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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Low Duration Fund Direct Growth
Debt
Low Duration
Moderate Risk
+7.50%
3Y annualised
+0.03% 1D
NAV: 19 Jan '26
₹3,755.53
Min. SIP amount
₹500
Fund size
₹16,162.70 Cr
Expense ratio
0.43%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,716 | +2.86% | |
| 3 years | ₹1,80,000 | ₹2,00,027 | +11.13% | |
| 5 years | ₹3,00,000 | ₹3,55,785 | +18.59% | |
| 10 years | ₹6,00,000 | ₹8,43,962 | +40.66% |
Holdings (91)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Chhattisgarh State | Others | SDL | 5.30% |
| GOI | Sovereign | GOI Sec | 3.67% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 3.24% |
| Trent Ltd. | Services | Debenture | 3.08% |
| UCO Bank | Financial | CD | 2.42% |
| IndiGrid Infrastructure Trust | Capital Goods | NCD | 2.39% |
| REC Ltd. | Financial | Bonds | 2.19% |
| Reserve Bank of India | Financial | T-Bills | 2.07% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.99% |
| Axis Bank Ltd. | Financial | CD | 1.81% |
| Tata Motors Ltd. | Automobile | Debenture | 1.56% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.55% |
| Citi Corp Finance Ltd | Financial | Debenture | 1.55% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 1.54% |
| Bank Of Baroda | Financial | CD | 1.53% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.52% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 1.52% |
| HDFC Bank Ltd. | Financial | CD | 1.50% |
| Canara Bank | Financial | CD | 1.50% |
| HDFC Bank Ltd. | Financial | CD | 1.48% |
| Cube Highways Trust | Services | Debenture | 1.47% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.47% |
| Bank Of Baroda | Financial | CD | 1.38% |
| Canara Bank | Financial | CD | 1.38% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.36% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.30% |
| LIC Housing Finance Ltd. | Financial | NCD | 1.24% |
| Reserve Bank of India | Financial | T-Bills | 1.23% |
| Union Bank of India | Financial | CD | 1.22% |
| HDFC Bank Ltd. | Financial | CD | 1.20% |
| Union Bank of India | Financial | CD | 1.20% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.09% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.08% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.07% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.07% |
| HDB Financial Services Ltd. | Financial | CP | 1.01% |
| Tamilnadu State | Others | SDL | 1.01% |
| Tata Projects Ltd. | Construction | Debenture | 0.97% |
| GOI | Sovereign | GOI FRB | 0.96% |
| GOI | Sovereign | CGL | 0.94% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.94% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.94% |
| Sundaram Finance Ltd. | Financial | Debenture | 0.93% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.93% |
| GOI | Sovereign | GOI Sec | 0.93% |
| Bank of India | Financial | CD | 0.92% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.92% |
| JSW Energy Ltd. | Capital Goods | CP | 0.92% |
| Axis Bank Ltd. | Financial | CD | 0.92% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.92% |
| Tata Housing Devp. Co. Ltd | Construction | Debenture | 0.92% |
| HDFC Bank Ltd. | Financial | CD | 0.92% |
| HDFC Bank Ltd. | Financial | CD | 0.91% |
| Toyota Financial Services Ltd. | Financial | CP | 0.90% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 0.74% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.72% |
| REC Ltd. | Financial | Debenture | 0.63% |
| Tata Chemicals Ltd. | Chemicals | NCD | 0.62% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.62% |
| Punjab National Bank | Financial | CD | 0.61% |
| Indian Bank | Financial | CD | 0.61% |
| Bank Of Baroda | Financial | CD | 0.61% |
| Tata Motors Finance Ltd. | Financial | CP | 0.61% |
| Kotak Mahindra Investments Ltd. | Financial | CP | 0.60% |
| L&T Finance Ltd. | Financial | CP | 0.60% |
| Interise Trust | Financial | FRB | 0.57% |
| Interise Trust | Financial | CP | 0.52% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.50% |
| Andhra Pradesh State | Financial | SDL | 0.47% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 0.47% |
| Uttar Pradesh State | Others | SDL | 0.45% |
| REC Ltd. | Financial | Bonds/Deb | 0.45% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 0.44% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.37% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.35% |
| National Housing Bank | Financial | Debenture | 0.31% |
| Export-Import Bank Of India | Financial | Bonds | 0.31% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.31% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.31% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.31% |
| REC Ltd. | Financial | Debenture | 0.31% |
| Axis Bank Ltd. | Financial | CD | 0.30% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.30% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Bonds | 0.28% |
| Haryana State | Others | SDL | 0.22% |
| GOI | Sovereign | GOI Sec | 0.22% |
| REC Ltd. | Financial | Debenture | 0.22% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.16% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.16% |
| REC Ltd. | Financial | Debenture | 0.06% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.2% | +7.0% | +7.4% |
| Category average (Debt Low Duration) | +7.1% | +5.9% | +6.5% | -- |
| Rank (Debt Low Duration) | 12 | 13 | 11 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Axis Treasury Advantage Fund Direct Growth | +7.61% | +7.66% | 5,979.40 | |
Mirae Asset Low Duration Fund Direct Growth | +7.54% | +7.59% | 2,561.99 | |
Sundaram Low Duration Fund Direct Growth | +7.34% | +7.55% | 472.15 | |
LIC MF Low Duration Fund Direct Growth | +7.36% | +7.48% | 1,938.34 | |
Tata Treasury Advantage Direct Plan Growth | +7.26% | +7.44% | 3,563.06 | |
| Compare | ||||
Fund management
SASudhir AgrawalMay 2025 - PresentView details
SA
Sudhir Agrawal
May 2025 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Low Duration Fund Direct Growth
SBI Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Sudhir Agrawal is the Current Fund Manager of SBI Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹12,56,070 Cr and the Latest NAV as of 19 Jan 2026 is ₹3,755.53.
The SBI Low Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme seeks to provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months.
Fund benchmarkCRISIL Low Duration Debt A-I Index
Fund house
Rank (total assets)#1 in India
Total AUM₹12,56,070.06 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
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