SBI Conservative Hybrid Fund Direct Growth

SBI Conservative Hybrid Fund Direct Growth

Hybrid
Conservative Hybrid
High Risk
+10.26%
3Y annualised
-0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 19 Jan '26
₹81.04
Min. SIP amount
₹500
Fund size
₹9,851.37 Cr
Expense ratio
1.05%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹60,455
+0.76%
3 years₹1,80,000₹2,05,179
+13.99%
5 years₹3,00,000₹3,84,471
+28.16%
10 years₹6,00,000₹9,85,488
+64.25%

Holdings (90)

NameSectorInstrumentsAssets
GOISovereignGOI Sec3.70%
GOISovereignGOI Sec3.14%
Tata Power Renewable Energy Ltd.Capital GoodsDebenture3.11%
Aditya Birla Renewables Ltd.EnergyBonds/NCD3.08%
Infopark Properties Ltd.ConstructionDebenture3.06%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.62%
Bajaj Finance Ltd.FinancialDebenture2.57%
LIC Housing Finance Ltd.FinancialNCD2.31%
Asian Paints Ltd.ChemicalsEquity2.09%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD2.08%
GOISovereignGOI Sec2.01%
Bharti Telecom Ltd.CommunicationDebenture1.88%
GMR Airports Ltd.ConstructionBonds1.82%
Tata Communications Ltd.CommunicationDebenture1.78%
Avanse Financial Services Ltd.FinancialDebenture1.78%
Godrej Industries Ltd.Consumer StaplesDebenture1.77%
Motilal Oswal Finevest Ltd.FinancialBonds1.74%
Bharti Telecom Ltd.CommunicationNCD1.58%
Kingfa Science & Technology (India) Ltd.ChemicalsEquity1.57%
Mahindra Rural Housing Finance Ltd.FinancialDebenture1.54%
Mahanagar Telephone Nigam Ltd.CommunicationDebenture1.53%
Biocon Ltd.HealthcareEquity1.52%
Reliance Industries Ltd.EnergyEquity1.47%
Fullerton India Home Finance Ltd.FinancialDebenture1.37%
Bajaj Finserv Ltd.FinancialEquity1.35%
Axis Bank Ltd.FinancialEquity1.30%
Tata Projects Ltd.ConstructionDebenture1.28%
Shivshakti Securitisation TrustOthersSec. Debt1.27%
Siddhivinayak Securitisation TrustOthersSec. Debt1.27%
HDFC Life Insurance Co Ltd.InsuranceEquity1.26%
Cholamandalam Investment and Finance Company Ltd.FinancialDebenture1.23%
Cube Highways TrustServicesDebenture1.12%
Torrent Power Ltd.EnergyDebenture1.06%
IndiGrid Infrastructure TrustCapital GoodsDebenture1.04%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.03%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture1.03%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture1.02%
Muthoot Finance Ltd.FinancialBonds1.01%
GOISovereignGOI Sec1.00%
Bajaj Finance Ltd.FinancialNCD0.92%
State Bank of IndiaFinancialDebenture0.91%
Aether Industries Ltd.ChemicalsEquity0.90%
Muthoot Finance Ltd.FinancialDebenture0.79%
GOISovereignGOI Sec0.77%
Grindwell Norton Ltd.Metals & MiningEquity0.76%
Graphite India Ltd.Capital GoodsEquity0.76%
Hatsun Agro Product Ltd.Consumer StaplesEquity0.76%
Aadhar Housing Finance LtdFinancialNCD0.71%
Escorts Kubota Ltd.AutomobileEquity0.68%
Max Financial Services Ltd.FinancialEquity0.68%
Avanse Financial Services Ltd.FinancialDebenture0.66%
Mahanagar Telephone Nigam Ltd.CommunicationNCD0.62%
Avanti Feeds Ltd.Consumer StaplesEquity0.62%
Godrej Properties Ltd.ConstructionNCD0.61%
Central Depository Services (India) Ltd.FinancialEquity0.60%
Gland Pharma Ltd.HealthcareEquity0.56%
GR Infraprojects Ltd.ConstructionEquity0.56%
Punjab National BankFinancialDebenture0.56%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.54%
Shree Cement Ltd.ConstructionEquity0.54%
IndiGrid Infrastructure TrustCapital GoodsDebenture0.52%
Pipeline Infrastructure (India) Pvt. Ltd.ConstructionDebenture0.52%
Bajaj Housing Finance Ltd.FinancialBonds0.52%
Godrej Seeds & Genetics Ltd.Consumer StaplesNCD0.51%
Muthoot Finance Ltd.FinancialDebenture0.51%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.49%
Angel One Ltd.FinancialEquity0.49%
Jubilant FoodWorks Ltd.ServicesEquity0.47%
Godrej Industries Ltd.Consumer StaplesDebenture0.46%
Finolex Industries Ltd.ChemicalsEquity0.44%
Wonderla Holidays Ltd.ServicesEquity0.42%
Carborundum Universal Ltd.Metals & MiningEquity0.41%
Aptus Value Housing Finance India Ltd.FinancialEquity0.39%
Union Bank of IndiaFinancialDebenture0.31%
Afcons Infrastructure Ltd.ConstructionEquity0.30%
PNC Infratech Ltd.ConstructionEquity0.27%
Muthoot Finance Ltd.FinancialDebenture0.25%
Restaurant Brands Asia Ltd.ServicesEquity0.24%
Nuvoco Vistas Corporation Ltd.ConstructionEquity0.23%
Sheela Foam Ltd.Consumer DiscretionaryEquity0.19%
Sundram Fasteners Ltd.Capital GoodsEquity0.19%
Garware Technical Fibres Ltd.TextilesEquity0.15%
Ganesha Ecosphere Ltd.TextilesEquity0.09%
Swiggy Ltd.ServicesEquity0.06%
Chemplast Sanmar Ltd.ChemicalsEquity0.05%
Rajasthan StateOthersSDL0.03%
VST Industries Ltd.Consumer StaplesEquity0.03%
Ajax Engineering Ltd.Capital GoodsEquity0.02%
Andhra Paper Ltd.Consumer StaplesEquity0.01%
Balrampur Chini Mills Ltd.Consumer StaplesEquity0.01%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.3%+9.9%+9.8%+9.8%
Category average (Hybrid Conservative Hybrid)+9.1%+8.0%+7.8%--
Rank (Hybrid Conservative Hybrid)845--

Exit load, stamp duty and tax

Exit load

For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

SP
Saurabh Pant
Jan 2022 - Present
View details

Education
Mr. Pant is a B.Com (H), MBE and CFA (Level III).
Experience
He has been associated with SBI Mutual Fund since 2007.

MS
Mansi Sajeja
Jun 2021 - Present
View details

Education
Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience
Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.

MA
Milind Agrawal
Aug 2025 - Present
View details

Education
B. Tech.- Mechanical Engineering, PGDM - Finance, CFA
Experience
Prior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.

About SBI Conservative Hybrid Fund Direct Growth

SBI Conservative Hybrid Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Saurabh Pant is the Current Fund Manager of SBI Conservative Hybrid Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 19 Jan 2026 is ₹81.04. The SBI Conservative Hybrid Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year ;

Investment Objective

The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

Fund house

Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,