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Aditya Birla Sun Life Savings Direct Growth
Debt
Ultra Short Duration
Moderate Risk
+7.61%
3Y annualised
-0.01% 1D
NAV: 16 Jan '26
₹577.54
Min. SIP amount
₹1,000
Fund size
₹23,615.17 Cr
Expense ratio
0.33%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,791 | +2.99% | |
| 3 years | ₹1,80,000 | ₹2,00,421 | +11.34% | |
| 5 years | ₹3,00,000 | ₹3,56,999 | +19.00% | |
| 10 years | ₹6,00,000 | ₹8,50,228 | +41.70% |
Holdings (175)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| JSW Energy Ltd. | Capital Goods | CP | 2.72% |
| Shriram Finance Ltd | Financial | Debenture | 2.60% |
| Indusind Bank Ltd. | Financial | CD | 2.47% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 2.39% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.32% |
| Nirma Ltd. | Consumer Staples | Debenture | 2.06% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.00% |
| IDBI Bank Ltd. | Financial | CD | 1.85% |
| HDFC Bank Ltd. | Financial | CD | 1.72% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 1.71% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.69% |
| Reliance Jio Infocomm Ltd. | Communication | CP | 1.67% |
| Gujarat State | Construction | SDL | 1.59% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.49% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.47% |
| Bank Of Baroda | Financial | CD | 1.46% |
| Indusind Bank Ltd. | Financial | CD | 1.44% |
| Axis Bank Ltd. | Financial | CD | 1.40% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.29% |
| Avanse Financial Services Ltd. | Financial | Debenture | 1.27% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.26% |
| Bank Of Baroda | Financial | CD | 1.24% |
| ICICI Home Finance Company Ltd. | Financial | Debenture | 1.14% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.06% |
| SK Finance Ltd. | Financial | Debenture | 1.06% |
| Reserve Bank of India | Financial | T-Bills | 1.05% |
| JSW Energy Ltd. | Capital Goods | CP | 1.04% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.03% |
| Poonawalla Fincorp Ltd. | Financial | CP | 1.03% |
| The Federal Bank Ltd. | Financial | CD | 1.03% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.02% |
| Reserve Bank of India | Financial | T-Bills | 1.02% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.02% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.01% |
| Hinduja Leyland Finance Ltd. | Financial | NCD | 1.01% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.93% |
| Bihar State | Others | SDL | 0.87% |
| JSW Energy Ltd. | Capital Goods | Debenture | 0.85% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 0.85% |
| ICICI Securities Ltd. | Financial | CP | 0.84% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.84% |
| Reserve Bank of India | Financial | T-Bills | 0.83% |
| Bank Of Baroda | Financial | CD | 0.83% |
| Bank of India | Financial | CD | 0.83% |
| Tata Projects Ltd. | Construction | CP | 0.81% |
| Godrej Properties Ltd. | Construction | Debenture | 0.79% |
| Reserve Bank of India | Financial | T-Bills | 0.78% |
| Reserve Bank of India | Financial | T-Bills | 0.76% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.75% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.69% |
| Haryana State | Others | SDL | 0.64% |
| 360 ONE Wealth Ltd. | Financial | NCD | 0.64% |
| Piramal Finance Ltd. | Financial | Debenture | 0.64% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.64% |
| Godrej Properties Ltd. | Construction | NCD | 0.64% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.64% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.63% |
| REC Ltd. | Financial | Debenture | 0.63% |
| Canara Bank | Financial | CD | 0.63% |
| DBS Bank India Ltd. | Financial | CD | 0.63% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.63% |
| Reserve Bank of India | Financial | T-Bills | 0.62% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.62% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.62% |
| Bharti Telecom Ltd. | Communication | CP | 0.60% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.60% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.58% |
| Can Fin Homes Ltd. | Financial | Debenture | 0.53% |
| Hinduja Housing FInance Ltd. | Financial | Debenture | 0.53% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 0.53% |
| Gujarat State | Construction | SDL | 0.53% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.53% |
| Godrej Properties Ltd. | Construction | CP | 0.53% |
| Knowledge Realty Trust | Construction | Debenture | 0.52% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 0.46% |
| GOI | Sovereign | GOI Sec | 0.43% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.43% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.43% |
| Tata Motors Ltd. | Automobile | Debenture | 0.43% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.43% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 0.43% |
| Arka Fincap Ltd. | Financial | Debenture | 0.43% |
| Karnataka State | Others | SDL | 0.43% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.43% |
| Gujarat State | Construction | SDL | 0.42% |
| CTBC Bank Ltd. | Financial | CD | 0.42% |
| Godrej Properties Ltd. | Construction | CP | 0.42% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.42% |
| Indusind Bank Ltd. | Financial | CD | 0.42% |
| Power Finance Corporation Ltd. | Financial | CP | 0.42% |
