Indian Overseas Bank(IOB) SMS Banking

IOB (Indian Overseas Bank) offers the benefits of IOB SMS banking services to its customers, providing a convenient way to access account information and perform various transactions through text messages.

Customers who want to use the Indian Overseas Bank SMS services must have an active phone number linked to their Indian Overseas Bank Account. This post includes several services offered by the SMS Banking facility of IOB and the registration process.

Features and Services of IOB SMS Banking

Here are some common features of IOB SMS banking:

  • Balance Enquiry: You can check your account balance by sending a specific keyword through SMS.
  • Mini Statement: Obtain a mini statement of your recent transactions through SMS.
  • Fund Transfer: Initiate fund transfers between your linked accounts or to other beneficiaries using specific SMS formats.
  • Cheque Book Request: Request for a new chequebook through SMS.
  • Mobile Recharge and Bill Payment: Recharge your mobile or pay utility bills using SMS banking.
  • Block ATM/Debit Card: In case of a lost or stolen card, you can instantly block your ATM/debit card through SMS.

How to Register for SMS Banking in Indian Overseas Bank?

One can register for IOB SMS Banking services by following the steps that are mentioned below:

Step 1: Go to your nearest Indian Overseas Bank branch.
Step 2: Fill out the mobile number registration form to get started with mobile banking.
Step 3: Enter the account number details.
Step 4: Submit the filled-out application form to activate the SMS Banking services on your phone.
Step 5: The user will get a confirmation SMS on the registered mobile number after the successful activation of IOB SMS Banking services.

Indian Overseas Bank SMS Banking Codes

The table below consists the list of Indian Overseas Bank SMS Banking numbers and codes for different banking services. 

Services

IOB SMS Banking Codes

IOB SMS Banking Numbers

Balance Enquiry

BAL<Last four-digit account number>

8424022122

Mini Statement

MINI<last four-digit account number> 

8424022122

Get your MMID

MMID 

8424022122

 

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