How to Invest in Bandhan Banking and PSU Fund Direct IDCW Quarterly?

You can easily invest in Bandhan Banking and PSU Fund Direct IDCW Quarterly in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Bandhan Banking and PSU Fund Direct IDCW Quarterly from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Bandhan Banking and PSU Fund Direct IDCW Quarterly as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Bandhan Banking and PSU Fund Direct IDCW Quarterly provide?

The Bandhan Banking and PSU Fund Direct IDCW Quarterly has been there from 07 Mar 2013 and the average annual returns provided by this fund is 7.60% since its inception.

How much expense ratio is charged by Bandhan Banking and PSU Fund Direct IDCW Quarterly?

The term Expense Ratio used for Bandhan Banking and PSU Fund Direct IDCW Quarterly or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Bandhan Banking and PSU Fund Direct IDCW Quarterly is 0.35% as of 24 May 2026...

What is the AUM of Bandhan Banking and PSU Fund Direct IDCW Quarterly?

The AUM, short for Assets Under Management of Bandhan Banking and PSU Fund Direct IDCW Quarterly is ₹12,107.72Cr as of 24 May 2026.

How to Redeem Bandhan Banking and PSU Fund Direct IDCW Quarterly?

If you want to sell your Bandhan Banking and PSU Fund Direct IDCW Quarterly holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the NAV of Bandhan Banking and PSU Fund Direct IDCW Quarterly?

The NAV of Bandhan Banking and PSU Fund Direct IDCW Quarterly is ₹10.97 as of 22 May 2026.

What is the PE and PB ratio of Bandhan Banking and PSU Fund Direct IDCW Quarterly?

The PE ratio ratio of Bandhan Banking and PSU Fund Direct IDCW Quarterly is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Bandhan Banking and PSU Fund Direct IDCW Quarterly

Name: Bandhan Banking and PSU Fund Direct IDCW Quarterly
Brand: IDFC Mutual Fund

Debt

Banking and PSU

Moderate Risk

Payout

+6.67%

3Y annualised

+0.06% 1D

All

NAV: 22 May '26

₹10.97

Min. for SIP

₹100

Fund size (AUM)

₹12,107.72 Cr

Expense ratio

0.35%

Rating

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,050	+1.75%
3 years	₹1,80,000	₹1,97,253	+9.59%
5 years	₹3,00,000	₹3,51,268	+17.09%
10 years	₹6,00,000	₹8,50,494	+41.75%

