1M
6M
1Y
3Y
5Y
All
| NAV: 19 Apr 2024 | ₹17.37 |
| Min. SIP amount | ₹500 |
| Rating | 4 |
| Fund size | ₹395.91Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.2% | 11.5% | -0.8% | 4.9% |
| Category average | 7.5% | 9.3% | 4.9% | NA |
| Rank with in category | 11 | 2 | 13 | NA |
Understand terms
Holdings (30)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 13.88% |
Piramal Capital & Housing Finance Ltd. | Financial | Debenture | 6.45% |
Tata Motors Ltd. | Automobile | Debenture | 6.35% |
Century Textiles & Industries Ltd. | Consumer Staples | Debenture | 6.05% |
Tata Projects Ltd. | Construction | NCD | 5.00% |
Aditya Birla Fashion and Retail Ltd. | Services | NCD | 4.99% |
TMF Holdings Ltd. | Financial | DDB | 4.44% |
TVS Credit Services Ltd. | Financial | NCD | 3.82% |
PNB Housing Finance Ltd. | Financial | NCD | 3.80% |
Nirma Ltd. | Consumer Staples | NCD | 3.79% |
See All
Pros and cons
Category: Debt Credit Risk
Pros
Cons
3Y annualised returns higher than category average by 2.26%
1Y, 5Y and 10Y annualised returns lower than category average
Higher expense ratio: 0.91%
Expense ratio, exit load and tax
Expense ratio: 0.91%
Inclusive of GST
Exit load
For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Fund management
Ritesh NambiarAug 2014 - PresentView details
Ritesh Nambiar
Aug 2014 - Present
View details
Education
Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience
Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
UTI Credit Risk Fund Direct Growth
VS
Add mutual fund to compare
MOST POPULAR ON GROWWVERSION - 4.8.7
STOCK MARKET INDICES: S&P BSE SENSEX | S&P BSE 100 | NIFTY 100 | NIFTY 50 | NIFTY MIDCAP 100 | NIFTY BANK | NIFTY NEXT 50
POPULAR MUTUAL FUNDS: QUANT SMALL CAP FUND | ICICI PRUDENTIAL COMMODITIES FUND | NIPPON INDIA SMALL CAP FUND | PARAG PARIKH FLEXI CAP FUND | GROWW NIFTY TOTAL MARKET INDEX FUND | SBI SMALL MIDCAP FUND | TATA DIGITAL INDIA FUND | AXIS SMALL CAP FUND | ICICI PRUDENTIAL TECHNOLOGY FUND | HDFC INDEX FUND SENSEX PLAN | HDFC SMALL CAP FUND | AXIS EQUITY FUND | CANARA ROBECO SMALL CAP FUND | TATA SMALL CAP FUND | UTI NIFTY FUND
MUTUAL FUNDS COMPANIES: GROWWMF | SBI | AXIS | HDFC | UTI | NIPPON INDIA | ICICI PRUDENTIAL | TATA | KOTAK | DSP | CANARA ROBECO | SUNDARAM | MIRAE ASSET | IDFC | FRANKLIN TEMPLETON | PPFAS | MOTILAL OSWAL | INVESCO | EDELWEISS | ADITYA BIRLA SUN LIFE | LIC | HSBC | NAVI | QUANTUM | UNION | ITI | MAHINDRA MANULIFE | 360 ONE | BOI | TAURUS | JM FINANCIAL | PGIM | SHRIRAM | BARODA BNP PARIBAS | QUANT | WHITEOAK CAPITAL | TRUST | SAMCO | NJ