How to Invest in UTI Retirement Benefit Pension Fund Direct?

You can easily invest in UTI Retirement Benefit Pension Fund Direct in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Retirement Benefit Pension Fund Direct from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Retirement Benefit Pension Fund Direct as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Retirement Benefit Pension Fund Direct provide?

The UTI Retirement Benefit Pension Fund Direct has been there from 01 Jan 2013 and the average annual returns provided by this fund is 5.33% since its inception.

How much expense ratio is charged by UTI Retirement Benefit Pension Fund Direct?

The term Expense Ratio used for UTI Retirement Benefit Pension Fund Direct or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Retirement Benefit Pension Fund Direct is 1.05% as of 30 Jan 2023...

What is the AUM of UTI Retirement Benefit Pension Fund Direct?

The AUM, short for Assets Under Management of UTI Retirement Benefit Pension Fund Direct is ₹3,727.31Cr as of 30 Jan 2023.

How to Redeem UTI Retirement Benefit Pension Fund Direct?

If you want to sell your UTI Retirement Benefit Pension Fund Direct holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Retirement Benefit Pension Fund Direct?

You can select either SIP or Lumpsum investment of UTI Retirement Benefit Pension Fund Direct based on your investment objective and risk tolerance.

What is the NAV of UTI Retirement Benefit Pension Fund Direct?

The NAV of UTI Retirement Benefit Pension Fund Direct is ₹38.05 as of 27 Jan 2023.

What is the PE and PB ratio of UTI Retirement Benefit Pension Fund Direct?

The PE ratio ratio of UTI Retirement Benefit Pension Fund Direct is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Retirement Benefit Pension Fund Direct - NAV, Mutual Fund Performance & Portfolio

