ICICI Prudential ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
01234567890123456789.01234567890123456789%
3Y annualised
-1.27% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Apr 2025₹986.16
Min. SIP amount₹500
Rating2
Fund size₹13,632.70Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹7,948
Would have become ₹7,556 (-1.81%)

Holdings (84)

NameSectorInstrumentAssets
FinancialEquity9.81%
FinancialEquity8.06%
ServicesEquity5.37%
CommunicationEquity4.93%
HealthcareEquity4.89%
AutomobileEquity4.76%
FinancialEquity4.49%
ConstructionEquity4.20%
EnergyEquity3.80%
EnergyEquity3.51%
AutomobileEquity2.78%
InsuranceEquity2.57%
TechnologyEquity2.45%
FinancialEquity2.21%
ConstructionEquity1.97%
HealthcareEquity1.91%
HealthcareEquity1.69%
FinancialEquity1.56%
FinancialEquity1.55%
EnergyEquity1.32%
ServicesEquity1.19%
ConstructionEquity1.08%
ServicesEquity1.05%
ServicesEquity1.02%
Capital GoodsEquity0.98%
HealthcareEquity0.87%
InsuranceEquity0.84%
ServicesEquity0.70%
ServicesEquity0.66%
EnergyEquity0.65%
ConstructionEquity0.64%
TechnologyEquity0.64%
AutomobileEquity0.64%
ServicesEquity0.64%
ServicesEquity0.63%
InsuranceEquity0.58%
TextilesEquity0.58%
ServicesEquity0.53%
HealthcareEquity0.50%
ServicesEquity0.49%
HealthcareEquity0.48%
AutomobileEquity0.48%
Consumer StaplesEquity0.44%
Consumer StaplesEquity0.43%
HealthcareEquity0.40%
AutomobileEquity0.38%
Capital GoodsEquity0.34%
HealthcareEquity0.32%
Consumer StaplesEquity0.30%
HealthcareEquity0.30%
HealthcareEquity0.29%
ChemicalsEquity0.26%
AutomobileEquity0.25%
TechnologyEquity0.25%
Consumer StaplesEquity0.23%
FinancialEquity0.22%
ChemicalsEquity0.22%
ServicesEquity0.22%
EnergyEquity0.21%
Consumer StaplesEquity0.17%
FinancialEquity0.17%
ConstructionEquity0.16%
AutomobileEquity0.15%
Capital GoodsEquity0.14%
ServicesEquity0.13%
FinancialEquity0.13%
AutomobileEquity0.13%
Consumer DiscretionaryEquity0.12%
ConstructionEquity0.10%
AutomobileEquity0.10%
ChemicalsEquity0.09%
ServicesEquity0.09%
Metals & MiningEquity0.09%
TechnologyEquity0.09%
AutomobileEquity0.09%
ConstructionEquity0.07%
Consumer StaplesEquity0.07%
ServicesEquity0.05%
TextilesEquity0.04%
FinancialEquity0.03%
Metals & MiningEquity0.03%
Capital GoodsEquity0.03%
ServicesEquity0.02%
HealthcareEquity0.02%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.4%16.5%25.5%15.9%
Category average5.5%16.0%24.2%NA
Rank with in category91816NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.13%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.13%
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.03 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

Lock-in period: 3Y
Low rating: 2

Compare funds

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