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Blog
ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ELSS • 5Y Lock-in
Hybrid
Conservative Hybrid
Moderately High Risk
+11.60%
3Y annualised
+0.31% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Feb '26
₹18.01
Min. SIP amount
Not Supported
Fund size
₹90.54 Cr
Expense ratio
2.12%

Holdings (38)

NameSectorInstrumentsAssets
GOISovereignGOI Sec9.42%
GOISovereignGOI Sec6.55%
GOISovereignGOI Sec5.65%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture5.57%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture5.50%
GOISovereignGOI Sec5.44%
Power Finance Corporation Ltd.FinancialDebenture5.43%
GOISovereignGOI Sec5.32%
Nirma Ltd.Consumer StaplesDebenture3.88%
National Aluminium Company Ltd.Metals & MiningEquity2.27%
Power Finance Corporation Ltd.FinancialDebenture2.25%
Vedanta Ltd.Metals & MiningDebenture2.22%
Yes Bank Ltd.FinancialBonds2.19%
Ultratech Cement Ltd.ConstructionEquity2.17%
India Universal Trust AL1OthersSec. Debt2.02%
GOISovereignGOI Sec1.83%
Multi Commodity Exchange Of India Ltd.ServicesEquity1.72%
Bharti Hexacom Ltd.CommunicationEquity1.71%
Muthoot Finance Ltd.FinancialEquity1.62%
Mahindra & Mahindra Ltd.AutomobileEquity1.51%
JSW Steel Ltd.Metals & MiningEquity1.51%
Vedanta Ltd.Metals & MiningEquity1.51%
Interglobe Aviation Ltd.ServicesEquity1.45%
Tech Mahindra Ltd.TechnologyEquity1.44%
Indian Railway Finance Corporation Ltd.FinancialDebenture1.44%
Small Industries Devp. Bank of India Ltd.FinancialBonds1.11%
ICICI Bank Ltd.FinancialEquity1.00%
Jindal Steel Ltd.Metals & MiningEquity1.00%
India Universal Trust AL1OthersSec. Debt0.90%
Pfizer Ltd.HealthcareEquity0.88%
Samvardhana Motherson International Ltd.AutomobileEquity0.85%
Akzo Nobel India Ltd.ChemicalsEquity0.66%
UNO Minda Ltd.AutomobileEquity0.65%
Larsen & Toubro Ltd.ConstructionEquity0.62%
Britannia Industries Ltd.Consumer StaplesEquity0.50%
Jindal Stainless Ltd.Metals & MiningEquity0.45%
India Universal Trust AL1OthersSec. Debt0.45%
RateGain Travel Technologies Ltd.TechnologyEquity0.13%
See All

Minimum investments

Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+9.2%+11.6%+8.2%+8.8%
Category average (Hybrid Conservative Hybrid)+5.5%+9.1%+8.0%--
Rank (Hybrid Conservative Hybrid)1210--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
Parag Parikh Conservative Hybrid Fund Growth
Parag Parikh Conservative Hybrid Fund Growth
+7.89%+11.47%3,212.39
SBI Conservative Hybrid Fund Growth
SBI Conservative Hybrid Fund Growth
+7.39%+9.94%9,760.91
HDFC Hybrid Debt Fund Growth
HDFC Hybrid Debt Fund Growth
+5.51%+9.76%3,321.63
Nippon India Conservative Hybrid Fund Growth
Nippon India Conservative Hybrid Fund Growth
+9.42%+9.24%936.15
ICICI Prudential Child Care Plan Study
ICICI Prudential Child Care Plan Study
+5.12%+8.75%130.58
Compare

