SBI Conservative Hybrid Fund Direct Growth

Hybrid
Conservative Hybrid
High Risk
12.05%
3Y annualised
+0.30% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 20 Jun 2025₹78.80
Min. SIP amount₹500
Rating4
Fund size₹9,643.02Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (90)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec3.31%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD3.18%
Tata Power Renewable Energy Ltd.
Capital GoodsDebenture3.18%
Infopark Properties Ltd.
ConstructionDebenture3.14%
LIC Housing Finance Ltd.
FinancialNCD2.92%
EnergyEquity2.77%
West Bengal State
OthersSDL2.66%
Bajaj Finance Ltd.
FinancialDebenture2.66%
GOI
SovereignGOI Sec2.63%
FinancialNCD2.12%
Tata Communications Ltd.
CommunicationDebenture2.10%
Bharti Telecom Ltd.
CommunicationDebenture1.92%
Avanse Financial Services Ltd.
FinancialDebenture1.82%
Godrej Industries Ltd.
Consumer StaplesDebenture1.82%
Tata Capital Ltd.
FinancialDebenture1.80%
FinancialEquity1.80%
GOI
SovereignGOI Sec1.74%
Tata Projects Ltd.
ConstructionDebenture1.72%
Bharti Telecom Ltd.
CommunicationNCD1.62%
Power Finance Corporation Ltd.
FinancialBonds1.61%
CommunicationDebenture1.59%
Mahindra Rural Housing Finance Ltd.
FinancialDebenture1.58%
EnergyNCD1.47%
Fullerton India Home Finance Ltd.
FinancialDebenture1.41%
ONGC Petro Additions Ltd.
EnergyDebenture1.32%
FinancialEquity1.25%
TechnologyEquity1.20%
Cube Highways Trust
ServicesDebenture1.16%
Torrent Power Ltd.
EnergyDebenture1.11%
IndiGrid Infrastructure Trust
Capital GoodsDebenture1.07%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture1.07%
Bank Of Baroda
FinancialBonds1.06%
Bajaj Finance Ltd.
FinancialNCD1.05%
Jamnagar Utilities and Power Pvt. Ltd.
Capital GoodsDebenture1.05%
Indian Railway Finance Corporation Ltd.
FinancialBonds1.04%
Muthoot Finance Ltd.
FinancialBonds1.03%
FinancialEquity1.01%
Tata Projects Ltd.
ConstructionDebenture1.00%
FinancialEquity0.95%
State Bank of India
FinancialDebenture0.93%
Metals & MiningEquity0.90%
FinancialEquity0.90%
GOI
SovereignGOI Sec0.81%
Muthoot Finance Ltd.
FinancialDebenture0.80%
ChemicalsEquity0.80%
Muthoot Finance Ltd.
FinancialDebenture0.79%
FinancialEquity0.77%
ServicesInvITs0.75%
FinancialNCD0.73%
ConstructionEquity0.73%
FinancialEquity0.68%
FinancialDebenture0.68%
Consumer StaplesEquity0.67%
Capital GoodsEquity0.66%
CommunicationNCD0.64%
ConstructionNCD0.63%
ConstructionEquity0.61%
TextilesEquity0.60%
FinancialDebenture0.57%
ServicesEquity0.56%
ChemicalsEquity0.56%
Bajaj Housing Finance Ltd.
FinancialDebenture0.54%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture0.54%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD0.53%
IndiGrid Infrastructure Trust
Capital GoodsDebenture0.53%
HealthcareEquity0.53%
FinancialEquity0.52%
Consumer StaplesEquity0.51%
FinancialEquity0.48%
Metals & MiningEquity0.48%
AutomobileEquity0.42%
Consumer StaplesEquity0.40%
Union Bank of India
FinancialDebenture0.32%
ConstructionEquity0.28%
GOI
SovereignGOI Sec0.27%
LIC Housing Finance Ltd.
FinancialDebenture0.27%
ServicesEquity0.26%
Muthoot Finance Ltd.
FinancialDebenture0.26%
Consumer DiscretionaryEquity0.21%
Capital GoodsEquity0.21%
TextilesEquity0.19%
Consumer StaplesEquity0.18%
ChemicalsEquity0.14%
InsuranceEquity0.13%
Consumer DiscretionaryEquity0.09%
Uttar Pradesh State
OthersSDL0.07%
ServicesEquity0.06%
Rajasthan State
OthersSDL0.03%
ServicesEquity0.02%
ConstructionEquity0.01%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.3%12.1%12.4%10.1%
Category average7.3%10.7%9.7%NA
Rank with in category23147NA
Understand terms

Peer Comparison

Hybrid, Conservative Hybrid fundsRating1Y3YFund Size(Cr)
4
7.9%13.7%3,129.28
5
9.6%12.9%2,665.17
4
7.7%12.9%3,406.09
4
7.3%12.1%9,643.02
4
9.4%10.3%885.65

Expense ratio, exit load and tax

Expense ratio: 1.05%

Inclusive of GST

Exit load

For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Saurabh Pant
Jan 2022 - Present
View details

Education
Mr. Pant is a B.Com (H), MBE and CFA (Level III).
Experience
He has been associated with SBI Mutual Fund since 2007.
Also manages these schemes

Mansi Sajeja
Jun 2021 - Present
View details

Education
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience
Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Also manages these schemes

Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
NA
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Conservative Hybrid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.67 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index - in the last 3Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Higher expense ratio: 1.05%

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