UTI Unit Linked Insurance Plan Direct

Hybrid
Dynamic Asset Allocation
High Risk
9.26%
3Y annualised
+0.48% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Sep 2025
₹45.36
Rating
2
Min. SIP amount
Not Supported
Fund size
₹5,401.75Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (118)

NameSectorInstrumentAssets
SovereignGOI Sec10.48%
SovereignGOI Sec4.85%
GOI
SovereignGOI Sec4.15%
GOI
SovereignGOI Sec3.97%
GOI
SovereignGOI Sec3.90%
FinancialEquity2.76%
FinancialEquity2.66%
GOI
SovereignGOI Sec2.51%
FinancialEquity2.40%
HDFC Bank Ltd.
FinancialDebenture2.32%
ServicesEquity2.17%
SovereignGOI Sec2.14%
FinancialNCD1.92%
Maharashtra State
OthersSDL1.85%
ServicesEquity1.51%
ServicesEquity1.51%
FinancialEquity1.45%
FinancialFD1.44%
Power Finance Corporation Ltd.
FinancialBonds1.42%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.42%
Maharashtra State
OthersSDL1.40%
Capital GoodsEquity1.38%
TechnologyEquity1.37%
TechnologyEquity1.31%
TechnologyEquity1.16%
ServicesEquity1.11%
TechnologyEquity1.09%
CommunicationEquity1.07%
Consumer DiscretionaryEquity1.04%
AutomobileEquity1.04%
Bajaj Finance Ltd.
FinancialDebenture1.02%
FinancialFRB0.96%
Power Finance Corporation Ltd.
FinancialBonds0.94%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.94%
Maharashtra State
OthersSDL0.93%
Andhra Pradesh State
FinancialSDL0.91%
ChemicalsEquity0.72%
India Universal Trust AL1
OthersSec. Debt0.67%
HealthcareEquity0.66%
Maharashtra State
OthersSDL0.65%
Tamilnadu State
OthersSDL0.63%
AutomobileEquity0.62%
Capital GoodsEquity0.59%
HealthcareEquity0.59%
ChemicalsEquity0.56%
Capital GoodsEquity0.49%
ChemicalsEquity0.48%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.48%
National Bank For Agriculture & Rural Development
FinancialDebenture0.48%
Chhattisgarh State
OthersSDL0.48%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.48%
GOI
SovereignGOI Sec0.47%
Export-Import Bank Of India
FinancialBonds0.47%
Aditya Birla Finance Ltd.
FinancialDebenture0.47%
Andhra Pradesh State
FinancialSDL0.47%
Axis Finance Ltd.
FinancialNCD0.47%
Bajaj Finance Ltd.
FinancialDebenture0.46%
UTI Floater Fund Direct - Growth
NAMutual Fund0.46%
FinancialBonds/NCD0.46%
HealthcareEquity0.46%
Capital GoodsEquity0.46%
Maharashtra State
OthersSDL0.46%
ConstructionEquity0.46%
HealthcareEquity0.45%
ChemicalsEquity0.45%
Consumer StaplesEquity0.44%
HealthcareEquity0.43%
Consumer StaplesEquity0.43%
FinancialDebenture0.42%
ChemicalsEquity0.41%
ServicesEquity0.40%
HealthcareEquity0.40%
India Universal Trust AL1
OthersSec. Debt0.39%
AutomobileEquity0.39%
TextilesEquity0.39%
ServicesEquity0.38%
Mankind Pharma Ltd.
HealthcareBonds/Deb0.38%
HealthcareEquity0.37%
FinancialEquity0.35%
FinancialEquity0.34%
DiversifiedEquity0.32%
Metals & MiningEquity0.32%
HealthcareEquity0.31%
HealthcareEquity0.28%
HealthcareEquity0.24%
ChemicalsEquity0.19%
Consumer DiscretionaryEquity0.16%
India Universal Trust AL1
OthersSec. Debt0.12%
NAMutual Fund0.11%
NAMutual Fund0.11%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.09%
FinancialAdd. Tier 1 Bond0.09%
Clearing Corporation of India
OthersCP0.08%
FinancialNCD0.06%
FinancialDebenture0.05%
NAMutual Fund0.04%
ConstructionInvITs0.04%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.04%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.04%
FinancialDebenture0.02%
Maharashtra State
OthersSDL0.01%
SovereignGOI Sec0.00%
ConstructionEquity0.00%
TextilesEquity0.00%
Jaipur Syntex Ltd.
TextilesEquity0.00%
TextilesEquity0.00%
Modern Denim Ltd.
TextilesEquity0.00%
HealthcareEquity0.00%
Oriqua Ltd.
Consumer StaplesEquity0.00%
ChemicalsEquity0.00%
Eastern Medikit Ltd
HealthcareEquity0.00%
Infrastructure Leasing & Financial Services Ltd.
FinancialEquity0.00%
Euro Cotspin Ltd
TextilesEquity0.00%
Aruna Mills Co. Ltd
Metals & MiningEquity0.00%
Raipur Manufacturing Co. Ltd.
TextilesEquity0.00%
Marwar Hotels Ltd
ServicesEquity0.00%
FinancialAdd. Tier 1 Bond0.00%
Poysha Industrial Co. Ltd.
ServicesEquity0.00%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.6%9.3%11.1%9.3%
Category average-0.1%11.4%12.5%NA
Rank with in category32619NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
0.2%19.0%1,01,772.60
5
3.0%14.1%36,558.31
4
6.3%13.6%64,964.03
4
2.6%13.2%9,355.29
4
5.2%12.2%3,503.00

Expense ratio, exit load and tax

Expense ratio: 1.01%

Inclusive of GST

Exit load

Exit load of 2% for premature withdrawal

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Sunil Madhukar Patil
Dec 2021 - Present
View details

Education
Mr. Patil is MMF, Finance
Experience
He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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