BOB was founded in 1908 in one of Gujarat's towns, Baroda. Initially, a small financial enterprise, the Bank has grown to become one of the top names in the banking market. Bank of Baroda has always prioritized meeting its clients' banking and financial needs.
The Bank has always stayed ahead of the competition by implementing technology developments and innovations into its day-to-day operations. Bank of Baroda gives its clients a comprehensive range of banking and financial solutions.
In order to adopt the new age transaction system, i.e., the electronic fund transfer system, the Bank has shifted from the conventional short account number format to a new 14-digit Bank of Baroda account number format.
The format of a Bank of Baroda account number is as follows-
The product code is the next two digits. Savings accounts, current accounts, loan accounts, and so on all have a code number linked with them, making it easy to determine which type of account the customer has.
Here is a Bank of Baroda account number example-
The final set of eight numbers is the customer's real account number.
For example, if a customer's account number is 12345677654321, the branch code is 1234, the product code is 56, and the last eight digits are 77654321. When a consumer is required to provide the account number, the customer must provide the entire 14-digit account number.
The bank account number represents the Bank's relationship with the consumer. Furthermore, because the electronic payments system processes a significant volume of transactions every day, it is critical to correctly enter the whole 14-digit account number for a correct and successful transaction.
This also reduces the possibility of incorrect transactions and improves consumer satisfaction.
There are varied paths to find out what your Bank of Baroda account number is, and they are listed below-
You can register for the internet banking option provided by the Bank of Baroda and view the Account number in the profile section. If you have not yet done the registration for the internet banking services, then you will have to register.
Registering for internet banking in some cases, not having the registered phone number will require knowing the account number.
Every account holder of the Bank of Baroda is offered access to avail a physical or online passbook to note transactions from the Bank. On the opening page of the physical passbook, you can view the account number. In the case of an online passbook, you can view the account number at the beginning of the statement.
If you do not own a passbook, you can walk into one of the nearest branches of the Bank with ID proof to avail a freshly updated passbook for the Bank of Baroda account. If you cannot travel to the Bank, you can also avail of this passbook online, either through internet banking or mobile banking.
During the opening account period, the Bank of Baroda will provide you with a welcome kit. This welcome kit is inclusive of a Cheque book that has the account number printed on each cheque leaf. You can view the account number on these cheque leaves if required.
If you have the Bank of Baroda mobile banking application, you can view your account number in the Profile section of the application.
In the case you have not registered for the mobile banking application, the process to register for mobile banking from the Bank of Baroda and to find the account number is explained below-
Step 1: You will first have to download the Bank of Baroda mobile banking application either from the AppStore or Play Store.
Step 2: Once your application has been downloaded, you can enter your registered mobile number to register.
Step 3: An OTP will then be sent to your registered mobile number, which you will have to enter into the mobile app.
Step 4: Once the OTP has been entered, you will be verified.
Step 5: You can set a PIN to access the application of your choice.
Step 6: You can now log in with the PIN that has been set.
Step 7: Once you log in with the PIN, you can navigate to my profile section, where the account number will be displayed on the top.
You can also know what the account number is by visiting a branch of the Bank of Baroda. You will have to carry along proof and identity, and a representative of the Bank will let you know what your account number is.