Fund Details
UTI Retirement Benefit Pension Fund Direct
| Risk | High |
|---|---|
| Min SIP Amount | Not Supported |
| Expense Ratio | 1.22% |
| NAV | ₹30.88 (15 Jan 2021) |
|---|---|
| Fund Started | 01 Jan 2013 |
| Fund Size | ₹3,118 Cr |
Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
4. Exit load is zero
1. Risk-adjusted returns are lower compared to the category
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.6% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 3.5% |
| GOI | Sovereign | GOI Sec | 3.3% |
| ICICI Bank Ltd. | Financial | Equity | 2.5% |
| Indian Railway Finance Corpn. Ltd. | Financial | Debenture | 2.5% |
| GOI | Sovereign | GOI Sec | 2.2% |
| State Bank of India | Financial | Debenture | 2.1% |
| ITC Ltd. | FMCG | Equity | 2.0% |
| Infosys Ltd. | Technology | Equity | 2.0% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.9% |
Fund Managers
UTI Retirement Benefit Pension Fund Direct Details
UTI Retirement Benefit Pension Fund Direct is a Solution Oriented Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Jan 2013. V Srivatsa, Amandeep Chopra is the Current Fund Manager of UTI Retirement Benefit Pension Fund Direct fund.The fund currently has an Asset Under Management(AUM) of ₹3,118 Cr and the Latest NAV as of 15 Jan 2021 is ₹30.88.
The UTI Retirement Benefit Pension Fund Direct is rated High risk. Minimum SIP Investment is set to 500.
Investment Objective
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Tax Implications
Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).
