ICICI Prudential Credit Risk Fund Direct Plan Growth

Debt
Credit Risk
Moderately High Risk
7.14%
3Y annualised
-0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 29 Sep 2023₹29.84
Min. SIP amount₹100
Rating3
Fund size₹7,597.74Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.7%7.1%8.3%8.8%
Category average7.0%9.2%4.6%NA
Rank with in category981NA
Understand terms

Holdings (95)

NameSectorInstrumentAssets
SovereignGOI Sec5.4%
SovereignGOI Sec5.1%
ConstructionREITs3.3%
Capital GoodsCP3.3%
IDFC First Bank Ltd.
FinancialIRS2.6%
SovereignGOI Sec2.6%
EnergyNCD2.6%
FinancialNCD2.3%
The Great Eastern Shipping Company Ltd.
ServicesNCD2.3%
Reserve Bank of India
FinancialT-Bills2.0%
See All

Pros and cons

Category: Debt Credit Risk

Pros

Cons

1Y, 5Y and 10Y annualised returns higher than category average
3Y annualised returns lower than category average by 2.09%
Higher expense ratio: 0.92%

Expense ratio, exit load and tax

Expense ratio: 0.92%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Manish Banthia
Nov 2016 - Present
View details

Education
Mr. Banthia is B.Com, CA and MBA
Experience
He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.
Also manages these schemes

Ritesh Lunawat
May 2023 - Present
View details

Education
Mr. Lunawat is B.Com and Chartered Accountant.
Experience
He has been Working with ICICI Prudential AMC Since September 2013.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
022-26525000 / 1800-222-999 / 1800-200-6666
Launch Date
12 Oct 1993
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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