DSP Gilt Fund Direct Plan Growth

Debt
Gilt
Moderate Risk
+8.26%
3Y annualised
-0.14% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 27 Oct 2025
₹102.85
Rating
3
Min. SIP amount
₹100
Fund size
₹1,493.54Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (7)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec48.54%
GOI
SovereignGOI Sec16.68%
GOI
SovereignGOI Sec14.52%
GOI
SovereignGOI Sec13.36%
SovereignGOI Sec3.45%
Uttar Pradesh State
OthersSDL1.68%
Madhya Pradesh State
OthersSDL0.68%

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.7%8.3%6.2%8.2%
Category average5.8%7.4%5.1%NA
Rank with in category1124NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.57%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sandeep Yadav
Aug 2024 - Present
View details

Education
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
Experience
Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Gilt

Pros

Exit load is zero
Lower expense ratio: 0.57%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
3Y, 5Y and 10Y annualised returns higher than category average

Cons

1Y annualised returns lower than category average by 0.1%

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