How to Invest in ICICI Prudential Retirement Fund Pure Debt Plan Growth?

You can easily invest in ICICI Prudential Retirement Fund Pure Debt Plan Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for ICICI Prudential Retirement Fund Pure Debt Plan Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in ICICI Prudential Retirement Fund Pure Debt Plan Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does ICICI Prudential Retirement Fund Pure Debt Plan Growth provide?

The ICICI Prudential Retirement Fund Pure Debt Plan Growth has been there from 27 Feb 2019 and the average annual returns provided by this fund is 4.88% since its inception.

How much expense ratio is charged by ICICI Prudential Retirement Fund Pure Debt Plan Growth?

The term Expense Ratio used for ICICI Prudential Retirement Fund Pure Debt Plan Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of ICICI Prudential Retirement Fund Pure Debt Plan Growth is 2.17% as of 10 Feb 2026...

What is the AUM of ICICI Prudential Retirement Fund Pure Debt Plan Growth?

The AUM, short for Assets Under Management of ICICI Prudential Retirement Fund Pure Debt Plan Growth is ₹87.46Cr as of 10 Feb 2026.

How to Redeem ICICI Prudential Retirement Fund Pure Debt Plan Growth?

If you want to sell your ICICI Prudential Retirement Fund Pure Debt Plan Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the PE and PB ratio of ICICI Prudential Retirement Fund Pure Debt Plan Growth?

The PE ratio ratio of ICICI Prudential Retirement Fund Pure Debt Plan Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Blog

ICICI Prudential Retirement Fund Pure Debt Plan Growth

Name: ICICI Prudential Retirement Fund Pure Debt Plan Growth
Brand: ICICI Prudential Mutual Fund

ELSS • 5Y Lock-in

Debt

Dynamic Bond

Moderately High Risk

+6.13%

3Y annualised

-0.06% 1D

All

NAV: 09 Feb '26

₹15.30

Min. SIP amount

Not Supported

Fund size

₹87.46 Cr

Expense ratio

2.17%

Holdings (17)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	16.95%
GOI	Sovereign	GOI Sec	11.31%
GOI	Sovereign	GOI Sec	8.09%
Nirma Ltd.	Consumer Staples	Debenture	6.89%
LIC Housing Finance Ltd.	Financial	Debenture	5.92%
Muthoot Finance Ltd.	Financial	Debenture	5.77%
Summit Digitel Infrastructure Pvt. Ltd.	Communication	Debenture	5.70%
Yes Bank Ltd.	Financial	Bonds	5.67%
GOI	Sovereign	GOI Sec	5.51%
GOI	Sovereign	GOI Sec	4.28%
Cholamandalam Investment and Finance Company Ltd.	Financial	NCD	3.51%
Power Finance Corporation Ltd.	Financial	Debenture	3.49%
Eris Lifesciences Ltd.	Healthcare	Debenture	3.44%
Vedanta Ltd.	Metals & Mining	Debenture	3.44%
HDFC Bank Ltd.	Financial	Debenture	1.28%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	1.15%
Power Finance Corporation Ltd.	Financial	Bonds	0.91%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	1Y	3Y	5Y	All
Fund returns	+4.9%	+6.1%	+5.1%	+6.3%
Category average (Debt Dynamic Bond)	+5.7%	+6.8%	+5.5%	--
Rank (Debt Dynamic Bond)	9	18	14	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	360 ONE Dynamic Bond Fund Growth	+7.93%	+8.35%	625.33
	ICICI Prudential Dynamic Bond Fund Growth	+3.25%	+7.85%	1,312.84
	Nippon India Dynamic Bond Fund Growth	+6.44%	+7.47%	4,077.62
	Axis Dynamic Bond Fund Growth	+6.33%	+7.21%	1,142.83
	Tata Dynamic Bond Growth	+5.34%	+6.55%	145.92
Compare

Fund management

SD
Sharmila D'Silva
Jul 2022 - Present
View details

Education

Ms. D'Silva is CA and BAF

Experience

She joined ICICI Prudential AMC Limited in September 2016.

