How to Invest in ICICI Prudential Gilt Fund Direct Plan Growth?

You can easily invest in ICICI Prudential Gilt Fund Direct Plan Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for ICICI Prudential Gilt Fund Direct Plan Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in ICICI Prudential Gilt Fund Direct Plan Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does ICICI Prudential Gilt Fund Direct Plan Growth provide?

The ICICI Prudential Gilt Fund Direct Plan Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 6.17% since its inception.

How much expense ratio is charged by ICICI Prudential Gilt Fund Direct Plan Growth?

The term Expense Ratio used for ICICI Prudential Gilt Fund Direct Plan Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of ICICI Prudential Gilt Fund Direct Plan Growth is 0.57% as of 09 Feb 2026...

What is the AUM of ICICI Prudential Gilt Fund Direct Plan Growth?

The AUM, short for Assets Under Management of ICICI Prudential Gilt Fund Direct Plan Growth is ₹9,240.09Cr as of 09 Feb 2026.

How to Redeem ICICI Prudential Gilt Fund Direct Plan Growth?

If you want to sell your ICICI Prudential Gilt Fund Direct Plan Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of ICICI Prudential Gilt Fund Direct Plan Growth?

You can select either SIP or Lumpsum investment of ICICI Prudential Gilt Fund Direct Plan Growth based on your investment objective and risk tolerance.

What is the NAV of ICICI Prudential Gilt Fund Direct Plan Growth?

The NAV of ICICI Prudential Gilt Fund Direct Plan Growth is ₹112.92 as of 06 Feb 2026.

What is the PE and PB ratio of ICICI Prudential Gilt Fund Direct Plan Growth?

The PE ratio ratio of ICICI Prudential Gilt Fund Direct Plan Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Stocks

Invest in Stocks

Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.

Intraday

Monitor top intraday performers in real time

ETF Screener

Get the best of Mutual Funds and flexibility of Stocks

IPO

Track upcoming and ongoing IPOs

MTFs

Buy now, pay later

Stock Screener

Filter based on RSI, PE ratio and more

Stock Events

Dividends, bonus, buybacks and more

Demat Account

Begin your stock market journey

Share Market Today

Live news updates from stock market

F&O

Trade in Futures & Options

Trade in F&O using the terminal. View charts, indicators, track your orders , P&L and watchlists in a single space

Indices

Track markets across the globe

Terminal

Track charts, orders, positions, watchlists in one place

Option chain

Analyse chains, view payoffs, create baskets

Pledge

Get extra balance for trading

Commodities

Trade in Crude Oil, Gold, Silver and more

API trading

Set up and execute trades through our API

Mutual Funds

Invest in Mutual Funds

Invest in direct mutual funds at zero charges via lump sump investments or SIPs

Mutual Fund Houses

Know about AMCs, funds, fund managers

NFO’s

Track all active NFOs in one place

Mutual Funds by Groww

Mutual funds by Groww designed for your investment goals

Start SIP

Build long-term wealth through disciplined monthly investing.

Mutual Funds screener

Filter funds based on risk, fund size and more

Track Funds

Import funds and track all investments in a single place

Compare Funds

SIP calculator

Estimate returns on a SIP

Brokerage calculator

Estimate charges for your trade/investment

Margin calculator

Estimate balance needed to buy/sell a stock

SWP calculator

Returns on your systematic withdrawal plan

Pricing

Brokerage and charges on Groww

Blog

ICICI Prudential Gilt Fund Direct Plan Growth

Name: ICICI Prudential Gilt Fund Direct Plan Growth
Brand: ICICI Prudential Mutual Fund

Debt

Gilt

Moderate Risk

+8.04%

3Y annualised

-0.59% 1D

All

NAV: 06 Feb '26

₹112.92

Min. SIP amount

₹1,000

Fund size

₹9,240.09 Cr

Expense ratio

0.57%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹60,922	+1.54%
3 years	₹1,80,000	₹1,98,971	+10.54%
5 years	₹3,00,000	₹3,57,737	+19.25%

