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Blog
Franklin India Banking & PSU Debt Fund Direct Growth

Franklin India Banking & PSU Debt Fund Direct Growth

Debt
Banking and PSU
Moderate Risk
+7.61%
3Y annualised
-0.20% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 19 Jan '26
₹24.21
Min. SIP amount
₹500
Fund size
₹484.74 Cr
Expense ratio
0.19%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,048
+3.41%
3 years₹1,80,000₹2,00,127
+11.18%
5 years₹3,00,000₹3,51,487
+17.16%
10 years₹6,00,000₹8,60,634
+43.44%

Holdings (32)

NameSectorInstrumentsAssets
REC Ltd.FinancialBonds6.98%
India Infrastructure Finance Company Ltd.ConstructionDebenture6.69%
Axis Bank Ltd.FinancialNCD5.56%
Power Finance Corporation Ltd.FinancialBonds5.55%
ICICI Bank Ltd.FinancialDebenture5.37%
Housing & Urban Development Corporation Ltd.FinancialDebenture5.35%
National Bank For Agriculture & Rural DevelopmentFinancialFRB5.31%
GOISovereignGOI Sec5.28%
Uttarakhand StateOthersSDL5.23%
Small Industries Devp. Bank of India Ltd.FinancialDebenture5.19%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture4.41%
HDFC Bank Ltd.FinancialNCD4.36%
Canara BankFinancialCD4.09%
Punjab National BankFinancialCD4.07%
National Housing BankFinancialNCD3.24%
Jubilant Beverages Ltd.Consumer StaplesDebenture2.55%
Small Industries Devp. Bank of India Ltd.FinancialDebenture2.21%
National Housing BankFinancialDebenture2.18%
Jammu & Kashmir StateOthersSDL2.17%
Andhra Pradesh StateFinancialSDL2.16%
Uttarakhand StateOthersSDL1.96%
Indian Railway Finance Corporation Ltd.FinancialBonds1.62%
GOISovereignGOI Sec1.57%
Bihar StateOthersSDL1.30%
Jubilant Bevco Ltd.Consumer StaplesDebenture1.21%
HDFC Bank Ltd.FinancialNCD1.10%
Rajasthan StateOthersSDL1.05%
Chhattisgarh StateOthersSDL0.11%
West Bengal StateOthersSDL0.10%
Rajasthan StateOthersSDL0.08%
ICICI Bank Ltd.FinancialIRS-11.35%
IDFC First Bank Ltd.FinancialIRS-17.54%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.6%+6.2%+7.5%+7.8%
Category average (Debt Banking and PSU)+7.3%+5.7%+7.1%--
Rank (Debt Banking and PSU)377--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
ICICI Prudential Banking & PSU Debt Direct Growth
ICICI Prudential Banking & PSU Debt Direct Growth
+7.49%+7.80%9,727.95
UTI Banking & PSU Fund Direct Growth
UTI Banking & PSU Fund Direct Growth
+7.72%+7.51%1,014.91
TRUSTMF Banking & PSU Fund Direct Growth
TRUSTMF Banking & PSU Fund Direct Growth
+7.40%+7.46%131.79
Axis Banking & PSU Debt Direct Plan Growth
Axis Banking & PSU Debt Direct Plan Growth
+7.36%+7.32%13,573.62
Bandhan Banking and PSU Fund Direct Growth
Bandhan Banking and PSU Fund Direct Growth
+6.99%+7.30%12,650.77
Compare

Fund management

AT
Anuj Tagra
Mar 2024 - Present
View details

Education
Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience
Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

CG
Chandni Gupta
Mar 2024 - Present
View details

Education
She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
Experience
Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

SM
Sandeep Manam
Oct 2021 - Present
View details

Education
Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut
Experience
Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Also manages these schemes
Franklin India Floating Rate Fund Direct Growth
Franklin India Multi Cap Fund Direct Growth
Franklin U.S. Opportunities Equity Active FoF Direct Growth
Franklin Build India Fund Direct Growth
Franklin India Large & Mid Cap Fund Direct Growth
Franklin India Opportunities Direct Fund Growth
Franklin India Technology Fund Direct Growth
Franklin India Aggressive Hybrid Fund Direct Growth
Franklin India NSE Nifty 50 Index Direct Growth
Franklin India Balanced Advantage Fund Direct Growth
Franklin India Multi Asset Allocation Fund Direct Growth
Franklin India Dividend Yield Fund Direct Growth
Franklin India Small Cap Fund Direct Growth
Franklin India Conservative Hybrid Fund A Direct Growth
Franklin India Large Cap Fund Direct Growth
Franklin India Flexi Cap Fund Direct Growth
Franklin India Mid Cap Fund Direct Growth
Franklin Asian Equity Fund Direct Growth
Franklin India Focused Equity Fund Direct Growth
Franklin India Equity Savings Fund Direct Growth
Franklin India Banking & PSU Debt Fund Direct Growth

About Franklin India Banking & PSU Debt Fund Direct Growth

Franklin India Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,26,065 Cr and the Latest NAV as of 19 Jan 2026 is ₹24.21. The Franklin India Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Scheme Information Document(SID)

Fund house

AMC Image
Franklin Templeton Mutual Fund
Rank (total assets)#11 in India
Total AUM₹1,26,065.13 Cr
Date of Incorporation19 Feb 1996
Phone1800-425-4255 / 60004255
E-mailNA
Websitehttp://www.franklintempletonindia.com
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Vaishnavi Tech Park, South Tower, 3rd FloorSarjapur Main Road, Bellandur, Bengaluru – 560103Karnataka
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