SBI Low Duration Fund Direct Growth

SBI Low Duration Fund Direct Growth

+7.38%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Apr '26
₹3,807.24
Min. for SIP
₹500
Fund size (AUM)
₹13,582.83 Cr
Expense ratio
0.43%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,596
+2.66%
3 years₹1,80,000₹1,99,447
+10.80%
5 years₹3,00,000₹3,55,808
+18.60%
10 years₹6,00,000₹8,42,348
+40.39%

Holdings (51)

NameSectorInstrumentsAssets
HDFC Bank Ltd.FinancialCD10.35%
National Bank For Agriculture & Rural DevelopmentFinancialCD7.94%
LIC Housing Finance Ltd.FinancialCP6.92%
Chhattisgarh StateOthersSDL6.28%
Small Industries Devp. Bank of India Ltd.FinancialCD4.84%
Radhakrishna Securitisation TrustOthersSec. Debt3.79%
Bharti Telecom Ltd.CommunicationDebenture3.67%
Power Finance Corporation Ltd.FinancialDebenture3.65%
Indian BankFinancialCD3.47%
Canara BankFinancialCD3.46%
Kotak Mahindra Bank Ltd.FinancialCD3.45%
ICICI Bank Ltd.FinancialCD3.44%
REC Ltd.FinancialBonds3.32%
Small Industries Devp. Bank of India Ltd.FinancialCP2.41%
JSW Kalinga Steel Ltd.Metals & MiningDebenture1.85%
Tata Motors Ltd.AutomobileDebenture1.84%
Bajaj Finance Ltd.FinancialDebenture1.82%
Small Industries Devp. Bank of India Ltd.FinancialCD1.73%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.72%
Muthoot Finance Ltd.FinancialDebenture1.29%
Tamilnadu StateOthersSDL1.19%
GOISovereignGOI FRB1.15%
Tata Projects Ltd.ConstructionDebenture1.14%
Power Finance Corporation Ltd.FinancialBonds1.11%
Aditya Birla Housing Finance Ltd.FinancialDebenture1.11%
Bharti Telecom Ltd.CommunicationDebenture1.09%
Bharti Telecom Ltd.CommunicationDebenture1.09%
Tata Housing Devp. Co. LtdConstructionDebenture0.91%
Tata Chemicals Ltd.ChemicalsNCD0.74%
REC Ltd.FinancialBonds0.74%
REC Ltd.FinancialBonds0.73%
REC Ltd.FinancialDebenture0.72%
Interise TrustFinancialFRB0.67%
India Universal Trust AL1OthersSec. Debt0.57%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.55%
JM Financial Services Pvt. Ltd.FinancialCP0.53%
Uttar Pradesh StateOthersSDL0.53%
India Universal Trust AL1OthersSec. Debt0.50%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture0.44%
Bharti Telecom Ltd.CommunicationDebenture0.41%
Mankind Pharma Ltd.HealthcareBonds/Deb0.37%
REC Ltd.FinancialDebenture0.36%
GOISovereignGOI Sec0.26%
Haryana StateOthersSDL0.26%
India Universal Trust AL1OthersSec. Debt0.15%
REC Ltd.FinancialDebenture0.07%
National Bank For Agriculture & Rural DevelopmentFinancialFRB0.01%
Standard Chartered BankFinancialIRS-1.47%
BNP ParibasFinancialIRS-7.36%
IDFC First Bank Ltd.FinancialIRS-7.36%
ICICI Securities Primary Dealership Ltd.FinancialIRS-7.36%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.4%+6.3%+6.9%+7.4%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)131311--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

SA
Sudhir Agrawal
May 2025 - Present
View details

Education
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience
Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.

PK
Pradeep Kesavan
Dec 2023 - Present
View details

Education
Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience
Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Also manages these schemes

About SBI Low Duration Fund Direct Growth

SBI Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Sudhir Agrawal is the Current Fund Manager of SBI Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,46,811 Cr and the Latest NAV as of 10 Apr 2026 is ₹3,807.24. The SBI Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index

Fund house

Rank (total assets)#1 in India
Total AUM₹11,46,810.93 Cr
Date of Incorporation29 Jun 1987
Phone022-61793000 / 1800-425-5425
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianHDFC Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,