HDFC Balanced Advantage Fund Direct IDCW

Hybrid
Dynamic Asset Allocation
Very High Risk
Payout
+18.02%
3Y annualised
+0.47% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 12 Dec 2025
₹45.81
Rating
5
Min. SIP amount
₹100
Fund size
₹1,07,971.20Cr

Returns calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (338)

NameSectorInstrumentAssets
FinancialEquity5.21%
FinancialEquity4.47%
EnergyEquity4.05%
CommunicationEquity3.26%
FinancialEquity3.17%
ConstructionEquity2.48%
TechnologyEquity2.42%
FinancialEquity2.35%
SovereignGOI Sec2.10%
EnergyEquity2.07%
EnergyEquity1.79%
FinancialEquity1.68%
Consumer StaplesEquity1.55%
TechnologyEquity1.52%
GOI
SovereignGOI Sec1.41%
TechnologyEquity1.33%
AutomobileEquity1.21%
HealthcareEquity1.15%
HealthcareEquity1.10%
GOI
SovereignGOI Sec1.07%
AutomobileEquity1.01%
ServicesEquity0.98%
SovereignGOI Sec0.93%
InsuranceEquity0.90%
ServicesEquity0.86%
AutomobileEquity0.86%
FinancialEquity0.81%
ConstructionREITs0.77%
GOI
SovereignGOI Sec0.73%
EnergyEquity0.70%
EnergyEquity0.66%
FinancialEquity0.62%
LIC Housing Finance Ltd.
FinancialBonds/Deb0.61%
Metals & MiningEquity0.59%
State Bank of India
FinancialBonds0.57%
FinancialEquity0.57%
FinancialEquity0.56%
EnergyEquity0.55%
GOI
SovereignGOI Sec0.54%
FinancialEquity0.53%
HealthcareEquity0.53%
State Bank of India
FinancialDebenture0.52%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture0.49%
FinancialEquity0.49%
ConstructionREITs0.48%
Capital GoodsEquity0.47%
Consumer StaplesEquity0.44%
FinancialEquity0.43%
AutomobileEquity0.43%
ConstructionEquity0.42%
Capital GoodsEquity0.41%
Cholamandalam Investment and Finance Company Ltd.
FinancialDebenture0.41%
Metals & MiningEquity0.41%
ServicesEquity0.41%
SovereignGOI Sec0.39%
ServicesEquity0.38%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD0.38%
FinancialDebenture0.37%
Capital GoodsEquity0.36%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.36%
SovereignGOI Sec0.34%
InsuranceEquity0.34%
HealthcareEquity0.34%
ServicesEquity0.34%
FinancialDebenture0.33%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.33%
Housing & Urban Development Corporation Ltd.
FinancialNCD0.33%
AutomobileEquity0.33%
TechnologyEquity0.33%
Bajaj Finance Ltd.
FinancialBonds/NCD0.33%
AutomobileEquity0.32%
EnergyEquity0.32%
TechnologyEquity0.31%
HealthcareEquity0.31%
AutomobileEquity0.30%
EnergyEquity0.29%
Capital GoodsEquity0.29%
Consumer StaplesEquity0.29%
Bajaj Finance Ltd.
FinancialDebenture0.28%
HDFC Bank Ltd.
FinancialDebenture0.28%
National Bank For Agriculture & Rural Development
FinancialDebenture0.28%
Consumer StaplesEquity0.27%
Capital GoodsDebenture0.27%
ConstructionEquity0.27%
Consumer StaplesEquity0.26%
AutomobileEquity0.25%
ConstructionEquity0.24%
ConstructionEquity0.24%
Bajaj Housing Finance Ltd.
FinancialDebenture0.24%
LIC Housing Finance Ltd.
FinancialNCD0.24%
National Bank For Agriculture & Rural Development
FinancialBonds0.24%
Bajaj Housing Finance Ltd.
FinancialDebenture0.24%
Punjab National Bank
FinancialBonds0.23%
Bank Of Baroda
FinancialBonds0.23%
Bajaj Finance Ltd.
