Indian Overseas Bank SMS Banking

Indian Overseas Bank gives its customers the IOB SMS banking service, which allows users to access their accounts offline, and so receive the most up-to-date information from their accounts by SMS.

If you have lost your internet connection and are unable to access the Indian Overseas Bank net banking service, you can use the SMS service, which is a safe technique that requires you to use your registered mobile number only. Customers who want to use this SMS function must have an active cell phone number linked to their Indian Overseas Bank Account.

Characteristics of the IOB SMS Banking Services

  • Customers who have registered for Mobile Banking have access to this feature.
  • Keep track of your accounts at all times.
  • Services are provided by sending a keyword (predefined formats based on services) through SMS to 84240 22122.

How to Register for SMS Banking in Indian Overseas Bank

Clients must follow the steps outlined below to activate the service-

Step 1: To begin, go to your nearest Indian Overseas Bank branch.

Step 2: Fill out the mobile number registration form to get started with mobile banking.

Step 3: Please enter your account number and any other requested information.

Step 4: Fill out the form to have your account processed.

Step 5: The SMS banking service to your mobile phone will be started in a week or less, and a confirmation SMS will be issued to your registered mobile number.

Indian Overseas Bank SMS Banking Codes

Balance Enquiry

BAL Last four-digit account number

8424022122

Mini Statement

MINI's last four-digit account number 

8424022122

Get your MMID

MMID 

8424022122

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