Fund management

SD
Sharmila D'Silva
Jul 2022 - Present
View details

Education
Ms. D'Silva is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes
ICICI Prudential ESG Exclusionary Strategy Fund Growth
ICICI Prudential Dividend Yield Equity Fund Growth
ICICI Prudential Midcap Fund Growth
ICICI Prudential Retirement Fund Pure Equity Plan Growth
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund Growth
ICICI Prudential Large & Mid Cap Fund Growth
ICICI Prudential Infrastructure Fund Growth
ICICI Prudential Equity Savings Fund Growth
ICICI Prudential Active Momentum Fund Growth
ICICI Prudential Focused Equity Fund Growth
ICICI Prudential Multicap Fund Growth
ICICI Prudential Savings Fund Growth
ICICI Prudential Innovation Fund Growth
ICICI Prudential Technology Fund Growth
ICICI Prudential Global Advantage Fund (FOF) Growth
ICICI Prudential ELSS Tax Saver Fund Growth
ICICI Prudential Equity & Debt Fund Growth
ICICI Prudential Commodities Fund Growth
ICICI Prudential Flexicap Fund Growth
ICICI Prudential Strategic Metal and Energy Equity FoF Growth
ICICI Prudential US Bluechip Equity Fund Growth
ICICI Prudential Long Term Wealth Enhancement Fund Growth
ICICI Prudential Liquid Fund Growth
ICICI Prudential Multi Sector Passive FoF Growth
ICICI Prudential Banking and Financial Services Growth
ICICI Prudential India Opportunities Fund Growth
ICICI Prudential NASDAQ 100 Index Fund Growth
ICICI Prudential Transportation and Logistics Fund Growth
ICICI Prudential Children's Fund Growth
ICICI Prudential Value Fund Growth
ICICI Prudential Multi Asset Fund Growth
ICICI Prudential Diversified Equity All Cap Omni FoF Growth
ICICI Prudential Exports and Services Fund Growth
ICICI Prudential MNC Fund Growth
ICICI Prudential Global Stable Equity Fund (FOF) Growth
ICICI Prudential Balanced Advantage Growth
ICICI Prudential Equity Arbitrage Growth
ICICI Prudential Manufacturing Fund Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth
ICICI Prudential Dynamic Asset Allocation Active FoF Growth
ICICI Prudential Passive Multi Asset FoF Growth
ICICI Prudential Housing Opportunities Fund Growth
ICICI Prudential Energy Opportunities Fund Growth
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth
ICICI Prudential Retirement Fund Pure Debt Plan Growth

DD
Darshil Dedhia
Jan 2024 - Present
View details

Education
Mr. Dedhia has done CA and CFA.
Experience
He has been working with ICICI Prudential Mutual Fund since 2013.
Also manages these schemes
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Growth
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Growth
ICICI Prudential Nifty SDL Sep 2026 Index Fund Growth
ICICI Prudential Nifty 5 yr Benchmark G SEC ETF Growth
ICICI Prudential Liquid Fund Growth
ICICI Prudential Nifty SDL Dec 2028 Index Fund Growth
ICICI Prudential Retirement Fund Pure Equity Plan Growth
ICICI Prudential Overnight Fund Growth
ICICI Prudential Equity Arbitrage Growth
ICICI Prudential Floating Interest Fund Growth
ICICI Prudential Fixed Maturity Plan Series 85 10 Years Plan I Growth
ICICI Prudential Nifty G Sec Dec 2030 Index Fund Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth
ICICI Prudential Children's Fund Growth
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Growth
ICICI Prudential CRISIL IBX Financial Services 3 6 Months Debt Index Fund Growth
ICICI Prudential Savings Fund Growth
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth
ICICI Prudential Nifty SDL Sep 2027 Index Fund Growth
ICICI Prudential BSE Liquid Rate ETF IDCW
ICICI Prudential Retirement Fund Pure Debt Plan Growth
ICICI Prudential Nifty 10 yr Benchmark G Sec ETF Growth

RL
Rohit Lakhotia
Jun 2023 - Present
View details

Education
Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering
Experience
Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
Also manages these schemes
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Growth
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Growth
ICICI Prudential Fixed Maturity Plan Series 85 10 Years Plan I Growth
ICICI Prudential Nifty SDL Sep 2026 Index Fund Growth
ICICI Prudential Nifty G Sec Dec 2030 Index Fund Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth
ICICI Prudential Children's Fund Growth
ICICI Prudential Nifty 5 yr Benchmark G SEC ETF Growth
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Growth
ICICI Prudential Nifty SDL Dec 2028 Index Fund Growth
ICICI Prudential Retirement Fund Pure Equity Plan Growth
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth
ICICI Prudential Nifty SDL Sep 2027 Index Fund Growth
ICICI Prudential Banking & PSU Debt Growth
ICICI Prudential Retirement Fund Pure Debt Plan Growth
ICICI Prudential Nifty 10 yr Benchmark G Sec ETF Growth

MS
Manasvi Shah
Aug 2025 - Present
View details

Education
CA, B.Com, CFA Level - 2
Experience
She joined ICICI Prudential Asset Management Company Limited in September 2015 and has experience of over 7 years.

About ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth is a Hybrid Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Sharmila D'Silva is the Current Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹10,93,563 Cr and the Latest NAV as of 09 Feb 2026 is ₹18.01. The ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. ;

Investment Objective

The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Scheme Information Document(SID)

Fund house

AMC Image
ICICI Prudential Mutual Fund
Rank (total assets)#3 in India
Total AUM₹10,93,563.13 Cr
Date of Incorporation12 Oct 1993
PhoneNA
E-mailNA
Websitehttp://www.icicipruamc.com
Launch Date12 Oct 1993
AddressOne BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
CustodianNA
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Vaishnavi Tech Park, South Tower, 3rd FloorSarjapur Main Road, Bellandur, Bengaluru – 560103Karnataka
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