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DSP Banking & PSU Debt Fund Direct Growth

Debt
Banking and PSU
Low to Moderate Risk
8.86%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 21 Oct 2021₹19.69
Min. SIP amount₹500
Rating3star
Fund size₹3,247.34 Cr

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.0%8.9%7.6%8.7%
Category average4.4%8.4%7.7%NA
Rank with in category141013NA
Understand termsinfo

Holdings (48)

NameSectorInstrumentAssets
EnergyDebenture6.8%
National Housing Bank
FinancialDebenture5.8%
EnergyDebenture5.2%
GOI
SovereignGOI Sec4.3%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture3.2%
National Bank For Agriculture & Rural Development
FinancialDebenture3.1%
EnergyDebenture3.0%
Power Finance Corporation Ltd.
FinancialDebenture2.9%
National Bank For Agriculture & Rural Development
FinancialDebenture2.9%
FinancialDebenture2.9%
See All

Pros and cons

info
Category: Debt Banking and PSU
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Pros

3Y annualised returns higher than category average by 0.46%
Higher alpha: 6.43 The fund has generated returns higher than benchmark - NIFTY Banking and PSU Debt TRI - in the last 3Y
Exit load is zero
Lower expense ratio: 0.32%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
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Cons

1Y and 5Y annualised returns lower than category average

Expense ratio, exit load and tax

Expense ratio: 0.32%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Vikram Chopra
Jul 2016 - Present
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Laukik Bagwe
Jul 2021 - Present
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Saurabh Bhatia
Feb 2018 - Present
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Fund house & investment objective

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Fund house contact details

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