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Franklin India Banking & PSU Debt Fund Direct IDCW
+7.55%
3Y annualised
+0.02% 1D
NAV: 25 Aug '26
₹11.59
Min. for SIP
₹500
Fund size (AUM)
₹585.13 Cr
Expense ratio
0.23%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,769 | +2.95% | |
| 3 years | ₹1,80,000 | ₹1,99,878 | +11.04% | |
| 5 years | ₹3,00,000 | ₹3,57,437 | +19.15% | |
| 10 years | ₹6,00,000 | ₹8,58,321 | +43.05% |
Holdings (45)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 15.38% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 5.47% |
| INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC | Industrials | Debenture | 5.33% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 4.56% |
| AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC | Financial | Non Convertible Debenture | 4.44% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 4.34% |
| CANARA BANK CD 15SEP26 | Financial | Certificate of Deposit | 4.24% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | Certificate of Deposit | 4.19% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 4.17% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 04DEC26 | Financial | Certificate of Deposit | 4.17% |
| BANK OF BARODA CD 06JAN27 | Financial | Certificate of Deposit | 4.15% |
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 4.15% |
| ICICI BANK LIMITED CD 27JAN27 | Financial | Certificate of Deposit | 4.13% |
| REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC | Financial | Bonds | 4.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 4.02% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 3.65% |
| POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC | Financial | Bonds | 3.54% |
| 7.02% Punjab SDL (01-Jul-2030) | Unspecified | State Development Loan | 3.43% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 3.31% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | Certificate of Deposit | 3.31% |
| Union Bank of India CD | Financial | Certificate of Deposit | 3.28% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 3.00% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 2.19% |
| 7.73% Andhra Pradesh State Government Securities | Financial | State Development Loan | 1.80% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 1.76% |
| NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC | Financial | Debenture | 1.74% |
| STATE DEVELOPMENT LOAN 36998 PJB 28JN33 7.62 FV RS 100 | Unspecified | State Development Loan | 1.73% |
| STATE DEVELOPMENT LOAN 36849 BH 24DC33 7.65 FV RS 100 | Unspecified | State Development Loan | 1.10% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 1.04% |
| HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR | Financial | Non Convertible Debenture | 0.88% |
| STATE DEVELOPMENT LOAN 31430 RAJ 02MR32 7.17 FV RS 100 | Unspecified | State Development Loan | 0.88% |
| TATA CAPITAL LIMITED SR C 8.15 NCD 11JU29 FVRS1LAC | Financial | Non Convertible Debenture | 0.87% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.36% |
| STATE DEVELOPMENT LOAN 36868 UKD 24DC32 7.64 FV RS 100 | Unspecified | State Development Loan | 0.24% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 0.16% |
| STATE DEVELOPMENT LOAN 35647 CHT 05MR37 7.32 FV RS 100 | Unspecified | State Development Loan | 0.09% |
| STATE DEVELOPMENT LOAN 35669 WB 05MR38 7.32 FV RS 100 | Unspecified | State Development Loan | 0.09% |
| STATE DEVELOPMENT LOAN 37648 HP 08JL39 7.56 FV RS 100 | Unspecified | State Development Loan | 0.09% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 0.03% |
| STATE DEVELOPMENT LOAN 37652 KER 08JL39 7.56 FV RS 100 | Unspecified | State Development Loan | 0.02% |
| Cash Margin | Unspecified | Cash Margin | 0.01% |
| IDFC First Bank (Pay Fixed - Receive Floating) | Financial | Interest Rate Swap | -2.56% |
| Standard Chartered Bank (Pay Fixed - Receive Floating) | Financial | Interest Rate Swap | -3.42% |
| DBS BANK LTD (Pay Fixed - Receive Floating) | Financial | Interest Rate Swap | -4.27% |
| ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating) | Financial | Interest Rate Swap | -5.13% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.4% | +7.3% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 1 | 4 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
| +6.63% | +7.55% | 585.13 | |
 | +6.10% | +7.44% | 1,482.56 | |
| +6.10% | +7.44% | 1,482.56 | |
| +6.10% | +7.44% | 1,482.56 | |
| +6.10% | +7.44% | 1,482.56 | |
| Compare | ||||
Fund management
ATAnuj TagraMar 2024 - PresentView details
AT
Anuj Tagra
Mar 2024 - Present
View details
SMSandeep ManamOct 2021 - PresentView details
SM
Sandeep Manam
Oct 2021 - Present
View details
CGChandni GuptaMar 2024 - PresentView details
CG
Chandni Gupta
Mar 2024 - Present
View details
About Franklin India Banking & PSU Debt Fund Direct IDCW
Franklin India Banking & PSU Debt Fund Direct IDCW is a Debt Mutual Fund Scheme launched by Franklin Templeton Mutual Fund. This scheme was made available to investors on 19 Feb 1996. Anuj Tagra is the Current Fund Manager of Franklin India Banking & PSU Debt Fund Direct IDCW fund. The fund currently has an Asset Under Management(AUM) of ₹1,32,233 Cr and the Latest NAV as of 25 Aug 2026 is ₹11.59.
The Franklin India Banking & PSU Debt Fund Direct IDCW is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#11 in India
Total AUM₹1,32,233.12 Cr
Date of Incorporation19 Feb 1996
Launch Date19 Feb 1996
AddressUnit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211Free Press Journal Marg, Nariman Point Mumbai 400013
CustodianHongkong & Shanghai Banking Corporation
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,