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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Banking & PSU Fund Direct IDCW Quarterly
+6.94%
3Y annualised
+0.02% 1D
NAV: 22 May '26
₹17.41
Min. for SIP
₹500
Fund size (AUM)
₹1,206.43 Cr
Expense ratio
0.21%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,264 | +2.11% | |
| 3 years | ₹1,80,000 | ₹1,98,600 | +10.33% | |
| 5 years | ₹3,00,000 | ₹3,58,915 | +19.64% | |
| 10 years | ₹6,00,000 | ₹8,43,678 | +40.61% |
Holdings (37)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Canara Bank | Financial | CD | 7.08% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 5.95% |
| Union Bank of India | Financial | CD | 5.91% |
| National Housing Bank | Financial | NCD | 4.99% |
| Axis Bank Ltd. | Financial | NCD | 4.56% |
| GOI | Sovereign | GOI Sec | 4.21% |
| Export-Import Bank Of India | Financial | Debenture | 4.15% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 4.15% |
| National Bank For Agriculture & Rural Development | Financial | CD | 3.94% |
| Poonawalla Fincorp Ltd. | Financial | CP | 3.92% |
| Power Finance Corporation Ltd. | Financial | NCD | 3.33% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.32% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 2.91% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 2.50% |
| Karnataka State | Others | SDL | 2.10% |
| Kotak Mahindra Prime Ltd. | Financial | NCD | 2.08% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 2.08% |
| Power Finance Corporation Ltd. | Financial | Bonds/Deb | 2.08% |
| National Housing Bank | Financial | Debenture | 2.08% |
| REC Ltd. | Financial | Debenture | 2.08% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.08% |
| Export-Import Bank Of India | Financial | Debenture | 2.07% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.06% |
| Indian Bank | Financial | CD | 1.97% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.96% |
| Tamilnadu State | Others | SDL | 1.68% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.67% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.65% |
| ICICI Bank Ltd. | Financial | Bonds | 1.24% |
| NHPC Ltd. | Energy | Debenture | 1.24% |
| ICICI Securities Ltd. | Financial | CP | 1.17% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.17% |
| Gujarat State | Construction | SDL | 0.83% |
| NHPC Ltd. | Energy | NCD | 0.83% |
| Indian Bank | Financial | CD | 0.80% |
| HDFC Bank Ltd. | Financial | CD | 0.79% |
| GOI | Sovereign | GOI Sec | 0.52% |
See All
Minimum investments
Min. for 1st investment
₹20,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +7.4% | +6.7% | +7.1% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 5 | 1 | 12 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
UTI Banking & PSU Fund Direct IDCW Quarterly | +5.03% | +6.94% | 1,206.43 | |
Axis Banking & PSU Debt Direct Plan IDCW Weekly | +3.88% | +6.67% | 12,530.68 | |
Axis Banking & PSU Debt Direct Plan IDCW Monthly | +3.88% | +6.67% | 12,530.68 | |
Bandhan Banking and PSU Fund Direct IDCW | +4.10% | +6.67% | 12,107.72 | |
Bandhan Banking and PSU Fund Direct IDCW Quarterly | +4.10% | +6.67% | 12,107.72 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
About UTI Banking & PSU Fund Direct IDCW Quarterly
UTI Banking & PSU Fund Direct IDCW Quarterly is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Banking & PSU Fund Direct IDCW Quarterly fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,629 Cr and the Latest NAV as of 22 May 2026 is ₹17.41.
The UTI Banking & PSU Fund Direct IDCW Quarterly is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹20,000.
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Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#8 in India
Total AUM₹3,96,629.25 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,