HDFC Bharat Credit Card

Here is the features and benefits of HDFC Bharat Credit Card

You can earn up to 5% cashback on your monthly purchases in certain categories. The following are some additional details

• 5% off IRCTC ticket bookings, groceries, bill payments, mobile recharges, and gasoline bills. Cashback on the above-mentioned categories is limited to Rs. 150 per month
• 5% reward on PayZapp/ EasyEMI/ SmartBUY transactions. On the aforementioned combined categories, the maximum cashback is Rs. 150 per month.

A 1% fuel cost waiver is available at all Indian gas stations. This promotion is only valid on transactions above Rs. 400, and you can save up to Rs. 250 per statement cycle.

Spend Rs. 50,000 in a year and get the renewal charge waived the next year.

Because the Credit Card is a primary card, you will not be given a large credit limit right away. The credit limit for each credit cardholder may range depending on their credit history, monthly income, and a few other factors.

Individuals with a higher monthly income or a strong credit history will be given a larger limit than those with a lower monthly income. Yet, if you use your credit card responsibly, you may be able to increase your credit limit over time.

After a couple of months of using your card and building a positive credit history, you can ask your card issuer for a greater limit.

Cashback is earned in the form of reward points and is reflected in the next statement. Consumers can pay their credit card bills using them.

Up to 50 days from the date of purchase, interest-free.

The following are the requirements for this credit card-

The following documents will be needed to apply for the HDFC Bank Bharat Credit Card-

• Aadhar Card, PAN Card, Voter ID, Passport, Driving License, and other forms of identification are acceptable.
• Address proof: Recent utility bills, Aadhar Card, Passport, and so on.
• Evidence of Income: Most recent pay stubs/bank statements or the most recent audited ITR.

You could apply for this Credit Card both online and offline at your leisure.

To apply offline, bring all essential documents to your nearest HDFC Bank branch and complete the physical application form.

You can apply online by following the steps outlined below-

Step 1: Visit the official website of HDFC Bank.

Step 2: Choose Credit Cards from the 'Borrow' column.

Step 3: Locate and choose the HDFC Bharat Credit Card.

Step 4: Fill out the digital application form by clicking on Apply Now.

Other HDFC Bank Credit Cards