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NAV: 13 Nov 2025
₹13.57
Rating
3
Min. SIP amount
₹500
Fund size
₹804.35Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (28)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 11.48% |
Axis Bank Ltd. | Financial | NCD | 6.90% |
Export-Import Bank Of India | Financial | Debenture | 6.34% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 6.32% |
Power Finance Corporation Ltd. | Financial | NCD | 5.08% |
REC Ltd. | Financial | NCD | 4.45% |
National Housing Bank | Financial | NCD | 4.42% |
HDFC Bank Ltd. | Financial | Bonds/Deb | 4.40% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.80% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds | 3.79% |
National Bank For Agriculture & Rural Development | Financial | NCD | 3.22% |
Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 3.17% |
Power Finance Corporation Ltd. | Financial | Debenture | 3.17% |
National Housing Bank | Financial | Debenture | 3.16% |
Aditya Birla Housing Finance Ltd. | Financial | Debenture | 3.15% |
Export-Import Bank Of India | Financial | Bonds | 3.13% |
Indian Oil Corporation Ltd. | Energy | Debenture | 3.10% |
LIC Housing Finance Ltd. | Financial | Debenture | 3.10% |
REC Ltd. | Financial | Debenture | 1.90% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.89% |
NHPC Ltd. | Energy | Debenture | 1.89% |
ICICI Bank Ltd. | Financial | Bonds | 1.88% |
GOI | Sovereign | GOI Sec | 1.28% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.27% |
NHPC Ltd. | Energy | NCD | 1.26% |
GOI | Sovereign | GOI Sec | 0.77% |
GOI | Sovereign | GOI Sec | 0.65% |
Tamilnadu State | Others | SDL | 0.64% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹20,000 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 8.3% | 7.8% | 7.2% | 7.3% |
| Category average | 7.8% | 7.4% | 5.8% | NA |
| Rank with in category | 12 | 13 | 1 | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Axis Banking & PSU Debt Direct Plan IDCW Weekly | 4 | 8.3% | 7.6% | 13,417.14 |
Axis Banking & PSU Debt Direct Plan IDCW Monthly | 4 | 8.3% | 7.6% | 13,417.14 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct IDCW | 4 | NA | NA | 9,241.17 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct IDCW Monthly | 4 | NA | NA | 9,241.17 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct IDCW Quarterly | 4 | NA | NA | 9,241.17 |
Expense ratio, exit load and tax
Expense ratio: 0.28%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Anurag MittalDec 2021 - PresentView details
Anurag Mittal
Dec 2021 - Present
View details
Education
Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.
Experience
Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Banking and PSU
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Lower expense ratio: 0.28%
Higher alpha: 5.97
The fund has generated returns higher than benchmark - Nifty Banking & PSU Debt Index A-II - in the last 3Y
Cons
10Y annualised returns lower than category average by 0.21%
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UTI Banking & PSU Fund Direct IDCW Monthly
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