Nippon India Credit Risk Fund Direct IDCW Quarterly

Nippon India Credit Risk Fund Direct IDCW Quarterly

+9.32%
3Y annualised
-0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Mar '26
₹13.83
Min. for SIP
₹100
Fund size
₹1,059.04 Cr
Expense ratio
0.70%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,194
+3.66%
3 years₹1,80,000₹2,05,020
+13.90%
5 years₹3,00,000₹3,71,618
+23.87%
10 years₹6,00,000₹8,62,512
+43.75%

Holdings (44)

NameSectorInstrumentsAssets
GOISovereignGOI Sec7.28%
Bank Of BarodaFinancialCD4.64%
Muthoot Fincorp Ltd.FinancialNCD4.57%
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.OthersNCD4.42%
Truhome Finance Ltd.FinancialNCD3.86%
Navi Finserv Private Ltd.FinancialNCD3.76%
Gaursons India Pvt. Ltd.ConstructionDebenture3.75%
Sandur Manganese & Iron Ores Ltd.Metals & MiningNCD3.62%
Delhi International Airport Ltd.ServicesNCD3.41%
Mancherial Repallewada Road Pvt Ltd.ConstructionDebenture3.40%
Vedanta Ltd - Pref. Shares 7.50Metals & MiningDebenture3.34%
Hiranandani Financial Services Pvt. Ltd.FinancialNCD3.29%
Aditya Birla Real Estate Ltd.Consumer StaplesNCD2.86%
Rajasthan StateOthersSDL2.84%
REC Ltd.FinancialDebenture2.47%
Mindspace Business Parks REITConstructionDebenture2.41%
Small Industries Devp. Bank of India Ltd.FinancialBonds2.38%
Ashoka Buildcon Ltd.ConstructionNCD2.36%
AUXILO FINSERVE PRIVATE Ltd.FinancialDebenture2.35%
Tamilnadu StateOthersSDL2.33%
GMR Airports Ltd.ConstructionBonds2.25%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class AServicesDebenture2.19%
Nuvoco Vistas Corporation Ltd.ConstructionFRD2.11%
GOISovereignGOI Sec1.97%
GMR Airports Ltd.ConstructionBonds1.49%
Muthoot Microfin Ltd.FinancialNCD1.39%
Indostar Home Finance Pvt. Ltd.FinancialNCD1.32%
Jubilant Beverages Ltd.Consumer StaplesDebenture1.28%
Kosamattam Finance LtdFinancialNCD1.11%
Ashoka Buildcon Ltd.ConstructionNCD1.04%
Karnataka StateOthersSDL0.99%
GOISovereignGOI Sec0.98%
JTPM Metal Traders Ltd.Metals & MiningDebenture0.98%
Power Finance Corporation Ltd.FinancialBonds/Deb0.95%
Andhra Pradesh State Beverages Corporation Ltd.Consumer StaplesBonds0.95%
Adani Transmission Step-Two Ltd.EnergyDebenture0.95%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture0.94%
----NCD0.67%
Indostar Home Finance Pvt. Ltd.FinancialNCD0.66%
GOISovereignGOI Sec0.49%
Vedanta Ltd.Metals & MiningDebenture0.48%
Muthoot Capital Services Ltd.FinancialNCD0.47%
Telangana State Industrial Infrastructure Corporation Ltd.OthersDebenture0.42%
Jubilant Bevco Ltd.Consumer StaplesDebenture0.26%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+9.3%+9.3%+6.8%+7.6%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)5710--

Exit load, stamp duty and tax

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

KD
Kinjal Desai
Mar 2026 - Present
View details

Education
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience
She has been working with Nippon India Mutual Fund since year, 2012
Also manages these schemes

AS
Amber Singhania
Mar 2026 - Present
View details

Education
MMS Finance (Mumbai University)
Experience
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Also manages these schemes

About Nippon India Credit Risk Fund Direct IDCW Quarterly

Nippon India Credit Risk Fund Direct IDCW Quarterly is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Kinjal Desai is the Current Fund Manager of Nippon India Credit Risk Fund Direct IDCW Quarterly fund. The fund currently has an Asset Under Management(AUM) of ₹7,41,774 Cr and the Latest NAV as of 13 Mar 2026 is ₹13.83. The Nippon India Credit Risk Fund Direct IDCW Quarterly is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. Exit load of 1% if units in excess of 10% are redeemed within 12 months ;

Investment Objective

The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.;
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹7,41,773.84 Cr
Date of Incorporation30 Jun 1995
Phone+91 022 6808 7000
E-mail--
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,