SBI Conservative Hybrid Fund Direct Growth

Hybrid
Conservative Hybrid
High Risk
10.39%
3Y annualised
-0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 04 Sep 2025
₹79.53
Rating
4
Min. SIP amount
₹500
Fund size
₹9,799.06Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (94)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec3.92%
Tata Power Renewable Energy Ltd.
Capital GoodsDebenture3.13%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD3.12%
Infopark Properties Ltd.
ConstructionDebenture3.10%
Bajaj Finance Ltd.
FinancialDebenture2.61%
FinancialAd.Tier 2 Bnd2.55%
LIC Housing Finance Ltd.
FinancialNCD2.34%
EnergyEquity2.20%
FinancialNCD2.08%
Tata Communications Ltd.
CommunicationDebenture2.06%
Bihar State
OthersSDL2.04%
Bharti Telecom Ltd.
CommunicationDebenture1.91%
ChemicalsEquity1.82%
Avanse Financial Services Ltd.
FinancialDebenture1.80%
Godrej Industries Ltd.
Consumer StaplesDebenture1.78%
Tata Capital Ltd.
FinancialDebenture1.77%
Tata Projects Ltd.
ConstructionDebenture1.70%
Bharti Telecom Ltd.
CommunicationNCD1.60%
GOI
SovereignGOI Sec1.58%
Power Finance Corporation Ltd.
FinancialBonds1.56%
Mahindra Rural Housing Finance Ltd.
FinancialDebenture1.56%
CommunicationDebenture1.54%
EnergyNCD1.44%
Fullerton India Home Finance Ltd.
FinancialDebenture1.39%
FinancialEquity1.39%
ONGC Petro Additions Ltd.
EnergyDebenture1.29%
HealthcareEquity1.21%
Cube Highways Trust
ServicesDebenture1.14%
Tata Projects Ltd.
ConstructionDebenture1.14%
FinancialEquity1.10%
Torrent Power Ltd.
EnergyDebenture1.08%
FinancialEquity1.05%
IndiGrid Infrastructure Trust
Capital GoodsDebenture1.05%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture1.04%
Jamnagar Utilities and Power Pvt. Ltd.
Capital GoodsDebenture1.03%
Muthoot Finance Ltd.
FinancialBonds1.02%
Indian Railway Finance Corporation Ltd.
FinancialBonds1.02%
FinancialEquity0.99%
Bajaj Finance Ltd.
FinancialNCD0.93%
State Bank of India
FinancialDebenture0.92%
FinancialEquity0.82%
ChemicalsEquity0.81%
ServicesInvITs0.80%
GOI
SovereignGOI Sec0.79%
Muthoot Finance Ltd.
FinancialDebenture0.79%
Muthoot Finance Ltd.
FinancialDebenture0.78%
FinancialEquity0.76%
Metals & MiningEquity0.76%
Larsen & Toubro Ltd.
ConstructionDebenture0.76%
FinancialNCD0.72%
ConstructionEquity0.68%
Capital GoodsEquity0.68%
FinancialDebenture0.67%
HealthcareEquity0.67%
ConstructionEquity0.63%
CommunicationNCD0.62%
TextilesEquity0.62%
ConstructionNCD0.62%
FinancialEquity0.61%
AutomobileEquity0.60%
FinancialDebenture0.57%
Consumer StaplesEquity0.56%
ServicesEquity0.56%
IndiGrid Infrastructure Trust
Capital GoodsDebenture0.53%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture0.53%
Bajaj Housing Finance Ltd.
FinancialDebenture0.53%
ChemicalsEquity0.52%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD0.52%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD0.51%
Consumer StaplesEquity0.51%
Consumer StaplesEquity0.51%
Godrej Industries Ltd.
Consumer StaplesDebenture0.47%
FinancialEquity0.46%
Metals & MiningEquity0.45%
Consumer StaplesEquity0.37%
ConstructionEquity0.33%
Bank Of Baroda
FinancialBonds0.31%
Union Bank of India
FinancialDebenture0.31%
Haryana State
OthersSDL0.26%
GOI
SovereignGOI Sec0.26%
LIC Housing Finance Ltd.
FinancialDebenture0.26%
Muthoot Finance Ltd.
FinancialDebenture0.26%
Consumer DiscretionaryEquity0.22%
TextilesEquity0.20%
Capital GoodsEquity0.20%
ServicesEquity0.17%
InsuranceEquity0.13%
AutomobileEquity0.10%
Consumer DiscretionaryEquity0.09%
ChemicalsEquity0.08%
FinancialEquity0.08%
AutomobileEquity0.03%
Rajasthan State
OthersSDL0.03%
ConstructionEquity0.02%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.0%10.4%11.6%10.0%
Category average4.1%8.9%8.9%NA
Rank with in category1485NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.08%

Inclusive of GST

Exit load

For units in excess of 10% of the investment, 1% will be charged for redemption within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Milind Agrawal
Aug 2025 - Present
View details

Education
B. Tech.- Mechanical Engineering, PGDM - Finance, CFA
Experience
Prior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Launch Date
29 Jun 1987
E-mail
NA
SBI Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Conservative Hybrid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.62 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index - in the last 3Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Higher expense ratio: 1.08%

Compare funds

SBI Conservative Hybrid Fund Direct Growth
VS
Add mutual fund to compare