FinancialNCD0.23%
HDB Financial Services Ltd.
FinancialDebenture0.23%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.23%
GOI
SovereignGOI Sec0.23%
Canara Bank
FinancialCD0.22%
India Universal Trust AL1
OthersSec. Debt0.22%
ChemicalsEquity0.22%
Metals & MiningEquity0.22%
Capital GoodsEquity0.22%
EnergyEquity0.21%
InsuranceEquity0.21%
ServicesEquity0.21%
ServicesInvITs0.21%
EnergyEquity0.20%
Metals & MiningEquity0.20%
HealthcareEquity0.19%
State Bank of India
FinancialDebenture0.19%
Capital GoodsEquity0.19%
Cholamandalam Investment and Finance Company Ltd.
FinancialNCD0.19%
LIC Housing Finance Ltd.
FinancialNCD0.19%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.19%
National Bank For Agriculture & Rural Development
FinancialBonds0.19%
ChemicalsEquity0.19%
FinancialNCD0.19%
AutomobileEquity0.19%
National Bank For Agriculture & Rural Development
FinancialDebenture0.19%
Mahanagar Telephone Nigam Ltd.
CommunicationNCD0.19%
Toyota Financial Services Ltd.
FinancialNCD0.19%
FinancialEquity0.19%
Bank Of Baroda
FinancialCD0.18%
Madhya Pradesh State
OthersSDL0.18%
India Universal Trust AL1
OthersSec. Debt0.18%
SovereignGOI Sec0.18%
HealthcareEquity0.18%
InsuranceEquity0.17%
FinancialEquity0.17%
Indian Railway Finance Corporation Ltd.
FinancialDebenture0.17%
National Housing Bank
FinancialBonds0.17%
Capital GoodsEquity0.16%
HealthcareEquity0.16%
EnergyEquity0.16%
REC Ltd.
FinancialBonds0.16%
AutomobileEquity0.16%
FinancialEquity0.15%
Madhya Pradesh State
OthersSDL0.15%
National Bank For Agriculture & Rural Development
FinancialDebenture0.15%
ServicesEquity0.15%
LIC Housing Finance Ltd.
FinancialDebenture0.15%
LIC Housing Finance Ltd.
FinancialBonds0.14%
FinancialDebenture0.14%
FinancialEquity0.14%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.14%
Power Grid Corporation Of India Ltd.
EnergyBonds0.14%
FinancialDebenture0.14%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.14%
CommunicationPPE0.13%
AutomobileEquity0.13%
AutomobileEquity0.13%
Tata Capital Housing Finance Ltd.
FinancialDebenture0.12%
EnergyEquity0.12%
Housing & Urban Development Corporation Ltd.
FinancialNCD0.12%
Bajaj Housing Finance Ltd.
FinancialNCD0.12%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.12%
HealthcareEquity0.12%
Uttar Pradesh State
OthersSDL0.12%
Jamnagar Utilities and Power Pvt. Ltd.
Capital GoodsDebenture0.11%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture0.11%
FinancialEquity0.11%
ServicesEquity0.11%
SovereignGOI Sec0.11%
FinancialNCD0.11%
Power Finance Corporation Ltd.
FinancialBonds0.10%
Consumer DiscretionaryEquity0.10%
Consumer DiscretionaryEquity0.10%
LIC Housing Finance Ltd.
FinancialDebenture0.10%
EnergyEquity0.10%
FinancialBonds/NCD0.10%
Andhra Pradesh State
FinancialSDL0.10%
LIC Housing Finance Ltd.
FinancialDebenture0.10%
Power Finance Corporation Ltd.
FinancialBonds0.09%
Power Finance Corporation Ltd.
FinancialBonds0.09%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.09%
LIC Housing Finance Ltd.
FinancialDebenture0.09%
Bajaj Finance Ltd.
FinancialBonds/Deb0.09%
LIC Housing Finance Ltd.
