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Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Unit Linked Insurance Plan Direct
Hybrid
Dynamic Asset Allocation
High Risk
+9.57%
3Y annualised
-0.27% 1D
NAV: 27 Feb '26
₹44.76
Min. for SIP
Not Supported
Fund size
₹5,082.39 Cr
Expense ratio
1.08%
Holdings (124)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.02% |
| GOI | Sovereign | GOI Sec | 5.69% |
| GOI | Sovereign | GOI Sec | 4.08% |
| GOI | Sovereign | GOI Sec | 3.39% |
| ICICI Bank Ltd. | Financial | Equity | 2.63% |
| GOI | Sovereign | GOI Sec | 2.62% |
| Bajaj Finance Ltd. | Financial | Equity | 2.59% |
| HDFC Bank Ltd. | Financial | Equity | 2.52% |
| GOI | Sovereign | GOI Sec | 2.43% |
| HDFC Bank Ltd. | Financial | Debenture | 2.42% |
| Eternal Ltd. | Services | Equity | 2.32% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.00% |
| Rajasthan State | Others | SDL | 1.61% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.52% |
| Power Finance Corporation Ltd. | Financial | FD | 1.49% |
| Info Edge (India) Ltd. | Services | Equity | 1.49% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.48% |
| GOI | Sovereign | GOI Sec | 1.45% |
| Maharashtra State | Others | SDL | 1.44% |
| Persistent Systems Ltd. | Technology | Equity | 1.41% |
| LTIMindtree Ltd. | Technology | Equity | 1.41% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.41% |
| Coforge Ltd. | Technology | Equity | 1.33% |
| Avenue Supermarts Ltd. | Services | Equity | 1.22% |
| Bharti Airtel Ltd. | Communication | Equity | 1.20% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.07% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.07% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.97% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.97% |
| Andhra Pradesh State | Financial | SDL | 0.97% |
| GOI | Sovereign | GOI Sec | 0.96% |
| Maharashtra State | Others | SDL | 0.94% |
| Andhra Pradesh State | Financial | SDL | 0.94% |
| HDFC Bank Ltd. | Financial | CD | 0.92% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.92% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.92% |
| Trent Ltd. | Services | Equity | 0.86% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.86% |
| Eicher Motors Ltd. | Automobile | Equity | 0.86% |
| Astral Ltd. | Chemicals | Equity | 0.81% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.77% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.68% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.68% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.65% |
| Polycab India Ltd. | Capital Goods | Equity | 0.64% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.60% |
| Infosys Ltd. | Technology | Equity | 0.56% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.50% |
| Export-Import Bank Of India | Financial | Bonds | 0.49% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.49% |
| Axis Finance Ltd. | Financial | NCD | 0.49% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.49% |
| REC Ltd. | Financial | Bonds/NCD | 0.49% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.49% |
| Rajasthan State | Others | SDL | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Indian Bank | Financial | CD | 0.46% |
| Canara Bank | Financial | CD | 0.46% |
| PI Industries Ltd. | Chemicals | Equity | 0.45% |
| Marico Ltd. | Consumer Staples | Equity | 0.45% |
| Piramal Finance Ltd. | Financial | Debenture | 0.44% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.43% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.43% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.42% |
| Asian Paints Ltd. | Chemicals | Equity | 0.42% |
| Havells India Ltd. | Capital Goods | Equity | 0.42% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.39% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.38% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.37% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.37% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.36% |
| Shree Cement Ltd. | Construction | Equity | 0.36% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.36% |
| Page Industries Ltd. | Textiles | Equity | 0.35% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 0.35% |
| 3M India Ltd. | Consumer Staples | Equity | 0.34% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.33% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.33% |
| Aavas Financiers Ltd. | Financial | Equity | 0.31% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.31% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.30% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.24% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.24% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 0.24% |
| Syngene International Ltd. | Healthcare | Equity | 0.20% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.15% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.13% |
| Cohance Lifesciences Ltd. | Healthcare | Equity | 0.13% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.12% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.10% |
| Bharat Coking Coal Ltd. | Energy | Equity | 0.08% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.06% |
| Roadstar Infra Investment Trust | Construction | InvITs | 0.05% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.05% |
| UTI Nifty Bank ETF | NA | Mutual Fund | 0.05% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.04% |
| Tamilnadu State | Others | SDL | 0.03% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.02% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | NA |
| Dhar Textile Mills Ltd. | Textiles | Equity | NA |
| Jaipur Syntex Ltd. | Textiles | Equity | NA |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | NA |
| Modern Denim Ltd. | Textiles | Equity | NA |
| Omega Laboratories Ltd. | Healthcare | Equity | NA |
| Oriqua Ltd. | Consumer Staples | Equity | NA |
| Serene Industries Ltd. | Chemicals | Equity | NA |
| Eastern Medikit Ltd | Healthcare | Equity | NA |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | NA |
| Euro Cotspin Ltd | Textiles | Equity | NA |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | NA |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | NA |
| Marwar Hotels Ltd | Services | Equity | NA |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | NA |
| Poysha Industrial Co. Ltd. | Services | Equity | NA |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.6% | +8.1% | +8.9% | +8.8% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 28 | 21 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +13.59% | +18.93% | 1,06,820.61 | |
SBI Balanced Advantage Fund Direct Growth | +14.39% | +15.42% | 40,202.72 | |
Nippon India Balanced Advantage Fund Direct Growth | +13.47% | +14.42% | 9,597.81 | |
ICICI Prudential Balanced Advantage Direct Growth | +15.41% | +14.41% | 70,343.40 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +12.28% | +13.95% | 3,701.59 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,335 Cr and the Latest NAV as of 27 Feb 2026 is ₹44.76.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,334.93 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,