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Franklin India Banking & PSU Debt Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
+7.90%
3Y annualised
+0.04% 1D
NAV: 27 Feb '26
₹24.48
Min. for SIP
₹500
Fund size
₹480.62 Cr
Expense ratio
0.19%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,048 | +3.41% | |
| 3 years | ₹1,80,000 | ₹2,00,127 | +11.18% | |
| 5 years | ₹3,00,000 | ₹3,51,487 | +17.16% | |
| 10 years | ₹6,00,000 | ₹8,60,634 | +43.44% |
Holdings (31)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| REC Ltd. | Financial | Bonds | 6.95% |
| India Infrastructure Finance Company Ltd. | Construction | Debenture | 6.73% |
| Power Finance Corporation Ltd. | Financial | Bonds | 5.57% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 5.37% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 5.36% |
| Uttarakhand State | Others | SDL | 5.30% |
| GOI | Sovereign | GOI Sec | 5.30% |
| Axis Bank Ltd. | Financial | NCD | 5.22% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 4.90% |
| Bank Of Baroda | Financial | CD | 4.88% |
| HDFC Bank Ltd. | Financial | NCD | 4.42% |
| Punjab National Bank | Financial | CD | 4.13% |
| HDFC Bank Ltd. | Financial | CD | 3.89% |
| National Bank For Agriculture & Rural Development | Financial | CD | 3.89% |
| National Housing Bank | Financial | NCD | 3.27% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 2.57% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.23% |
| National Housing Bank | Financial | Debenture | 2.20% |
| Andhra Pradesh State | Financial | SDL | 2.18% |
| Punjab State | Others | SDL | 2.09% |
| Uttarakhand State | Others | SDL | 1.99% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.63% |
| GOI | Sovereign | GOI Sec | 1.58% |
| Bihar State | Others | SDL | 1.33% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 1.22% |
| HDFC Bank Ltd. | Financial | NCD | 1.12% |
| Rajasthan State | Others | SDL | 1.06% |
| Chhattisgarh State | Others | SDL | 0.11% |
| West Bengal State | Others | SDL | 0.11% |
| ICICI Bank Ltd. | Financial | IRS | -11.44% |
| IDFC First Bank Ltd. | Financial | IRS | -17.69% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.9% | +6.5% | +7.6% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 3 | 8 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.66% | +7.93% | 9,583.50 | |
UTI Banking & PSU Fund Direct Growth | +7.68% | +7.76% | 1,101.43 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.44% | +7.55% | 13,093.52 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
Bandhan Banking and PSU Fund Direct Growth | +7.04% | +7.48% | 12,553.48 | |
| Compare | ||||
Fund management
ATAnuj TagraMar 2024 - PresentView details
AT
Anuj Tagra
Mar 2024 - Present
View details
CGChandni GuptaMar 2024 - PresentView details
CG
Chandni Gupta
Mar 2024 - Present
View details
SMSandeep ManamOct 2021 - PresentView details
SM
Sandeep Manam
Oct 2021 - Present
View details
About Franklin India Banking & PSU Debt Fund Direct Growth
Franklin India Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,24,969 Cr and the Latest NAV as of 27 Feb 2026 is ₹24.48.
The Franklin India Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#11 in India
Total AUM₹1,24,969.34 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,