UCO Bank Net Banking

UCO Bank Net Banking is an online banking platform that helps UCO Bank customers to access banking services 24x7. These net banking services are widely used by customers as it provides the benefits of performing multiple banking functions through a single platform. 

There are several features and benefits of using UCO net banking services, including fund transfers, balance checks, downloading account statements, online bill payments, etc. Every UCO Bank account holder can register for these online banking services and get access to these benefits. 

On this page, we will discuss the activation process of UCO e-banking and the daily transactional limit of online banking services of UCO bank.

Benefits of UCO Net Banking

Here are the different services and benefits offered by UCO e-Banking:

Account Information Related Services

  • To check account balance, status and transaction history online.
  • Get 24x7 customer support for account-related queries.
  • Download mini statements and online account statements.
  • Track loan instalments.
  • To track the status of your chequebook.

Services Related to Online Transactions

  • Users can use UCO Bank e-banking to make online payments across several merchant/e-commerce platforms through the direct payment gateway.
  • Mutual funds investment, online share trading, and AMC selling can be made through net banking services.

Demat Account Information

  • Users can get online access to their Demat Account.
  • One can access the transaction and holding statements, including the ISIN code, scrip name, and balance.

UCO Bank Net Banking Registration Process

Anyone with a UCO bank account can register for UCO Internet Banking services through the official website. Here are the steps that must be followed:

Step 1: Go to the UCO Bank e-banking website (https://www.ucoebanking.in/).

Step 2: Go to the ‘Self-service’ section and select ‘Retail Online Registration’ from the drop-down menu.

Step 3: A new page will appear. Enter your UCO bank account number, any of the last five transaction amounts (debit/credit), transaction type and captcha code. Click ‘Continue’.

Step 4: The user will receive an OTP on their registered phone number. Enter the OTP and click the ‘Confirm’ option.

Step 5: A new page will appear. Enter your UCO bank debit card information. Click the ‘Submit button’ once again.

Step 6: The user will receive a temporary user id and password to log in to the net banking portal. 

Step 7: The user must create a new login ID and password post logging in. Enter your mail id and click ‘Submit’. 

Step 8: The user should now get a confirmation message on their screen confirming that their UCO e-banking account has been successfully registered.

UCO Net Banking Login Process and Activation

After successful registration, users can follow these steps for the UCO Internet Banking Login Process and activation.

Step 1: After registering, one must wait two to three days before starting the activation process.

Step 2: Go to the official website of UCO e-banking (https://www.ucoebanking.in/) to begin the activation process.

Step 3: Click on ‘Net Banking Log In’. Select either ‘Retail Login’ or ‘UCO Bank Corporate Login’.

Step 4: For ‘Retail Users’, one must enter their user ID and captcha on the login page. Whereas ‘Corporate Users’ must enter their UCO Bank corporate login ID and captcha code. 

Step 5: Click on the ‘Login’ button to access the UCO Bank Retail Net Banking or UCO Bank Corporate Net Banking services.

How to Reset UCO Bank Net Banking Password?

It is important to reset the temporary password provided by the UCO Bank for security reasons. One can rest their UCO e-banking or UCO Online banking password by following the steps below:

  • Go to the official website of UCO Bank.
  • Go to ‘UCO e banking’ and select ‘Password Reset’.
  • The user will be directed to a new page. Enter the User ID, account number, one of the last 5 transaction amounts, and the transaction type (credit/debit).
  • Choose ‘Agree’ and click on the ‘Submit’ button.
  • Enter the OTP received on the registered number and confirm.
  • The user will be prompted to generate a new password. Re-enter the new password and confirm.
  • Use the same password for the UCO Bank Net Banking login.

UCO Bank Mobile Banking

Customers of UCO Bank can make banking transactions directly on their phones using the UCO Bank mobile banking services. You can register for UCO Bank m- banking online and utilize all the mobile banking services, including balance checks, online money transfers, and bill payments.

How to Register for UCO Bank Mobile Banking?

Here is the step-by-step procedure to register for the mobile banking services of UCO Bank:

Step 1: First, download the UCO mobile banking app.

Step 2: Once the user has downloaded the app, they can log in with their UCO bank credentials (registered mobile number, account number or email ID)

Step 3: In the next step, the user will be asked to create an MPIN and a password.

Step 4: Use the new password and MPIN to log in to the UCO mobile banking application.

Transaction Modes and Limitations on UCO Bank Net Banking

UCO Bank Net banking can be used to transfer funds from one UCO bank account to another UCO Bank account or even to any other bank account. The users can transfer these funds through NEFT, RTGS or IMPS facilities provided by the bank.

However, UCO Bank has set a daily transaction limit for NEFT and RTGS transfers through UCO e-banking or net banking. The table below shows the per-day transaction limit for these transactions:

For Retail Users:

Type of Transaction

Limit Per Transaction

Limit Per Day

To own account

Rs. 15 lakhs

Rs. 15 lakhs

To third-party account

Rs. 15 lakhs

Rs. 15 lakhs

Bill Payments

Rs. 10 lakhs

Rs.10 lakhs

NEFT/RTGS Transaction

Rs. 15 lakhs

Rs. 15 lakhs

For Corporate Users

Type of Transaction

Limit Per Transaction

Limit Per Day

To own account

Rs. 10 lakhs

Rs. 50 lakhs

To third-party account

Rs. 10 lakhs

Rs. 50 lakhs

Bill Payments

Rs. 20 lakhs

Rs.20 lakhs

NEFT/RTGS Transaction

Rs. 25 lakhs

Rs. 50 lakhs

For UCO Bank Mobile Banking

Type of Transaction

Limit Per Transaction

Limit Per Day

To own account

Rs. 5,00,000/-

Rs. 5,00,000/-

To third-party UCO bank account (beneficiary added)

Rs. 5,00,000/-

Rs. 5,00,000/-

To third-party UCO bank account (without beneficiary)

Rs. 50,000/-

Rs. 5,00,000/-

UPI

Rs. 1,00,000/-

Rs. 1,00,000/-

NEFT

Rs. 5,00,000/-

Rs. 5,00,000/-

IMPS

Rs. 5,00,000/-

Rs. 5,00,000/-

IMPS Quick Transfer

Rs. 50,000/-

Rs. 5,00,000/-

RTGS

Rs. 5,00,000/-

Rs. 5,00,000/-

 

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