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Aditya Birla Sun Life Savings Direct Growth
+7.59%
3Y annualised
+0.04% 1D
NAV: 20 Mar '26
₹583.92
Min. for SIP
₹1,000
Fund size
₹21,466.70 Cr
Expense ratio
0.32%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,721 | +2.87% | |
| 3 years | ₹1,80,000 | ₹2,00,093 | +11.16% | |
| 5 years | ₹3,00,000 | ₹3,57,105 | +19.04% | |
| 10 years | ₹6,00,000 | ₹8,49,253 | +41.54% |
Holdings (146)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Aditya Birla Sun Life Money Manager Fund Direct-Growth | -- | Mutual Fund | 5.13% |
| JSW Energy Ltd. | Capital Goods | CP | 3.02% |
| Shriram Finance Ltd | Financial | Debenture | 2.85% |
| Indusind Bank Ltd. | Financial | CD | 2.74% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 2.65% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.54% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.22% |
| IDBI Bank Ltd. | Financial | CD | 2.06% |
| HDFC Bank Ltd. | Financial | CD | 1.91% |
| Tata Teleservices (Maharashtra) Ltd. | Communication | CP | 1.90% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.86% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.64% |
| Indusind Bank Ltd. | Financial | CD | 1.60% |
| Axis Bank Ltd. | Financial | CD | 1.55% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 1.50% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.41% |
| Avanse Financial Services Ltd. | Financial | Debenture | 1.40% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.38% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 1.33% |
| ICICI Home Finance Company Ltd. | Financial | Debenture | 1.25% |
| SK Finance Ltd. | Financial | Debenture | 1.17% |
| Reserve Bank of India | Financial | T-Bills | 1.16% |
| JSW Energy Ltd. | Capital Goods | CP | 1.16% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.14% |
| The Federal Bank Ltd. | Financial | CD | 1.14% |
| Reserve Bank of India | Financial | T-Bills | 1.13% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.13% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 1.12% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.11% |
| Hinduja Leyland Finance Ltd. | Financial | NCD | 1.10% |
| Export-Import Bank Of India | Financial | CD | 1.09% |
| JSW Energy Ltd. | Capital Goods | Debenture | 0.94% |
| Reserve Bank of India | Financial | T-Bills | 0.92% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.92% |
| JSW Steel Ltd. | Metals & Mining | Debenture | 0.91% |
| Tata Projects Ltd. | Construction | CP | 0.90% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.87% |
| Godrej Properties Ltd. | Construction | Debenture | 0.87% |
| Reserve Bank of India | Financial | T-Bills | 0.86% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.82% |
| Mahindra Rural Housing Finance Ltd. | Financial | Debenture | 0.76% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.75% |
| Haryana State | Others | SDL | 0.70% |
| 360 ONE Wealth Ltd. | Financial | NCD | 0.70% |
| Piramal Finance Ltd. | Financial | Debenture | 0.70% |
| Godrej Properties Ltd. | Construction | NCD | 0.70% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.70% |
| Mindspace Business Parks REIT | Construction | Debenture | 0.70% |
| Shriram Pistons & Rings Ltd | Automobile | Debenture | 0.70% |
| Shriram Pistons & Rings Ltd | Automobile | Debenture | 0.70% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.70% |
| Godrej Properties Ltd. | Construction | CP | 0.70% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.70% |
| REC Ltd. | Financial | Debenture | 0.69% |
| Reserve Bank of India | Financial | T-Bills | 0.69% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.68% |
| Bharti Telecom Ltd. | Communication | CP | 0.67% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.67% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.64% |
| Can Fin Homes Ltd. | Financial | Debenture | 0.59% |
| Hinduja Housing FInance Ltd. | Financial | Debenture | 0.59% |
| Gujarat State | Construction | SDL | 0.58% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 0.58% |
| Knowledge Realty Trust | Construction | Debenture | 0.57% |
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 0.51% |
| GOI | Sovereign | GOI Sec | 0.48% |
| Muthoot Finance Ltd. | Financial | Debenture | 0.47% |
| Fullerton India Home Finance Ltd. | Financial | NCD | 0.47% |
| Arka Fincap Ltd. | Financial | Debenture | 0.47% |
| Tata Motors Ltd. | Automobile | Debenture | 0.47% |
| GIC Housing Finance Ltd. | Financial | Debenture | 0.47% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 0.47% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.47% |
| Karnataka State | Others | SDL | 0.47% |
| Godrej Properties Ltd. | Construction | CP | 0.46% |
| Export-Import Bank Of India | Financial | CD | 0.46% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 0.46% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.46% |
