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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Banking & PSU Debt Fund Direct Growth
+7.07%
3Y annualised
+0.09% 1D
NAV: 09 Apr '26
₹25.68
Min. for SIP
₹100
Fund size (AUM)
₹3,451.38 Cr
Expense ratio
0.33%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,857 | +1.43% | |
| 3 years | ₹1,80,000 | ₹1,97,352 | +9.64% | |
| 5 years | ₹3,00,000 | ₹3,51,489 | +17.16% | |
| 10 years | ₹6,00,000 | ₹8,44,230 | +40.71% |
Holdings (59)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 5.34% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.89% |
| HDFC Bank Ltd. | Financial | Debenture | 3.10% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 3.06% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.01% |
| Uttar Pradesh State | Others | SDL | 3.00% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.97% |
| GAIL (India) Ltd. | Energy | Debenture | 2.96% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.92% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds/Deb | 2.89% |
| HDFC Bank Ltd. | Financial | CD | 2.80% |
| Bank Of Baroda | Financial | CD | 2.72% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 2.30% |
| REC Ltd. | Financial | Bonds | 2.29% |
| REC Ltd. | Financial | NCD | 2.18% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.18% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.15% |
| Maharashtra State | Others | SDL | 2.14% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.91% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.61% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 1.55% |
| National Housing Bank | Financial | Bonds/NCD | 1.55% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.54% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.54% |
| REC Ltd. | Financial | Debenture | 1.54% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.54% |
| GOI | Sovereign | GOI Sec | 1.51% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.50% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.50% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.48% |
| State Bank of India | Financial | Bonds | 1.48% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.45% |
| REC Ltd. | Financial | Bonds | 1.45% |
| Maharashtra State | Others | SDL | 1.44% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.44% |
| State Bank of India | Financial | Bonds | 1.43% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.43% |
| Bharti Telecom Ltd. | Communication | CP | 1.40% |
| Punjab National Bank | Financial | CD | 1.36% |
| Haryana State | Others | SDL | 1.05% |
| State Bank of India | Financial | Debenture | 0.91% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.77% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.76% |
| HDFC Bank Ltd. | Financial | Debenture | 0.76% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.76% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.75% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.75% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.74% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.74% |
| Export-Import Bank Of India | Financial | Bonds | 0.73% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.73% |
| Axis Bank Ltd. | Financial | CD | 0.71% |
| REC Ltd. | Financial | Bonds | 0.71% |
| NTPC Ltd. | Energy | NCD | 0.71% |
| REC Ltd. | Financial | Debenture | 0.70% |
| Indian Bank | Financial | CD | 0.68% |
| Union Bank of India | Financial | CD | 0.68% |
| Uttar Pradesh State | Others | SDL | 0.42% |
| HDFC Bank Ltd. | Financial | CD | 0.28% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +6.0% | +7.2% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 16 | 14 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
TRUSTMF Banking & PSU Fund Direct Growth | +7.26% | +7.52% | 130.72 | |
ICICI Prudential Banking & PSU Debt Direct Growth | +5.67% | +7.47% | 9,109.42 | |
UTI Banking & PSU Fund Direct Growth | +6.58% | +7.33% | 1,116.17 | |
Axis Banking & PSU Debt Direct Plan Growth | +5.66% | +7.11% | 12,598.09 | |
Bandhan Banking and PSU Fund Direct Growth | +5.76% | +7.10% | 12,289.21 | |
| Compare | ||||
Fund management
SYSandeep YadavAug 2024 - PresentView details
SY
Sandeep Yadav
Aug 2024 - Present
View details
SGShantanu GodambeJun 2023 - PresentView details
SG
Shantanu Godambe
Jun 2023 - Present
View details
About DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Sandeep Yadav is the Current Fund Manager of DSP Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,30,322 Cr and the Latest NAV as of 09 Apr 2026 is ₹25.68.
The DSP Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#10 in India
Total AUM₹2,30,321.88 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,