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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Unit Linked Insurance Plan Direct
+7.65%
3Y annualised
+0.33% 1D
NAV: 26 Oct '26
₹45.51
Min. for SIP
--
Fund size (AUM)
₹4,930.11 Cr
Expense ratio
--
Rating
2
Holdings (125)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.09% |
| GOI | Sovereign | GOI Sec | 4.12% |
| Eternal Ltd. | Services | Equity | 2.89% |
| GOI | Sovereign | GOI Sec | 2.60% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 2.53% |
| ICICI Bank Ltd. | Financial | Equity | 2.53% |
| Bajaj Finance Ltd. | Financial | Equity | 2.34% |
| HDFC Bank Ltd. | Financial | Equity | 2.03% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.01% |
| Bajaj Financial Securities Ltd. | Financial | CP | 1.98% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.72% |
| Coforge Ltd. | Technology | Equity | 1.62% |
| Info Edge (India) Ltd. | Services | Equity | 1.55% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.51% |
| Power Finance Corporation Ltd. | Financial | FD | 1.50% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.49% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.47% |
| Bharti Airtel Ltd. | Communication | Equity | 1.46% |
| Maharashtra State | Others | SDL | 1.46% |
| Persistent Systems Ltd. | Technology | Equity | 1.45% |
| Avenue Supermarts Ltd. | Services | Equity | 1.19% |
| Rajasthan State | Others | SDL | 1.13% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 1.04% |
| Tamilnadu State | Others | SDL | 1.01% |
| REC Ltd. | Financial | Debenture | 1.01% |
| Tata Capital Ltd. | Financial | NCD | 1.01% |
| Mindspace Business Parks REIT | Construction | NCD | 1.01% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.00% |
| Export-Import Bank Of India | Financial | CP | 1.00% |
| GOI | Sovereign | GOI Sec | 1.00% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.99% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.98% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.98% |
| LTM Limited | Technology | Equity | 0.95% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.95% |
| Andhra Pradesh State | Financial | SDL | 0.94% |
| Eicher Motors Ltd. | Automobile | Equity | 0.93% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.92% |
| Trent Ltd. | Services | Equity | 0.91% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.87% |
| Polycab India Ltd. | Capital Goods | Equity | 0.77% |
| West Bengal State | Others | SDL | 0.76% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.75% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.65% |
| Astral Ltd. | Chemicals | Equity | 0.64% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.61% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.60% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.59% |
| Uttar Pradesh State | Others | SDL | 0.59% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.51% |
| Muthoot Finance Ltd. | Financial | NCD | 0.51% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.51% |
| REC Ltd. | Financial | Bonds/NCD | 0.51% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.51% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.50% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.50% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.50% |
| Axis Finance Ltd. | Financial | NCD | 0.50% |
| Export-Import Bank Of India | Financial | Bonds | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | NCD | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.50% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.50% |
| Indian Bank | Financial | CD | 0.50% |
| Canara Bank | Financial | CD | 0.50% |
| Madhya Pradesh State | Others | SDL | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.49% |
| ICICI Bank Ltd. | Financial | CD | 0.49% |
| GOI | Sovereign | GOI Sec | 0.49% |
| Rajasthan State | Others | SDL | 0.49% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.45% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.44% |
| Marico Ltd. | Consumer Staples | Equity | 0.44% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.44% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.43% |
| Piramal Finance Ltd. | Financial | Debenture | 0.43% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.35% |
| Havells India Ltd. | Capital Goods | Equity | 0.34% |
| PI Industries Ltd. | Chemicals | Equity | 0.33% |
| 3M India Ltd. | Consumer Staples | Equity | 0.30% |
| GOI | Sovereign | GOI Sec | 0.29% |
| Aavas Financiers Ltd. | Financial | Equity | 0.28% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.28% |
| Asian Paints Ltd. | Chemicals | Equity | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Shree Cement Ltd. | Construction | Equity | 0.21% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.19% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.18% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.16% |
| Page Industries Ltd. | Textiles | Equity | 0.15% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.12% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.12% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.10% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.10% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.06% |
| UTI Nifty Bank ETF | -- | Mutual Fund | 0.05% |
| Haryana State | Others | SDL | 0.04% |
| UTI BSE India Sector Leaders ETF-Growth | -- | Mutual Fund | 0.03% |
| Tamilnadu State | Others | SDL | 0.03% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | -- |
| Dhar Textile Mills Ltd. | Textiles | Equity | -- |
| Jaipur Syntex Ltd. | Textiles | Equity | -- |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | -- |
| Modern Denim Ltd. | Textiles | Equity | -- |
| Omega Laboratories Ltd. | Healthcare | Equity | -- |
| Oriqua Ltd. | Consumer Staples | Equity | -- |
| Serene Industries Ltd. | Chemicals | Equity | -- |
| Eastern Medikit Ltd | Healthcare | Equity | -- |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | -- |
| Euro Cotspin Ltd | Textiles | Equity | -- |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | -- |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | -- |
| Marwar Hotels Ltd | Services | Equity | -- |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
| Poysha Industrial Co. Ltd. | Services | Equity | -- |
See All
Minimum investments
Min. for 1st investment
--
Min. for 2nd investment
--
Min. for SIP
--
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.7% | +5.4% | +7.5% | +8.5% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 24 | 23 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +1.32% | +11.46% | 9,836.35 | |
 | -5.34% | +10.64% | 1,02,533.96 | |
 | -1.17% | +10.27% | 71,913.46 | |
 | -0.06% | +10.19% | 3,703.78 | |
 | -1.65% | +9.95% | 9,532.23 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹3,89,855 Cr and the Latest NAV as of 26 Oct 2026 is ₹45.51.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,89,855.03 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,