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NAV: 04 Sep 2025
₹25.09
Rating
1
Min. SIP amount
₹100
Fund size
₹4,760.18Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (65)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI FRB | 5.61% |
GOI | Sovereign | GOI Sec | 4.32% |
GOI | Sovereign | GOI Sec | 3.87% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.85% |
GOI | Sovereign | CGL | 3.66% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.84% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 2.26% |
GAIL (India) Ltd. | Energy | Debenture | 2.24% |
Power Grid Corporation Of India Ltd. | Energy | Bonds/Deb | 2.24% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.20% |
HDFC Bank Ltd. | Financial | Debenture | 2.18% |
HDFC Bank Ltd. | Financial | CD | 2.09% |
Axis Bank Ltd. | Financial | CD | 2.07% |
HDFC Bank Ltd. | Financial | CD | 2.04% |
GOI | Sovereign | GOI Sec | 1.98% |
GOI | Sovereign | GOI Sec | 1.75% |
State Bank of India | Financial | Debenture | 1.72% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.69% |
REC Ltd. | Financial | NCD | 1.66% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.65% |
REC Ltd. | Financial | Bonds | 1.65% |
REC Ltd. | Financial | Debenture | 1.64% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.64% |
GOI | Sovereign | GOI Sec | 1.57% |
National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.40% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.18% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.15% |
Bajaj Finance Ltd. | Financial | Debenture | 1.12% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.12% |
Power Finance Corporation Ltd. | Financial | NCD | 1.11% |
Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.11% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 1.10% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 1.10% |
National Housing Bank | Financial | Bonds/NCD | 1.10% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.10% |
NTPC Ltd. | Energy | NCD | 1.08% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.08% |
GOI | Sovereign | GOI Sec | 1.08% |
State Bank of India | Financial | Bonds | 1.08% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.07% |
National Housing Bank | Financial | NCD | 1.07% |
GOI | Sovereign | GOI Sec | 1.05% |
REC Ltd. | Financial | Bonds | 1.05% |
HDFC Bank Ltd. | Financial | CD | 1.04% |
Bank Of Baroda | Financial | CD | 1.04% |
Canara Bank | Financial | CD | 1.03% |
HDFC Bank Ltd. | Financial | CD | 1.03% |
Bajaj Finance Ltd. | Financial | Bonds/NCD | 0.98% |
GOI | Sovereign | GOI Sec | 0.87% |
National Bank For Financing Infrastructure And Development | Financial | Bonds | 0.75% |
HDFC Bank Ltd. | Financial | Debenture | 0.58% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.57% |
Power Finance Corporation Ltd. | Financial | Debenture | 0.57% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.56% |
REC Ltd. | Financial | Bonds | 0.55% |
NTPC Ltd. | Energy | NCD | 0.55% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.55% |
REC Ltd. | Financial | Debenture | 0.54% |
Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.54% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.54% |
National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.54% |
Punjab National Bank | Financial | CD | 0.51% |
Indian Bank | Financial | CD | 0.51% |
Union Bank of India | Financial | CD | 0.51% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.51% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.7% | 7.5% | 6.0% | 8.0% |
| Category average | 7.8% | 7.1% | 5.8% | NA |
| Rank with in category | 21 | 9 | 11 | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | 5 | 8.2% | 7.8% | 10,353.87 |
HDFC Banking and PSU Debt Fund Direct Growth | 4 | 8.2% | 7.7% | 5,935.12 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | 4 | 8.1% | 7.6% | 9,143.48 |
Bandhan Banking and PSU Fund Direct Growth | 4 | 8.0% | 7.4% | 13,392.39 |
Axis Banking & PSU Debt Direct Plan Growth | 4 | 8.3% | 7.3% | 13,286.45 |
Expense ratio, exit load and tax
Expense ratio: 0.33%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Sandeep YadavAug 2024 - PresentView details
Sandeep Yadav
Aug 2024 - Present
View details
Education
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Experience
Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Also manages these schemes
Shantanu GodambeJun 2023 - PresentView details
Shantanu Godambe
Jun 2023 - Present
View details
Education
Mr. Godambehas done B.Com, MS (Finance) and CFA
Experience
Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comPros and cons
Category: Debt Banking and PSU
Pros
Exit load is zero
Lower expense ratio: 0.33%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 7.25
The fund has generated returns higher than benchmark - Nifty Banking & PSU Debt Index A-II - in the last 3Y
3Y, 5Y and 10Y annualised returns higher than category average
Cons
1Y annualised returns lower than category average by 0.04%
Low rating: 1
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DSP Banking & PSU Debt Fund Direct Growth
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