Bank of Baroda (BOB) Net Banking

BOB Net Banking services, also known as Baroda Connect, allow customers to access their bank accounts online. The Internet banking service is available 24x7 to address any financial need of the customers. 

Through Bank of Baroda Internet banking, users can get several benefits, including online balance checks, bill payments, transfer money online, request a chequebook online, etc.

This article will discuss the Bank of Baroda net banking registration, log-in process and transaction charges.

Features of BOB Net Banking

Through Bank of Baroda Netbanking, customers can get access to the following features and services:

  • Bank of Baroda account holders have 24/7 access to the services of the Bank and their accounts.
  • The users can view their account details and enable easy download of the mini statements.
  • Customers can view their transaction history, account details and statements online.
  • Bank of Baroda's online banking services can be used to transfer money online from one BOB account to another. It can also be used to transfer money to third-party accounts through features like IMPS, RTGS, and NEFT.
  • To invest in mutual funds or also to buy insurance policies.
  • Utility bills such as electricity bills, telephone bills, etc can be paid through the Bank of Baroda online net banking service.
  • To send requests for chequebook delivery or even to cancel the delivery of a chequebook.
  • To block their Bank of Baroda debit cards in case of loss or theft. 

Documents Required for BOB Net Banking

To register for BOB netbanking, one must first have a BOB savings account. Here are the other essential things that are important for Bank of Baroda net banking registration:

  • Phone number
  • PAN Card
  • CIF Number, Branch Code, Country Name, and ATM Card Information
  • Valid e-mail id

How to Register for Bank of Baroda Internet Banking?

Here is the step-by-step procedure for Bank of Baroda Internet Banking registration:

Step 1: Customer can visit the Bank of Baroda official website. (https://www.bankofbaroda.in/).

Step 2: Scroll down and select the ‘Internet Banking’ option under ‘Ways to Bank’.

Step 3: Select the ‘Retail User Login’ option in the next step. The user will be directed to a new page, where they must select ‘Online Registration Using Debit Card’.

Step 4: Click ‘Continue’ after entering the verification code.

Step 5: Enter the BOB debit card details and ATM PIN on the next page.

Step 6: Enter the address, name and phone number on the next page. Select the type of facility.

Step 7: Accept the terms and conditions.

Step 8: The user will be asked to create a new net banking id and password. Confirm the password before submitting it. 

Step 9: The user will see a display that says - registration successful.

BOB Internet Banking Login Process and Activation

After completing the Bank of Baroda online banking registration process, the customer can activate the services by logging in to their net banking portal. Here’s how you can log in to the BOB online banking portal:

Step 1: Visit the Bank of Baroda's official website and click on Internet banking. Now, log in as a retail user.

Step 2: Enter the user or customer ID  and the password created during the Bank of Baroda net banking registration.

Step 3: Click the enter option to log in to the BOB net banking portal.

Steps to Reset BOB Net Banking Password

Here are the two instances where the bobibanking password should be changed:

  • When the password has been forgotten.
  • When the password needs to be changed for security reasons.

The step-by-step process to reset the bob net banking login password is given below:

Step 1: The user must go to the log-in page of BOB e-banking or internet banking.

Step 2: Click on the forgot password instead of entering the password.

Step 3: The user will be redirected to a new page to enter details such as registered phone number and customer ID. Click on the ‘submit’ button.

Step 4: The user will get an OTP to the registered mobile number. Enter the OTP for verification.

Step 5: The user will be prompted to reset their password. Create a new password and click on submit.

The user can now use the newly created password to log in to the Bank of Baroda e-banking service.

How to Transfer Funds through BOB Internet Banking?

People having a Bank of Baroda bank account can transfer funds to other bank accounts through NEFT, IMPS or RTGS facility. Here are the steps to transfer funds through the BOB online banking portal:

  • First, log in to the Bank of Baroda online banking page or Baroda Connect.
  • After successful login, click on ‘Fund Transfer’ and select the option ‘Transfer to other bank’.
  • Now, choose the payment option, i.e., IMPS/NEFT/RTGS. 
  • Select the ‘Beneficiary Account’. If no beneficiary is added, click on the option ‘Add Beneficiary’ and enter all the details like Beneficiary Account Number, IFSC Code and beneficiary name.  
  • Enter the amount and then click submit. 
  • The fund will now be transferred to the beneficiary account successfully. The user will even receive a confirmation message once the transaction is completed.

Transaction Limits on Bank of Baroda Net Banking

Bank of Baroda has levied transaction limits against different transactions for BOB corporate net banking and retail banking users. Accordingly, the transaction limits on BOB online banking are provided in the table below:

For BOB Retail Banking Users:

Type of Transaction 

Per Transaction Limit

Per Day Limit

Weekly Limit

Third-party payments

7 lakhs

10 lakhs

12 lakhs

NEFT and RTGS fund transfer

10 lakhs

15 lakhs

30 lakhs

Government accounts and self-linked accounts

No limit

No limit

No limit

For BOB Corporate Banking Users:

Type of Transaction 

Per Transaction Limit

Per Day Limit

Weekly Limit

Third-party payments

10 lakhs 

25 lakhs

45 lakhs

NEFT and RTGS fund transfer

20 lakhs

75 lakhs

2 crores

Government accounts and self-linked accounts

No limit

No limit

No limit

Charges Applicable on Bank of Baroda Internet Banking

The charges levied on IMPS/RTGS/NEFT transactions made through bobibanking are listed in the table below:

Transaction Type

Transaction Amount 

Charges Applicable

IMPS 

Upto Rs. 1000

Rs. 2.50  

Rs.1001 - Rs.25000

Rs. 5

Rs.25001 - Rs. 1,00,000

Rs. 7.50

Rs. 1,00,001 - Rs. 2,00,000  

Rs. 15

Rs. 2,00,001 – Rs. 5,00,000  

Rs. 20

NEFT

Upto Rs. 10, 000

Rs. 2.25

Rs.10,001 - Rs.1,00,000

Rs. 4.75

Rs. 1,00,001 - Rs. 2,00,000  

Rs. 14.75

Above Rs. 2,00,000

Rs. 24.75

RTGS

Rs. 2 lakhs  - Rs. 5 lakhs

Rs. 24.50 + GST

Above Rs. 5 lakhs

Rs. 49.50 + GST

Bank of Baroda Mobile Banking App

Bank of Baroda account holders can enjoy the services of BOB mobile banking through the M-connect app. It is a mobile banking application that allows customers to carry out online transactions, pay utility bills, make mobile recharge and get all the necessary details regarding their BOB bank account. 

How to Register and Activate BOB M-Connect Services?

Customers can enjoy the services of the Bank of Baroda mobile banking app by following these steps:

  • Download the BOB m-banking app, i.e., M-Connect Plus.
  • Open the app and click ‘Confirm’. The registered phone number will be fetched automatically. 
  • Click on ‘Register Now’ to register for the mobile banking services. 
  • Enter the OTP received on the registered phone number. 
  • Add the BOB debit card details. The user will be prompted to create a log in password.
  • The user will receive their mobile banking pin or m-PIN through SMS. 
  • Enter the m-PIN and password to log in to the mobile banking app. 

The mobile banking services will be activated. The user can use the new login password and m-PIN for future logins.

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