ICICI Prudential Credit Risk Fund Direct Plan Growth

Debt
Credit Risk
High Risk
+8.71%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 12 Sep 2025
₹35.65
Rating
2
Min. SIP amount
₹100
Fund size
₹5,992.90Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (96)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec5.44%
ConstructionREITs3.90%
Millenia Realtors Pvt Ltd.
HealthcareZCB3.53%
Varroc Engineering Ltd.
AutomobileNCD3.40%
Vedanta Ltd.
Metals & MiningDebenture3.35%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A
ServicesDebenture3.14%
FinancialNCD2.95%
GOI
SovereignGOI Sec2.78%
Nirma Ltd.
Consumer StaplesDebenture2.53%
Lodha Developers Ltd.
ConstructionNCD2.51%
DLF Home Developers Ltd
ServicesDebenture2.51%
SIS Ltd.
ServicesDebenture2.10%
GOI
SovereignGOI Sec2.05%
Kalpataru Projects International Ltd.
Capital GoodsNCD1.69%
JM Financial Home Loans Ltd.
FinancialNCD1.69%
TVS Credit Services Ltd.
FinancialNCD1.68%
Indostar Capital Finance Ltd.
FinancialNCD1.67%
IDFC First Bank Ltd.
FinancialIRS1.67%
Nuvama Wealth and Investment Limited
FinancialNCD1.66%
TVS Credit Services Ltd.
FinancialNCD1.64%
Kogta Financial India Ltd.
FinancialNCD1.59%
Kogta Financial India Ltd.
FinancialNCD1.50%
Ashiana Housing Ltd.
ConstructionNCD1.43%
ConstructionREITs1.42%
Vedanta Ltd.
Metals & MiningDebenture1.25%
FinancialAd.Tier 2 Bnd1.25%
Aadharshila Infratech Pvt. Ltd.
ConstructionNCD1.24%
ConstructionREITs1.22%
Godrej Industries Ltd.
Consumer StaplesNCD1.18%
Prism Johnson Ltd.
ConstructionNCD1.18%
AutomobileDebenture1.17%
Prism Johnson Ltd.
ConstructionNCD1.17%
Eris Lifesciences Ltd.
HealthcareDebenture1.10%
Eris Lifesciences Ltd.
HealthcareDebenture1.10%
Ess Kay Fincorp Ltd.
FinancialNCD1.09%
Aptus Value Housing Finance India Ltd.
FinancialNCD1.00%
ConstructionInvITs0.94%
Oberoi Realty Ltd.
ConstructionNCD0.85%
Creamline Dairy Products Ltd.
Consumer StaplesNCD0.84%
Indostar Capital Finance Ltd.
FinancialNCD0.84%
Lodha Developers Ltd.
ConstructionNCD0.84%
Piramal Finance Ltd.
FinancialDebenture0.84%
Narayana Hrudayalaya Ltd.
HealthcareNCD0.84%
Avanse Financial Services Ltd.
FinancialNCD0.84%
Avanse Financial Services Ltd.
FinancialNCD0.84%
Aptus Value Housing Finance India Ltd.
FinancialNCD0.83%
OthersNCD0.83%
Creamline Dairy Products Ltd.
Consumer StaplesNCD0.83%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.80%
GOI
SovereignGOI Sec0.80%
GOI
SovereignGOI Sec0.78%
FinancialBonds0.75%
CommunicationDebenture0.66%
Bahadur Chand Investments Pvt. Ltd.
FinancialDebenture0.59%
GOI
SovereignGOI Sec0.59%
Bahadur Chand Investments Pvt. Ltd.
FinancialDebenture0.59%
DME Development Ltd.
ConstructionDebenture0.55%
Lodha Developers Ltd.
ConstructionNCD0.54%
Indostar Capital Finance Ltd.
FinancialNCD0.51%
Tyger Capital Pvt. Ltd.
FinancialNCD0.46%
Tyger Capital Pvt. Ltd.
FinancialNCD0.46%
Tata Projects Ltd.
ConstructionNCD0.42%
Capital GoodsDebenture0.42%
FinancialAd.Tier 2 Bnd0.42%
Indusind Bank Ltd.
FinancialCD0.40%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
DME Development Ltd.
ConstructionDebenture0.36%
TVS Credit Services Ltd.
FinancialNCD0.34%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.34%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.34%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.33%
Maharashtra State
OthersSDL0.33%
DME Development Ltd.
ConstructionDebenture0.30%
DME Development Ltd.
ConstructionDebenture0.30%
Maharashtra State
OthersSDL0.27%
Aadhar Housing Finance Ltd
FinancialDebenture0.26%
ConstructionInvITs0.22%
The Great Eastern Shipping Company Ltd.
EnergyDebenture0.22%
ConstructionInvITs0.20%
Karnataka State
OthersSDL0.17%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD0.10%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD0.10%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD0.10%
West Bengal State
OthersSDL0.05%
FinancialDebenture0.02%
ConstructionREITs0.00%
Barclays Bank
FinancialIRS-0.42%
BNP Paribas
FinancialIRS-0.42%
Hongkong & Shanghai Banking Corpn. Ltd.
FinancialIRS-0.42%
DBS Bank India Ltd.
FinancialIRS-0.83%
BNP Paribas
FinancialIRS-0.83%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.3%8.7%8.1%9.0%
Category average10.4%8.5%9.2%NA
Rank with in category768NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.76%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Manish Banthia
Nov 2016 - Present
View details

Education
Mr. Banthia is B.Com, CA and MBA
Experience
He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Also manages these schemes

Akhil Kakkar
Jan 2024 - Present
View details

Education
Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
Experience
Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Credit Risk

Pros

3Y and 10Y annualised returns higher than category average

Cons

1Y and 5Y annualised returns lower than category average
Higher expense ratio: 0.76%
Low rating: 2

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