Holdings (45)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	15.02%
GOI	Sovereign	GOI Sec	8.58%
GOI	Sovereign	GOI FRB	8.33%
GOI	Sovereign	GOI Sec	7.76%
GOI	Sovereign	GOI Sec	5.94%
GOI	Sovereign	GOI Sec	3.65%
Maharashtra State	Others	SDL	3.13%
Maharashtra State	Others	SDL	3.04%
Uttar Pradesh State	Others	SDL	2.69%
Maharashtra State	Others	SDL	2.61%
Maharashtra State	Others	SDL	2.28%
Rajasthan State	Others	SDL	2.17%
Madhya Pradesh State	Others	SDL	2.15%
GOI	Sovereign	GOI Sec	1.92%
Maharashtra State	Others	SDL	1.86%
Rajasthan State	Others	SDL	1.84%
Madhya Pradesh State	Others	SDL	1.82%
Maharashtra State	Others	SDL	1.35%
GOI	Sovereign	GOI Sec	1.32%
Himachal Pradesh State	Others	SDL	1.09%
Madhya Pradesh State	Others	SDL	1.08%
Tamilnadu State	Others	SDL	1.08%
Rajasthan State	Others	SDL	1.04%
Andhra Pradesh State	Financial	SDL	0.98%
Andhra Pradesh State	Financial	SDL	0.98%
Chhattisgarh State	Others	SDL	0.89%
Telangana State	Financial	SDL	0.89%
Rajasthan State	Others	SDL	0.85%
Karnataka State	Others	SDL	0.79%
Madhya Pradesh State	Others	SDL	0.78%
GOI	Sovereign	GOI Sec	0.66%
Gujarat State	Construction	SDL	0.58%
Maharashtra State	Others	SDL	0.58%
Bihar State	Others	SDL	0.56%
Haryana State	Others	SDL	0.53%
GOI	Sovereign	GOI Sec	0.52%
Telangana State	Financial	SDL	0.44%
Andhra Pradesh State	Financial	SDL	0.41%
Haryana State	Others	SDL	0.30%
West Bengal State	Others	SDL	0.28%
GOI	Sovereign	GOI Sec	0.26%
Odisha State	Financial	SDL	0.23%
Maharashtra State	Others	SDL	0.11%
GOI	Sovereign	GOI Sec	0.02%
GOI	Sovereign	GOI Sec	0.00%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹5,000

Min. for SIP

₹1,000

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+8.0%	+6.8%	+8.7%	+8.5%
Category average (Debt Gilt)	+6.8%	+4.9%	+7.0%	--
Rank (Debt Gilt)	1	1	1	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Gilt Fund Direct Plan Growth	+6.17%	+8.04%	9,240.09
	Baroda BNP Paribas Gilt Fund Direct Growth	+4.05%	+7.31%	1,132.07
	Tata Gilt Securities Fund Direct Growth	+3.66%	+7.25%	1,167.20
	HDFC Gilt Fund Direct Growth	+4.10%	+7.04%	2,740.18
	Franklin India Government Securities Fund Direct Growth	+4.99%	+6.38%	186.64
Compare

Fund management

MB
Manish Banthia
Jan 2024 - Present
View details

Education

Mr. Banthia is B.Com, CA and MBA

Experience

He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Also manages these schemes

ICICI Prudential Gilt Fund Direct Plan Growth

ICICI Prudential Long Term Bond Fund Direct Plan Growth

ICICI Prudential Business Cycle Fund Direct Growth

ICICI Prudential Multi Asset Fund Direct Growth

ICICI Prudential Corporate Bond Fund Direct Plan Growth

ICICI Prudential Money Market Direct Growth

ICICI Prudential Regular Savings Fund Direct Growth

ICICI Prudential Bond Fund Direct Plan Growth

ICICI Prudential Gold ETF FoF Direct Growth

ICICI Prudential Equity Savings Fund Direct Growth

ICICI Prudential All Seasons Bond Fund Direct Plan Growth

ICICI Prudential Income Plus Arbitrage Omni FoF Direct Growth

ICICI Prudential Ultra Short Term Fund Direct Growth

ICICI Prudential Medium Term Bond Fund Direct Plan Growth

ICICI Prudential Credit Risk Fund Direct Plan Growth

ICICI Prudential Silver ETF FoF Direct Growth

ICICI Prudential Thematic Advantage Fund (FOF)Direct Growth

ICICI Prudential Diversified Debt Strategy Active FoF Direct Growth

ICICI Prudential Banking & PSU Debt Direct Growth

ICICI Prudential Balanced Advantage Direct Growth

ICICI Prudential Constant Maturity Gilt Fund Direct Growth

ICICI Prudential Equity & Debt Fund Direct Growth

ICICI Prudential Passive Multi Asset FoF Direct Growth

ICICI Prudential Short Term Fund Direct Plan Growth

RS
Raunak Surana
Jan 2024 - Present
View details

Education

Mr. Surana has done B.Com, CA and CFA

Experience

Prior to joining ICICI Pru Mutual Fund, he has worked with Patni & Co.

Also manages these schemes

ICICI Prudential Gilt Fund Direct Plan Growth

ICICI Prudential Long Term Bond Fund Direct Plan Growth

ICICI Prudential Constant Maturity Gilt Fund Direct Growth

About ICICI Prudential Gilt Fund Direct Plan Growth

ICICI Prudential Gilt Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Manish Banthia is the Current Fund Manager of ICICI Prudential Gilt Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹10,93,563 Cr and the Latest NAV as of 06 Feb 2026 is ₹112.92. The ICICI Prudential Gilt Fund Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to generate steady and consistent return from a basket of government securities across various maturities through proactive fund management aimed at controlling Interest rate risk. The investment plan will invest in gilt including T-Bills with medium to long maturity, with average maturity of the portfolio normally not exceeding 8 years.;

Fund benchmarkNIFTY All Duration G-Sec Index

Scheme Information Document(SID)