BOB Net Banking services, also known as Baroda Connect, allow customers to access their bank accounts online. The Internet banking service is available 24x7 to address any financial need of the customers.
Through Bank of Baroda Internet banking, users can get several benefits, including online balance checks, bill payments, transfer money online, request a chequebook online, etc.
This article will discuss the Bank of Baroda net banking registration, log-in process and transaction charges.
Through Bank of Baroda Netbanking, customers can get access to the following features and services:
To register for BOB netbanking, one must first have a BOB savings account. Here are the other essential things that are important for Bank of Baroda net banking registration:
Here is the step-by-step procedure for Bank of Baroda Internet Banking registration:
Step 1: Customer can visit the Bank of Baroda official website. (https://www.bankofbaroda.in/).
Step 2: Scroll down and select the ‘Internet Banking’ option under ‘Ways to Bank’.
Step 3: Select the ‘Retail User Login’ option in the next step. The user will be directed to a new page, where they must select ‘Online Registration Using Debit Card’.
Step 4: Click ‘Continue’ after entering the verification code.
Step 5: Enter the BOB debit card details and ATM PIN on the next page.
Step 6: Enter the address, name and phone number on the next page. Select the type of facility.
Step 7: Accept the terms and conditions.
Step 8: The user will be asked to create a new net banking id and password. Confirm the password before submitting it.
Step 9: The user will see a display that says - registration successful.
After completing the Bank of Baroda online banking registration process, the customer can activate the services by logging in to their net banking portal. Here’s how you can log in to the BOB online banking portal:
Step 1: Visit the Bank of Baroda's official website and click on Internet banking. Now, log in as a retail user.
Step 2: Enter the user or customer ID and the password created during the Bank of Baroda net banking registration.
Step 3: Click the enter option to log in to the BOB net banking portal.
Here are the two instances where the bobibanking password should be changed:
The step-by-step process to reset the bob net banking login password is given below:
Step 1: The user must go to the log-in page of BOB e-banking or internet banking.
Step 2: Click on the forgot password instead of entering the password.
Step 3: The user will be redirected to a new page to enter details such as registered phone number and customer ID. Click on the ‘submit’ button.
Step 4: The user will get an OTP to the registered mobile number. Enter the OTP for verification.
Step 5: The user will be prompted to reset their password. Create a new password and click on submit.
The user can now use the newly created password to log in to the Bank of Baroda e-banking service.
People having a Bank of Baroda bank account can transfer funds to other bank accounts through NEFT, IMPS or RTGS facility. Here are the steps to transfer funds through the BOB online banking portal:
Bank of Baroda has levied transaction limits against different transactions for BOB corporate net banking and retail banking users. Accordingly, the transaction limits on BOB online banking are provided in the table below:
Type of Transaction |
Per Transaction Limit |
Per Day Limit |
Weekly Limit |
Third-party payments |
7 lakhs |
10 lakhs |
12 lakhs |
NEFT and RTGS fund transfer |
10 lakhs |
15 lakhs |
30 lakhs |
Government accounts and self-linked accounts |
No limit |
No limit |
No limit |
Type of Transaction |
Per Transaction Limit |
Per Day Limit |
Weekly Limit |
Third-party payments |
10 lakhs |
25 lakhs |
45 lakhs |
NEFT and RTGS fund transfer |
20 lakhs |
75 lakhs |
2 crores |
Government accounts and self-linked accounts |
No limit |
No limit |
No limit |
The charges levied on IMPS/RTGS/NEFT transactions made through bobibanking are listed in the table below:
Transaction Type |
Transaction Amount |
Charges Applicable |
IMPS |
Upto Rs. 1000 |
Rs. 2.50 |
Rs.1001 - Rs.25000 |
Rs. 5 |
|
Rs.25001 - Rs. 1,00,000 |
Rs. 7.50 |
|
Rs. 1,00,001 - Rs. 2,00,000 |
Rs. 15 |
|
Rs. 2,00,001 – Rs. 5,00,000 |
Rs. 20 |
|
NEFT |
Upto Rs. 10, 000 |
Rs. 2.25 |
Rs.10,001 - Rs.1,00,000 |
Rs. 4.75 |
|
Rs. 1,00,001 - Rs. 2,00,000 |
Rs. 14.75 |
|
Above Rs. 2,00,000 |
Rs. 24.75 |
|
RTGS |
Rs. 2 lakhs - Rs. 5 lakhs |
Rs. 24.50 + GST |
Above Rs. 5 lakhs |
Rs. 49.50 + GST |
Bank of Baroda account holders can enjoy the services of BOB mobile banking through the M-connect app. It is a mobile banking application that allows customers to carry out online transactions, pay utility bills, make mobile recharge and get all the necessary details regarding their BOB bank account.
Customers can enjoy the services of the Bank of Baroda mobile banking app by following these steps:
The mobile banking services will be activated. The user can use the new login password and m-PIN for future logins.