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UTI Unit Linked Insurance Plan Direct
+7.68%
3Y annualised
+0.30% 1D
NAV: 22 May '26
₹44.34
Min. for SIP
Not Supported
Fund size (AUM)
₹4,923.13 Cr
Expense ratio
0.98%
Rating
2
Holdings (132)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.15% |
| GOI | Sovereign | GOI Sec | 4.16% |
| Bajaj Finance Ltd. | Financial | Equity | 2.66% |
| GOI | Sovereign | GOI Sec | 2.63% |
| ICICI Bank Ltd. | Financial | Equity | 2.62% |
| HDFC Bank Ltd. | Financial | Debenture | 2.45% |
| GOI | Sovereign | GOI Sec | 2.39% |
| Eternal Ltd. | Services | Equity | 2.36% |
| HDFC Bank Ltd. | Financial | Equity | 2.27% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.03% |
| Avenue Supermarts Ltd. | Services | Equity | 1.65% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.60% |
| Andhra Pradesh State | Financial | SDL | 1.52% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.52% |
| Power Finance Corporation Ltd. | Financial | FD | 1.52% |
| GOI | Sovereign | GOI Sec | 1.48% |
| Maharashtra State | Others | SDL | 1.47% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.43% |
| Bharti Airtel Ltd. | Communication | Equity | 1.34% |
| Info Edge (India) Ltd. | Services | Equity | 1.30% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.29% |
| Persistent Systems Ltd. | Technology | Equity | 1.27% |
| Coforge Ltd. | Technology | Equity | 1.21% |
| Rajasthan State | Others | SDL | 1.14% |
| LTM Limited | Technology | Equity | 1.08% |
| GOI | Sovereign | GOI Sec | 1.08% |
| Trent Ltd. | Services | Equity | 1.05% |
| Tamilnadu State | Others | SDL | 1.02% |
| West Bengal State | Others | SDL | 1.02% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.01% |
| Madhya Pradesh State | Others | SDL | 1.00% |
| West Bengal State | Others | SDL | 1.00% |
| Kerala State | Others | SDL | 1.00% |
| West Bengal State | Others | SDL | 1.00% |
| Haryana State | Others | SDL | 0.99% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.99% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.98% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.96% |
| Andhra Pradesh State | Financial | SDL | 0.95% |
| Eicher Motors Ltd. | Automobile | Equity | 0.95% |
| Maharashtra State | Others | SDL | 0.94% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.93% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.89% |
| Astral Ltd. | Chemicals | Equity | 0.80% |
| Polycab India Ltd. | Capital Goods | Equity | 0.80% |
| West Bengal State | Others | SDL | 0.77% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.72% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.69% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.68% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.61% |
| Uttar Pradesh State | Others | SDL | 0.60% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.53% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.52% |
| REC Ltd. | Financial | Debenture | 0.51% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.51% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.51% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.51% |
| REC Ltd. | Financial | Bonds/NCD | 0.51% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.50% |
| Export-Import Bank Of India | Financial | Bonds | 0.50% |
| Axis Finance Ltd. | Financial | NCD | 0.50% |
| Madhya Pradesh State | Others | SDL | 0.50% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.50% |
| Rajasthan State | Others | SDL | 0.49% |
| Andhra Pradesh State | Financial | SDL | 0.49% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.49% |
| Indian Bank | Financial | CD | 0.48% |
| Canara Bank | Financial | CD | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Marico Ltd. | Consumer Staples | Equity | 0.46% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.45% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.44% |
| PI Industries Ltd. | Chemicals | Equity | 0.44% |
| Piramal Finance Ltd. | Financial | Debenture | 0.44% |
| Asian Paints Ltd. | Chemicals | Equity | 0.44% |
| Havells India Ltd. | Capital Goods | Equity | 0.42% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.41% |
| West Bengal State | Others | SDL | 0.40% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.39% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.38% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.37% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.36% |
| Uttar Pradesh State | Others | SDL | 0.35% |
| Shree Cement Ltd. | Construction | Equity | 0.33% |
| Aavas Financiers Ltd. | Financial | Equity | 0.32% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.32% |
| 3M India Ltd. | Consumer Staples | Equity | 0.32% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.30% |
| GOI | Sovereign | GOI Sec | 0.29% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.29% |
| Page Industries Ltd. | Textiles | Equity | 0.28% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 0.28% |
| West Bengal State | Others | SDL | 0.27% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.25% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 0.24% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.23% |
| Syngene International Ltd. | Healthcare | Equity | 0.20% |
| Cohance Lifesciences Ltd. | Healthcare | Equity | 0.16% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.14% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.13% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.10% |
| Infosys Ltd. | Technology | Equity | 0.10% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.07% |
| Roadstar Infra Investment Trust | Construction | InvITs | 0.05% |
| UTI Nifty Bank ETF | -- | Mutual Fund | 0.05% |
| Tamilnadu State | Others | SDL | 0.03% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.01% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | -- |
| Dhar Textile Mills Ltd. | Textiles | Equity | -- |
| Jaipur Syntex Ltd. | Textiles | Equity | -- |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | -- |
| Modern Denim Ltd. | Textiles | Equity | -- |
| Omega Laboratories Ltd. | Healthcare | Equity | -- |
| Oriqua Ltd. | Consumer Staples | Equity | -- |
| Serene Industries Ltd. | Chemicals | Equity | -- |
| Eastern Medikit Ltd | Healthcare | Equity | -- |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | -- |
| Euro Cotspin Ltd | Textiles | Equity | -- |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | -- |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | -- |
| Marwar Hotels Ltd | Services | Equity | -- |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
| Poysha Industrial Co. Ltd. | Services | Equity | -- |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +7.2% | +8.0% | +8.5% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 29 | 21 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +0.03% | +15.36% | 1,05,377.65 | |
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth | +4.80% | +12.90% | 9,182.39 | |
Nippon India Balanced Advantage Fund Direct Growth | +3.14% | +12.47% | 9,620.30 | |
ICICI Prudential Balanced Advantage Direct Growth | +4.83% | +12.40% | 70,551.44 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +4.18% | +12.06% | 3,661.26 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,629 Cr and the Latest NAV as of 22 May 2026 is ₹44.34.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,96,629.25 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,