Is there a fuel surcharge waiver available with the SBI BPCL Octane Credit Card?

Yes, this Credit Card waives the 1% fuel surcharge at all BPCL fuel stations on transactions up to Rs. 4,000. However, you are limited to a maximum waiver of Rs. 100 per statement cycle.

What is the credit limit available on the BPCL SBI Octane Card?

After reviewing your application, the bank will inform you of your SBI BPCL Octane credit card limit. The credit limit is determined by a variety of factors, including credit score, annual income, payback capacity, and others. As a result, your credit limit will be revealed only after successful verification.

How do I make a payment on my BPCL SBI Octane Card bill?

You may pay your credit card bills both online and in person at the bank. You can pay your bill online using services such as NEFT/RTGS, PayNet, UPI, mobile banking, NACH, and mobile app. In addition, you can pay your SBI Credit Card bill in person at any of the nearby branches using a cheque or cash.

How do I get a BPCL SBI Card, Octane?

You can apply for this credit card both online and in person. To apply online, go to the SBI Card's official website and fill out an application form. You can also visit the bank's nearest location and speak with an executive about the application process. Nonetheless, in both circumstances, you must provide supporting documentation to obtain this credit card.

Is the BPCL SBI Card OCTANE subject to an annual fee waiver?

Yes, if your annual spending exceeds Rs.2 lakh, your annual charge of Rs.1,499 will be waived for the following year.

BPCL SBI Card OCTANE

SBI BPCL Octane Credit Card is a popular Fuel Credit Card
It is suitable for frequent fuel users and on-road travellers
You can enjoy 25 Reward Points on every Rs 100 spent at BPCL Fuel, Lubricants & Bharat Gas

The BPCL SBI Card Octane is a higher-end variant of the previously released co-branded BPCL SBI Card. The card provides cashback on fuel purchases at select Bharat Petroleum Gas stations, as well as accelerated returns on a variety of categories such as groceries, entertainment, and restaurants.

This card is an excellent choice if you spend a significant portion of your monthly budget on petrol, particularly at BPCL shops.

Key Highlights

BPCL SBI Card OCTANE
Image Source: SBI Official Website
Suitability	Fuel Transactions
Joining Fee	Rs 1499 + GST
Benefits	You can enjoy 7.25% Value back - 25X Reward Points on fuel purchases at BPCL petrol pumps. Note, that it has a maximum 2500 Reward Points per billing cycle

Features and Benefits of SBI BPCL Octane Credit Card

The benefits and features are listed below-

Welcome Benefit	As a welcome bonus, you will receive 6,000 bonus reward points upon payment of the annual membership fee
Reward Points	Spending Rs. 100 on fuel at BPCL refill stations earns you 25 reward points (maximum 2,500 reward points per month) 10 points for every Rs. 100 spent on grocery, department stores, and cinema tickets (maximum 7,500 reward points per month). 25 Reward Points on every Rs 100 spent on Bharat Gas (Website and app only) is capped at 500 Reward Points per billing cycle
Renewal Fees Waiver	Renewal charge waived if Rs. 2,00,000 was spent in the previous year
Fuel Freedom Benefits	All petrol transactions up to Rs. 4,000 are exempt from the 1% fuel surcharge (exclusive of GST and other charges)
Other Benefits	One lakh in complimentary fraud liability coverage For an annual expenditure of Rs. 3,00,000 or more, Aditya Birla Fashion, Yatra, Hush Puppies, or Bata will give you a Rs. 2,000 gift voucher
Lounge Access	4 complimentary domestic lounge visits per year (1 per quarter)

Annual Fee and Charges of SBI BPCL Octane Credit Card

The charges are as follows-

Joining Fees	Rs. 1,499 + GST
Renewal Charges	Rs. 1,499 + GST
Finance Charges	42% pa

Late Payment Fees

Outstanding Balance	Late Payment Charges (Excl. GST)
Less than Rs 500	Nil
Rs 500 to Rs 1000	Rs 400
Rs 1001 to Rs 10,000	Rs 750
Rs 10,001 to Rs 25,000	Rs 950
Rs 25,001 to Rs 50,000	Rs 1100
More than Rs 50,000	Rs 1300

Eligibility Criteria for BPCL SBI Card OCTANE

If an individual wants to apply for this credit card, you must qualify for the eligibility criteria and rules drafted by the SBI.

Documents Required to Apply

ID Proof: Voter ID, Aadhaar Card, and Driver's License.
Income Proof: ITR, Form 16, and Salary slip.
Address Proof: Passport, Ration, Voter ID, and Aadhaar.

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How to Apply for the BPCL SBI Card OCTANE?

Applicants can apply for the Octane credit card offline by visiting a bank near them and filling out an application.

There is also the opportunity to apply for the card online, via the website's chatbot ELA, or by the following method-

Step 1: Visit the SBI Card's official website.

Step 2: You will be taken to a page where all of the SBI Credit Cards are listed in various categories.

Step 3: Find the BPCL Card Octane Credit Card under the travel and gasoline category.

Step 4: Hit 'Apply now' and continue as needed.

Similar Credit Cards

Credit Card Name	Feature
SBI BPCL Credit Card	4.25% cashback on fuel purchases made at BPCL stations.
HDFC Bharat Cashback Credit Card	5% rebate on monthly gasoline expenses.
IndianOil Axis Bank Credit Card	4% cash back on fuel purchases at IOCL locations.
IndianOil HDFC Bank Credit Card	5% of fuel purchases as fuel points at IndianOil locations.

Other SBI Credit Cards

SBI Elite Credit Card	BPCL SBI Card
CASHBACK SBI Card	IRCTC SBI Card
SBI Prime Credit Card	SBI Card PULSE
SimplyCLICK SBI Credit Card	SBI Unnati Credit Card
SBI SimplySave Credit Card	SBI Shaurya Credit Card

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