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Bandhan Banking and PSU Fund Direct Growth
Debt
Banking and PSU
Low to Moderate Risk
+7.43%
3Y annualised
+0.06% 1D
NAV: 16 Feb '26
₹26.21
Min. SIP amount
₹100
Fund size
₹12,553.48 Cr
Expense ratio
0.36%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,394 | +2.32% | |
| 3 years | ₹1,80,000 | ₹1,99,141 | +10.63% | |
| 5 years | ₹3,00,000 | ₹3,53,674 | +17.89% |
Holdings (80)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 5.29% |
| HDFC Bank Ltd. | Financial | Debenture | 4.38% |
| National Housing Bank | Financial | Debenture | 4.26% |
| Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 3.31% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.72% |
| Indian Oil Corporation Ltd. | Energy | Debenture | 2.39% |
| State Bank of India | Financial | CD | 2.37% |
| Hindustan Petroleum Corporation Ltd. | Energy | Bonds/NCD | 2.34% |
| Odisha State | Financial | SDL | 2.24% |
| NTPC Ltd. | Energy | NCD | 2.19% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.99% |
| Export-Import Bank Of India | Financial | CP | 1.86% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.86% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.79% |
| REC Ltd. | Financial | Bonds | 1.76% |
| Export-Import Bank Of India | Financial | Debenture | 1.59% |
| HDFC Bank Ltd. | Financial | Debenture | 1.54% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.40% |
| Bank Of Baroda | Financial | CD | 1.37% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.24% |
| Hindustan Petroleum Corporation Ltd. | Energy | Debenture | 1.20% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 1.19% |
| ICICI Bank Ltd. | Financial | Debenture | 1.17% |
| Axis Bank Ltd. | Financial | CD | 1.17% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.17% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.16% |
| NTPC Ltd. | Energy | NCD | 1.12% |
| REC Ltd. | Financial | Debenture | 1.01% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.00% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.00% |
| GOI | Sovereign | GOI Sec | 0.98% |
| GOI | Sovereign | GOI Sec | 0.94% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.89% |
| HDFC Bank Ltd. | Financial | FD | 0.81% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.80% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.80% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.80% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.79% |
| Axis Bank Ltd. | Financial | CD | 0.77% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.77% |
| GOI | Sovereign | GOI Sec | 0.66% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.62% |
| ICICI Bank Ltd. | Financial | Bonds | 0.60% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.60% |
| REC Ltd. | Financial | Debenture | 0.60% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.60% |
| Union Bank of India | Financial | CD | 0.59% |
| REC Ltd. | Financial | Bonds | 0.59% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.52% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.47% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.43% |
| Axis Bank Ltd. | Financial | NCD | 0.41% |
| National Highways Authority of India Ltd. | Services | Debenture | 0.41% |
| NHPC Ltd. | Energy | Debenture | 0.41% |
| HDFC Bank Ltd. | Financial | Debenture | 0.41% |
| HDFC Bank Ltd. | Financial | FD | 0.40% |
| NTPC Ltd. | Energy | Bonds | 0.40% |
| REC Ltd. | Financial | Debenture | 0.40% |
| REC Ltd. | Financial | Debenture | 0.39% |
| HDFC Bank Ltd. | Financial | CD | 0.39% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.39% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.38% |
| Canara Bank | Financial | CD | 0.36% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.32% |
| National Highways Authority of India Ltd. | Services | NCD | 0.25% |
| Export-Import Bank Of India | Financial | Bonds | 0.21% |
| REC Ltd. | Financial | Bonds/NCD | 0.20% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.20% |
| Bank Of Baroda | Financial | CD | 0.20% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 0.20% |
| Canara Bank | Financial | CD | 0.20% |
| Union Bank of India | Financial | CD | 0.20% |
| HDFC Bank Ltd. | Financial | NCD | 0.20% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.12% |
| National Housing Bank | Financial | NCD | 0.08% |
| Nuclear Power Corpn. Of India Ltd. | Energy | Debenture | 0.08% |
| NHPC Ltd. | Energy | Bonds | 0.08% |
| REC Ltd. | Financial | NCD | 0.04% |
| GOI | Sovereign | GOI Sec | 0.04% |
| Tamilnadu State | Others | SDL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.2% | +7.4% | +7.7% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 18 | 11 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.55% | +7.89% | 9,583.50 | |
UTI Banking & PSU Fund Direct Growth | +7.75% | +7.67% | 1,101.43 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.39% | +7.47% | 13,093.52 | |
Bandhan Banking and PSU Fund Direct Growth | +7.12% | +7.43% | 12,553.48 | |
| Compare | ||||
Fund management
SCSuyash ChoudharyJul 2021 - PresentView details
SC
Suyash Choudhary
Jul 2021 - Present
View details
GKGautam KaulDec 2021 - PresentView details
GK
Gautam Kaul
Dec 2021 - Present
View details
BSBrijesh ShahJun 2024 - PresentView details
BS
Brijesh Shah
Jun 2024 - Present
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About Bandhan Banking and PSU Fund Direct Growth
Bandhan Banking and PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Suyash Choudhary is the Current Fund Manager of Bandhan Banking and PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,94,296 Cr and the Latest NAV as of 16 Feb 2026 is ₹26.21.
The Bandhan Banking and PSU Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000.
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Investment Objective
To achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#9 in India
Total AUM₹1,94,296.46 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,