Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HDFC Retirement Fund Hybrid Equity Plan Direct Growth
+6.49%
3Y annualised
-0.87% 1D
NAV: 15 Sep '26
₹41.52
Min. for SIP
₹100
Fund size (AUM)
₹1,603.73 Cr
Expense ratio
1.10%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹57,776 | -3.71% | |
| 3 years | ₹1,80,000 | ₹1,81,597 | +0.89% | |
| 5 years | ₹3,00,000 | ₹3,55,958 | +18.65% | |
| 10 years | ₹6,00,000 | ₹10,84,042 | +80.67% |
Holdings (80)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 7.98% |
| ICICI Bank Ltd | Financial | Equity | 6.35% |
| HDFC Bank Ltd | Financial | Equity | 5.31% |
| BAJAJ FINANCE LIMITED 7.93 NCD 02MY34 FVRS1LAC | Financial | Debenture | 4.31% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.58% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.40% |
| State Bank of India | Financial | Equity | 3.30% |
| Axis Bank Ltd | Financial | Equity | 3.24% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 2.53% |
| Bharti Airtel Ltd | Technology | Equity | 2.26% |
| Tata Consultancy Services Ltd | Technology | Equity | 2.24% |
| Infosys Ltd | Technology | Equity | 2.12% |
| GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100 | Entities | GOI Securities | 1.92% |
| CENTRAL GOVERNMENT LOAN 30581 GOI 12JL31 6.1 FV RS 100 | Entities | GOI Securities | 1.89% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.89% |
| HCL Technologies Ltd | Technology | Equity | 1.64% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 1.64% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 1.59% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 1.58% |
| Dr. Lal Pathlabs Ltd | Healthcare | Equity | 1.57% |
| BAJAJ HOUSING FINANCE LIMITED NCD 7.50 09AP35 FVRS1LAC | Financial | Non Convertible Debenture | 1.51% |
| City Union Bank Ltd | Financial | Equity | 1.33% |
| GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 | Entities | GOI Securities | 1.28% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 1.24% |
| Max Financial Services Ltd | Financial | Equity | 1.13% |
| ITC Ltd | Consumer Staples | Equity | 1.12% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.09% |
| Havells India Ltd | Consumer Discretionary | Equity | 1.01% |
| Alkem Laboratories Ltd | Healthcare | Equity | 1.00% |
| ICICI Lombard General Insurance Company Ltd | Financial | Equity | 0.98% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 0.96% |
| MAHINDRA RURAL HOUSING FINANCE LIMITED SR AA 8.35 NCD 24SP32 FVRS10LAC | Financial | Non Convertible Debenture | 0.94% |
| Suprajit Engineering Ltd | Consumer Discretionary | Equity | 0.93% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 0.91% |
| Gland Pharma Ltd | Healthcare | Equity | 0.90% |
| Cipla Ltd | Healthcare | Equity | 0.88% |
| CreditAccess Grameen Ltd | Financial | Equity | 0.85% |
| United Spirits Ltd | Consumer Staples | Equity | 0.84% |
| CENTRAL GOVERNMENT LOAN 21658 GOI 17JU33 7.57 FV RS 100 | Entities | GOI Securities | 0.81% |
| Tata Steel Ltd | Materials | Equity | 0.80% |
| Vesuvius India Ltd | Industrials | Equity | 0.76% |
| NTPC Ltd | Energy & Utilities | Equity | 0.71% |
| Balkrishna Industries Ltd | Consumer Discretionary | Equity | 0.71% |
| SKF India Ltd | Industrials | Equity | 0.68% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.68% |
| PVR Ltd | Consumer Discretionary | Equity | 0.67% |
| Kalpataru Power Transmission Ltd | Industrials | Equity | 0.65% |
| Alembic Pharmaceuticals Ltd | Healthcare | Equity | 0.65% |
| Huhtamaki India Ltd | Materials | Equity | 0.63% |
