ICICI Prudential ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
11.62%
3Y annualised
+0.81% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 14 Jan 2025₹938.86
Min. SIP amount₹500
Rating2
Fund size₹15,321.16Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns12.6%11.6%16.9%15.8%
Category average11.2%12.5%17.6%NA
Rank with in category202826NA
Understand terms

Peer Comparison

Holdings (76)

NameSectorInstrumentAssets
FinancialEquity9.18%
FinancialEquity7.61%
ServicesEquity5.08%
CommunicationEquity5.06%
AutomobileEquity4.80%
HealthcareEquity4.78%
FinancialEquity4.27%
ConstructionEquity4.00%
TechnologyEquity3.79%
EnergyEquity3.20%
EnergyEquity3.00%
FinancialEquity2.55%
AutomobileEquity2.48%
InsuranceEquity2.12%
HealthcareEquity2.06%
HealthcareEquity1.80%
ServicesEquity1.67%
FinancialEquity1.48%
FinancialEquity1.44%
ConstructionEquity1.30%
Capital GoodsEquity1.18%
EnergyEquity1.16%
ServicesEquity1.09%
HealthcareEquity1.02%
HealthcareEquity1.00%
ServicesEquity0.99%
ConstructionEquity0.98%
Consumer StaplesEquity0.95%
TechnologyEquity0.91%
ServicesEquity0.90%
InsuranceEquity0.83%
TextilesEquity0.78%
Consumer StaplesEquity0.78%
InsuranceEquity0.76%
ServicesEquity0.73%
AutomobileEquity0.70%
EnergyEquity0.68%
ConstructionEquity0.67%
ServicesEquity0.66%
ServicesEquity0.63%
HealthcareEquity0.61%
ServicesEquity0.56%
FinancialEquity0.53%
AutomobileEquity0.50%
HealthcareEquity0.48%
ChemicalsEquity0.45%
Consumer StaplesEquity0.44%
Capital GoodsEquity0.38%
ServicesEquity0.36%
HealthcareEquity0.33%
Consumer StaplesEquity0.32%
FinancialEquity0.31%
ServicesEquity0.29%
AutomobileEquity0.27%
Consumer StaplesEquity0.25%
EnergyEquity0.22%
FinancialEquity0.20%
ServicesEquity0.18%
Capital GoodsEquity0.16%
AutomobileEquity0.16%
ConstructionEquity0.14%
FinancialEquity0.13%
ConstructionEquity0.13%
AutomobileEquity0.12%
TechnologyEquity0.10%
TextilesEquity0.10%
Metals & MiningEquity0.10%
ConstructionEquity0.10%
ServicesEquity0.09%
Consumer DiscretionaryEquity0.08%
ServicesEquity0.07%
ChemicalsEquity0.07%
ServicesEquity0.06%
ChemicalsEquity0.04%
Capital GoodsEquity0.03%
HealthcareEquity0.02%
See All

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.12%
1Y and 10Y annualised returns higher than category average

Cons

3Y and 5Y annualised returns lower than category average
Lock-in period: 3Y
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 1.12%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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