Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Banking & PSU Debt Fund Direct Growth
+6.55%
3Y annualised
-0.03% 1D
NAV: 20 May '26
₹25.60
Min. for SIP
₹100
Fund size (AUM)
₹3,387.79 Cr
Expense ratio
0.33%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,479 | +0.80% | |
| 3 years | ₹1,80,000 | ₹1,95,345 | +8.53% | |
| 5 years | ₹3,00,000 | ₹3,48,169 | +16.06% | |
| 10 years | ₹6,00,000 | ₹8,35,127 | +39.19% |
Holdings (58)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.04% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.69% |
| HDFC Bank Ltd. | Financial | Debenture | 3.17% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.08% |
| Bharti Telecom Ltd. | Communication | Debenture | 3.05% |
| GAIL (India) Ltd. | Energy | Debenture | 3.03% |
| Bharti Telecom Ltd. | Communication | Debenture | 3.00% |
| Haryana State | Others | SDL | 2.93% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 2.91% |
| HDFC Bank Ltd. | Financial | CD | 2.88% |
| Bank Of Baroda | Financial | CD | 2.79% |
| REC Ltd. | Financial | Bonds | 2.35% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 2.35% |
| REC Ltd. | Financial | NCD | 2.24% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.23% |
| Maharashtra State | Others | SDL | 2.20% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.19% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.95% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.64% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.58% |
| National Bank For Financing Infrastructure And Development | Financial | Bonds | 1.58% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.57% |
| GOI | Sovereign | GOI Sec | 1.56% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.54% |
| State Bank of India | Financial | Bonds | 1.53% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.52% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.48% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 1.48% |
| Maharashtra State | Others | SDL | 1.48% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds/Deb | 1.48% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 1.47% |
| State Bank of India | Financial | Bonds | 1.47% |
| National Housing Bank | Financial | Bonds/NCD | 1.47% |
| REC Ltd. | Financial | Debenture | 1.46% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 1.44% |
| Bharti Telecom Ltd. | Communication | CP | 1.44% |
| Indian Bank | Financial | CD | 1.40% |
| Punjab National Bank | Financial | CD | 1.40% |
| REC Ltd. | Financial | Bonds | 1.39% |
| Haryana State | Others | SDL | 1.07% |
| State Bank of India | Financial | Debenture | 0.94% |
| Tata Capital Housing Finance Ltd. | Financial | Debenture | 0.78% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.77% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.77% |
| HDFC Bank Ltd. | Financial | Debenture | 0.77% |
| National Bank For Financing Infrastructure And Development | Financial | Debenture | 0.77% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.76% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.76% |
| Export-Import Bank Of India | Financial | Bonds | 0.75% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.75% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.74% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.74% |
| REC Ltd. | Financial | Bonds | 0.73% |
| REC Ltd. | Financial | Debenture | 0.72% |
| NTPC Ltd. | Energy | NCD | 0.72% |
| Union Bank of India | Financial | CD | 0.70% |
| HDFC Bank Ltd. | Financial | CD | 0.29% |
| Uttar Pradesh State | Others | SDL | 0.14% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.5% | +5.7% | +7.1% | +7.7% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 18 | 14 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Banking & PSU Debt Fund Direct Growth | +5.53% | +7.34% | 472.91 | |
ICICI Prudential Banking & PSU Debt Direct Growth | +4.21% | +7.12% | 9,144.35 | |
UTI Banking & PSU Fund Direct Growth | +5.27% | +7.03% | 1,206.43 | |
Axis Banking & PSU Debt Direct Plan Growth | +4.07% | +6.73% | 12,530.68 | |
Bandhan Banking and PSU Fund Direct Growth | +4.21% | +6.72% | 12,107.72 | |
| Compare | ||||
Fund management
SGShantanu GodambeJun 2023 - PresentView details
SG
Shantanu Godambe
Jun 2023 - Present
View details
SYSandeep YadavAug 2024 - PresentView details
SY
Sandeep Yadav
Aug 2024 - Present
View details
About DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Shantanu Godambe is the Current Fund Manager of DSP Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,691 Cr and the Latest NAV as of 20 May 2026 is ₹25.60.
The DSP Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#10 in India
Total AUM₹2,28,690.58 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,