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UTI Money Market Fund Direct Growth
Debt
Money Market
Low to Moderate Risk
+7.56%
3Y annualised
+0.04% 1D
NAV: 09 Feb '26
₹3,243.02
Min. SIP amount
₹500
Fund size
₹20,008.46 Cr
Expense ratio
0.12%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,724 | +2.87% | |
| 3 years | ₹1,80,000 | ₹2,00,001 | +11.11% | |
| 5 years | ₹3,00,000 | ₹3,56,618 | +18.87% |
Holdings (106)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Canara Bank | Financial | CD | 3.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.83% |
| Reserve Bank of India | Financial | T-Bills | 2.71% |
| Indusind Bank Ltd. | Financial | Money Mkt | 2.69% |
| Reserve Bank of India | Financial | T-Bills | 2.48% |
| Reserve Bank of India | Financial | T-Bills | 2.45% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.99% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.96% |
| Union Bank of India | Financial | CD | 1.96% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.87% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.87% |
| Axis Bank Ltd. | Financial | CD | 1.84% |
| Export-Import Bank Of India | Financial | CD | 1.83% |
| Reserve Bank of India | Financial | T-Bills | 1.72% |
| Export-Import Bank Of India | Financial | CD | 1.40% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.25% |
| Axis Bank Ltd. | Financial | CD | 1.24% |
| ONGC Petro Additions Ltd. | Energy | CP | 1.24% |
| IDFC First Bank Ltd. | Financial | CD | 1.22% |
| The Federal Bank Ltd. | Financial | CD | 1.22% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 1.22% |
| Torrent Pharmaceuticals Ltd. | Healthcare | CP | 1.17% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.17% |
| Bank of Maharashtra | Financial | CD | 1.05% |
| Bajaj Housing Finance Ltd. | Financial | CP | 1.00% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.99% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.98% |
| Reserve Bank of India | Financial | T-Bills | 0.98% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.98% |
| Union Bank of India | Financial | CD | 0.98% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.98% |
| Axis Securities Ltd. | Others | CP | 0.98% |
| SMFG India Credit Company Ltd. | Financial | CP | 0.97% |
| Motilal Oswal Finevest Ltd. | Financial | CP | 0.97% |
| Union Bank of India | Financial | CD | 0.97% |
| Indian Bank | Financial | CD | 0.95% |
| Indian Bank | Financial | CD | 0.95% |
| Indian Bank | Financial | CD | 0.94% |
| Axis Bank Ltd. | Financial | CD | 0.94% |
| Indian Bank | Financial | CD | 0.94% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.94% |
| Infina Finance Pvt. Ltd. | Financial | CP | 0.93% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.93% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.93% |
| Indusind Bank Ltd. | Financial | CD | 0.93% |
| Poonawalla Fincorp Ltd. | Financial | CP | 0.93% |
| Union Bank of India | Financial | CD | 0.86% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.86% |
| Union Bank of India | Financial | CD | 0.75% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 0.74% |
| HDFC Bank Ltd. | Financial | CD | 0.74% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.74% |
| Indian Bank | Financial | CD | 0.74% |
| Kotak Mahindra Prime Ltd. | Financial | CP | 0.74% |
| Canara Bank | Financial | CD | 0.73% |
| Axis Bank Ltd. | Financial | CD | 0.73% |
| HSBC InvestDirect Financial Services India Ltd. | Financial | CP | 0.73% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.72% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.71% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.70% |
| ONGC Petro Additions Ltd. | Energy | CP | 0.62% |
| Muthoot Fincorp Ltd. | Financial | CP | 0.62% |
| HDFC Bank Ltd. | Financial | CD | 0.61% |
| GOI | Sovereign | GOI Sec | 0.50% |
| Piramal Finance Ltd. | Financial | CP | 0.50% |
| GIC Housing Finance Ltd. | Financial | CP | 0.50% |
| Export-Import Bank Of India | Financial | CD | 0.50% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.50% |
| Mahindra Rural Housing Finance Ltd. | Financial | CP | 0.50% |
| Nuvama Wealth Management Ltd. | Financial | Money Mkt | 0.50% |
| Hero FinCorp Ltd. | Financial | CP | 0.50% |
| HDFC Bank Ltd. | Financial | CD | 0.49% |
| Bajaj Finance Ltd. | Financial | CP | 0.49% |
| DCB Bank Ltd. | Financial | CD | 0.49% |
| Axis Bank Ltd. | Financial | CD | 0.49% |
| DSP Finance Pvt Ltd. | Financial | CP | 0.49% |
| Julius Baer Capital India Pvt Ltd. | Financial | Money Mkt | 0.49% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.49% |
| HSBC InvestDirect Financial Services India Ltd. | Financial | CP | 0.49% |
| Barclays Investments & Loans Ltd. | Financial | CP | 0.49% |
| Axis Bank Ltd. | Financial | CD | 0.49% |
| Kotak Mahindra Prime Ltd. | Financial | CP | 0.49% |
| IDFC First Bank Ltd. | Financial | CD | 0.49% |
| Reserve Bank of India | Financial | T-Bills | 0.48% |
| Canara Bank | Financial | CD | 0.47% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 0.47% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.47% |
| Angel One Ltd. | Financial | CP | 0.46% |
| Godrej Finance Ltd. | Financial | CP | 0.37% |
| 360 ONE Wealth Ltd. | Financial | CP | 0.37% |
| Infina Finance Pvt. Ltd. | Financial | CP | 0.37% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.37% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.35% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.25% |
| ICICI Securities Ltd. | Financial | CP | 0.25% |
| Bharti Telecom Ltd. | Communication | CP | 0.25% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.25% |
| ICICI Securities Ltd. | Financial | CP | 0.25% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.25% |
| Export-Import Bank Of India | Financial | CD | 0.25% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.24% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.24% |
| AU Small Finance Bank Ltd. | Financial | CD | 0.24% |
| HDFC Bank Ltd. | Financial | CD | 0.12% |
| 360 One Wam Ltd. | Financial | CP | 0.12% |
| Kotak Mahindra Prime Ltd. | Financial | CP | 0.12% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.6% | +6.4% | +6.8% | +7.3% |
| Category average (Debt Money Market) | +7.2% | +5.9% | +6.5% | -- |
| Rank (Debt Money Market) | 7 | 5 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Money Market Fund Direct Growth | +7.36% | +7.69% | 33,557.62 | |
Axis Money Market Fund Direct Growth | +7.34% | +7.61% | 20,781.21 | |
Bandhan Money Market Fund Direct Growth | +7.35% | +7.57% | 15,693.51 | |
Franklin India Money Market Fund Direct Growth | +7.37% | +7.57% | 3,830.50 | |
Union Money Market Fund Direct Growth | +7.08% | +7.22% | 119.68 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
ASAmit SharmaJul 2017 - PresentView details
AS
Amit Sharma
Jul 2017 - Present
View details
About UTI Money Market Fund Direct Growth
UTI Money Market Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Money Market Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 09 Feb 2026 is ₹3,243.02.
The UTI Money Market Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,