UTI Retirement Benefit Pension Fund Direct
Solution Oriented
Retirement
High Risk
5Y Lock In
12.14%
3Y annualised
-0.59% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 27 Jan 2023₹38.05
Min. SIP amount₹500
RatingNA
Fund size₹3,727.31Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.3%12.1%6.8%9.6%
Category average1.9%8.4%5.8%NA
Rank with in category111NA
Understand terms
Holdings (102)NameSectorInstrumentAssets
GOISovereignGOI Sec9.3%
GOISovereignGOI Sec4.3%
HDFC Bank Ltd.FinancialEquity3.4%
GOISovereignGOI Sec3.2%
ICICI Bank Ltd.FinancialEquity3.1%
GOISovereignGOI Sec2.7%
Infosys Ltd.TechnologyEquity2.3%
Tamilnadu State
OthersSDL2.2%
State Bank of IndiaFinancialEquity2.1%
GOI
SovereignGOI FRB2.0%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Solution Oriented Retirement
Pros
Cons
Consistently top ranked fund
Lock-in period: 5Y
Exit load is zero
Lower expense ratio: 1.05%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 3.03
The fund has generated returns higher than benchmark - CRISIL Short Term Debt Hybrid 60+40 Fund Index - in the last 3Y 
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Dec 2022 - Present
1.05%
30 Nov 2022 - 31 Dec 2022
1.05%
30 Nov 2022 - 30 Nov 2022
1.05%
30 Nov 2022 - 30 Nov 2022
1.05%
31 Oct 2022 - 30 Nov 2022
1.05%
31 Oct 2022 - 31 Oct 2022
1.05%
31 Oct 2022 - 31 Oct 2022
1.05%
30 Sep 2022 - 31 Oct 2022
1.06%
30 Sep 2022 - 30 Sep 2022
1.06%
30 Sep 2022 - 30 Sep 2022
1.06%
31 Aug 2022 - 30 Sep 2022
1.06%
31 Aug 2022 - 31 Aug 2022
1.06%
31 Jul 2022 - 31 Aug 2022
1.07%
31 Jul 2022 - 31 Jul 2022
1.07%
30 Jun 2022 - 31 Jul 2022
1.08%
30 Jun 2022 - 30 Jun 2022
1.08%
31 May 2022 - 30 Jun 2022
1.02%
31 May 2022 - 31 May 2022
1.02%
30 Apr 2022 - 31 May 2022
1.02%
30 Apr 2022 - 30 Apr 2022
1.02%
31 Mar 2022 - 30 Apr 2022
1.02%
31 Mar 2022 - 31 Mar 2022
1.02%
28 Feb 2022 - 31 Mar 2022
1.02%
28 Feb 2022 - 28 Feb 2022
1.02%
31 Jan 2022 - 28 Feb 2022
1.02%
31 Dec 2021 - 31 Jan 2022
1.01%
30 Nov 2021 - 31 Dec 2021
1.07%
31 Oct 2021 - 30 Nov 2021
1.07%
30 Sep 2021 - 31 Oct 2021
1.11%
31 Aug 2021 - 30 Sep 2021
1.11%
31 Jul 2021 - 31 Aug 2021
1.12%
30 Jun 2021 - 31 Jul 2021
1.14%
31 May 2021 - 30 Jun 2021
1.14%
30 Apr 2021 - 31 May 2021
1.18%
31 Mar 2021 - 30 Apr 2021
1.19%
28 Feb 2021 - 31 Mar 2021
1.19%
31 Jan 2021 - 28 Feb 2021
1.20%
31 Dec 2020 - 31 Jan 2021
1.22%
30 Nov 2020 - 31 Dec 2020
1.22%
31 Oct 2020 - 30 Nov 2020
1.21%
30 Sep 2020 - 31 Oct 2020
1.22%
31 Aug 2020 - 30 Sep 2020
1.22%
31 Jul 2020 - 31 Aug 2020
1.22%
30 Jun 2020 - 31 Jul 2020
1.25%
31 May 2020 - 30 Jun 2020
1.26%
30 Apr 2020 - 31 May 2020
1.22%
31 Mar 2020 - 30 Apr 2020
1.25%
29 Feb 2020 - 31 Mar 2020
1.22%
31 Jan 2020 - 29 Feb 2020
1.22%
31 Dec 2019 - 31 Jan 2020
1.25%
30 Nov 2019 - 31 Dec 2019
1.25%
31 Oct 2019 - 30 Nov 2019
1.25%
30 Sep 2019 - 31 Oct 2019
1.30%
31 Aug 2019 - 30 Sep 2019
1.30%
31 Jul 2019 - 31 Aug 2019
1.30%
30 Jun 2019 - 31 Jul 2019
1.48%
31 May 2019 - 30 Jun 2019
1.47%
30 Apr 2019 - 31 May 2019
1.47%
31 Mar 2019 - 30 Apr 2019
1.48%
28 Feb 2019 - 31 Mar 2019
1.48%
31 Jan 2019 - 28 Feb 2019
1.48%
31 Dec 2018 - 31 Jan 2019
1.48%
30 Nov 2018 - 31 Dec 2018
1.48%
31 Oct 2018 - 30 Nov 2018
1.48%
30 Sep 2018 - 31 Oct 2018
1.48%
31 Aug 2018 - 30 Sep 2018
1.48%
31 Jul 2018 - 31 Aug 2018
1.48%
30 Jun 2018 - 31 Jul 2018
1.45%
31 May 2018 - 30 Jun 2018
1.45%
30 Apr 2018 - 31 May 2018
1.44%
31 Mar 2018 - 30 Apr 2018
1.45%
28 Feb 2018 - 31 Mar 2018
1.45%
31 Jan 2018 - 28 Feb 2018
1.48%
31 Dec 2017 - 31 Jan 2018
1.45%
30 Nov 2017 - 31 Dec 2017
1.47%
31 Oct 2017 - 30 Nov 2017
1.46%
Expense ratio, exit load and taxExpense ratio: 1.05%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500
Fund managementV Srivatsa
Jan 2013 - Present
View details
Education
Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.
Experience
Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Also manages these schemes
UTI Core Equity Fund Regular Plan IDCW
UTI Core Equity Fund Regular Plan Growth
UTI Retirement Benefit Pension Fund Regular Plan
UTI Hybrid Equity Fund Regular Plan Growth
UTI Hybrid Equity Fund Regular Plan IDCW
UTI Healthcare Fund Regular Plan IDCW
UTI Healthcare Fund Regular Plan Growth
UTI Multi Asset Fund Regular Plan Growth
UTI Multi Asset Fund Regular Plan IDCW
UTI Core Equity Fund Direct IDCW
UTI Core Equity Fund Direct Growth
UTI Hybrid Equity Fund Direct Fund IDCW
UTI Hybrid Equity Fund Direct Fund Growth
UTI Multi Asset Fund Direct Growth
UTI Multi Asset Fund Direct IDCW
UTI Retirement Benefit Pension Fund Direct
UTI Healthcare Fund Direct Growth
UTI Healthcare Fund Direct IDCW
UTI Dual Advantage Fixed Term Fund Series II I (1998 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series II II (1997 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VI II (1100 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VI II (1100 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series II III (1998 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VI III (1098 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VI III (1098 Days) Regular IDCW
UTI Capital Protection Oriented Scheme Series VI III (1098 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series II IV (1997 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series II IV (1997 Days) Regular IDCW
UTI Capital Protection Oriented Scheme Series VII I (1098 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VII I (1098 Days) Regular IDCW
