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| NAV: 10 Jan 2025 | ₹3,465.84 |
| Min. SIP amount | ₹500 |
| Rating | 4 |
| Fund size | ₹2,706.92Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Low Duration
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.7% | 6.6% | 7.2% | 6.9% |
| Category average | 7.3% | 6.1% | 6.1% | NA |
| Rank with in category | 17 | 13 | 3 | NA |
Understand terms
Peer Comparison
| Debt, Low Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Low Duration Fund Direct Growth | 5 | 7.9% | 6.9% | 10,408.25 |
Sundaram Low Duration Fund Direct Growth | 5 | 7.9% | 6.8% | 381.67 |
Axis Treasury Advantage Direct Fund Growth | 4 | 7.9% | 6.7% | 6,048.87 |
SBI Magnum Low Duration Fund Direct Plan Growth | 5 | 7.8% | 6.6% | 11,996.71 |
UTI Low Duration Fund Direct Growth | 4 | 7.7% | 6.6% | 2,706.92 |
Holdings (59)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
National Bank For Agriculture & Rural Development | Financial | Debenture | 5.26% |
HDFC Bank Ltd. | Financial | CD | 4.88% |
Bajaj Housing Finance Ltd. | Financial | NCD | 4.37% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.48% |
Power Finance Corporation Ltd. | Financial | NCD | 3.41% |
IDFC First Bank Ltd. | Financial | CD | 3.27% |
Canara Bank | Financial | CD | 3.25% |
Nirma Ltd. | Consumer Staples | Debenture | 2.63% |
LIC Housing Finance Ltd. | Financial | NCD | 2.62% |
India Universal Trust AL1 | Others | Securitised Debt | 2.23% |
Export-Import Bank Of India | Financial | Bonds | 1.75% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 1.75% |
REC Ltd. | Financial | NCD | 1.75% |
LIC Housing Finance Ltd. | Financial | NCD | 1.75% |
REC Ltd. | Financial | Debenture | 1.74% |
Tata Capital Housing Finance Ltd. | Financial | Debenture | 1.74% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.74% |
NIIF Infrastructure Finance Ltd. | Financial | Debenture | 1.73% |
Aditya Birla Money Ltd. | Financial | CP | 1.73% |
Fedbank Financial Services Ltd. | Financial | CP | 1.73% |
ICICI Bank Ltd. | Financial | CD | 1.73% |
AU Small Finance Bank Ltd. | Financial | CD | 1.73% |
HDFC Bank Ltd. | Financial | CD | 1.73% |
Canara Bank | Financial | CD | 1.72% |
360 ONE Wealth Ltd. | Financial | Money Mkt | 1.72% |
Hinduja Leyland Finance Ltd. | Financial | CP | 1.72% |
Hinduja Leyland Finance Ltd. | Financial | Money Mkt | 1.69% |
Axis Bank Ltd. | Financial | CD | 1.67% |
Sundaram Home Finance Ltd. | Financial | CP | 1.66% |
Axis Bank Ltd. | Financial | CD | 1.66% |
Equitas Small Finance Bank Ltd. | Financial | CD | 1.65% |
Standard Chartered Capital Ltd. | Financial | CP | 1.65% |
Canara Bank | Financial | CD | 1.63% |
GOI | Sovereign | GOI Sec | 1.55% |
SMFG India Credit Company Ltd. | Financial | NCD | 1.40% |
GOI | Sovereign | GOI Sec | 1.21% |
Mankind Pharma Ltd. | Healthcare | CP | 1.15% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.88% |
REC Ltd. | Financial | NCD | 0.88% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.88% |
National Housing Bank | Financial | Debenture | 0.88% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.88% |
Tata Projects Ltd. | Construction | Debenture | 0.88% |
REC Ltd. | Financial | Debenture | 0.87% |
Shriram Finance Ltd | Financial | Debenture | 0.87% |
Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.87% |
REC Ltd. | Financial | Debenture | 0.87% |
REC Ltd. | Financial | Debenture | 0.87% |
Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.87% |
Aditya Birla Finance Ltd. | Financial | CP | 0.87% |
Equitas Small Finance Bank Ltd. | Financial | CD | 0.86% |
Pilani Investment And Industries Corporation Ltd. | Financial | CP | 0.86% |
REC Ltd. | Financial | NCD | 0.86% |
Mahindra Rural Housing Finance Ltd. | Financial | CP | 0.82% |
Standard Chartered Investment & Loan India Ltd. | Financial | CP | 0.82% |
Reserve Bank of India | Financial | T-Bills | 0.52% |
Mankind Pharma Ltd. | Healthcare | Debenture | 0.35% |
GOI | Sovereign | GOI Sec | 0.15% |
Clearing Corporation of India | Others | CP | 0.04% |
See All
Pros and cons
Category: Debt Low Duration
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Lower expense ratio: 0.38%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Higher alpha: 2.93
The fund has generated returns higher than benchmark - NIFTY Low Duration Debt Index A-I - in the last 3Y
Cons
10Y annualised returns lower than category average by 0.16%
Expense ratio, exit load and tax
Expense ratio: 0.38%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Fund management
Anurag MittalDec 2021 - PresentView details
Anurag Mittal
Dec 2021 - Present
View details
Education
Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience
Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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