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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 18 Dec 2025
₹54.76
Rating
NA
Min. SIP amount
₹500
Fund size
₹4,745.25Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (125)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 6.75% |
GOI | Sovereign | GOI Sec | 4.08% |
GOI | Sovereign | GOI Sec | 3.60% |
GOI | Sovereign | GOI Sec | 3.60% |
HDFC Bank Ltd. | Financial | Equity | 3.34% |
HDFC Bank Ltd. | Financial | Debenture | 2.71% |
GOI | Sovereign | GOI Sec | 2.59% |
ICICI Bank Ltd. | Financial | Equity | 2.58% |
GOI | Sovereign | GOI Sec | 2.27% |
Infosys Ltd. | Technology | Equity | 2.23% |
Reliance Industries Ltd. | Energy | Equity | 1.79% |
GOI | Sovereign | GOI Sec | 1.77% |
Power Finance Corporation Ltd. | Financial | FD | 1.62% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.60% |
ITC Ltd. | Consumer Staples | Equity | 1.58% |
GOI | Sovereign | GOI Sec | 1.55% |
Rajasthan State | Others | SDL | 1.20% |
Vedanta Ltd. | Metals & Mining | Equity | 1.19% |
Larsen & Toubro Ltd. | Construction | Equity | 1.17% |
GOI | Sovereign | GOI Sec | 1.15% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.07% |
Export-Import Bank Of India | Financial | Bonds | 1.06% |
Aditya Birla Finance Ltd. | Financial | Debenture | 1.06% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.06% |
Power Finance Corporation Ltd. | Financial | Bonds | 1.06% |
West Bengal State | Others | SDL | 1.05% |
Indus Towers Ltd. | Communication | Equity | 1.05% |
Andhra Pradesh State | Financial | SDL | 1.05% |
Bajaj Finance Ltd. | Financial | Debenture | 1.05% |
Andhra Pradesh State | Financial | SDL | 1.01% |
Maharashtra State | Others | SDL | 1.01% |
HCL Technologies Ltd. | Technology | Equity | 0.96% |
Wipro Ltd. | Technology | Equity | 0.93% |
Maruti Suzuki India Ltd. | Automobile | Equity | 0.92% |
Mahindra & Mahindra Ltd. | Automobile | Equity | 0.91% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.82% |
State Bank of India | Financial | Equity | 0.80% |
Interglobe Aviation Ltd. | Services | Equity | 0.76% |
Shriram Finance Ltd | Financial | Equity | 0.72% |
Maharashtra State | Others | SDL | 0.72% |
Tamilnadu State | Others | SDL | 0.70% |
India Universal Trust AL1 | Others | Sec. Debt | 0.58% |
NIIT Learning Systems Ltd. | Services | Equity | 0.57% |
Bharti Airtel Ltd. | Communication | Equity | 0.55% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.54% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.54% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.53% |
LIC Housing Finance Ltd. | Financial | Debenture | 0.53% |
Aditya Birla Housing Finance Ltd. | Financial | NCD | 0.53% |
Shivshakti Securitisation Trust | Others | Sec. Debt | 0.53% |
Rajasthan State | Others | SDL | 0.52% |
Chhattisgarh State | Others | SDL | 0.52% |
Axis Finance Ltd. | Financial | NCD | 0.52% |
Ajanta Pharma Ltd. | Healthcare | Equity | 0.52% |
Telangana State | Financial | SDL | 0.52% |
Bajaj Finance Ltd. | Financial | Debenture | 0.52% |
Poonawalla Fincorp Ltd. | Financial | NCD | 0.52% |
REC Ltd. | Financial | Bonds/NCD | 0.52% |
Andhra Pradesh State | Financial | SDL | 0.52% |
Andhra Pradesh State | Financial | SDL | 0.52% |
Tamilnadu State | Others | SDL | 0.51% |
Maharashtra State | Others | SDL | 0.51% |
The Federal Bank Ltd. | Financial | Equity | 0.49% |
Grasim Industries Ltd. | Construction | Equity | 0.48% |
Hero Motocorp Ltd. | Automobile | Equity | 0.48% |
Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.47% |
Aurobindo Pharma Ltd. | Healthcare | Equity | 0.47% |
Aditya Birla Capital Ltd. | Financial | Equity | 0.45% |
Emami Ltd. | Consumer Staples | Equity | 0.45% |
Coal India Ltd. | Energy | Equity | 0.44% |
Knowledge Realty Trust | Construction | REITs | 0.44% |
Caplin Point Laboratories Ltd. | Healthcare | Equity | 0.43% |
The Great Eastern Shipping Company Ltd. | Energy | Equity | 0.43% |
