DSP Short Term Fund Direct Plan Growth

DSP Short Term Fund Direct Plan Growth

Debt
Short Duration
Moderate Risk
+7.64%
3Y annualised
-0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 16 Jan '26
₹52.06
Min. SIP amount
₹100
Fund size
₹3,905.96 Cr
Expense ratio
0.35%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,485
+2.48%
3 years₹1,80,000₹2,00,276
+11.26%
5 years₹3,00,000₹3,55,684
+18.56%
10 years₹6,00,000₹8,53,457
+42.24%

Holdings (63)

NameSectorInstrumentsAssets
GOISovereignGOI Sec9.02%
GOISovereignGOI Sec4.81%
Bharti Telecom Ltd.CommunicationDebenture3.89%
India Universal Trust AL1OthersSec. Debt3.67%
National Bank For Agriculture & Rural DevelopmentFinancialBonds3.31%
GOISovereignGOI Sec3.29%
Gujarat StateConstructionSDL3.17%
GOISovereignGOI Sec2.71%
Bajaj Finance Ltd.FinancialDebenture2.70%
HDFC Bank Ltd.FinancialCD2.42%
Muthoot Finance Ltd.FinancialDebenture2.32%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture2.06%
Indian Railway Finance Corporation Ltd.FinancialDebenture2.04%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsDebenture2.01%
Bajaj Housing Finance Ltd.FinancialNCD2.00%
India Infrastructure Finance Company Ltd.ConstructionBonds/NCD1.96%
Power Finance Corporation Ltd.FinancialDebenture1.69%
GOISovereignGOI Sec1.69%
LIC Housing Finance Ltd.FinancialDebenture1.40%
National Bank For Agriculture & Rural DevelopmentFinancialBonds1.38%
Export-Import Bank Of IndiaFinancialBonds1.38%
REC Ltd.FinancialDebenture1.36%
Export-Import Bank Of IndiaFinancialBonds1.36%
GOISovereignGOI FRB1.35%
LIC Housing Finance Ltd.FinancialBonds1.34%
Bajaj Finance Ltd.FinancialDebenture1.34%
Power Finance Corporation Ltd.FinancialBonds/Deb1.33%
REC Ltd.FinancialDebenture1.33%
Export-Import Bank Of IndiaFinancialDebenture1.33%
Tata Capital Housing Finance Ltd.FinancialNCD1.32%
Indian Railway Finance Corporation Ltd.FinancialBonds1.32%
REC Ltd.FinancialDebenture1.32%
Small Industries Devp. Bank of India Ltd.FinancialBonds1.32%
Power Finance Corporation Ltd.FinancialDebenture1.31%
ICICI Home Finance Company Ltd.FinancialBonds1.30%
Bajaj Finance Ltd.FinancialDebenture1.30%
Export-Import Bank Of IndiaFinancialBonds1.30%
Bharti Telecom Ltd.CommunicationDebenture1.28%
REC Ltd.FinancialNCD0.97%
Power Finance Corporation Ltd.FinancialBonds0.80%
LIC Housing Finance Ltd.FinancialFRB0.69%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.69%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.69%
National Housing BankFinancialBonds0.69%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.68%
Indian Railway Finance Corporation Ltd.FinancialNCD0.68%
Muthoot Finance Ltd.FinancialDebenture0.68%
Cholamandalam Investment and Finance Company Ltd.FinancialBonds/NCD0.68%
REC Ltd.FinancialDebenture0.67%
GOISovereignGOI Sec0.67%
Tata Capital Housing Finance Ltd.FinancialBonds/NCD0.67%
Tata Capital Financial Services Ltd.FinancialBonds0.67%
Bajaj Housing Finance Ltd.FinancialNCD0.67%
Power Finance Corporation Ltd.FinancialNCD0.66%
LIC Housing Finance Ltd.FinancialBonds/Deb0.66%
Small Industries Devp. Bank of India Ltd.FinancialBonds0.65%
Uttar Pradesh StateOthersSDL0.65%
Jio Credit Ltd.FinancialBonds/NCD0.65%
Mindspace Business Parks REITConstructionDebenture0.64%
HDFC Bank Ltd.FinancialCD0.60%
Bharti Telecom Ltd.CommunicationDebenture0.19%
Bharti Telecom Ltd.CommunicationDebenture0.13%
Cholamandalam Investment and Finance Company Ltd.FinancialBonds0.13%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.6%+6.1%+7.3%+7.8%
Category average (Debt Short Duration)+7.1%+5.9%+6.6%--
Rank (Debt Short Duration)171610--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

About DSP Short Term Fund Direct Plan Growth

DSP Short Term Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Short Term Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 16 Jan 2026 is ₹52.06. The DSP Short Term Fund Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate income commensurate with prudent risk, from a portfolio constituted of money market securities and debt securities.
Fund benchmarkCRISIL Short Duration Debt A-II Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mailNA
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,