Holdings (82)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	9.80%
Indian Railway Finance Corporation Ltd.	Financial	NCD	4.36%
HDFC Bank Ltd.	Financial	Debenture	4.09%
Nuclear Power Corpn. Of India Ltd.	Energy	NCD	3.40%
National Bank For Agriculture & Rural Development	Financial	Bonds	2.89%
Canara Bank	Financial	CD	2.82%
Bank Of Baroda	Financial	CD	2.42%
National Bank For Agriculture & Rural Development	Financial	Bonds	2.38%
Axis Bank Ltd.	Financial	CD	2.37%
HDFC Bank Ltd.	Financial	Debenture	2.36%
Canara Bank	Financial	CD	2.35%
HDFC Bank Ltd.	Financial	Debenture	2.21%
Indian Oil Corporation Ltd.	Energy	Debenture	2.05%
Hindustan Petroleum Corporation Ltd.	Energy	Debenture	2.05%
Kotak Mahindra Bank Ltd.	Financial	CD	1.98%
Export-Import Bank Of India	Financial	CP	1.96%
Small Industries Devp. Bank of India Ltd.	Financial	CD	1.96%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	1.84%
NTPC Ltd.	Energy	NCD	1.73%
Karnataka State	Others	SDL	1.55%
HDFC Bank Ltd.	Financial	NCD	1.48%
Bank Of Baroda	Financial	Debenture	1.43%
ICICI Bank Ltd.	Financial	Debenture	1.41%
National Bank For Agriculture & Rural Development	Financial	Debenture	1.41%
National Bank For Agriculture & Rural Development	Financial	FRB	1.36%
Power Grid Corporation Of India Ltd.	Energy	Debenture	1.31%
Power Finance Corporation Ltd.	Financial	NCD	1.20%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	1.20%
REC Ltd.	Financial	Bonds	1.12%
REC Ltd.	Financial	Debenture	1.03%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	1.03%
National Bank For Agriculture & Rural Development	Financial	Debenture	1.03%
Power Finance Corporation Ltd.	Financial	Bonds	1.03%
ICICI Bank Ltd.	Financial	Debenture	1.01%
National Bank For Agriculture & Rural Development	Financial	Bonds	1.01%
REC Ltd.	Financial	Bonds	1.00%
GOI	Sovereign	GOI Sec	1.00%
Power Finance Corporation Ltd.	Financial	Debenture	0.99%
GOI	Sovereign	GOI Sec	0.96%
HDFC Bank Ltd.	Financial	FD	0.83%
National Highways Authority of India Ltd.	Services	Debenture	0.83%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.82%
Power Finance Corporation Ltd.	Financial	Bonds	0.82%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.82%
Axis Bank Ltd.	Financial	CD	0.81%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	0.81%
Power Finance Corporation Ltd.	Financial	Debenture	0.80%
Indian Railway Finance Corporation Ltd.	Financial	Debenture	0.62%
Power Finance Corporation Ltd.	Financial	NCD	0.62%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds/NCD	0.62%
ICICI Bank Ltd.	Financial	Bonds	0.62%
REC Ltd.	Financial	Debenture	0.61%
REC Ltd.	Financial	Bonds	0.60%
Power Grid Corporation Of India Ltd.	Energy	Bonds	0.48%
HDFC Bank Ltd.	Financial	Debenture	0.42%
National Highways Authority of India Ltd.	Services	Debenture	0.42%
Axis Bank Ltd.	Financial	NCD	0.42%
NHPC Ltd.	Energy	Debenture	0.42%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.41%
REC Ltd.	Financial	Debenture	0.41%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	0.40%
Kotak Mahindra Bank Ltd.	Financial	CD	0.40%
Power Grid Corporation Of India Ltd.	Energy	Debenture	0.25%
National Highways Authority of India Ltd.	Services	NCD	0.25%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.25%
Export-Import Bank Of India	Financial	Debenture	0.21%
Indian Oil Corporation Ltd.	Energy	Debenture	0.21%
REC Ltd.	Financial	Bonds/NCD	0.21%
Indian Railway Finance Corporation Ltd.	Financial	Bonds/NCD	0.21%
Hindustan Petroleum Corporation Ltd.	Energy	Debenture	0.20%
GOI	Sovereign	GOI Sec	0.18%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	0.17%
Small Industries Devp. Bank of India Ltd.	Financial	NCD	0.12%
Indian Railway Finance Corporation Ltd.	Financial	NCD	0.12%
Odisha State	Financial	SDL	0.08%
National Housing Bank	Financial	NCD	0.08%
Nuclear Power Corpn. Of India Ltd.	Energy	Debenture	0.08%
NHPC Ltd.	Energy	Bonds	0.08%
National Housing Bank	Financial	NCD	0.04%
REC Ltd.	Financial	NCD	0.04%
GOI	Sovereign	GOI Sec	0.04%
Tamilnadu State	Others	SDL	0.01%

See All

Minimum investments

Min. for 1st investment

₹1,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+6.7%	+5.9%	+7.2%	+7.6%
Category average (Debt Banking and PSU)	+7.3%	+5.7%	+7.1%	--
Rank (Debt Banking and PSU)	14	11	9	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	UTI Banking & PSU Fund Direct IDCW Quarterly	+5.03%	+6.94%	1,206.43
	Axis Banking & PSU Debt Direct Plan IDCW Weekly	+3.88%	+6.67%	12,530.68
	Axis Banking & PSU Debt Direct Plan IDCW Monthly	+3.88%	+6.67%	12,530.68
	Bandhan Banking and PSU Fund Direct IDCW	+4.10%	+6.67%	12,107.72
	Bandhan Banking and PSU Fund Direct IDCW Quarterly	+4.10%	+6.67%	12,107.72
Compare

