ICICI Prudential ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
+16.61%
3Y annualised
-0.70% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 16 Dec 2025
₹1,064.12
Rating
3
Min. SIP amount
₹500
Fund size
₹14,956.70Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (91)

NameSectorInstrumentAssets
FinancialEquity7.77%
FinancialEquity6.97%
HealthcareEquity6.25%
EnergyEquity5.78%
FinancialEquity5.58%
ServicesEquity4.50%
ConstructionEquity4.46%
AutomobileEquity4.06%
EnergyEquity3.95%
AutomobileEquity3.70%
TechnologyEquity2.81%
CommunicationEquity2.73%
ConstructionEquity1.90%
InsuranceEquity1.87%
ServicesEquity1.80%
HealthcareEquity1.77%
FinancialEquity1.65%
FinancialEquity1.65%
HealthcareEquity1.63%
ServicesEquity1.45%
ServicesEquity1.27%
ConstructionEquity1.25%
EnergyEquity1.16%
FinancialEquity1.11%
Capital GoodsEquity1.10%
TechnologyEquity1.02%
ServicesEquity0.97%
ConstructionEquity0.89%
Consumer StaplesEquity0.87%
ChemicalsEquity0.82%
AutomobileEquity0.78%
ServicesEquity0.75%
InsuranceEquity0.72%
HealthcareEquity0.69%
ServicesEquity0.65%
ServicesEquity0.63%
TechnologyEquity0.59%
ServicesEquity0.53%
TextilesEquity0.53%
HealthcareEquity0.52%
Consumer StaplesEquity0.47%
HealthcareEquity0.47%
CommunicationEquity0.46%
AutomobileEquity0.46%
FinancialEquity0.44%
FinancialEquity0.43%
ServicesEquity0.38%
ChemicalsEquity0.34%
ServicesEquity0.33%
AutomobileEquity0.32%
EnergyEquity0.32%
Capital GoodsEquity0.31%
Consumer StaplesEquity0.31%
Tega Industries Ltd.
Metals & MiningEquity0.30%
ServicesEquity0.29%
HealthcareEquity0.28%
Metals & MiningEquity0.26%
ServicesEquity0.25%
InsuranceEquity0.23%
InsuranceEquity0.21%
AutomobileEquity0.19%
Consumer StaplesEquity0.19%
AutomobileEquity0.18%
EnergyEquity0.16%
EnergyEquity0.16%
ServicesEquity0.15%
Capital GoodsEquity0.15%
ConstructionEquity0.15%
FinancialEquity0.15%
AutomobileEquity0.12%
AutomobileEquity0.12%
ConstructionEquity0.12%
ServicesEquity0.11%
Metals & MiningEquity0.11%
ChemicalsEquity0.11%
Consumer DiscretionaryEquity0.10%
InsuranceEquity0.10%
AutomobileEquity0.10%
ConstructionEquity0.10%
ServicesEquity0.10%
ChemicalsEquity0.10%
Metals & MiningEquity0.09%
Consumer StaplesEquity0.09%
TechnologyEquity0.09%
ConstructionEquity0.07%
HealthcareEquity0.05%
TVS Motor Company Ltd - Pref. Shares
AutomobilePref. Shares0.04%
ServicesEquity0.03%
Capital GoodsEquity0.02%
CommunicationPPE0.02%
HealthcareEquity0.02%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns16.6%17.7%14.5%15.8%
Category average16.2%16.8%14.1%NA
Rank with in category172016NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 1.08%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Mittul Kalawadia
Sep 2023 - Present
View details

Sharmila D'Silva
Jul 2022 - Present
View details

Education
Ms. D'Silva is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.08%
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.01 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
1Y category rank: 2

Cons

Lock-in period: 3Y

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