Also manages these schemes

ICICI Prudential ESG Exclusionary Strategy Fund Growth

ICICI Prudential Dividend Yield Equity Fund Growth

ICICI Prudential Midcap Fund Growth

ICICI Prudential Retirement Fund Pure Equity Plan Growth

ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund Growth

ICICI Prudential Large & Mid Cap Fund Growth

ICICI Prudential Infrastructure Fund Growth

ICICI Prudential Equity Savings Fund Growth

ICICI Prudential Active Momentum Fund Growth

ICICI Prudential Focused Equity Fund Growth

ICICI Prudential Multicap Fund Growth

ICICI Prudential Savings Fund Growth

ICICI Prudential Innovation Fund Growth

ICICI Prudential Technology Fund Growth

ICICI Prudential Global Advantage Fund (FOF) Growth

ICICI Prudential ELSS Tax Saver Fund Growth

ICICI Prudential Equity & Debt Fund Growth

ICICI Prudential Commodities Fund Growth

ICICI Prudential Flexicap Fund Growth

ICICI Prudential Strategic Metal and Energy Equity FoF Growth

ICICI Prudential US Bluechip Equity Fund Growth

ICICI Prudential Long Term Wealth Enhancement Fund Growth

ICICI Prudential Liquid Fund Growth

ICICI Prudential Multi Sector Passive FoF Growth

ICICI Prudential Banking and Financial Services Growth

ICICI Prudential India Opportunities Fund Growth

ICICI Prudential NASDAQ 100 Index Fund Growth

ICICI Prudential Transportation and Logistics Fund Growth

ICICI Prudential Children's Fund Growth

ICICI Prudential Value Fund Growth

ICICI Prudential Multi Asset Fund Growth

ICICI Prudential Diversified Equity All Cap Omni FoF Growth

ICICI Prudential Exports and Services Fund Growth

ICICI Prudential MNC Fund Growth

ICICI Prudential Global Stable Equity Fund (FOF) Growth

ICICI Prudential Balanced Advantage Growth

ICICI Prudential Equity Arbitrage Growth

ICICI Prudential Manufacturing Fund Growth

ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ICICI Prudential Dynamic Asset Allocation Active FoF Growth

ICICI Prudential Passive Multi Asset FoF Growth

ICICI Prudential Housing Opportunities Fund Growth

ICICI Prudential Energy Opportunities Fund Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth

ICICI Prudential Retirement Fund Pure Debt Plan Growth

DD
Darshil Dedhia
Jan 2024 - Present
View details

Education

Mr. Dedhia has done CA and CFA.

Experience

He has been working with ICICI Prudential Mutual Fund since 2013.

Also manages these schemes

ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Growth

ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Growth

ICICI Prudential Nifty SDL Sep 2026 Index Fund Growth

ICICI Prudential Nifty 5 yr Benchmark G SEC ETF Growth

ICICI Prudential Liquid Fund Growth

ICICI Prudential Nifty SDL Dec 2028 Index Fund Growth

ICICI Prudential Retirement Fund Pure Equity Plan Growth

ICICI Prudential Overnight Fund Growth

ICICI Prudential Equity Arbitrage Growth

ICICI Prudential Floating Interest Fund Growth

ICICI Prudential Fixed Maturity Plan Series 85 10 Years Plan I Growth

ICICI Prudential Nifty G Sec Dec 2030 Index Fund Growth

ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ICICI Prudential Children's Fund Growth

ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Growth

ICICI Prudential CRISIL IBX Financial Services 3 6 Months Debt Index Fund Growth

ICICI Prudential Savings Fund Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth

ICICI Prudential Nifty SDL Sep 2027 Index Fund Growth

ICICI Prudential BSE Liquid Rate ETF IDCW

ICICI Prudential Retirement Fund Pure Debt Plan Growth

ICICI Prudential Nifty 10 yr Benchmark G Sec ETF Growth

RL
Rohit Lakhotia
Jun 2023 - Present
View details

Education

Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering

Experience

Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics

Also manages these schemes

ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Growth

ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Growth

ICICI Prudential Fixed Maturity Plan Series 85 10 Years Plan I Growth

ICICI Prudential Nifty SDL Sep 2026 Index Fund Growth

ICICI Prudential Nifty G Sec Dec 2030 Index Fund Growth

ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

ICICI Prudential Children's Fund Growth

ICICI Prudential Nifty 5 yr Benchmark G SEC ETF Growth

ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Growth

ICICI Prudential Nifty SDL Dec 2028 Index Fund Growth

ICICI Prudential Retirement Fund Pure Equity Plan Growth

ICICI Prudential Retirement Fund Hybrid Aggressive Plan Growth

ICICI Prudential Nifty SDL Sep 2027 Index Fund Growth

ICICI Prudential Banking & PSU Debt Growth

ICICI Prudential Retirement Fund Pure Debt Plan Growth

ICICI Prudential Nifty 10 yr Benchmark G Sec ETF Growth

About ICICI Prudential Retirement Fund Pure Debt Plan Growth

ICICI Prudential Retirement Fund Pure Debt Plan Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Sharmila D'Silva is the Current Fund Manager of ICICI Prudential Retirement Fund Pure Debt Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹10,93,563 Cr and the Latest NAV as of 09 Feb 2026 is ₹15.30. The ICICI Prudential Retirement Fund Pure Debt Plan Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.

Fund benchmarkNIFTY Composite Debt Index

Scheme Information Document(SID)