Mindspace Business Parks REIT | Construction | REITs | 0.41% |
Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 0.41% |
Life Insurance Corporation of India | Insurance | Equity | 0.41% |
Indusind Bank Ltd. | Financial | Equity | 0.39% |
Nippon Life India Asset Management Ltd. | Financial | Equity | 0.38% |
Indo Count Industries Ltd. | Textiles | Equity | 0.38% |
Sundaram Finance Ltd. | Financial | Equity | 0.37% |
Raymond Lifestyle Ltd. | Consumer Staples | Equity | 0.36% |
Motilal Oswal Financial Services Ltd. | Financial | Equity | 0.36% |
Mahindra Holidays & Resorts India Ltd. | Services | Equity | 0.36% |
GR Infraprojects Ltd. | Construction | Equity | 0.35% |
Oil India Ltd. | Energy | Equity | 0.35% |
Max Financial Services Ltd. | Financial | Equity | 0.35% |
The Phoenix Mills Ltd. | Construction | Equity | 0.33% |
Piramal Finance Ltd. | Financial | Debenture | 0.33% |
JK Paper Ltd. | Consumer Staples | Equity | 0.32% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.32% |
REC Ltd. | Financial | Bonds | 0.31% |
Tips Music Ltd. | Services | Equity | 0.28% |
Indian Bank | Financial | Equity | 0.28% |
Marksans Pharma Ltd. | Healthcare | Equity | 0.28% |
Mphasis Ltd. | Technology | Equity | 0.27% |
UPL Ltd. | Chemicals | Equity | 0.27% |
DCM Shriram Ltd. | Chemicals | Equity | 0.27% |
Tata Capital Ltd. | Financial | Equity | 0.27% |
Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.26% |
Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.26% |
Petronet LNG Ltd. | Energy | Equity | 0.26% |
IRB InvIT Fund | Construction | InvITs | 0.26% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.25% |
Indiamart Intermesh Ltd. | Services | Equity | 0.25% |
GHCL Ltd. | Chemicals | Equity | 0.25% |
Nexus Select Trust | Construction | REITs | 0.25% |
Colgate-Palmolive (India) Ltd. | Consumer Staples | Equity | 0.24% |
Shivalik Bimetal Controls Ltd. | Capital Goods | Equity | 0.23% |
Bajaj Auto Ltd. | Automobile | Equity | 0.21% |
Tamilnadu State | Others | SDL | 0.21% |
Bharti Airtel Ltd. - (Partly Paid up Equity Shares (Rights Issue)) | Communication | PPE | 0.20% |
India Universal Trust AL1 | Others | Sec. Debt | 0.19% |
Haryana State | Others | SDL | 0.18% |
Rossari Biotech Ltd. | Chemicals | Equity | 0.18% |
S.P. Apparels Ltd. | Textiles | Equity | 0.17% |
Biocon Ltd. | Healthcare | Equity | 0.16% |
UTI Nifty 50 ETF | NA | Mutual Fund | 0.12% |
UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
Axis Bank Ltd. | Financial | ST Dep. | 0.10% |
UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.10% |
Tata Motors Ltd. | Automobile | Equity | 0.06% |
Haryana State | Others | SDL | 0.02% |
Maharashtra State | Others | SDL | 0.01% |
Maharashtra State | Others | SDL | 0.00% |
Information Technologies (India) Ltd. | Technology | Equity | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Hybrid Balanced Hybrid
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 12.6% | 12.8% | 10.4% | 10.5% |
| Category average | 10.3% | 10.1% | 8.9% | NA |
| Rank with in category | 1 | 1 | 1 | NA |
Understand terms
Expense ratio, exit load and tax
Expense ratio: 1.13%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 1 year.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within two years, returns are taxed as per your Income Tax slab. If you redeem after two years, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Understand terms
Check past data
Fund management
Anurag MittalNov 2025 - PresentView details
Anurag Mittal
Nov 2025 - Present
View details
Education
Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience
Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Hybrid Balanced Hybrid
Pros
Consistently top ranked fund
Lower expense ratio: 1.13%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.99
The fund has generated returns higher than benchmark - CRISIL Short Term Debt Hybrid 60+40 Index - in the last 3Y
Cons
Lock-in period: 5Y
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