Indian Bank Net Banking

Here are the significant characteristics of the Internet banking services of Indian Bank:

• NEFT/RTGS/IMPS - The Indian Bank net banking services let the users transfer funds from the Indian Bank accounts to the other third-party accounts using RTGS, IMPS or NEFT process.
• Account Viewing and Updating - Account holders can view and update their account information online.
• Opening FDs and RDs - Account holders can easily get an RD or an FD with Internet banking and execute tasks like premature withdrawal online.
• To Check Balance - Users can also view their bank account balance and activity and know the status of their chequebook online.
• To Make Online Bookings - Account holders can use the net banking services to book air, rail, or bus tickets online.
• Bill Payments Online - Users can pay their credit card and utility bills online using the Indian Bank online banking services.

The customer needs to follow the steps that are mentioned below to avail of the net banking services of Indian Bank:

1. First, go to the Indian Bank online banking portal (https://www.netbanking.indianbank.in/jsp/startIBPreview.jsp).
2. Click the ‘Login’ button, and the user will be redirected to a new page. Select ‘New User’.
3. Now, enter the CIF or account number and the mobile number registered with the account. Click on ‘submit’ after entering the details.
4. An OTP will be generated on the registered mobile number. Enter the OTP for verification. 
5. Once the One Time Password is verified, enter the account details and all the necessary information.
6. After the submission of the details, choose the type of facility.
7. Create a login password for the net banking account.
8. Select any two of the available security questions and then enter the answers. 
9. Select the type of activation. The user can activate the Internet banking account through Indian Bank branches or the Indian Bank ATM card.
10. To activate the account through the branch, download the application form and submit it to the closest branch after filling in the details.
11. To activate the account with the ATM card, agree to the terms and conditions, and enter the ATM card details on the next page.
12. Once the bank has verified the information, the net banking account will be activated within the next 24 hours.

We have explained the Indian Bank Online Banking login process for both Indian Bank personal and Indian Bank Corporate Banking users. 

Indian Bank Personal Banking Login 

Step 1: Go to the Indian Bank Internet Banking page (https://www.netbanking.indianbank.in/jsp/startIB.jsp).

Step 2: Select the ‘Login’ button under the Individual Banking section.

Step 3: Enter your Username and Password in the fields provided and click ‘Login.’

Indian Bank Corporate Login

Indian Bank Corporate Banking users can go through these steps to log in to their net banking portal:

• Go to the official website of Indian Bank e-banking (https://www.netbanking.indianbank.in/) and click on the ‘Login’ button.
• Go to the Indian Bank Corporate Net Banking section.
• Enter your Corporate User ID, Password and Captcha. Click the ‘Login’ button to access the net banking portal.

Users can change or reset their net banking password anytime by following the steps mentioned below:

Step 1: Log in to Indian Bank online banking at https://www.netbanking.indianbank.in/jsp/startIB.jsp. 

Step 2: Choose ‘Login to Net Banking’ on the next page. Enter your user ID and click continue.

Step 3: Click ‘Forgot Login Password’ on the next page. 

Step 4: A pop-up window will be displayed on the screen. Press ‘Next’ to continue.

Step 5: Enter your Username, Bank Account Number, Date of Birth, Mobile Number, Country, and CAPTCHA code. Click ‘Submit’. 

Step 6: Enter the OTP received on your registered phone number.

Step 7: Set the new net banking password. The user can also visit an Indian Bank branch or use the ATM card information to update their net banking password.

Step 8: To continue, input the New Password now. Then, initiate the request.

The user can now log in to the Indian Bank net banking portal using the New Password.

Indian Bank online banking users can transfer funds to other accounts using the IMPS/NEFT/RTGS process. Here are the steps that need to be followed:

• Log in to the net banking portal using the user ID and password.
• Select the “Fund Transfer” option.
• Choose the preferred mode of fund transfer (NEFT/RTGS/IMPS).
• Select “Fund transfer to account” and add all the details, including the beneficiary’s account number, IFSC code, beneficiary’s name and the amount.
• Select “Confirm”.
• Enter the OTP received on the registered phone number.

Apart from the Indian Bank online banking services, it also provides the benefits of mobile banking services. Customers can download the Indian Bank Mobile Banking app and access all the banking services on their mobile phones.

Here are the various services offered by Indian Bank Mobile Banking:

• Accessing the bank account details.
• Ticket booking online.
• Online shopping facilities.
• Instant Money Transfers.
• Premium payments for insurance.
• Inquiry for the chequebook status.
• Paying bills online.
• Debit or credit card services.
• Grievance redressals and requests for services.
• Updating the KYC.
• Viewing transaction history.
• Payment of taxes.
• Online trading services.
• Issuance of a chequebook.

With effect from April 1, 2020, Indian Bank and Allahabad Bank have merged. Customers will benefit from enhanced and more convenient banking services as a result of this combination. The following are some of the advantages that will be introduced:

• Branches and ATMs have been expanded.
• Providers of additional customer service.
• Digital banking services have been improved.

There have been no modifications to the access of digital banking for consumers using net banking. Registered consumers can continue to utilise their bank's mobile and internet banking apps.

It is also ensured that the Integrated Entity incorporates the greatest elements of both banks' Internet and Mobile Banking services.