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Nippon India Banking and PSU Debt Fund Direct Growth
+7.13%
3Y annualised
0.00% 1D
NAV: 06 Oct '26
₹22.92
Min. for SIP
₹100
Fund size (AUM)
₹5,149.77 Cr
Expense ratio
0.39%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,301 | +2.17% | |
| 3 years | ₹1,80,000 | ₹1,96,910 | +9.39% | |
| 5 years | ₹3,00,000 | ₹3,52,793 | +17.60% | |
| 10 years | ₹6,00,000 | ₹8,51,299 | +41.88% |
Holdings (113)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 4.47% |
| GOI Sec 7.61 09/05/2030 | Entities | GOI Securities | 4.03% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.54% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC | Financial | Bonds | 3.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 3.45% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 2.57% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.47% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 2.45% |
| Net Current Assets | Unspecified | Net Current Assets | 2.26% |
| UNION BANK OF INDIA SR XXXVI-B 7.80 NCD 29NV32 FVRS1CR | Financial | Non Convertible Debenture | 2.01% |
| 7.7% Nuclear Power Corporation Of India Limited | Energy & Utilities | Non Convertible Debenture | 1.98% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 1.94% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXXIII 7.02 BD 12DC35 FVRS1LAC | Energy & Utilities | Bonds | 1.92% |
| BAJAJ FINANCE LIMITED 7.79 NCD 04JL36 FVRS1LAC | Financial | Non Convertible Debenture | 1.90% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 1.87% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC | Financial | Debenture | 1.71% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXII 7.56 BD 31MR33 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 1.67% |
| POWER FINANCE CORPORATION LTD. TRI SRV CATIII&IV BR NCD 22JN31 FVRS1000 | Financial | Floating Rate Debenture | 1.57% |
| EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC | Financial | Debenture | 1.48% |
| TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC | Financial | Non Convertible Debenture | 1.48% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 1.48% |
| BANK OF BARODA CD 06JAN27 | Financial | Certificate of Deposit | 1.46% |
| BHARTI TELECOM LIMITED SR XXX 7.85 NCD 20MR29 FVRS1LAC | Technology | Non Convertible Debenture | 1.46% |
| BANK OF BARODA CD 03FEB27 | Financial | Certificate of Deposit | 1.45% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 143 7.55 LOA 06NV29 FVRS10LAC | Financial | Debenture | 1.38% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LAC | Financial | Debenture | 1.26% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXX 7.40 BD 17FB33 FVRS1LAC | Energy & Utilities | Debenture | 1.22% |
| HDFC BANK LIMITED SR 2 7.86 BD 02DC32 FVRS1CR | Financial | Debenture | 1.17% |
| HDFC BANK LIMITED SR 2 7.65 BD 20MR34 FVRS1LAC | Financial | Debenture | 1.16% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 1.09% |
| REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC | Financial | Debenture | 0.99% |
| POWER FINANCE CORPORATION LTD. SR BS227B 7.77 BD 15AP28 FVRS1LAC | Financial | Debenture | 0.99% |
| NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC | Financial | Debenture | 0.99% |
| BAJAJ HOUSING FINANCE LIMITED 8.25 NCD 27MY31 FVRS1LAC | Financial | Debenture | 0.99% |
| 8.2% Tata Capital Housing Finance Limited (25/09/2029) | Financial | Debenture | 0.99% |
| EXPORT IMPORT BANK OF INDIA SR Z02 7.40 BD 14MR29 FVRS1LAC | Financial | Non Convertible Debenture | 0.98% |
| REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LAC | Financial | Debenture | 0.98% |
| POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC | Financial | Bonds | 0.98% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC | Financial | Bonds | 0.98% |
| JIO CREDIT LIMITED SR VI 8.15 NCD 16JU31 FVRS1LAC | Financial | Non Convertible Debenture | 0.98% |
| ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC | Financial | Debenture | 0.97% |
| BANK OF BARODA CD 08JAN27 | Financial | Certificate of Deposit | 0.97% |
| EXPORT IMPORT BANK OF INDIA 363D CP 25JAN27 | Financial | Commercial Paper | 0.97% |
| STATE DEVELOPMENT LOAN 36977 TN 21JN33 7.31 FV RS 100 | Unspecified | State Development Loan | 0.97% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 0.97% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC | Financial | Debenture | 0.97% |
| PUNJAB NATIONAL BANK CD 10FEB27 | Financial | Certificate of Deposit | 0.97% |
| POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LAC | Financial | Debenture | 0.95% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 0.94% |
| STATE DEVELOPMENT LOAN 22949 KER 08AP30 7.91 FV RS 100 | Unspecified | State Development Loan | 0.80% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 0.78% |
| STATE DEVELOPMENT LOAN 35560 KAR 12FB33 7.11 FV RS 100 | Unspecified | State Development Loan | 0.77% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SR V 7.70 BD 13SP29 FVRS10LAC | Industrials | Non Convertible Debenture | 0.60% |
| STATE DEVELOPMENT LOAN 22778 AP 04MR30 7.06 FV RS 100 | Financial | State Development Loan | 0.59% |
| STATE DEVELOPMENT LOAN 30765 MH 15SP33 6.91 FV RS 100 | Unspecified | State Development Loan | 0.59% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC | Financial | Bonds | 0.59% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 135 8.23 LOA 29MR29 FVRS10LAC | Financial | Debenture | 0.50% |
| Nuclear Power Corpn. Of India Ltd SR-XXXIII TRCH-B Bonds 7.25 15/12/2028 | Energy & Utilities | Bonds | 0.49% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 0.49% |
| POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC | Financial | Debenture | 0.49% |
| POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC | Financial | Non Convertible Debenture | 0.49% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LAC | Financial | Debenture | 0.49% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC | Financial | Bonds | 0.49% |
| EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC | Financial | Bonds | 0.49% |
| POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC | Financial | Bonds | 0.49% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 146 7.08 LOA 28FB30 FVRS10LAC | Financial | Debenture | 0.48% |
| NATIONAL HOUSING BANK 7.20 BD 03OT31 FVRS1LAC | Financial | Bonds | 0.48% |
| STATE DEVELOPMENT LOAN 35737 TN 19MR33 7.15 FV RS 100 | Unspecified | State Development Loan | 0.48% |
| L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC | Industrials | Non Convertible Debenture | 0.48% |
| BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC | Technology | Debenture | 0.48% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 0.48% |
| CANARA BANK CD 11MAR27 | Financial | Certificate of Deposit | 0.48% |
| GOVERNMENT OF INDIA 37699 GOI 27JL41 7.06 FV RS 100 | Entities | GOI Securities | 0.48% |
| NTPC LIMITED SR 73 6.43 LOA 27JN31 FVRS10LAC | Energy & Utilities | Debenture | 0.47% |
| NATIONAL HIGHWAYS INFRA TRUST SR I STRPP A NCD 30JN34 FVRS1LAC | Industrials | Debenture | 0.42% |
| NHPC LIMITED SR Y STRPP-D 7.50 LOA 07OT28 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.39% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC | Financial | Bonds | 0.39% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-3 6.67 BD 30MY30 FVRS1LAC | Financial | Debenture | 0.38% |
| NUMALIGARH REFINERY LTD SR 1 7.34 NCD 23SP35 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 0.38% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.34% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-2 8.2 BD 09MR28 FVRS10LAC | Financial | Non Convertible Debenture | 0.30% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXIV STRP B 7.49 LOA 25OT29 FVRS3LAC | Energy & Utilities | Debenture | 0.30% |
| HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR | Financial | Non Convertible Debenture | 0.30% |
| KOTAK MAHINDRA PRIME LIMITED 7.781 NCD 17SP29 FVRS1LAC | Financial | Non Convertible Debenture | 0.29% |
| STATE DEVELOPMENT LOAN 35581 KAR 20AG34 7.13 FV RS 100 | Unspecified | State Development Loan | 0.29% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC | Financial | Debenture | 0.26% |
| ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED SR 1 7.69 NCD 28NV35 FVRS1LAC | Financial | Non Convertible Debenture | 0.24% |
| Power Grid Corpn. Of India Ltd. 8.40 27/05/2029 | Energy & Utilities | Debenture | 0.20% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR-162 8.55 BD 09AG28 FVRS10LAC | Financial | Debenture | 0.20% |
| STATE DEVELOPMENT LOAN 20760 KER 08AG30 8.48 FV RS 100 | Unspecified | State Development Loan | 0.20% |
| STATE DEVELOPMENT LOAN 33604 KAR 08NV33 7.7 FV RS 100 | Unspecified | State Development Loan | 0.20% |
| REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC | Financial | Debenture | 0.20% |
| STATE DEVELOPMENT LOAN 33897 MH 31JN36 7.63 FV RS 100 | Unspecified | State Development Loan | 0.18% |
| Power Grid Corporation of India Ltd Debenture 7.36 18/10/2026 | Energy & Utilities | Debenture | 0.10% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PMAY-G PB-2 8.22 NCD 13DC28 FVRS10LAC | Financial | Debenture | 0.10% |
| REC LIMITED SR 227-B 7.71 BD 31OT33 FVRS1LAC | Financial | Debenture | 0.10% |
| STATE DEVELOPMENT LOAN 33934 MH 07FB36 7.49 FV RS 100 | Unspecified | State Development Loan | 0.10% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 0.10% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR D 7.7120 NCD 14JN28 FVRS1LAC | Financial | Debenture | 0.10% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC | Financial | Bonds | 0.10% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LAC | Financial | Debenture | 0.10% |
| STATE DEVELOPMENT LOAN 35770 KAR 26MR32 7.04 FV RS 100 | Unspecified | State Development Loan | 0.08% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 0.07% |
| STATE DEVELOPMENT LOAN 35530 MH 05FB36 7.12 FV RS 100 | Unspecified | State Development Loan | 0.06% |
| Others Mrgn Money | Unspecified | Margin Money | 0.04% |
| STATE DEVELOPMENT LOAN 22495 TN 27NV29 7.17 FV RS 100 | Unspecified | State Development Loan | 0.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 0.04% |
| GOVERNMENT OF INDIA 34539 GOI 03JU29 7.04 FV RS 100 | Entities | GOI Securities | 0.03% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 0.02% |
| STATE DEVELOPMENT LOAN 34010 KAR 28FB34 7.44 FV RS 100 | Unspecified | State Development Loan | 0.01% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES VI 8.27 BD 28MR29 FVRS10LAC | Industrials | Debenture | 0.00% |
| NHPC LIMITED SERIES I 8.12 LOA 22MR29 FVRS10LAC | Energy & Utilities | Debenture | 0.00% |
| Others IRS | Unspecified | Interest Rate Swap | -0.00% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +6.2% | +7.1% | +7.5% |
| Category average (Debt Banking and PSU) | +7.0% | +6.2% | +6.9% | +7.6% |
| Rank (Debt Banking and PSU) | 9 | 9 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
View details
VSVivek SharmaJun 2020 - PresentView details
VS
Vivek Sharma
Jun 2020 - Present
View details
About Nippon India Banking and PSU Debt Fund Direct Growth
Nippon India Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Amber Singhania is the Current Fund Manager of Nippon India Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,97,966 Cr and the Latest NAV as of 06 Oct 2026 is ₹22.92.
The Nippon India Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.
Fund benchmarkCRISIL Banking and PSU Debt A-II Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,97,966.37 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,