UTI Dual Advantage Fixed Term Fund Series II V (1997 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series II V (1997 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series VII II (1281 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series VII II (1281 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series III I (1998 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series III I (1998 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VII III (1279 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VII IV (1278 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VII V (1281 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series VII V (1281 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series III II (1278 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series III II (1278 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series III III (1102 Days) Regular IDCW
UTI Dual Advantage Fixed Term Fund Series III III (1102 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series III III (1102 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VIII I (1278 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VIII I (1278 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series VIII II (1831 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VIII III (1281 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series VIII IV (1996 Days) Direct IDCW
UTI Capital Protection Oriented Scheme Series VIII IV (1996 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series IV I (1279 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series IV I (1279 Days) Regular IDCW
UTI Dual Advantage Fixed Term Fund Series IV II (1278 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series IV II (1278 Days) Direct Growth
UTI Dual Advantage Fixed Term Fund Series IV II (1278 Days) Regular IDCW
UTI Dual Advantage Fixed Term Fund Series IV III (1279 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series IX I (1467 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series IX I (1467 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series IX II (1462 Days) Regular Growth
UTI Capital Protection Oriented Scheme Series IX III (1389 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series V I (1103 Days) Regular Growth
UTI Dual Advantage Fixed Term Fund Series V I (1103 Days) Direct Growth
UTI Capital Protection Oriented Scheme Series X II (1134 Days) Regular Growth
UTI Equity Savings Fund Regular Growth
UTI Equity Savings Fund Regular IDCW
UTI Equity Savings Fund Regular IDCW Monthly
UTI Equity Savings Fund Regular IDCW Quarterly
UTI Equity Savings Fund Direct IDCW Quarterly
UTI Equity Savings Fund Direct IDCW Monthly
UTI Equity Savings Fund Direct Growth
UTI Equity Savings Fund Direct IDCW
Sunil Madhukar Patil
Dec 2021 - Present
View details
Education
Mr. Patil is MMF, Finance
Experience
He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Also manages these schemes
UTI Retirement Benefit Pension Fund Regular Plan
UTI Hybrid Equity Fund Regular Plan Growth
UTI Hybrid Equity Fund Regular Plan IDCW
UTI Hybrid Equity Fund Direct Fund IDCW
UTI Hybrid Equity Fund Direct Fund Growth
UTI Retirement Benefit Pension Fund Direct
Fund house & investment objective
UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM₹2,23,499.21Cr
Date of Incorporation14 Nov 2002
 UTI Retirement Benefit Pension Fund Direct is a Solution Oriented Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. V Srivatsa, Amandeep Chopra is the Current Fund Manager of UTI Retirement Benefit Pension Fund Direct fund. The fund currently has an Asset Under Management(AUM) of ₹2,23,499 Cr and the Latest NAV as of 27 Jan 2023 is ₹38.05.
The UTI Retirement Benefit Pension Fund Direct is rated High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment ObjectiveThe scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
;
Fund benchmarkCRISIL Short Term Debt Hybrid 60+40 Fund Index
Scheme Information Document(SID)
Fund house contact details
Address
UTI Tower, 'GN' Block,Bandra-Kurla Complex,Bandra (East), Mumbai 400051
Phone
022- 66786666 / 66786354 / 1800-22-1230
Launch Date
14 Nov 2002
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
Compare funds
UTI Retirement Benefit Pension Fund Direct
VS
Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	5.3%	12.1%	6.8%	9.6%
Category average	1.9%	8.4%	5.8%	NA
Rank with in category	1	1	1	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	9.3%
GOI	Sovereign	GOI Sec	4.3%
HDFC Bank Ltd.	Financial	Equity	3.4%
GOI	Sovereign	GOI Sec	3.2%
ICICI Bank Ltd.	Financial	Equity	3.1%
GOI	Sovereign	GOI Sec	2.7%
Infosys Ltd.	Technology	Equity	2.3%
Tamilnadu State	Others	SDL	2.2%
State Bank of India	Financial	Equity	2.1%
GOI	Sovereign	GOI FRB	2.0%

Rank (total assets)	#8 in India
Total AUM	₹2,23,499.21Cr

Date of Incorporation	14 Nov 2002

Fund benchmark	CRISIL Short Term Debt Hybrid 60+40 Fund Index

Vaishnavi Tech Park, 3rd Floor
Sarjapur Main Road, Bellandur
Bengaluru – 560103
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Min. for 1st investment	₹500
Min. for 2nd investment onwards	₹500

Rating	NA
Fund size	₹3,727.31Cr

UTI Retirement Benefit Pension Fund Direct

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (102)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 1.05%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

V SrivatsaJan 2013 - PresentView details

Sunil Madhukar PatilDec 2021 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

V Srivatsa
Jan 2013 - Present
View details

Sunil Madhukar Patil
Dec 2021 - Present
View details