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UTI Unit Linked Insurance Plan Direct
+7.36%
3Y annualised
-0.15% 1D
NAV: 12 Jun '26
₹44.78
Min. for SIP
Not Supported
Fund size (AUM)
₹4,924.35 Cr
Expense ratio
1.01%
Rating
2
Holdings (128)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.19% |
| GOI | Sovereign | GOI Sec | 4.16% |
| GOI | Sovereign | GOI Sec | 2.61% |
| ICICI Bank Ltd. | Financial | Equity | 2.60% |
| Bajaj Finance Ltd. | Financial | Equity | 2.57% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 2.55% |
| GOI | Sovereign | GOI Sec | 2.40% |
| Eternal Ltd. | Services | Equity | 2.39% |
| HDFC Bank Ltd. | Financial | Equity | 2.19% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.02% |
| Adani Ports and Special Economic Zone Ltd. | Services | CP | 2.00% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.62% |
| Andhra Pradesh State | Financial | SDL | 1.53% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.52% |
| Power Finance Corporation Ltd. | Financial | FD | 1.51% |
| GOI | Sovereign | GOI Sec | 1.48% |
| Avenue Supermarts Ltd. | Services | Equity | 1.46% |
| Maharashtra State | Others | SDL | 1.46% |
| Coforge Ltd. | Technology | Equity | 1.44% |
| Bharti Airtel Ltd. | Communication | Equity | 1.43% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.43% |
| Persistent Systems Ltd. | Technology | Equity | 1.37% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.33% |
| Info Edge (India) Ltd. | Services | Equity | 1.33% |
| Rajasthan State | Others | SDL | 1.14% |
| GOI | Sovereign | GOI Sec | 1.08% |
| LTM Limited | Technology | Equity | 1.03% |
| Trent Ltd. | Services | Equity | 1.03% |
| Tata Capital Ltd. | Financial | NCD | 1.02% |
| Tamilnadu State | Others | SDL | 1.01% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.00% |
| Kerala State | Others | SDL | 1.00% |
| West Bengal State | Others | SDL | 1.00% |
| Haryana State | Others | SDL | 1.00% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.98% |
| West Bengal State | Others | SDL | 0.97% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.96% |
| Eicher Motors Ltd. | Automobile | Equity | 0.96% |
| Andhra Pradesh State | Financial | SDL | 0.95% |
| Maharashtra State | Others | SDL | 0.94% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.93% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.88% |
| Polycab India Ltd. | Capital Goods | Equity | 0.88% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 0.80% |
| Astral Ltd. | Chemicals | Equity | 0.78% |
| West Bengal State | Others | SDL | 0.77% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 0.74% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.68% |
| Madhya Pradesh State | Others | SDL | 0.67% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.61% |
| Uttar Pradesh State | Others | SDL | 0.60% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 0.55% |
| Divi's Laboratories Ltd. | Healthcare | Equity | 0.54% |
| Pidilite Industries Ltd. | Chemicals | Equity | 0.53% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.51% |
| REC Ltd. | Financial | Debenture | 0.51% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.51% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.50% |
| REC Ltd. | Financial | Bonds/NCD | 0.50% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 0.50% |
| Axis Finance Ltd. | Financial | NCD | 0.50% |
| Madhya Pradesh State | Others | SDL | 0.50% |
| Export-Import Bank Of India | Financial | Bonds | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.50% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.50% |
| Rajasthan State | Others | SDL | 0.49% |
| Andhra Pradesh State | Financial | SDL | 0.49% |
| Marico Ltd. | Consumer Staples | Equity | 0.48% |
| Indian Bank | Financial | CD | 0.48% |
| Canara Bank | Financial | CD | 0.48% |
| Andhra Pradesh State | Financial | SDL | 0.48% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.48% |
| Nestle India Ltd. | Consumer Staples | Equity | 0.47% |
| Asian Paints Ltd. | Chemicals | Equity | 0.44% |
| Piramal Finance Ltd. | Financial | Debenture | 0.44% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.43% |
| PI Industries Ltd. | Chemicals | Equity | 0.40% |