| Export-Import Bank Of India | Financial | CD | 0.41% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.41% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 0.41% |
| Axis Bank Ltd. | Financial | CD | 0.41% |
| REC Ltd. | Financial | Debenture | 0.37% |
| Tata Housing Devp. Co. Ltd | Construction | CP | 0.36% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.33% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 0.32% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.32% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.32% |
| Hero Housing Finance Ltd. | Financial | Debenture | 0.32% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.32% |
| REC Ltd. | Financial | Debenture | 0.32% |
| Bank Of Baroda | Financial | CD | 0.30% |
| Muthoot Finance Ltd. | Financial | CP | 0.30% |
| Nuvama Wealth Finance Ltd. | Financial | Debenture | 0.28% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.28% |
| Madhya Pradesh State | Others | SDL | 0.26% |
| Rajasthan State | Others | SDL | 0.22% |
| RJ Corp Ltd. | Consumer Staples | Debenture | 0.22% |
| Tamilnadu State | Others | SDL | 0.22% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.21% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.21% |
| Tamilnadu State | Others | SDL | 0.21% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 0.21% |
| REC Ltd. | Financial | NCD | 0.21% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.21% |
| Rajasthan State | Others | SDL | 0.21% |
| Reliance Life Sciences Pvt Ltd. | Healthcare | Debenture | 0.21% |
| Torrent Power Ltd. | Energy | NCD | 0.21% |
| REC Ltd. | Financial | NCD | 0.21% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.21% |
| REC Ltd. | Financial | Debenture | 0.21% |
| Nuvama Clearing Services Ltd. | Financial | CP | 0.21% |
| HDFC Bank Ltd. | Financial | CD | 0.21% |
| Union Bank of India | Financial | CD | 0.21% |
| Haryana State | Others | SDL | 0.20% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.19% |
| Tamilnadu State | Others | SDL | 0.18% |
| REC Ltd. | Financial | Debenture | 0.17% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.17% |
| Cholamandalam Securities Ltd. | Financial | CP | 0.17% |
| Torrent Power Ltd. | Energy | Debenture | 0.15% |
| Reserve Bank of India | Financial | T-Bills | 0.14% |
| GOI | Sovereign | GOI Sec | 0.13% |
| GOI | Sovereign | GOI Sec | 0.13% |
| Gujarat State | Construction | SDL | 0.11% |
| Torrent Power Ltd. | Energy | Debenture | 0.11% |
| REC Ltd. | Financial | Bonds | 0.11% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.11% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.11% |
| GOI | Sovereign | CGL | 0.11% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 0.11% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.10% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.10% |
| Axis Bank Ltd. | Financial | CD | 0.10% |
| Axis Bank Ltd. | Financial | CD | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| Muthoot Finance Ltd. | Financial | CP | 0.10% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.10% |
| Muthoot Finance Ltd. | Financial | CP | 0.10% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 0.10% |
| GOI | Sovereign | GOI Sec | 0.09% |
| GOI | Sovereign | GOI Sec | 0.09% |
| REC Ltd. | Financial | Debenture | 0.09% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.07% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.06% |
| Bihar State | Others | SDL | 0.06% |
| REC Ltd. | Financial | NCD | 0.06% |
| Axis Bank Ltd. | Financial | CD | 0.06% |
| Rajasthan State | Others | SDL | 0.04% |
| Rajasthan State | Others | SDL | 0.04% |
| Rajasthan State | Others | SDL | 0.04% |
| Rajasthan State | Others | SDL | 0.04% |
| Maharashtra State | Others | SDL | 0.04% |
| Bihar State | Others | SDL | 0.04% |
| PNB Housing Finance Ltd. | Financial | Bonds | 0.04% |
| Torrent Power Ltd. | Energy | NCD | 0.04% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Haryana State | Others | SDL | 0.02% |
| Nagaland State | Others | SDL | 0.02% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.6% | +6.4% | +7.2% | +7.7% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 2 | 4 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Ultra Short Term Fund Direct Growth | +7.31% | +7.52% | 4,560.56 | |
Mirae Asset Ultra Short Duration Fund Direct Growth | +7.19% | +7.49% | 2,067.19 | |
Invesco India Ultra Short Duration Fund Direct Growth | +7.14% | +7.40% | 1,233.91 | |
Mahindra Manulife Ultra Short Duration Fund Direct Growth | +7.03% | +7.38% | 218.94 | |
PGIM India Ultra Short Duration Direct Growth | +6.84% | +7.21% | 174.71 | |
| Compare | ||||
Fund management
SDCSunaina da CunhaJun 2014 - PresentView details
SDC
Sunaina da Cunha
Jun 2014 - Present
View details
KGKaustubh GuptaJan 2013 - PresentView details
KG
Kaustubh Gupta
Jan 2013 - Present
View details
MGMonika GandhiMar 2021 - PresentView details
MG
Monika Gandhi
Mar 2021 - Present
View details
About Aditya Birla Sun Life Savings Direct Growth
Aditya Birla Sun Life Savings Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Savings Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,30,736 Cr and the Latest NAV as of 16 Jan 2026 is ₹577.54.
The Aditya Birla Sun Life Savings Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#4 in India
Total AUM₹4,30,735.61 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,