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DSP Banking & PSU Debt Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
+7.43%
3Y annualised
-0.24% 1D
NAV: 06 Feb '26
₹25.57
Min. SIP amount
₹100
Fund size
₹3,696.34 Cr
Expense ratio
0.33%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,886 | +3.14% | |
| 3 years | ₹1,80,000 | ₹2,00,184 | +11.21% | |
| 5 years | ₹3,00,000 | ₹3,51,326 | +17.11% |
Holdings (61)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | Debenture | 4.75% |
| GOI | Sovereign | GOI FRB | 3.33% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.25% |
| GOI | Sovereign | GOI Sec | 3.18% |
| GOI | Sovereign | GOI Sec | 3.03% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 2.79% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 2.70% |
| HDFC Bank Ltd. | Financial | Debenture | 2.69% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.57% |
| GAIL (India) Ltd. | Energy | Debenture | 2.57% |
| GOI | Sovereign | GOI Sec | 2.57% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds/Deb | 2.56% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.54% |
| HDFC Bank Ltd. | Financial | CD | 2.52% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.07% |
| REC Ltd. | Financial | NCD | 2.05% |
| Power Finance Corporation Ltd. | Financial | Bonds | 2.04% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.04% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.03% |
| REC Ltd. | Financial | Debenture | 2.02% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.88% |
| GOI | Sovereign | GOI Sec | 1.86% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.72% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.36% |
| National Housing Bank | Financial | Bonds/NCD | 1.36% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.36% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 1.35% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.34% |
| State Bank of India | Financial | Bonds | 1.33% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.33% |
| NTPC Ltd. | Energy | NCD | 1.33% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.32% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.31% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.31% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.29% |
| REC Ltd. | Financial | Bonds | 1.28% |
| GOI | Sovereign | GOI Sec | 1.26% |
| HDFC Bank Ltd. | Financial | CD | 1.24% |
| Bharti Telecom Ltd. | Communication | CP | 1.20% |
| GOI | Sovereign | GOI Sec | 1.02% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.92% |
| HDFC Bank Ltd. | Financial | CD | 0.85% |
| State Bank of India | Financial | Debenture | 0.80% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.68% |
| NTPC Ltd. | Energy | NCD | 0.67% |
| REC Ltd. | Financial | Bonds | 0.67% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.67% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.66% |
| REC Ltd. | Financial | Debenture | 0.66% |
| HDFC Bank Ltd. | Financial | Debenture | 0.66% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.66% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.66% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.66% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.65% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.65% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.65% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.64% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.63% |
| Axis Bank Ltd. | Financial | CD | 0.61% |
| Bajaj Finance Ltd. | Financial | Bonds/NCD | 0.27% |
| GOI | Sovereign | GOI Sec | 0.25% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.1% | +7.4% | +7.9% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 13 | 14 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.28% | +7.83% | 9,583.50 | |
UTI Banking & PSU Fund Direct Growth | +7.42% | +7.53% | 1,101.43 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.12% | +7.51% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.06% | +7.34% | 13,573.62 | |
Bandhan Banking and PSU Fund Direct Growth | +6.78% | +7.31% | 12,553.48 | |
| Compare | ||||
Fund management
SYSandeep YadavAug 2024 - PresentView details
SY
Sandeep Yadav
Aug 2024 - Present
View details
SGShantanu GodambeJun 2023 - PresentView details
SG
Shantanu Godambe
Jun 2023 - Present
View details
About DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Sandeep Yadav is the Current Fund Manager of DSP Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 06 Feb 2026 is ₹25.57.
The DSP Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,