FinancialNCD0.09%
National Bank For Agriculture & Rural Development
FinancialBonds0.09%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.09%
FinancialDebenture0.09%
Kotak Mahindra Investments Ltd.
FinancialBonds/NCD0.09%
Toyota Financial Services Ltd.
FinancialDebenture0.09%
FinancialNCD0.09%
FinancialFRB0.09%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.09%
FinancialNCD0.09%
National Bank For Agriculture & Rural Development
FinancialDebenture0.09%
Madhya Pradesh State
OthersSDL0.09%
FinancialDebenture0.09%
FinancialDebenture0.09%
Uttar Pradesh State
OthersSDL0.09%
Housing & Urban Development Corporation Ltd.
FinancialNCD0.09%
FinancialNCD0.09%
LIC Housing Finance Ltd.
FinancialDebenture0.09%
Capital GoodsEquity0.09%
Madhya Pradesh State
OthersSDL0.09%
ServicesEquity0.09%
Gujarat State
ConstructionSDL0.08%
Metals & MiningEquity0.08%
FinancialEquity0.08%
ServicesEquity0.08%
CommunicationEquity0.08%
REC Ltd.
FinancialBonds0.08%
Andhra Pradesh State
FinancialSDL0.08%
FinancialEquity0.07%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.07%
EnergyEquity0.07%
FinancialDebenture0.07%
L&T Metro Rail (Hyderabad) Ltd.
ConstructionNCD0.07%
FinancialSec. Debt0.07%
Rajasthan State
OthersSDL0.07%
Andhra Pradesh State
FinancialSDL0.06%
FinancialEquity0.06%
Capital GoodsEquity0.06%
EnergyEquity0.06%
Andhra Pradesh State
FinancialSDL0.06%
CommunicationEquity0.06%
FinancialEquity0.06%
HDFC Bank Ltd.
FinancialNCD0.05%
ServicesEquity0.05%
ChemicalsEquity0.05%
Canara Bank
FinancialNCD0.05%
Metals & MiningEquity0.05%
HDFC Bank Ltd.
FinancialDebenture0.05%
Gujarat State
ConstructionSDL0.05%
Indian Oil Corporation Ltd.
EnergyNCD0.05%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.05%
ConstructionBonds0.05%
FinancialBonds/NCD0.05%
HDFC Bank Ltd.
FinancialDebenture0.05%
FinancialEquity0.05%
LIC Housing Finance Ltd.
FinancialBonds0.05%
GOI
SovereignGOI Sec0.05%
Union Bank of India
FinancialAdd. Tier 1 Bond0.05%
ConstructionDebenture0.05%
National Bank For Agriculture & Rural Development
FinancialBonds/NCD0.05%
EnergyDebenture0.05%
FinancialDebenture0.05%
FinancialDebenture0.05%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.05%
Maharashtra State
OthersSDL0.05%
Sundaram Home Finance Ltd.
FinancialDebenture0.05%
HealthcareEquity0.05%
FinancialNCD0.05%
Housing & Urban Development Corporation Ltd.
FinancialDebenture0.05%
Maharashtra State
OthersSDL0.05%
HealthcareEquity0.04%
ConstructionEquity0.04%
Gujarat State
ConstructionSDL0.04%
CommunicationEquity0.04%
Consumer StaplesEquity0.04%
Gujarat State
ConstructionSDL0.04%
Consumer DiscretionaryEquity0.04%
LIC Housing Finance Ltd.
FinancialNCD0.04%
National Bank For Agriculture & Rural Development
FinancialDebenture0.04%
FinancialZCB0.03%
Uttar Pradesh State
OthersSDL0.03%
HDFC Bank Ltd.
FinancialFD0.03%
TechnologyEquity0.03%
SovereignGOI Sec0.03%
Gujarat State
ConstructionSDL0.03%
HDFC Bank Ltd.
FinancialDebenture0.03%
FinancialDebenture0.02%
National Bank For Agriculture & Rural Development
FinancialBonds0.02%
SovereignGOI Sec0.02%
ServicesEquity0.02%
EnergyEquity0.02%
