How to Invest in DSP Gilt Fund Direct Plan Growth?

You can easily invest in DSP Gilt Fund Direct Plan Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for DSP Gilt Fund Direct Plan Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in DSP Gilt Fund Direct Plan Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does DSP Gilt Fund Direct Plan Growth provide?

The DSP Gilt Fund Direct Plan Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 4.38% since its inception.

How much expense ratio is charged by DSP Gilt Fund Direct Plan Growth?

The term Expense Ratio used for DSP Gilt Fund Direct Plan Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of DSP Gilt Fund Direct Plan Growth is 0.57% as of 18 Jan 2026...

What is the AUM of DSP Gilt Fund Direct Plan Growth?

The AUM, short for Assets Under Management of DSP Gilt Fund Direct Plan Growth is ₹1,292.05Cr as of 18 Jan 2026.

How to Redeem DSP Gilt Fund Direct Plan Growth?

If you want to sell your DSP Gilt Fund Direct Plan Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of DSP Gilt Fund Direct Plan Growth?

You can select either SIP or Lumpsum investment of DSP Gilt Fund Direct Plan Growth based on your investment objective and risk tolerance.

What is the NAV of DSP Gilt Fund Direct Plan Growth?

The NAV of DSP Gilt Fund Direct Plan Growth is ₹102.30 as of 16 Jan 2026.

What is the PE and PB ratio of DSP Gilt Fund Direct Plan Growth?

The PE ratio ratio of DSP Gilt Fund Direct Plan Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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DSP Gilt Fund Direct Plan Growth

Name: DSP Gilt Fund Direct Plan Growth
Brand: DSP Mutual Fund

Debt

Gilt

Moderate Risk

+7.43%

3Y annualised

-0.19% 1D

All

NAV: 16 Jan '26

₹102.30

Min. SIP amount

₹100

Fund size

₹1,292.05 Cr

Expense ratio

0.57%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹62,894	+4.82%
3 years	₹1,80,000	₹2,06,512	+14.73%
5 years	₹3,00,000	₹3,64,341	+21.45%
10 years	₹6,00,000	₹9,17,919	+52.99%

Holdings (6)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	28.92%
GOI	Sovereign	GOI Sec	20.21%
GOI	Sovereign	GOI Sec	14.75%
GOI	Sovereign	GOI Sec	11.66%
GOI	Sovereign	GOI Sec	8.57%
GOI	Sovereign	GOI Sec	2.88%

Minimum investments

Min. for 1st investment

₹100

Min. for 2nd investment

₹100

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.4%	+6.0%	+8.2%	+8.0%
Category average (Debt Gilt)	+6.8%	+4.9%	+7.0%	--
Rank (Debt Gilt)	5	3	4	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Gilt Fund Direct Plan Growth	+6.59%	+8.05%	9,181.38
	Baroda BNP Paribas Gilt Fund Direct Growth	+5.01%	+7.42%	1,183.68
	SBI Gilt Fund Direct Growth	+4.77%	+7.20%	10,816.83
	HDFC Gilt Fund Direct Growth	+4.94%	+7.11%	2,914.19
	Franklin India Government Securities Fund Direct Growth	+5.07%	+6.35%	186.64
Compare

Fund management

SY
Sandeep Yadav
Aug 2024 - Present
View details

Education

Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.

Experience

Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.

Also manages these schemes

DSP Banking & PSU Debt Fund Direct Growth

DSP FMP Series 270 1144 Days Direct Growth

DSP Strategic Bond Direct Plan Growth

DSP Gilt Fund Direct Plan Growth

SG
Shantanu Godambe
Jun 2023 - Present
View details

Education

Mr. Godambehas done B.Com, MS (Finance) and CFA

Experience

Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited

Also manages these schemes

DSP Nifty SDL Plus G Sec Jun 2028 30:70 Index Fund Direct Growth

DSP Overnight Fund Direct Growth

DSP Multi Asset Allocation Fund Direct Growth

DSP Floater Fund Direct Growth

DSP Strategic Bond Direct Plan Growth

DSP Nifty SDL Plus G Sec Sep 2027 50:50 Index Fund Direct Growth

DSP 10Y G Sec Fund Direct Growth

DSP Dynamic Asset Allocation Fund Direct Growth

DSP Short Term Fund Direct Plan Growth

DSP Equity Savings Fund Direct Growth

DSP CRISIL IBX 50:50 Gilt Plus SDL April 2033 Index Fund Direct Growth

DSP FMP Series 270 1144 Days Direct Growth

DSP Regular Savings Fund Direct Growth

DSP Corporate Bond Fund Direct Growth

DSP Income Plus Arbitrage Omni FoF Direct Growth

DSP Banking & PSU Debt Fund Direct Growth

DSP Aggressive Hybrid Fund Direct Growth

DSP Gilt Fund Direct Plan Growth

About DSP Gilt Fund Direct Plan Growth

DSP Gilt Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Sandeep Yadav is the Current Fund Manager of DSP Gilt Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 16 Jan 2026 is ₹102.30. The DSP Gilt Fund Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;