Fund Details
UTI Credit Risk Fund Direct Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 0.77% |
| NAV | ₹12.36 (20 Jan 2021) |
|---|---|
| Fund Started | 01 Jan 2013 |
| Fund Size | ₹311 Cr |
Returns
Comparison
Found nothing so far.
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. 1Y Returns are lower than the category average returns
4. 3Y Returns are lower than the category average returns
5. 5Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.3% |
| GOI | Sovereign | GOI Sec | 9.1% |
| Amba River Coke Ltd. | Others | NCD | 8.7% |
| Muthoot Finance Ltd. | Financial | ZCB | 7.2% |
| Can Fin Homes Ltd. | Financial | Bonds | 7.2% |
| Tata Power Co. Ltd. | Energy | Debenture | 6.0% |
| Power Finance Corpn. Ltd. | Financial | NCD | 5.9% |
| Dilip Buildcon Ltd. | Construction | NCD | 5.7% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 4.4% |
| Godrej Industries Ltd. | FMCG | NCD | 4.3% |
Fund Managers
UTI Credit Risk Fund Direct Growth Details
UTI Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Jan 2013. Ritesh Nambiar is the Current Fund Manager of UTI Credit Risk Fund Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹311 Cr and the Latest NAV as of 20 Jan 2021 is ₹12.36.
The UTI Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months
Investment Objective
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
