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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Equity Savings Fund Direct IDCW Monthly
+10.85%
3Y annualised
-0.31% 1D
NAV: 13 Apr '26
₹20.03
Min. for SIP
₹500
Fund size (AUM)
₹788.05 Cr
Expense ratio
0.65%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹29,951 | -0.16% | |
| 1 year | ₹60,000 | ₹60,950 | +1.58% | |
| 3 years | ₹1,80,000 | ₹2,00,657 | +11.48% | |
| 5 years | ₹3,00,000 | ₹3,76,500 | +25.50% |
Holdings (85)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.38% |
| GOI | Sovereign | GOI Sec | 6.00% |
| Axis Bank Ltd. | Financial | Equity | 5.86% |
| GOI | Sovereign | GOI Sec | 4.93% |
| HDFC Bank Ltd. | Financial | Equity | 4.16% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 3.41% |
| Bharti Airtel Ltd. | Communication | Equity | 3.31% |
| State Bank of India | Financial | Equity | 3.22% |
| Grasim Industries Ltd. | Construction | Equity | 3.09% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.77% |
| GOI | Sovereign | GOI Sec | 2.57% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 2.46% |
| Larsen & Toubro Ltd. | Construction | Equity | 2.23% |
| ICICI Bank Ltd. | Financial | Equity | 2.18% |
| Reliance Industries Ltd. | Energy | Equity | 1.95% |
| Bajaj Finance Ltd. | Financial | Equity | 1.89% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 1.78% |
| IRB InvIT Fund | Construction | InvITs | 1.69% |
| Nexus Select Trust | Construction | REITs | 1.55% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.52% |
| Knowledge Realty Trust | Construction | REITs | 1.41% |
| Infosys Ltd. | Technology | Equity | 1.41% |
| JSW Steel Ltd. | Metals & Mining | Equity | 1.40% |
| Embassy Office Parks REIT | Construction | REITs | 1.35% |
| ITC Ltd. | Consumer Staples | Equity | 1.32% |
| HCL Technologies Ltd. | Technology | Equity | 1.29% |
| Brookfield India Real Estate Trust REIT | Construction | REITs | 1.29% |
| NMDC Ltd. | Metals & Mining | Equity | 1.19% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.18% |
| UTI Liquid Direct-Growth | -- | Mutual Fund | 1.02% |
| Aurobindo Pharma Ltd. | Healthcare | Equity | 0.99% |
| Wipro Ltd. | Technology | Equity | 0.99% |
| NTPC Ltd. | Energy | Equity | 0.97% |
| Vedanta Ltd. | Metals & Mining | Equity | 0.96% |
| Shriram Finance Ltd | Financial | Equity | 0.95% |
| Coal India Ltd. | Energy | Equity | 0.93% |
| Life Insurance Corporation of India | Insurance | Equity | 0.93% |
| Indus Towers Ltd. | Communication | Equity | 0.90% |
| Indusind Bank Ltd. | Financial | Equity | 0.84% |
| DLF Ltd. | Construction | Equity | 0.84% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.81% |
| Hero Motocorp Ltd. | Automobile | Equity | 0.78% |
| REC Ltd. | Financial | Equity | 0.77% |
| Interglobe Aviation Ltd. | Services | Equity | 0.73% |
| Tata Power Company Ltd. | Energy | Equity | 0.72% |
| Tata Motors Ltd. | Automobile | Equity | 0.65% |
| Axis Bank Ltd. | Financial | ST Dep. | 0.63% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.63% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.62% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.57% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 0.56% |
| Cipla Ltd. | Healthcare | Equity | 0.54% |
| Indus Infra Trust | Construction | InvITs | 0.52% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 0.46% |
| Eicher Motors Ltd. | Automobile | Equity | 0.44% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.41% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.33% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.10% |
| Dabur India Ltd. | Consumer Staples | Equity | 0.06% |
| Dabur India Ltd. | Consumer Staples | Futures | -0.06% |
| Interglobe Aviation Ltd. | Services | Futures | -0.15% |
| Tata Consultancy Services Ltd. | Technology | Futures | -0.26% |
| Eicher Motors Ltd. | Automobile | Futures | -0.27% |
| DLF Ltd. | Construction | Futures | -0.33% |
| Larsen & Toubro Ltd. | Construction | Futures | -0.41% |
| Indus Towers Ltd. | Communication | Futures | -0.42% |
| Power Grid Corporation Of India Ltd. | Energy | Futures | -0.42% |
| Hindustan Aeronautics Ltd. | Capital Goods | Futures | -0.46% |
| Cipla Ltd. | Healthcare | Futures | -0.46% |
| HDFC Life Insurance Co Ltd. | Insurance | Futures | -0.54% |
| Bajaj Finserv Ltd. | Financial | Futures | -0.62% |
| Indusind Bank Ltd. | Financial | Futures | -0.67% |
| ICICI Bank Ltd. | Financial | Futures | -0.74% |
| SBI Life Insurance Company Ltd. | Insurance | Futures | -1.12% |
| NMDC Ltd. | Metals & Mining | Futures | -1.19% |
| JSW Steel Ltd. | Metals & Mining | Futures | -1.41% |
| Bajaj Finance Ltd. | Financial | Futures | -1.76% |
| HDFC Bank Ltd. | Financial | Futures | -2.07% |
| Maruti Suzuki India Ltd. | Automobile | Futures | -2.11% |
| Grasim Industries Ltd. | Construction | Futures | -2.21% |
| Bharti Airtel Ltd. | Communication | Futures | -2.24% |
| State Bank of India | Financial | Futures | -2.27% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -2.61% |
| Mahindra & Mahindra Ltd. | Automobile | Futures | -2.96% |
| Axis Bank Ltd. | Financial | Futures | -4.54% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +10.8% | +10.5% | +9.5% |
| Category average (Hybrid Equity Savings) | +5.9% | +9.9% | +9.1% | -- |
| Rank (Hybrid Equity Savings) | 10 | 9 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Equity Savings Fund Direct IDCW | +9.12% | +12.09% | 1,232.55 | |
Edelweiss Equity Savings Fund Direct IDCW Monthly | +9.12% | +12.09% | 1,232.55 | |
DSP Equity Savings Fund Direct IDCW | +4.66% | +10.38% | 3,573.37 | |
UTI Equity Savings Fund Direct IDCW Quarterly | -- | -- | 788.05 | |
UTI Equity Savings Fund Direct IDCW Monthly | -- | -- | 788.05 | |
| Compare | ||||
Fund management
VSV SrivatsaAug 2018 - PresentView details
VS
V Srivatsa
Aug 2018 - Present
View details
AMAnurag MittalFeb 2026 - PresentView details
AM
Anurag Mittal
Feb 2026 - Present
View details
About UTI Equity Savings Fund Direct IDCW Monthly
UTI Equity Savings Fund Direct IDCW Monthly is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. V Srivatsa is the Current Fund Manager of UTI Equity Savings Fund Direct IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹3,53,000 Cr and the Latest NAV as of 13 Apr 2026 is ₹20.03.
The UTI Equity Savings Fund Direct IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 30 days.
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Investment Objective
The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.
Fund benchmarkCRISIL Equity Saving Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,52,999.67 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,