1M
6M
1Y
3Y
5Y
All
| NAV: 24 Jan 2022 | ₹20.24 |
| Min. SIP amount | ₹1,000 |
| Rating | 4 |
| Fund size | ₹18,236.22Cr |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 4.3% | 8.7% | 7.9% | 8.3% |
| Category average | 4.4% | 8.4% | 7.7% | NA |
| Rank with in category | 9 | 3 | 2 | NA |
Understand terms
Holdings (106)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
National Bank For Agriculture & Rural Development | Financial | Debenture | 6.1% |
Axis Bank Ltd. | Financial | Bonds/Deb | 5.5% |
GOI | Sovereign | GOI Sec | 3.8% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 3.5% |
GOI | Sovereign | GOI Sec | 3.3% |
ICICI Bank Ltd. | Financial | Bonds | 2.9% |
Hindustan Petroleum Corporation Ltd. | Energy | Debenture | 2.7% |
Hindustan Petroleum Corporation Ltd. | Energy | Debenture | 2.3% |
National Housing Bank | Financial | NCD | 1.9% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.9% |
See All
Pros and cons
Category: Debt Banking and PSU
Pros
3Y and 5Y annualised returns higher than category average
Higher alpha: 6.61
The fund has generated returns higher than benchmark - NIFTY Banking and PSU Debt TRI - in the last 3Y
Exit load is zero
Lower expense ratio: 0.31%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
1Y annualised returns lower than category average by 0.18%
Expense ratio, exit load and tax
Expense ratio: 0.31%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹1,000 |
Fund management
Suyash Choudhary
Jul 2021 - Present
View details
Fund house & investment objective
Fund house contact details
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