Nippon India Equity Savings Fund Direct IDCW Monthly

Hybrid
Equity Savings
Moderate Risk
Payout
10.49%
3Y annualised
-0.17% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Jul 2025₹14.95
Min. SIP amount₹100
Rating2
Fund size₹753.13Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (95)

NameSectorInstrumentAssets
FinancialEquity7.29%
FinancialEquity6.81%
EnergyEquity5.50%
GOI
SovereignGOI Sec5.17%
ConstructionEquity5.14%
AutomobileEquity4.11%
SovereignGOI Sec3.69%
Metals & MiningEquity3.48%
ConstructionEquity2.82%
EnergyEquity2.76%
FinancialEquity2.37%
SovereignGOI Sec2.17%
TechnologyEquity1.93%
FinancialEquity1.80%
EnergyEquity1.78%
Consumer StaplesEquity1.72%
FinancialEquity1.64%
SovereignGOI Sec1.48%
AutomobileEquity1.47%
SovereignGOI Sec1.46%
TechnologyEquity1.32%
CommunicationEquity1.29%
FinancialEquity1.26%
Consumer StaplesEquity1.16%
FinancialEquity1.15%
Metals & MiningEquity1.14%
FinancialEquity1.12%
InsuranceEquity0.96%
EnergyEquity0.93%
TechnologyEquity0.92%
EnergyEquity0.82%
HealthcareEquity0.77%
FinancialDebenture0.74%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.72%
Muthoot Finance Ltd.
FinancialDebenture0.71%
Bajaj Finance Ltd.
FinancialDebenture0.71%
Cholamandalam Investment and Finance Company Ltd.
FinancialNCD0.71%
Truhome Finance Ltd.
FinancialNCD0.71%
FinancialDebenture0.71%
Capital GoodsEquity0.71%
FinancialBonds/Deb0.71%
Capital GoodsEquity0.64%
ChemicalsEquity0.63%
AutomobileEquity0.54%
FinancialEquity0.49%
ConstructionEquity0.37%
Capital GoodsEquity0.35%
FinancialEquity0.33%
Metals & MiningEquity0.30%
ServicesEquity0.30%
AutomobileEquity0.26%
TechnologyEquity0.22%
Consumer StaplesEquity0.20%
Metals & MiningEquity0.19%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.14%
ConstructionEquity0.09%
ChemicalsPPE0.05%
Telangana State Industrial Infrastructure Corporation Ltd.
OthersDebenture0.03%
Ambuja Cements Ltd.
ConstructionFutures-0.09%
Bharat Electronics Ltd.
Capital GoodsFutures-0.12%
JSW Steel Ltd.
Metals & MiningFutures-0.19%
Dabur India Ltd.
Consumer StaplesFutures-0.20%
HDFC Life Insurance Co Ltd.
InsuranceFutures-0.31%
Infosys Ltd.
TechnologyFutures-0.35%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-0.35%
DLF Ltd.
ConstructionFutures-0.37%
Bandhan Bank Ltd.
FinancialFutures-0.49%
Power Finance Corporation Ltd.
FinancialFutures-0.53%
Sun Pharmaceutical Industries Ltd.
HealthcareFutures-0.54%
Tata Consultancy Services Ltd.
TechnologyFutures-0.58%
UPL Ltd.
ChemicalsFutures-0.63%
Bharat Petroleum Corporation Ltd.
EnergyFutures-0.82%
Tata Motors Ltd.
AutomobileFutures-1.12%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.12%
Tata Steel Ltd.
Metals & MiningFutures-1.15%
Canara Bank
FinancialFutures-1.16%
Hindustan Unilever Ltd.
Consumer StaplesFutures-1.30%
HCL Technologies Ltd.
TechnologyFutures-1.49%
Axis Bank Ltd.
FinancialFutures-1.55%
REC Ltd.
FinancialFutures-1.65%
Power Grid Corporation Of India Ltd.
EnergyFutures-1.79%
Coal India Ltd.
EnergyFutures-2.33%
Grasim Industries Ltd.
ConstructionFutures-2.35%
Mahindra & Mahindra Ltd.
AutomobileFutures-2.88%
Vedanta Ltd.
Metals & MiningFutures-2.89%
ICICI Bank Ltd.
FinancialFutures-3.42%
Reliance Industries Ltd.
EnergyFutures-3.55%
HDFC Bank Ltd.
FinancialFutures-3.94%
Larsen & Toubro Ltd.
ConstructionFutures-4.10%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.7%10.5%10.7%5.7%
Category average6.0%10.8%11.0%NA
Rank with in category201717NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.74%

Inclusive of GST

Exit load

Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 15 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Kinjal Desai
May 2018 - Present
View details

Education
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience
She has been working with Nippon India Mutual Fund since year, 2012
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
4th Floor, Tower A, Peninsula Business Park,Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400013
Phone
NA
Launch Date
30 Jun 1995
E-mail
NA
Website
Nippon India Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Equity Savings

Pros

Lower expense ratio: 0.74%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Low rating: 2

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