%
REC Ltd.
FinancialNCD0.99%
REC Ltd.
FinancialDebenture0.96%
REC Ltd.
FinancialBonds0.95%
LIC Housing Finance Ltd.
FinancialDebenture0.84%
Power Finance Corporation Ltd.
FinancialBonds0.84%
FinancialDebenture0.83%
Tata Capital Housing Finance Ltd.
FinancialNCD0.82%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.73%
REC Ltd.
FinancialDebenture0.66%
Bank Of Baroda
FinancialBonds0.61%
Tata Capital Housing Finance Ltd.
FinancialBonds0.56%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.56%
National Bank For Agriculture & Rural Development
FinancialBonds0.56%
Export-Import Bank Of India
FinancialBonds0.56%
FinancialBonds0.56%
LIC Housing Finance Ltd.
FinancialDebenture0.56%
Bank Of Baroda
FinancialBonds0.55%
National Bank For Agriculture & Rural Development
FinancialDebenture0.55%
FinancialNCD0.55%
National Housing Bank
FinancialDebenture0.55%
Bajaj Finance Ltd.
FinancialDebenture0.55%
Poonawalla Fincorp Ltd.
FinancialDebenture0.55%
Bajaj Housing Finance Ltd.
FinancialNCD0.55%
FinancialDebenture0.55%
National Bank For Financing Infrastructure And Development
FinancialBonds0.54%
Union Bank of India
FinancialCD0.52%
Indian Railway Finance Corporation Ltd.
FinancialDebenture0.45%
Embassy Office Parks REIT
ConstructionNCD0.45%
SovereignGOI Sec0.44%
HDFC Bank Ltd.
FinancialDebenture0.39%
ICICI Home Finance Company Ltd.
FinancialBonds0.38%
SovereignGOI Sec0.34%
FinancialDebenture0.34%
GOI
SovereignGOI Sec0.34%
FinancialDebenture0.33%
SovereignGOI Sec0.29%
HDFC Bank Ltd.
FinancialDebenture0.28%
FinancialNCD0.28%
FinancialNCD0.28%
EnergyNCD0.28%
LIC Housing Finance Ltd.
FinancialDebenture0.28%
FinancialDebenture0.28%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.28%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.28%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.28%
REC Ltd.
FinancialBonds0.28%
FinancialDebenture0.28%
Tata Capital Housing Finance Ltd.
FinancialDebenture0.28%
Fullerton India Home Finance Ltd.
FinancialNCD0.28%
Fullerton India Home Finance Ltd.
FinancialNCD0.28%
GOI
SovereignGOI Sec0.28%
Kotak Mahindra Prime Ltd.
FinancialDebenture0.28%
FinancialDebenture0.28%
HDB Financial Services Ltd.
FinancialDebenture0.28%
FinancialNCD0.28%
FinancialDebenture0.28%
FinancialDebenture0.28%
FinancialDebenture0.28%
HDB Financial Services Ltd.
FinancialDebenture0.27%
REC Ltd.
FinancialBonds0.27%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.27%
National Bank For Financing Infrastructure And Development
FinancialBonds0.27%
FinancialNCD0.27%
GOI
SovereignGOI Sec0.25%
SovereignGOI Sec0.24%
GOI
SovereignGOI Sec0.24%
FinancialDebenture0.23%
Tata Capital Financial Services Ltd.
FinancialBonds0.23%
FinancialDebenture0.22%
Tamilnadu State
OthersSDL0.22%
Karnataka State
OthersSDL0.22%
GOI
SovereignGOI Sec0.22%
India Universal Trust AL1
OthersSec. Debt0.22%
L&T Metro Rail (Hyderabad) Ltd.
ConstructionNCD0.22%
GOI
SovereignGOI Sec0.20%
SovereignGOI Sec0.18%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture0.18%
FinancialDebenture0.17%
Madhya Pradesh State
OthersSDL0.17%
LIC Housing Finance Ltd.
FinancialBonds/NCD0.17%
Gujarat State
ConstructionSDL0.17%
Aditya Birla Finance Ltd.
FinancialDebenture0.17%
FinancialBonds0.17%
Bajaj Housing Finance Ltd.
FinancialNCD0.17%
FinancialNCD0.17%
Uttar Pradesh State
OthersSDL0.17%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.16%
GOI
SovereignCGL0.16%
Maharashtra State
OthersSDL0.16%
SovereignGOI Sec0.16%
Maharashtra State
OthersSDL0.16%
GOI
SovereignGOI Sec0.14%
GOI
SovereignGOI Sec0.14%
SovereignGOI Sec0.14%
GOI
SovereignGOI Sec0.13%
SovereignGOI Sec0.13%
GOI
SovereignGOI Sec0.12%
FinancialNCD0.12%
FinancialNCD0.12%
India Universal Trust AL1
OthersSec. Debt0.11%
Nuclear Power Corpn. Of India Ltd.
EnergyBonds0.11%
Rajasthan State
OthersSDL0.11%
GOI
SovereignGOI Sec0.10%
GOI
SovereignGOI Sec0.10%
GOI
SovereignGOI Sec0.10%
India Universal Trust AL1
OthersSec. Debt0.10%
GOI
SovereignGOI Sec0.10%
Power Grid Corporation Of India Ltd.
EnergyBonds0.09%
GOI
SovereignGOI Sec0.09%
India Universal Trust AL1
OthersSec. Debt0.09%
India Universal Trust AL1
OthersSec. Debt0.07%
Maharashtra State
OthersSDL0.06%
India Universal Trust AL1
OthersSec. Debt0.06%
National Bank For Agriculture & Rural Development
FinancialBonds0.06%
EnergyDebenture0.06%
FinancialDebenture0.06%
LIC Housing Finance Ltd.
FinancialDebenture0.06%
Tata Capital Ltd.
FinancialDebenture0.06%
FinancialDebenture0.06%
Karnataka State
OthersSDL0.06%
EnergyDebenture0.06%
Kerala State
OthersSDL0.06%
Kerala State
OthersSDL0.05%
FinancialDebenture0.05%
Karnataka State
OthersSDL0.05%
Tamilnadu State
OthersSDL0.05%
GOI
SovereignGOI Sec0.05%
GOI
SovereignGOI Sec0.04%
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.04%
SovereignGOI Sec0.04%
GOI
SovereignGOI Sec0.02%
Uttarakhand State
OthersSDL0.02%
Uttar Pradesh State
OthersSDL0.02%
Karnataka State
OthersSDL0.02%
Uttar Pradesh State
OthersSDL0.02%
Madhya Pradesh State
OthersSDL0.02%
Maharashtra State
OthersSDL0.02%
Gujarat State
ConstructionSDL0.01%
SovereignGOI Sec0.01%
National Bank For Agriculture & Rural Development
FinancialDebenture0.01%
GOI
SovereignGOI Sec0.01%
Madhya Pradesh State
OthersSDL0.01%
Uttar Pradesh State
OthersSDL0.01%
SovereignGOI Sec0.01%
National Highways Authority of India Ltd.
ServicesDebenture0.01%
Gujarat State
ConstructionSDL0.01%
GOI
SovereignGOI Sec0.01%
GOI
SovereignGOI Sec0.01%
SovereignGOI Sec0.00%
GOI
SovereignGOI Sec0.00%
Uttar Pradesh State
OthersSDL0.00%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.1%7.5%6.3%8.4%
Category average7.7%7.1%5.8%NA
Rank with in category1665NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.39%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Harshil Suvarnkar
Mar 2021 - Present
View details

Education
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience
Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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