HDFC Bank Net Banking

HDFC Bank net banking services let customers access their accounts and perform varied transactions around the clock. In order to be precise, HDFC online banking allows 200 different transactions without having to visit the HDFC bank physically. This service can be activated free of cost and opened by any bank account holder.

Here we have discussed HDFC Net Banking Registration and login process. Users can also check the several benefits and services available through HDFC Bank Internet Banking.

Services Offered by HDFC Bank Netbanking

Some of the services offered by HDFC Online Banking are-

  • Account Management:  HDFC Bank Netbanking allows customers to manage their savings, current, and credit card accounts online. Users can view their account balances, and transaction history, and download account statements.
  • Fund Transfer:  HDFC Bank Netbanking enables customers to transfer funds to other HDFC Bank accounts, as well as other bank accounts in India. Customers can transfer funds using NEFT, RTGS, IMPS, and UPI.
  • Bill Payments: HDFC Bank Netbanking allows customers to pay their utility bills, credit card bills, and other bills online. Users can also set up automatic bill payments and receive bill alerts.
  • Investments: HDFC Bank Netbanking provides a platform for customers to invest in mutual funds, fixed deposits, and other investment options offered by HDFC Bank.
  • Online Shopping: HDFC Bank Netbanking allows customers to shop online and make secure online payments using their debit or credit cards.
  • Loan Management: HDFC Bank Netbanking provides customers with information about their loans, including loan balances, payment history, and repayment schedules. Users can also apply for loans and track their loan applications.
  • Mobile Banking: HDFC Bank Netbanking users can access their accounts using the HDFC Bank mobile banking app, which provides many of the same features as the online service.

How to Register for HDFC Internet Banking?

Here is an informed guide on how to register for the net banking facilities of HDFC Bank. There are mainly four ways to register for the Internet banking procedure of HDFC, and they are:

  1. a) Through the Bank's Branch
  2. b) Through Customer Care
  3. c) Through the ATM 
  4. d) Through the HDFC Bank Net Banking Portal

1) Through the Bank's Branch:

By physically visiting a bank location and following the steps outlined below, one can activate their net banking user ID and password.


  • The account holder must submit a fully completed prescribed application, which is available at the branch or can be downloaded online. 
  • The user must also provide the required authentication information (account number, user name, correspondence address, and so on). Along with all of the information, the user must also submit two Xerox copies (Proof of Residence / Proof of Identity) and the account's passbook information.

  • After completing the process, the account holder can request a pre-activated net banking kit from the branch, which will include the net banking user ID and password, as well as the dos and don'ts of net banking service.

2) Through Customer Care:

  • The user can call HDFC's phone banking or customer service numbers and request that the net banking option be activated. 
  • The user will be requested to provide their customer ID, contact address, and phone number. 
  • The bank will send the HDFC net banking details within five working days. It will be mailed to the current address provided by the person.

3) Through the ATM 

The HDFC bank also offers net banking registration through the nearest HDFC Bank ATM. 

  • To do so, the user must go to the nearest HDFC Bank ATM and utilize his ATM card while supplying the pin.
  • After logging into the ATM machine, the user must select "other option" from the main page. 
  • Next, the user must select "online banking registration," which will retrieve all of the information stored in the backend.
  • The bank will now consider your request and will provide the user ID and password within five working days.

4) Through the Portal

  • The account holder can also complete the new online registration process through the HDFC Net Banking portal (https://netbanking.hdfcbank.com/netbanking/).
  • On the login page, select ‘First Time Uer’.
  • Enter Customer ID and Captcha Code. Click on ‘Continue’
  • Enter the bank account details for which net banking service is required.
  • Enter the OTP received on the registered phone number. 
  • Generate your net banking password. Create a new password and re-enter it to confirm it. 
  • The user can login with the same credentials to use the net banking services.

HDFC Internet Banking Login Procedure

Here is a step-by-step process for HDFC netbanking login:

Step 1: Navigate to the HDFC online banking portal (https://www.hdfcbank.com/).

Step 2: Click on the ‘Login’ option and select ‘Net Banking’. The user will be redirected to the login page.

Step 3: Enter the customer ID/User ID and click ‘Continue’.

Step 4: Enter your ‘Password’ and click the ‘Enter’ button to log into the HDFC Bank net banking dashboard.

How to Reset HDFC Net Banking Password?

Here are the general steps for resetting your HDFC NetBanking Login Password:

  • Visit the HDFC Net Banking website and click on the "Forgot Password" option.
  • Enter the Customer ID and registered mobile number/email ID.
  • The user will receive an OTP (one-time password) on their registered mobile number/email ID.
  • Enter the OTP and set a new password as per the guidelines provided by the website.
  • Confirm the new password by entering it again.
  • Click on the "Submit" button to reset the password.

In case the user faces any issues, they can also contact the HDFC Net Banking customer support team for assistance.

HDFC Bank Chat Banking

HDFC has introduced a new feature called HDFC Bank Chat Banking to address customer queries instantly. It is a quick tap service and can be accessed by customers 24x7.  HDFC whatsapp banking or chat banking is also safe, secure and end-to-end encrypted.

Here is the list of services offered by HDFC chat banking features:

1. Account related services

  • To check account balance, account statement summary, mini statements.
  • To address queries related to cheques
  •  To check important updates and details for your savings account.
  • To get payment alerts against every transaction.
  • IFSC code enquiry

2. Debit/Credit card related services 

  • To check the outstanding debit/credit card balance
  • To check transaction details and statements, current credit limit and reward points.

3. Smart Assist through chats

You can type your queries related to either debit cards, credit cards, loans and many more through HDFC whatsapp banking feature. All the queries will be addressed instantly by the customer support team through their smart chat assist service. 

4. 24x7 Assistance

Through the quick tap service of HDFC bank chat banking, customers can easily access it anytime from anywhere.

How to Activate HDFC Chat Banking?

All the HDFC bank account holders can activate the HDFC bank chat banking services on their phone by following the steps given below:

For HDFC Bank Account Holders

  • Save the number 7070022222.
  • Send a whatsapp message “Hi” from your registered mobile number.
  • Enter the last 4-digits of your debit card number or customer ID. 
  • Enter the OTP that is send to your registered mobile number to activate your HDFC whatsapp banking services.

For HDFC Bank Credit Card Holders

  • Send a whatsapp message “Hi” from your registered mobile number to 7070022222.
  • Enter the last 4-digits of your credit card number. 
  • Enter the OTP that is send to your registered mobile number.

For HDFC Bank Loan Customers

  • Save the number 7070022222.
  • Send a whatsapp message “Hi” from your registered mobile number.
  • Enter the last 4-digits of your Loan Account Number. 
  • Enter the OTP received on your registered mobile number.

Customers can also opt-out from the HFDC bank chat banking services by sending a whatsapp message “De-register” to 70700 22222. 

What are the Advantages Of HDFC Bank Netbanking?

Some potential advantages of HDFC Bank net banking for customers include:

Convenience
HDFC Bank internet banking allows customers to access and manage their accounts from anywhere, at any time, as long as they have an internet connection. This eliminates the need to visit a bank branch and stand in long queues.

Ease of Use
The internet banking platform is designed to be user-friendly, with easy navigation and intuitive features.

Security
HDFC Bank internet banking uses advanced security measures such as two-factor authentication and encryption to ensure the safety of customer data.

Access to a Wide Range of Services
Customers can use internet banking to perform a variety of transactions, such as transferring funds, paying bills, applying for loans, and managing investments.

Cost-effective
Netbanking transactions are often cheaper than traditional methods such as cash or check, which can save customers money in the long run.

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