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NAV: 02 Sep 2025
₹19.49
Rating
3
Min. SIP amount
₹500
Fund size
₹277.27Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (20)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 11.47% |
Aadhar Housing Finance Ltd | Financial | Debenture | 7.35% |
Tata Projects Ltd. | Construction | Debenture | 7.32% |
Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 7.30% |
Piramal Finance Ltd. | Financial | Debenture | 7.12% |
Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 6.89% |
Avanse Financial Services Ltd. | Financial | Debenture | 5.25% |
GOI | Sovereign | GOI Sec | 5.09% |
Eris Lifesciences Ltd. | Healthcare | Debenture | 4.23% |
Nirma Ltd. | Consumer Staples | Debenture | 3.63% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.62% |
360 ONE Wealth Ltd. | Financial | NCD | 3.62% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 3.31% |
Eris Lifesciences Ltd. | Healthcare | Debenture | 3.11% |
Motilal Oswal Finevest Ltd. | Financial | NCD | 3.07% |
Indus Infra Trust | Construction | InvITs | 1.71% |
Uttar Pradesh State | Others | SDL | 0.84% |
GOI | Sovereign | GOI Sec | 0.73% |
GOI | Sovereign | GOI Sec | 0.38% |
GOI | Sovereign | GOI Sec | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 8.7% | 7.9% | 10.2% | 5.3% |
| Category average | 10.4% | 8.4% | 9.2% | NA |
| Rank with in category | 10 | 12 | 5 | NA |
Understand terms
Peer Comparison
| Debt, Credit Risk funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Nippon India Credit Risk Fund Direct Growth | 5 | 10.1% | 8.9% | 1,013.53 |
SBI Credit Risk Fund Direct Growth | 3 | 8.8% | 8.6% | 2,221.25 |
Baroda BNP Paribas Credit Risk Fund Direct Growth | 4 | 9.3% | 8.6% | 191.53 |
Axis Credit Risk Fund Direct Growth | 4 | 9.4% | 8.4% | 367.13 |
UTI Credit Risk Fund Direct Growth | 3 | 8.7% | 7.9% | 277.27 |
Expense ratio, exit load and tax
Expense ratio: 0.89%
Inclusive of GST
Exit load
For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Sunil Madhukar PatilJan 2025 - PresentView details
Sunil Madhukar Patil
Jan 2025 - Present
View details
Education
Mr. Patil is MMF, Finance
Experience
He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Credit Risk
Pros
5Y annualised returns higher than category average by 1.03%
Cons
Consistently lower annualised returns than category average for the past 1Y and 3Y
Higher expense ratio: 0.89%
Compare funds
UTI Credit Risk Fund Direct Growth
VS
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