| Axis Bank Ltd. | Financial | CD | 0.45% |
| Godrej Housing Finance Ltd. | Financial | CP | 0.44% |
| REC Ltd. | Financial | Debenture | 0.41% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 0.36% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.36% |
| Vedanta Ltd. | Metals & Mining | Debenture | 0.35% |
| Hero Housing Finance Ltd. | Financial | Debenture | 0.35% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.35% |
| Bank Of Baroda | Financial | CD | 0.33% |
| Muthoot Finance Ltd. | Financial | CP | 0.33% |
| Nuvama Wealth Finance Ltd. | Financial | Debenture | 0.31% |
| Madhya Pradesh State | Others | SDL | 0.28% |
| Rajasthan State | Others | SDL | 0.25% |
| RJ Corp Ltd. | Consumer Staples | Debenture | 0.24% |
| Tamilnadu State | Others | SDL | 0.24% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.24% |
| Tamilnadu State | Others | SDL | 0.24% |
| REC Ltd. | Financial | NCD | 0.23% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 0.23% |
| Rajasthan State | Others | SDL | 0.23% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.23% |
| Reliance Life Sciences Pvt Ltd. | Healthcare | Debenture | 0.23% |
| Torrent Power Ltd. | Energy | NCD | 0.23% |
| LIC Housing Finance Ltd. | Financial | NCD | 0.23% |
| REC Ltd. | Financial | Debenture | 0.23% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.23% |
| Bank Of Baroda | Financial | CD | 0.23% |
| Haryana State | Others | SDL | 0.22% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.21% |
| REC Ltd. | Financial | Debenture | 0.19% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 0.19% |
| Cholamandalam Securities Ltd. | Financial | CP | 0.19% |
| Torrent Power Ltd. | Energy | Debenture | 0.16% |
| Reserve Bank of India | Financial | T-Bills | 0.16% |
| GOI | Sovereign | GOI Sec | 0.14% |
| Gujarat State | Construction | SDL | 0.12% |
| Torrent Power Ltd. | Energy | Debenture | 0.12% |
| GOI | Sovereign | GOI Sec | 0.12% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.12% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.12% |
| REC Ltd. | Financial | Debenture | 0.12% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.12% |
| Axis Bank Ltd. | Financial | CD | 0.11% |
| Axis Bank Ltd. | Financial | CD | 0.11% |
| GOI | Sovereign | GOI Sec | 0.11% |
| Muthoot Finance Ltd. | Financial | CP | 0.11% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.11% |
| Muthoot Finance Ltd. | Financial | CP | 0.11% |
| Jubilant Beverages Ltd. | Consumer Staples | Debenture | 0.11% |
| GOI | Sovereign | GOI Sec | 0.10% |
| GOI | Sovereign | GOI Sec | 0.10% |
| REC Ltd. | Financial | Debenture | 0.10% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.08% |
| Bihar State | Others | SDL | 0.07% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.07% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Rajasthan State | Others | SDL | 0.05% |
| Maharashtra State | Others | SDL | 0.05% |
| Bihar State | Others | SDL | 0.05% |
| PNB Housing Finance Ltd. | Financial | Bonds | 0.05% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Haryana State | Others | SDL | 0.02% |
| Nagaland State | Others | SDL | 0.02% |
| Chhattisgarh State | Others | SDL | 0.02% |
| Andhra Pradesh State | Financial | SDL | 0.02% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.6% | +6.5% | +7.2% | +7.7% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 2 | 4 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Ultra Short Term Fund Direct Growth | +7.09% | +7.49% | 3,793.02 | |
Mirae Asset Ultra Short Duration Fund Direct Growth | +6.94% | +7.45% | 1,809.31 | |
UTI Ultra Short Duration Fund Direct Growth | +6.93% | +7.39% | 3,946.27 | |
Invesco India Ultra Short Duration Fund Direct Growth | +6.91% | +7.36% | 1,292.12 | |
PGIM India Ultra Short Duration Direct Growth | +6.55% | +7.14% | 165.29 | |
| Compare | ||||
Fund management
SDCSunaina da CunhaJun 2014 - PresentView details
SDC
Sunaina da Cunha
Jun 2014 - Present
View details
KGKaustubh GuptaJan 2013 - PresentView details
KG
Kaustubh Gupta
Jan 2013 - Present
View details
MGMonika GandhiMar 2021 - PresentView details
MG
Monika Gandhi
Mar 2021 - Present
View details
About Aditya Birla Sun Life Savings Direct Growth
Aditya Birla Sun Life Savings Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Sunaina da Cunha is the Current Fund Manager of Aditya Birla Sun Life Savings Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,35,493 Cr and the Latest NAV as of 20 Mar 2026 is ₹583.92.
The Aditya Birla Sun Life Savings Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000.
;
Investment Objective
The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#4 in India
Total AUM₹4,35,493.48 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,