ICICI Prudential Credit Risk Fund Direct Plan Growth

Debt
Credit Risk
High Risk
0123456789.01234567890123456789%
3Y annualised
+0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Mar 2025₹34.05
Min. SIP amount₹100
Rating2
Fund size₹6,187.43Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹11,957
Would have become ₹12,403 (+1.86%)

Holdings (88)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec5.15%
ConstructionREITs4.09%
Varroc Engineering Ltd.
AutomobileNCD3.77%
Millenia Realtors Pvt Ltd.
HealthcareZCB3.40%
Vedanta Ltd.
Metals & MiningDebenture3.22%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A
ServicesDebenture2.98%
FinancialNCD2.83%
SovereignGOI Sec2.47%
Nirma Ltd.
Consumer StaplesDebenture2.43%
DLF Home Developers Ltd
ServicesDebenture2.43%
JM Financial Home Loans Ltd.
FinancialNCD1.62%
IDFC First Bank Ltd.
FinancialIRS1.62%
TVS Credit Services Ltd.
FinancialNCD1.61%
Kalpataru Projects International Ltd.
Capital GoodsNCD1.60%
TVS Credit Services Ltd.
FinancialNCD1.57%
SovereignGOI Sec1.51%
National Bank For Agriculture & Rural Development
FinancialCD1.50%
Kogta Financial India Ltd.
FinancialNCD1.45%
Ashiana Housing Ltd.
ConstructionNCD1.37%
Aadharshila Infratech Pvt. Ltd.
ConstructionNCD1.33%
Macrotech Developers Ltd.
ConstructionNCD1.29%
IIFL Home Finance Ltd.
FinancialNCD1.29%
FinancialNCD1.21%
FinancialNCD1.21%
FinancialNCD1.21%
IIFL Home Finance Ltd.
FinancialNCD1.21%
FinancialAdditional Tier 2 Bo1.20%
ConstructionREITs1.19%
Godrej Industries Ltd.
Consumer StaplesNCD1.13%
AutomobileDebenture1.13%
Prism Johnson Ltd.
ConstructionNCD1.12%
Prism Johnson Ltd.
ConstructionNCD1.12%
ConstructionREITs1.11%
Eris Lifesciences Ltd.
HealthcareDebenture1.05%
Eris Lifesciences Ltd.
HealthcareDebenture1.05%
Ess Kay Fincorp Ltd.
FinancialNCD1.05%
Aptus Value Housing Finance India Ltd.
FinancialNCD0.96%
ConstructionInvITs0.93%
Macrotech Developers Ltd.
ConstructionNCD0.83%
Indostar Capital Finance Ltd.
FinancialNCD0.81%
Creamline Dairy Products Ltd.
Consumer StaplesNCD0.81%
Oberoi Realty Ltd.
ConstructionNCD0.81%
ConstructionNCD0.81%
Macrotech Developers Ltd.
ConstructionNCD0.81%
Narayana Hrudayalaya Ltd.
HealthcareNCD0.81%
Avanse Financial Services Ltd.
FinancialNCD0.81%
Avanse Financial Services Ltd.
FinancialNCD0.81%
OthersNCD0.80%
Aptus Value Housing Finance India Ltd.
FinancialNCD0.80%
GOI
SovereignGOI Sec0.80%
Creamline Dairy Products Ltd.
Consumer StaplesNCD0.79%
Astec Lifesciences Ltd.
ChemicalsNCD0.79%
HDFC Bank Ltd.
FinancialCD0.75%
FinancialBonds0.71%
CommunicationDebenture0.63%
Punjab National Bank
FinancialCD0.60%
GOI
SovereignGOI Sec0.60%
Bahadur Chand Investments Pvt. Ltd.
FinancialDebenture0.57%
Bahadur Chand Investments Pvt. Ltd.
FinancialDebenture0.57%
DME Development Ltd.
ConstructionDebenture0.53%
National Bank For Agriculture & Rural Development
FinancialDebenture0.48%
Indostar Capital Finance Ltd.
FinancialNCD0.48%
ConstructionInvITs0.48%
Tyger Capital Pvt. Ltd.
FinancialNCD0.44%
Tyger Capital Pvt. Ltd.
FinancialNCD0.44%
FinancialNCD0.40%
Capital GoodsDebenture0.40%
Tata Projects Ltd.
ConstructionNCD0.40%
Capital GoodsDebenture0.40%
FinancialAdditional Tier 2 Bo0.40%
Indusind Bank Ltd.
FinancialCD0.38%
DME Development Ltd.
ConstructionDebenture0.35%
DME Development Ltd.
ConstructionDebenture0.35%
DME Development Ltd.
ConstructionDebenture0.35%
DME Development Ltd.
ConstructionDebenture0.35%
DME Development Ltd.
ConstructionDebenture0.35%
DME Development Ltd.
ConstructionDebenture0.34%
DME Development Ltd.
ConstructionDebenture0.34%
TVS Credit Services Ltd.
FinancialNCD0.33%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.32%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.32%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.32%
Sheela Foam Ltd.
Consumer DiscretionaryDebenture0.32%
DME Development Ltd.
ConstructionDebenture0.29%
DME Development Ltd.
ConstructionDebenture0.29%
ConstructionInvITs0.25%
The Great Eastern Shipping Company Ltd.
EnergyDebenture0.21%
FinancialDebenture0.01%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.9%7.8%8.0%8.9%
Category average9.4%7.3%7.5%NA
Rank with in category968NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.76%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Manish Banthia
Nov 2016 - Present
View details

Education
Mr. Banthia is B.Com, CA and MBA
Experience
He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Also manages these schemes

Akhil Kakkar
Jan 2024 - Present
View details

Education
Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
Experience
Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Credit Risk

Pros

3Y, 5Y and 10Y annualised returns higher than category average

Cons

1Y annualised returns lower than category average by 0.49%
Higher expense ratio: 0.76%
Low rating: 2

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ICICI Prudential Credit Risk Fund Direct Plan Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
nullth
Next SIP instalment on 30 of Mar
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