| Havells India Ltd. | Capital Goods | Equity | 0.40% |
| AU Small Finance Bank Ltd. | Financial | Equity | 0.38% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.37% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.36% |
| Shree Cement Ltd. | Construction | Equity | 0.35% |
| Poly Medicure Ltd. | Healthcare | Equity | 0.33% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.32% |
| 3M India Ltd. | Consumer Staples | Equity | 0.31% |
| Aavas Financiers Ltd. | Financial | Equity | 0.31% |
| GOI | Sovereign | GOI Sec | 0.29% |
| Schaeffler India Ltd. | Capital Goods | Equity | 0.26% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.26% |
| Jubilant FoodWorks Ltd. | Services | Equity | 0.26% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.25% |
| Eris Lifesciences Ltd. | Healthcare | Equity | 0.22% |
| Page Industries Ltd. | Textiles | Equity | 0.22% |
| Motherson Sumi Wiring India Ltd. | Automobile | Equity | 0.21% |
| Adani Power Ltd. | Energy | Debenture | 0.16% |
| Sheela Foam Ltd. | Consumer Discretionary | Equity | 0.16% |
| Cohance Lifesciences Ltd. | Healthcare | Equity | 0.15% |
| Rossari Biotech Ltd. | Chemicals | Equity | 0.14% |
| Syngene International Ltd. | Healthcare | Equity | 0.13% |
| UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | -- | Mutual Fund | 0.12% |
| Bajaj Finance Ltd. | Financial | Debenture | 0.10% |
| Infosys Ltd. | Technology | Equity | 0.07% |
| Power Finance Corporation Ltd. | Financial | NCD | 0.06% |
| West Bengal State | Others | SDL | 0.06% |
| UTI Nifty Bank ETF | -- | Mutual Fund | 0.05% |
| Tamilnadu State | Others | SDL | 0.03% |
| Maharashtra State | Others | SDL | 0.01% |
| Export-Import Bank Of India | Financial | Debenture | 0.01% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.00% |
| GOI | Sovereign | GOI Sec | 0.00% |
| Dhar Cement Ltd. | Construction | Equity | -- |
| Dhar Textile Mills Ltd. | Textiles | Equity | -- |
| Jaipur Syntex Ltd. | Textiles | Equity | -- |
| Mahendra Petrochemicals Ltd. | Textiles | Equity | -- |
| Modern Denim Ltd. | Textiles | Equity | -- |
| Omega Laboratories Ltd. | Healthcare | Equity | -- |
| Oriqua Ltd. | Consumer Staples | Equity | -- |
| Serene Industries Ltd. | Chemicals | Equity | -- |
| Eastern Medikit Ltd | Healthcare | Equity | -- |
| Infrastructure Leasing & Financial Services Ltd. | Financial | Equity | -- |
| Euro Cotspin Ltd | Textiles | Equity | -- |
| Aruna Mills Co. Ltd | Metals & Mining | Equity | -- |
| Raipur Manufacturing Co. Ltd. | Textiles | Equity | -- |
| Marwar Hotels Ltd | Services | Equity | -- |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
| Poysha Industrial Co. Ltd. | Services | Equity | -- |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.8% | +7.9% | +8.5% |
| Category average (Hybrid Dynamic Asset Allocation) | +11.9% | +10.7% | +9.6% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | 29 | 21 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 2% for premature withdrawal
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | -3.04% | +18.32% | 922.29 | |
 | -2.81% | +14.24% | 1,04,016.21 | |
 | +2.80% | +11.58% | 3,664.90 | |
 | +0.89% | +11.46% | 9,573.76 | |
 | +1.79% | +11.40% | 70,569.60 | |
| Compare | ||||
Fund management
AMAnurag MittalNov 2025 - PresentView details
AM
Anurag Mittal
Nov 2025 - Present
View details
ATAjay TyagiDec 2014 - PresentView details
AT
Ajay Tyagi
Dec 2014 - Present
View details
KGKamal GadaApr 2025 - PresentView details
KG
Kamal Gada
Apr 2025 - Present
View details
ADSAkash Dilip ShahJan 2026 - PresentView details
ADS
Akash Dilip Shah
Jan 2026 - Present
View details
About UTI Unit Linked Insurance Plan Direct
UTI Unit Linked Insurance Plan Direct is a Hybrid Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Unit Linked Insurance Plan Direct fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,739 Cr and the Latest NAV as of 12 Jun 2026 is ₹44.78.
The UTI Unit Linked Insurance Plan Direct is rated High risk. Minimum SIP Investment is set to ₹500. Exit load of 2% for premature withdrawal
;
Investment Objective
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.;
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,738.74 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,