EnergyEquity0.02%
FinancialEquity0.02%
Maharashtra State
OthersSDL0.02%
FinancialEquity0.02%
Consumer StaplesEquity0.02%
GOI
SovereignGOI Sec0.02%
ConstructionEquity0.01%
ChemicalsEquity0.01%
AutomobileEquity0.01%
Consumer StaplesEquity0.01%
HealthcareEquity0.01%
InsuranceEquity0.01%
FinancialEquity0.01%
Maharashtra State
OthersSDL0.01%
CommunicationEquity0.01%
Capital GoodsEquity0.01%
SovereignGOI Sec0.00%
SovereignGOI Sec0.00%
SovereignGOI Sec0.00%
HealthcareEquity0.00%
EnergyEquity0.00%
TechnologyEquity0.00%
HealthcareEquity0.00%
ServicesEquity0.00%
Chhattisgarh State
OthersSDL0.00%
Kerala State
OthersSDL0.00%
FinancialEquity0.00%
ConstructionEquity0.00%
ServicesEquity0.00%
Consumer DiscretionaryEquity0.00%
Consumer StaplesEquity0.00%
FinancialEquity0.00%
CommunicationEquity0.00%
ConstructionEquity0.00%
Axis Bank Ltd.
FinancialFutures-0.00%
Canara Bank
FinancialFutures-0.00%
Crompton Greaves Consumer Electricals Ltd.
Consumer DiscretionaryFutures-0.00%
Info Edge (India) Ltd.
ServicesFutures-0.00%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.00%
Indian Energy Exchange Ltd.
ServicesFutures-0.00%
United Spirits Ltd.
Consumer StaplesFutures-0.00%
Grasim Industries Ltd.
ConstructionFutures-0.00%
LIC Housing Finance Ltd.
FinancialFutures-0.00%
Tata Steel Ltd.
Metals & MiningFutures-0.00%
Laurus Labs Ltd.
HealthcareFutures-0.00%
Ambuja Cements Ltd.
ConstructionFutures-0.00%
Persistent Systems Ltd.
TechnologyFutures-0.00%
Petronet LNG Ltd.
EnergyFutures-0.00%
Lupin Ltd.
HealthcareFutures-0.00%
Torrent Pharmaceuticals Ltd.
HealthcareFutures-0.00%
Cummins India Ltd.
Capital GoodsFutures-0.01%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.02%
Interglobe Aviation Ltd.
ServicesFutures-0.03%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.04%
Cipla Ltd.
HealthcareFutures-0.04%
JSW Steel Ltd.
Metals & MiningFutures-0.05%
HDFC Life Insurance Co Ltd.
InsuranceFutures-0.06%
Hindalco Industries Ltd.
Metals & MiningFutures-0.08%
NTPC Ltd.
EnergyFutures-0.09%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures-0.10%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-0.12%
SBI Life Insurance Company Ltd.
InsuranceFutures-0.13%
Kotak Mahindra Bank Ltd.
FinancialFutures-0.18%
Bajaj Finserv Ltd.
FinancialFutures-0.30%
ICICI Bank Ltd.
FinancialFutures-0.33%
Bharti Airtel Ltd.
CommunicationFutures-0.39%
Bajaj Finance Ltd.
FinancialFutures-0.56%
Reliance Industries Ltd.
EnergyFutures-0.72%
HDFC Bank Ltd.
FinancialFutures-0.78%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns18.0%20.6%15.6%15.5%
Category average11.6%11.0%9.8%NA
Rank with in category11NANA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.73%

Inclusive of GST

Exit load

Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Nandita Menezes
Mar 2025 - Present
View details

Education
CA (ICAI, INDIA), B.Com (University of Mumbai)
Experience
Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Launch Date
10 Dec 1999
HDFC Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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