Bank of Baroda SMS Banking

BOB is a public sector bank that is well-known among Indians. The bank operates a variety of branches in both rural and urban regions. Customers of Bank of Baroda can now easily inquire about and obtain information about their registered bank accounts.

The SMS service is straightforward and easy to apply and comprehend. A consumer can use the SMS service to access a variety of services provided by the bank. A user can check his or her savings account balance, obtain a small statement, verify the status of a cheque, receive OTPs for online transactions, and so on.

This application is intended to make security a top concern while using this facility. When an SMS is sent from a mobile number, the system checks to see if the last four numbers of the bank account indicated in the message match the customer's bank account.

If the final four numbers match, the message will be responded to via the customer's registered mobile number. No response will be issued if the last four numbers do not match.

Characteristics of the Bank of Baroda SMS Banking Services

The SMS Banking service supplied by Bank of Baroda has a variety of advantages and distinguishing features-

  • A Bank of Baroda customer can request a balance inquiry, check the status of a cheque, and so on.
  • Customers who have a mobile number associated with their account will not need to register for the SMS banking service individually.
  • Registration for this service is straightforward and does not necessitate the submission of any documentation.

BOB SMS Banking Services

Bank of Baroda SMS Banking is a basic and easy-to-use banking solution for information-based banking services such as Balance Enquiry and Mini Statement. Customers who already have their mobile number registered with the bank can use this service; no additional registration is necessary.

There are varied services offered by the Bank of Baroda SMS Banking, and they are-

1) Balance Enquiry through Bank of Baroda SMS Banking

Send an SMS to 8422009988 with the text "BALspace > Last 4-digit account number."

For instance, if your account number is 17610400000811, enter BAL 0811.

Within a minute of sending this SMS from your registered cellphone number, you will receive an account balance notice.

2) Bank of Baroda Mini Statement by SMS

Send "MINIspace > Last 4-digit Account number" to 8422009988; for example, if the account number is 17610400000811, type: MINI 0811.

After sending this SMS, you will receive a small statement alert on your registered mobile number.

Bank of Baroda SMS Banking Numbers

When the application gets a request from a customer, it will retrieve the account numbers in which the sender's mobile phone is registered, and if the last four digits of such accounts match the last four digits received in the message, the response to the request will be sent back to the sender's number.

If the last four digits of the account number do not match the four digits submitted by the client, an appropriate error message will be sent back to the sender's registered cellphone number. If the sender's mobile phone number is not registered, no answer will be delivered.

1) Balance Check = BAL < space="" /> Last 4 digit of account number

2) Cheque Status = CHEQ < space="" /> Last 4 digit of account number < space="" /> Cheque No.

3) Mini Statement = MINI < space="" /> Last 4 digit of account number

4) Registration of Preferred account number = REG < space="" /> Last 4 digit of account no.

5) Subscribing SMS alert facility = ACT < space="" /> Last 4 digit of account number

6) Unsubscribing SMS alert facility = DEACT < space="" /> Last 4 digit of account number

7) PMJDY OD request = ODREQ < space="" /> Y

8) To link Aadhaar with bank account = UID < space="" /> 12 digits Aadhaar Number < space="" /> last 4 digit of account number

9) To receive transactional SMS alerts in preferred language = LANG< space="" />LANGUAGE CODE

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