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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Banking & PSU Debt Fund Direct Growth
+6.92%
3Y annualised
+0.29% 1D
NAV: 10 Jun '26
₹25.97
Min. for SIP
₹100
Fund size (AUM)
₹3,381.46 Cr
Expense ratio
0.33%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,174 | +1.96% | |
| 3 years | ₹1,80,000 | ₹1,97,219 | +9.57% | |
| 5 years | ₹3,00,000 | ₹3,51,818 | +17.27% | |
| 10 years | ₹6,00,000 | ₹8,43,003 | +40.50% |
Holdings (61)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 6.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 3.69% |
| HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC | Financial | Debenture | 3.17% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC | Financial | Bonds | 3.08% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 3.05% |
| GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC | Energy & Utilities | Debenture | 3.03% |
| BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC | Technology | Debenture | 3.00% |
| STATE DEVELOPMENT LOAN 35765 HAR 26MR39 7.08 FV RS 100 | Unspecified | State Development Loan | 2.93% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LAC | Financial | Debenture | 2.91% |
| HDFC BANK LIMITED CD 21SEP26 | Financial | Certificate of Deposit | 2.88% |
| BANK OF BARODA CD 12FEB27 | Financial | Certificate of Deposit | 2.79% |
| Reverse Repo | Unspecified | Reverse Repo | 2.37% |
| Power Grid Corporation of India Ltd Debenture 7.30 19/06/2027 | Energy & Utilities | Debenture | 2.35% |
| REC LIMITED SR 233 7.53 BD 31MY34 FVRS1LAC | Financial | Bonds | 2.35% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 2.24% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.23% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 2.20% |
| POWER FINANCE CORPORATION LTD. SR BS214 6.92 BD 14AP32 FVRS10LAC | Financial | Debenture | 2.19% |
| POWER FINANCE CORPORATION LIMITED SR 240 7.32 BD 15JL39 FVRS1LAC | Financial | Debenture | 1.95% |
| POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC | Financial | Debenture | 1.64% |
| BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC | Financial | Debenture | 1.58% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR 4 7.15 BD 28MR35 FVRS1LAC | Financial | Bonds | 1.58% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LAC | Financial | Debenture | 1.57% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 1.56% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.54% |
| 7.36% SBI LTB 27 JUNE 2039 | Financial | Bonds | 1.53% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 1.52% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LAC | Financial | Bonds/NCDs | 1.48% |
| STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100 | Unspecified | State Development Loan | 1.48% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXIX 7.08 BD 25OT34 FVRS1LAC | Energy & Utilities | Bonds/Debentures | 1.48% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC | Financial | Bonds/NCDs | 1.48% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXVI 7.35 BD 12MR34 FVRS1LAC | Energy & Utilities | Bonds | 1.47% |
| NATIONAL HOUSING BANK 7.51 BD 04AP31 FVRS1LAC | Financial | Bonds/NCDs | 1.47% |
| STATE BANK OF INDIA SR 3 7.23 BD 19NV39 FVRS1LAC | Financial | Bonds | 1.47% |
| 7.34% REC Ltd. ** | Financial | Debenture | 1.46% |
| BHARTI TELECOM LIMITED 365D CP 18SEP26 | Technology | Commercial Paper | 1.44% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 189 6.78 BD 30AP30 FVRS1LAC | Financial | Bonds | 1.44% |
| INDIAN BANK CD 05FEB27 | Financial | Certificate of Deposit | 1.40% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 1.40% |
| REC LIMITED SR 248B 6.81 BD 30AP36 FVRS1LAC | Financial | Bonds | 1.39% |
| STATE DEVELOPMENT LOAN 30513 HAR 23JU37 7.07 FV RS 100 | Unspecified | State Development Loan | 1.07% |
| STATE BANK OF INDIA SR I 7.81 BD 02NV38 FVRS1CR | Financial | Debenture | 0.94% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LAC | Financial | Debenture | 0.78% |
| HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC | Financial | Debenture | 0.77% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2023 1 7.43 BD 16JU33 FVRS1LAC | Financial | Debenture | 0.77% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 0.77% |
| BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LAC | Financial | Debenture | 0.77% |
| POWER FINANCE CORPORATION LIMITED SR 241 7.30 BD 16OT34 FVRS1LAC | Financial | Debenture | 0.76% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 0.76% |
| EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC | Financial | Bonds | 0.75% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 0.75% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LAC | Financial | Bonds | 0.74% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC | Financial | Debenture | 0.74% |
| REC LIMITED SR 245B 7.32 BD 28FB35 FVRS1LAC | Financial | Bonds | 0.73% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 213 6.92 BD 20MR32 FVRS10LAC | Financial | Debenture | 0.72% |
| NTPC LIMITED SR 82 7.26 NCD 20MR40 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 0.72% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 0.70% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.35% |
| HDFC BANK LIMITED CD 11SEP26 | Financial | Certificate of Deposit | 0.29% |
| Net Receivables | Unspecified | Net Receivables | 0.15% |
| STATE DEVELOPMENT LOAN 34140 UP 22MR44 7.48 FV RS 100 | Unspecified | State Development Loan | 0.14% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.0% | +7.2% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 16 | 14 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.07% | +7.45% | 8,943.23 | |
 | +5.50% | +7.43% | 583.15 | |
 | +5.17% | +7.16% | 1,226.91 | |
 | +5.24% | +7.10% | 12,107.72 | |
 | +4.57% | +7.04% | 12,530.68 | |
| Compare | ||||
Fund management
SGShantanu GodambeJun 2023 - PresentView details
SG
Shantanu Godambe
Jun 2023 - Present
View details
SYSandeep YadavAug 2024 - PresentView details
SY
Sandeep Yadav
Aug 2024 - Present
View details
About DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Shantanu Godambe is the Current Fund Manager of DSP Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,691 Cr and the Latest NAV as of 10 Jun 2026 is ₹25.97.
The DSP Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#10 in India
Total AUM₹2,28,690.58 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,