1M
6M
1Y
3Y
5Y
All
| NAV: 28 Mar 2025 | ₹24.42 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹3,211.45Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹61,886 (+3.14%)
Holdings (51)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 12.42% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 4.02% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 3.43% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.33% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 3.32% |
State Bank of India | Financial | Debenture | 3.26% |
GAIL (India) Ltd. | Energy | Debenture | 3.16% |
HDFC Bank Ltd. | Financial | CD | 2.91% |
Maharashtra State | Others | SDL | 2.66% |
REC Ltd. | Financial | NCD | 2.52% |
GOI | Sovereign | CGL | 2.51% |
REC Ltd. | Financial | Bonds | 2.49% |
REC Ltd. | Financial | Debenture | 2.38% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 2.36% |
Power Finance Corporation Ltd. | Financial | Debenture | 2.30% |
National Housing Bank | Financial | Bonds/NCD | 1.67% |
Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.67% |
HDFC Bank Ltd. | Financial | Debenture | 1.65% |
State Bank of India | Financial | Bonds | 1.65% |
NTPC Ltd. | Energy | NCD | 1.65% |
National Bank For Financing Infrastructure And Development | Financial | Debenture | 1.64% |
National Housing Bank | Financial | NCD | 1.64% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.64% |
Small Industries Devp. Bank of India Ltd. | Financial | NCD | 1.61% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.61% |
Maharashtra State | Others | SDL | 1.60% |
Power Finance Corporation Ltd. | Financial | NCD | 1.59% |
Power Grid Corporation Of India Ltd. | Energy | Bonds/Deb | 1.57% |
Bajaj Finance Ltd. | Financial | Debenture | 1.57% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.57% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.56% |
Maharashtra State | Others | SDL | 1.56% |
Canara Bank | Financial | CD | 1.50% |
Bank Of Baroda | Financial | CD | 1.50% |
HDFC Bank Ltd. | Financial | CD | 1.49% |
Madhya Pradesh State | Others | SDL | 0.96% |
NTPC Ltd. | Energy | Bonds/NCD | 0.94% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.82% |
GOI | Sovereign | GOI Sec | 0.82% |
Maharashtra State | Others | SDL | 0.82% |
National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.82% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.81% |
Power Finance Corporation Ltd. | Financial | Debenture | 0.80% |
Maharashtra State | Others | SDL | 0.79% |
GOI | Sovereign | GOI Sec | 0.78% |
Punjab National Bank | Financial | CD | 0.77% |
Axis Bank Ltd. | Financial | CD | 0.76% |
Punjab National Bank | Financial | CD | 0.73% |
Union Bank of India | Financial | CD | 0.73% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.73% |
HDFC Bank Ltd. | Financial | CD | 0.73% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 8.6% | 7.0% | 6.6% | 8.0% |
| Category average | 7.9% | 6.4% | 6.2% | NA |
| Rank with in category | 2 | 7 | 9 | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | 5 | 8.4% | 7.4% | 10,092.25 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | 4 | 8.5% | 6.9% | 9,585.97 |
HDFC Banking and PSU Debt Fund Direct Growth | 4 | 8.5% | 6.9% | 5,836.84 |
Axis Banking & PSU Debt Direct Plan Growth | 4 | 8.3% | 6.7% | 12,987.92 |
Bandhan Banking & PSU Debt Fund Direct Growth | 4 | 8.2% | 6.7% | 13,421.37 |
Expense ratio, exit load and tax
Expense ratio: 0.32%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Sandeep YadavAug 2024 - PresentView details
Sandeep Yadav
Aug 2024 - Present
View details
Education
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Experience
Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Also manages these schemes
Shantanu GodambeJun 2023 - PresentView details
Shantanu Godambe
Jun 2023 - Present
View details
Education
Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience
Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
enq_h@camsonline.comWebsite
www.camsonline.comPros and cons
Category: Debt Banking and PSU
Pros
Exit load is zero
Lower expense ratio: 0.32%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
1Y category rank: 1
Cons
Low rating: 2
Compare funds
DSP Banking & PSU Debt Fund Direct Growth
VS
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