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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Low Duration Fund Direct Growth
+7.25%
3Y annualised
+0.04% 1D
NAV: 10 Jun '26
₹3,817.65
Min. for SIP
₹500
Fund size (AUM)
₹3,151.17 Cr
Expense ratio
0.32%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,612 | +2.69% | |
| 3 years | ₹1,80,000 | ₹1,99,335 | +10.74% | |
| 5 years | ₹3,00,000 | ₹3,56,966 | +18.99% | |
| 10 years | ₹6,00,000 | ₹8,28,222 | +38.04% |
Holdings (56)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 8.95% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 6.45% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 6.22% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 4.51% |
| EMBASSY OFFICE PARKS REIT SR V TR B 7.05 NCD 18OT26 FVRS10LAC | Real Estate | Non Convertible Debenture | 3.85% |
| MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLDD2023 8.45 NCD 22JN27 FVRS1LAC | Financial | Debenture | 3.23% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 3.21% |
| CANARA BANK CD 22JAN27 | Financial | Certificate of Deposit | 3.06% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 3.06% |
| CANARA BANK CD 29JAN27 | Financial | Certificate of Deposit | 3.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27 | Financial | Certificate of Deposit | 3.05% |
| EMBASSY OFFICE PARKS REIT SR IV TR I 6.80 NCD 07SP26 FVRS10LAC | Real Estate | Non Convertible Debenture | 2.89% |
| POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC | Financial | Debenture | 2.41% |
| INDIA GRID TRUST SR M 6.72 LOA 14SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 1.77% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 1.73% |
| 360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000 | Financial | Debenture | 1.62% |
| CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC | Financial | Non Convertible Debenture | 1.62% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR C 8.0409 NCD 19MR27 FVRS1LAC | Financial | Bonds | 1.61% |
| REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC | Financial | Non Convertible Debenture | 1.61% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 1.61% |
| HINDUJA LEYLAND FINANCE LIMITED SR II 8.40 NCD 06MY27 FVRS1LAC | Financial | Debenture | 1.61% |
| 360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC | Financial | Non Convertible Debenture | 1.61% |
| BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LAC | Technology | Debenture | 1.60% |
| POONAWALLA FINCORP LIMITED SR D1 7.5285 NCD 24SP27 FVRS1LAC | Financial | Debenture | 1.60% |
| SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 7.40 NCD 28SP28 FVRS10LAC | Technology | Debenture | 1.60% |
| MINDSPACE BUSINESS PARKS REIT SR NCD17 7.1652 NCD 05MR29 FVRS1LAC | Real Estate | Non Convertible Debenture | 1.58% |
| ICICI BANK LIMITED CD 08MAR27 | Financial | Certificate of Deposit | 1.52% |
| MUTHOOT FINCORP LIMITED 364D CP 18JAN27 | Financial | Commercial Paper | 1.51% |
| NUVAMA WEALTH FINANCE LIMITED 364D CP 05FEB27 | Financial | Commercial Paper | 1.51% |
| Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026 | Energy & Utilities | Debenture | 1.13% |
| POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC | Financial | Non Convertible Debenture | 1.13% |
| TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S43 8.3645 LOA 19MR27 FVRS1LAC | Financial | Non Convertible Debenture | 0.97% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.95% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.95% |
| LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LAC | Financial | Debenture | 0.81% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 0.81% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 0.81% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC | Financial | Bonds | 0.81% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 0.81% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 0.80% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 0.80% |
| POONAWALLA FINCORP LIMITED SR B2 7.60 NCD 28MY27 FVRS1LAC | Financial | Debenture | 0.80% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 0.80% |
| MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC | Financial | Debenture | 0.80% |
| MINDSPACE BUSINESS PARKS REIT SR NCD14 7 NCD 14SP27 FVRS1LAC | Real Estate | Debenture | 0.80% |
| EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LAC | Real Estate | Debenture | 0.80% |
| BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC | Technology | Debenture | 0.80% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LAC | Financial | Bonds | 0.79% |
| POWER FINANCE CORPORATION LIMITED SR 250A 6.61 BD 15JL28 FVRS1LAC | Financial | Bonds | 0.79% |
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 0.77% |
| KOTAK MAHINDRA BANK LIMITED CD 29JAN27 | Financial | Certificate of Deposit | 0.76% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 0.76% |
| 360 ONE PRIME LIMITED NCD 15JU27 FVRS1LAC | Financial | Debenture | 0.35% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.31% |
| INDIA UNIVERSAL TRUST AL1 SERIES A1 PTC 25SEP24 | Unspecified | Securitised Debt | 0.13% |
| Others CBLO | Unspecified | CBLO | 0.12% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +7.4% | +6.1% | +6.9% |
| Category average (Debt Low Duration) | +7.1% | +5.9% | +6.5% | -- |
| Rank (Debt Low Duration) | 16 | 2 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.20% | +7.58% | 25,884.88 | |
 | +6.18% | +7.56% | 13,370.42 | |
 | +6.12% | +7.44% | 2,176.25 | |
 | +6.15% | +7.44% | 5,803.01 | |
 | +6.16% | +7.33% | 1,607.70 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
About UTI Low Duration Fund Direct Growth
UTI Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,629 Cr and the Latest NAV as of 10 Jun 2026 is ₹3,817.65.
The UTI Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments.
Fund benchmarkNIFTY Low Duration Debt Index A-I
Fund house
Rank (total assets)#8 in India
Total AUM₹3,96,629.25 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,