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UTI Unit Linked Insurance Plan Direct
+8.62%
3Y annualised
+0.08% 1D
NAV: 20 Mar '26
₹43.29
Min. for SIP
Not Supported
Fund size
₹5,034.81 Cr
Expense ratio
1.08%
Holdings (125)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.18% |
| GOI | Sovereign | GOI Sec | 5.76% |
| GOI | Sovereign | GOI Sec | 4.13% |
| GOI | Sovereign | GOI Sec | 2.74% |
| Bajaj Finance Ltd. | Financial | Equity | 2.73% |
| ICICI Bank Ltd. | Financial | Equity | 2.70% |
| GOI | Sovereign | GOI Sec | 2.65% |
| GOI | Sovereign | GOI Sec | 2.65% |
| HDFC Bank Ltd. | Financial | Debenture | 2.45% |
| HDFC Bank Ltd. | Financial | Equity | 2.44% |
| Eternal Ltd. | Services | Equity | 2.11% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.03% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.56% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.55% |
| Power Finance Corporation Ltd. | Financial | FD | 1.51% |
| GOI | Sovereign | GOI Sec | 1.47% |
| Maharashtra State | Others | SDL | 1.46% |
| Info Edge (India) Ltd. | Services | Equity | 1.29% |
| Avenue Supermarts Ltd. | Services | Equity | 1.28% |
| Persistent Systems Ltd. | Technology | Equity | 1.18% |
| Bharti Airtel Ltd. | Communication | Equity | 1.17% |
| Rajasthan State | Others | SDL | 1.14% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.12% |
| Coforge Ltd. | Technology | Equity | 1.11% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.09% |
| LTIMindtree Ltd. | Technology | Equity | 1.06% |
| West Bengal State | Others | SDL | 1.00% |
| Haryana State | Others | SDL | 1.00% |
| West Bengal State | Others | SDL | 1.00% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.00% |
| Madhya Pradesh State | Others | SDL | 1.00% |
| Kerala State | Others | SDL | 1.00% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.99% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.98% |
| Eicher Motors Ltd. | Automobile | Equity | 0.98% |
| GOI | Sovereign | GOI Sec | 0.97% |
| Maharashtra State | Others | SDL | 0.95% |
| Andhra Pradesh State | Financial | SDL | 0.95% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.93% |
| Astral Ltd. | Chemicals | Equity | 0.93% |
| Trent Ltd. | Services | Equity | 0.90% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.89% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.84% |
| Polycab India Ltd. | Capital Goods | Equity | 0.80% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.74% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.69% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.65% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.60% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.53% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.50% |
| Export-Import Bank Of India | Financial | Bonds | 0.50% |
| Axis Finance Ltd. | Financial | NCD | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.50% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.49% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.49% |
| REC Ltd. | Financial | Bonds/NCD | 0.49% |
| Rajasthan State | Others | SDL | 0.49% |
| Marico Ltd. | Consumer Staples | Equity | 0.49% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Indian Bank | Financial | CD | 0.47% |
| Canara Bank | Financial | CD | 0.47% |
| Havells India Ltd. | Capital Goods | Equity | 0.46% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.45% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.45% |
| Piramal Finance Ltd. | Financial | Debenture | 0.44% |
| PI Industries Ltd. | Chemicals | Equity | 0.44% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.42% |
| Asian Paints Ltd. | Chemicals | Equity | 0.42% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.41% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.40% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.39% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.39% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.38% |
| 3M India Ltd. | Consumer Staples | Equity | 0.37% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.36% |
| Shree Cement Ltd. | Construction | Equity | 0.35% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 0.35% |
| Page Industries Ltd. | Textiles | Equity | 0.34% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.31% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.30% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.30% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.30% |
| West Bengal State | Others | SDL | 0.27% |
| Aavas Financiers Ltd. | Financial | Equity | 0.27% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 0.24% |
| Infosys Ltd. | Technology | Equity | 0.21% |
| Syngene International Ltd. | Healthcare | Equity | 0.18% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.14% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.13% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| Cohance Lifesciences Ltd. | Healthcare | Equity | 0.10% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.06% |
| UTI Nifty Bank ETF | -- | Mutual Fund | 0.05% |
| Roadstar Infra Investment Trust | Construction | InvITs | 0.05% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.04% |
| Bharat Coking Coal Ltd. | Energy | Equity | 0.03% |
| Tamilnadu State | Others | SDL | 0.03% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.02% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | -- |
| Dhar Textile Mills Ltd. | Textiles | Equity | -- |
| Jaipur Syntex Ltd. | Textiles | Equity | -- |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | -- |
| Modern Denim Ltd. | Textiles | Equity | -- |
| Omega Laboratories Ltd. | Healthcare | Equity | -- |
| Oriqua Ltd. | Consumer Staples | Equity | -- |
| Serene Industries Ltd. | Chemicals | Equity | -- |
| Eastern Medikit Ltd | Healthcare | Equity | -- |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | -- |
| Euro Cotspin Ltd | Textiles | Equity | -- |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | -- |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | -- |
| Marwar Hotels Ltd | Services | Equity | -- |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
| Poysha Industrial Co. Ltd. | Services | Equity | -- |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.6% | +7.2% | +8.1% | +8.5% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 28 | 21 | 10 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +3.42% | +16.60% | 1,07,589.67 | |
SBI Balanced Advantage Fund Direct Growth | +6.32% | +13.51% | 40,952.47 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +5.75% | +13.43% | 3,731.96 | |
ICICI Prudential Balanced Advantage Direct Growth | +7.11% | +12.84% | 71,150.75 | |
Nippon India Balanced Advantage Fund Direct Growth | +4.85% | +12.83% | 9,687.94 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,376 Cr and the Latest NAV as of 20 Mar 2026 is ₹43.29.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,96,376.13 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,