Fund management

BS
Brijesh Shah
Jun 2024 - Present
View details

Education

Mr. Shah is a Post Graduate Diploma in Finance.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Also manages these schemes

Bandhan Conservative Hybrid Fund Direct Plan Growth

Bandhan Banking and PSU Fund Direct Growth

Bandhan Liquid Fund Direct Plan Growth

Bandhan Low Duration Fund Direct Growth

Bandhan Money Market Fund Direct Growth

Bandhan Dynamic Bond Fund Direct Growth

Bandhan Gilt Fund with 10 year Constant Duration Fund Direct Growth

Bandhan Gilt Fund Direct Growth

Bandhan Medium to Long Duration Fund Direct Growth

Bandhan Medium Duration Fund Direct Growth

Bandhan Short Duration Fund Direct Growth

Bandhan Arbitrage Fund Direct Growth

Bandhan Equity Savings Fund Direct Growth

Arudha Hybrid Long Short Fund Direct Growth

Arudha Equity Long Short Fund Direct Growth

Bandhan Ultra Short Duration Fund Direct Growth

Bandhan Corporate Bond Fund Direct Growth

Bandhan Aggressive Hybrid Fund Direct Growth

Bandhan Balanced Advantage Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth

Bandhan Overnight Fund Direct Growth

Bandhan Floater Fund Direct Growth

Bandhan US Treasury Bond 0 1 year Specific Debt Passive FoF Direct Growth

Bandhan Retirement Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Long Duration Fund Direct Growth

Bandhan Innovation Fund Direct Growth

Bandhan CRISIL IBX 10:90 Gilt + SDL Index Dec 2029 Fund Direct Growth

Bandhan CRISIL IBX Financial Services 3 6 Months Debt Index Fund Direct Growth

Bandhan Multi Factor Fund Direct Growth

Bandhan Healthcare Fund Direct Growth

GK
Gautam Kaul
Dec 2021 - Present
View details

Education

Mr. Kaul is a B.Com (H) and MBA (Finance).

Experience

Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Also manages these schemes

Bandhan Banking and PSU Fund Direct Growth

Bandhan Money Market Fund Direct Growth

Bandhan Corporate Bond Fund Direct Growth

Bandhan Credit Risk Fund Direct Growth

Bandhan CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt April 2032 Index Fund Direct Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt November 2026 Index Fund Direct Growth

Bandhan CRISIL IBX 90:10 SDL Plus Gilt September 2027 Index Fund Direct Growth

Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Bandhan Retirement Fund Direct Growth

Bandhan Multi Asset Allocation Fund Direct Growth

Bandhan Long Duration Fund Direct Growth

SC
Suyash Choudhary
Jul 2021 - Present
View details

Education

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta.

Experience

Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Also manages these schemes

Bandhan Banking and PSU Fund Direct Growth

Bandhan Dynamic Bond Fund Direct Growth

Bandhan Gilt Fund Direct Growth

Bandhan Medium to Long Duration Fund Direct Growth

Bandhan Medium Duration Fund Direct Growth

Bandhan Short Duration Fund Direct Growth

Bandhan Corporate Bond Fund Direct Growth

About Bandhan Banking and PSU Fund Direct IDCW Quarterly

Bandhan Banking and PSU Fund Direct IDCW Quarterly is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Brijesh Shah is the Current Fund Manager of Bandhan Banking and PSU Fund Direct IDCW Quarterly fund. The fund currently has an Asset Under Management(AUM) of ₹2,01,808 Cr and the Latest NAV as of 22 May 2026 is ₹10.97. The Bandhan Banking and PSU Fund Direct IDCW Quarterly is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. ;