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UTI Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
-5.11%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 18 Jan 2022₹15.14
Min. SIP amount₹500
Rating1
Fund size₹554.13Cr

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns22.6%-5.1%-0.4%4.5%
Category average7.9%1.7%3.6%NA
Rank with in category11514NA
Understand terms

Holdings (31)

NameSectorInstrumentAssets
FinancialDebenture7.3%
National Bank For Agriculture & Rural Development
FinancialDebenture4.6%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture4.5%
GOI
SovereignGOI Sec4.4%
India Grid Trust
EngineeringNCD3.8%
Tata Power Company Ltd.
EnergyDebenture3.7%
Torrent Power Ltd.
EnergyDebenture3.6%
OthersNCD3.6%
MetalsDebenture3.6%
FinancialDebenture3.6%
See All

Pros and cons

Category: Debt Credit Risk

Pros

1Y annualised returns higher than category average by 14.12%
Lower expense ratio: 1.11%
1Y category rank: 1

Cons

3Y and 5Y annualised returns lower than category average
Lower alpha: -13.46 The fund has generated returns lower than benchmark - CRISIL Short Term Credit Risk - in the last 3Y
Low rating: 1

Expense ratio, exit load and tax

Expense ratio: 1.11%

Inclusive of GST

Exit load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Ritesh Nambiar
Aug 2014 - Present
View details

Fund house & investment objective

Fund house contact details

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