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UTI Unit Linked Insurance Plan Direct
+7.33%
3Y annualised
+0.22% 1D
NAV: 06 Oct '26
₹46.13
Min. for SIP
Not Supported
Fund size (AUM)
₹5,107.66 Cr
Expense ratio
--
Rating
2
Holdings (127)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.94% |
| GOI | Sovereign | GOI Sec | 4.03% |
| Eternal Ltd. | Services | Equity | 2.82% |
| ICICI Bank Ltd. | Financial | Equity | 2.64% |
| GOI | Sovereign | GOI Sec | 2.54% |
| Bajaj Finance Ltd. | Financial | Equity | 2.49% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 2.44% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.96% |
| HDFC Bank Ltd. | Financial | Equity | 1.96% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.85% |
| Coforge Ltd. | Technology | Equity | 1.77% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.63% |
| Info Edge (India) Ltd. | Services | Equity | 1.61% |
| Andhra Pradesh State | Financial | SDL | 1.49% |
| Persistent Systems Ltd. | Technology | Equity | 1.48% |
| Power Finance Corporation Ltd. | Financial | FD | 1.46% |
| Maharashtra State | Others | SDL | 1.43% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.42% |
| Bharti Airtel Ltd. | Communication | Equity | 1.42% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.41% |
| Avenue Supermarts Ltd. | Services | Equity | 1.18% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 1.11% |
| Rajasthan State | Others | SDL | 1.11% |
| GOI | Sovereign | GOI Sec | 1.05% |
| LTM Limited | Technology | Equity | 1.03% |
| Eicher Motors Ltd. | Automobile | Equity | 1.00% |
| Tamilnadu State | Others | SDL | 0.99% |
| West Bengal State | Others | SDL | 0.98% |
| Mindspace Business Parks REIT | Construction | NCD | 0.98% |
| Tata Capital Ltd. | Financial | NCD | 0.97% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.97% |
| Trent Ltd. | Services | Equity | 0.97% |
| Export-Import Bank Of India | Financial | CP | 0.96% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.95% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.95% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.92% |
| Andhra Pradesh State | Financial | SDL | 0.92% |
| Maharashtra State | Others | SDL | 0.92% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.91% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.88% |
| Polycab India Ltd. | Capital Goods | Equity | 0.81% |
| West Bengal State | Others | SDL | 0.74% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.74% |
| Astral Ltd. | Chemicals | Equity | 0.69% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.63% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.61% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.59% |
| Uttar Pradesh State | Others | SDL | 0.58% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.58% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.50% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.49% |
| Muthoot Finance Ltd. | Financial | NCD | 0.49% |
| REC Ltd. | Financial | Debenture | 0.49% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.49% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.49% |
| REC Ltd. | Financial | Bonds/NCD | 0.49% |
| Madhya Pradesh State | Others | SDL | 0.49% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.49% |
| Export-Import Bank Of India | Financial | Bonds | 0.48% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.48% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.48% |
| Axis Finance Ltd. | Financial | NCD | 0.48% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.48% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.48% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.48% |
| GOI | Sovereign | GOI Sec | 0.48% |
| Rajasthan State | Others | SDL | 0.48% |
| Indian Bank | Financial | CD | 0.48% |
| Canara Bank | Financial | CD | 0.48% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.47% |
| Andhra Pradesh State | Financial | SDL | 0.47% |
| ICICI Bank Ltd. | Financial | CD | 0.47% |
| Andhra Pradesh State | Financial | SDL | 0.47% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.46% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.45% |
| Marico Ltd. | Consumer Staples | Equity | 0.45% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.44% |
| Piramal Finance Ltd. | Financial | Debenture | 0.43% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.40% |
| Havells India Ltd. | Capital Goods | Equity | 0.40% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.37% |
| PI Industries Ltd. | Chemicals | Equity | 0.33% |
| West Bengal State | Others | SDL | 0.32% |
| 3M India Ltd. | Consumer Staples | Equity | 0.30% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.29% |
| GOI | Sovereign | GOI Sec | 0.29% |
| Aavas Financiers Ltd. | Financial | Equity | 0.28% |
| Asian Paints Ltd. | Chemicals | Equity | 0.27% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.24% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.24% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.22% |
| Shree Cement Ltd. | Construction | Equity | 0.21% |
| Haryana State | Others | SDL | 0.20% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.18% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.17% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Page Industries Ltd. | Textiles | Equity | 0.14% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.13% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.13% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| Kerala State | Others | SDL | 0.10% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.10% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.10% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.07% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.06% |
| UTI Nifty Bank ETF | -- | Mutual Fund | 0.05% |
| Tamilnadu State | Others | SDL | 0.03% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | -- |
| Dhar Textile Mills Ltd. | Textiles | Equity | -- |
| Jaipur Syntex Ltd. | Textiles | Equity | -- |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | -- |
| Modern Denim Ltd. | Textiles | Equity | -- |
| Omega Laboratories Ltd. | Healthcare | Equity | -- |
| Oriqua Ltd. | Consumer Staples | Equity | -- |
| Serene Industries Ltd. | Chemicals | Equity | -- |
| Eastern Medikit Ltd | Healthcare | Equity | -- |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | -- |
| Euro Cotspin Ltd | Textiles | Equity | -- |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | -- |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | -- |
| Marwar Hotels Ltd | Services | Equity | -- |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
| Poysha Industrial Co. Ltd. | Services | Equity | -- |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +5.7% | +7.5% | +8.6% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 28 | 23 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +4.49% | +11.08% | 10,125.44 | |
 | -2.59% | +10.31% | 1,07,295.79 | |
 | +1.60% | +10.30% | 75,399.17 | |
 | +0.94% | +9.87% | 9,917.50 | |
 | +1.96% | +9.85% | 3,821.11 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹4,09,225 Cr and the Latest NAV as of 06 Oct 2026 is ₹46.13.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹4,09,224.68 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,