| Blue Dart Express Ltd | Industrials | Equity | 0.61% |
| Transport Corporation Of India Ltd | Industrials | Equity | 0.60% |
| Hindustan Petroleum Corporation Ltd | Energy & Utilities | Equity | 0.57% |
| CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100 | Entities | GOI Securities | 0.57% |
| Delhivery Ltd | Industrials | Equity | 0.57% |
| Godrej Consumer Products Ltd | Consumer Staples | Equity | 0.56% |
| The Ramco Cements Ltd | Materials | Equity | 0.55% |
| Voltamp Transformers Ltd | Industrials | Equity | 0.54% |
| GNA Axles Ltd | Consumer Discretionary | Equity | 0.54% |
| Equitas Small Finance Bank Ltd | Financial | Equity | 0.53% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.51% |
| Mahindra CIE Automotive Ltd | Consumer Discretionary | Equity | 0.49% |
| Net Current Assets | Unspecified | Net Current Assets | 0.48% |
| Escorts Kubota Ltd | Industrials | Equity | 0.47% |
| Garware Technical Fibres Ltd | Consumer Discretionary | Equity | 0.45% |
| Zensar Technologies Ltd | Technology | Equity | 0.43% |
| UTI Asset Management Company Ltd | Financial | Equity | 0.43% |
| SKF India (Industrial) Ltd | Industrials | Equity | 0.41% |
| Sonata Software Ltd | Technology | Equity | 0.41% |
| Eris Lifesciences Ltd | Healthcare | Equity | 0.40% |
| Timken India Ltd | Industrials | Equity | 0.39% |
| Bayer CropScience Ltd | Materials | Equity | 0.37% |
| Goodyear India Ltd | Consumer Discretionary | Equity | 0.36% |
| The Anup Engineering Ltd | Industrials | Equity | 0.34% |
| POWER GRID CORPORATION OF INDIA LIMITED STRPP-L 7.93 LOA 20MY28 FVRS10LAC | Energy & Utilities | Bonds | 0.31% |
| Finolex Industries Ltd | Industrials | Equity | 0.30% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 0.30% |
| Tamil Nadu Newsprint & Papers Ltd | Materials | Equity | 0.23% |
| Vedant Fashions Ltd | Consumer Discretionary | Equity | 0.19% |
| GSPL Transmission Ltd. | Energy & Utilities | Equity | 0.07% |
| Bajaj Electricals Ltd | Consumer Discretionary | Equity | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.5% | +8.8% | +12.4% | +14.4% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 40 | 28 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +13.02% | +16.36% | 2,050.58 | |
 | +1.29% | +12.31% | 3,997.71 | |
 | -0.62% | +12.26% | 52,454.21 | |
 | +2.39% | +10.92% | 88,667.52 | |
 | -0.51% | +9.71% | 4,072.36 | |
| Compare | ||||
Fund management
AJAnupam JoshiMar 2026 - PresentView details
AJ
Anupam Joshi
Mar 2026 - Present
View details
AAArun AgarwalApr 2025 - PresentView details
AA
Arun Agarwal
Apr 2025 - Present
View details
NMNandita MenezesApr 2025 - PresentView details
NM
Nandita Menezes
Apr 2025 - Present
View details
CSChirag SetalvadSep 2026 - PresentView details
CS
Chirag Setalvad
Sep 2026 - Present
View details
GAGopal AgrawalSep 2026 - PresentView details
GA
Gopal Agrawal
Sep 2026 - Present
View details
About HDFC Retirement Fund Hybrid Equity Plan Direct Growth
HDFC Retirement Fund Hybrid Equity Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by HDFC Mutual Fund. This scheme was made available to investors on 10 Dec 1999. Anupam Joshi is the Current Fund Manager of HDFC Retirement Fund Hybrid Equity Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹9,86,237 Cr and the Latest NAV as of 15 Sep 2026 is ₹41.52.
The HDFC Retirement Fund Hybrid Equity Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Fund house
Rank (total assets)#2 in India
Total AUM₹9,86,236.84 Cr
Date of Incorporation10 Dec 1999
Launch Date10 Dec 1999
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,