How to Invest in UTI Short Duration Direct Growth?

You can easily invest in UTI Short Duration Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Short Duration Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Short Duration Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Short Duration Direct Growth provide?

The UTI Short Duration Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 7.39% since its inception.

How much expense ratio is charged by UTI Short Duration Direct Growth?

The term Expense Ratio used for UTI Short Duration Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Short Duration Direct Growth is 0.41% as of 12 Jul 2026...

What is the AUM of UTI Short Duration Direct Growth?

The AUM, short for Assets Under Management of UTI Short Duration Direct Growth is ₹2,128.38Cr as of 12 Jul 2026.

How to Redeem UTI Short Duration Direct Growth?

If you want to sell your UTI Short Duration Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Short Duration Direct Growth?

You can select either SIP or Lumpsum investment of UTI Short Duration Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Short Duration Direct Growth?

The NAV of UTI Short Duration Direct Growth is ₹35.86 as of 10 Jul 2026.

What is the PE and PB ratio of UTI Short Duration Direct Growth?

The PE ratio ratio of UTI Short Duration Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Short Duration Direct Growth

Name: UTI Short Duration Direct Growth
Brand: UTI Mutual Fund

Debt

Short Duration

Moderate Risk

+7.60%

3Y annualised

+0.08% 1D

All

NAV: 10 Jul '26

₹35.86

Min. for SIP

₹500

Fund size (AUM)

₹2,128.38 Cr

Expense ratio

0.41%

Rating

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,752	+2.92%
3 years	₹1,80,000	₹1,99,736	+10.96%
5 years	₹3,00,000	₹3,58,751	+19.58%
10 years	₹6,00,000	₹8,48,138	+41.36%

Holdings (47)

Name	Sector	Instruments	Assets
EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LAC	Financial	Bonds	5.89%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC	Financial	Bonds	4.72%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC	Financial	Bonds/NCDs	4.72%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC	Materials	Debenture	4.64%
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC	Financial	Bonds/NCDs	3.99%
360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC	Financial	Non Convertible Debenture	3.53%
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC	Financial	Non Convertible Debenture	3.52%
Net Current Assets	Unspecified	Net Current Assets	3.49%
AXIS BANK LIMITED CD 07DEC26	Financial	Certificate of Deposit	3.42%
REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC	Financial	Non Convertible Debenture	2.43%
GOI Sec 7.18 14/08/2033	Entities	GOI Securities	2.42%
LIC Housing Finance Ltd Debenture 8.75 08/12/2028	Financial	Debenture	2.41%
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC	Financial	Debenture	2.39%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC	Financial	Non Convertible Debenture	2.38%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100	Entities	GOI Securities	2.38%
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC	Financial	Non Convertible Debenture	2.37%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC	Financial	Debenture	2.36%
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC	Financial	Bonds	2.36%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.68 BD 09JL27 FVRS1LAC	Financial	Debenture	2.36%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC	Financial	Debenture	2.36%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC	Financial	Bonds	2.36%
BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC	Financial	Non Convertible Debenture	2.35%
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC	Financial	Debenture	2.34%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC	Technology	Debenture	2.33%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100	Entities	GOI Securities	2.32%
GOVERNMENT OF INDIA 36204 GOI 14JL32 6.28 FV RS 100	Entities	GOI Securities	2.32%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25	Unspecified	Securitised Debt	2.32%
INDUSIND BANK LTD. CD 07DEC26	Financial	Certificate of Deposit	2.28%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	Unspecified	Securitised Debt	1.24%
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100	Entities	GOI Securities	1.20%
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC	Financial	Debenture	1.18%
STATE DEVELOPMENT LOAN 37038 UP 04FB36 7.57 FV RS 100	Unspecified	State Development Loan	1.18%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC	Financial	Bonds	1.18%
STATE DEVELOPMENT LOAN 37035 MH 04FB37 7.54 FV RS 100	Unspecified	State Development Loan	1.18%
SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 7.40 NCD 28SP28 FVRS10LAC	Technology	Debenture	1.18%
POONAWALLA FINCORP LIMITED SR B2 7.60 NCD 28MY27 FVRS1LAC	Financial	Debenture	1.17%
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC	Financial	Non Convertible Debenture	1.16%
BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LAC	Financial	Debenture	1.16%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LAC	Financial	Bonds	1.16%
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100	Entities	GOI Securities	1.15%
EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LAC	Real Estate	Debenture	0.70%
STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100	Unspecified	State Development Loan	0.53%
GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100	Entities	GOI Securities	0.47%
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24	Unspecified	Securitised Debt	0.47%
STATE DEVELOPMENT LOAN 37119 BH 25FB41 7.72 FV RS 100	Unspecified	State Development Loan	0.47%
Others Class A2 AIF	Unspecified	Alternative Investment Fund	0.43%
Others CBLO	Unspecified	CBLO	0.01%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.6%	+7.7%	+6.6%	+7.4%
Category average (Debt Short Duration)	+7.1%	+5.9%	+6.6%	--
Rank (Debt Short Duration)	15	3	16	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Short Term Fund Direct Plan Growth	+6.61%	+8.13%	21,228.52
	Axis Short Duration Fund Direct Growth	+6.24%	+7.99%	8,183.49
	Nippon India Short Duration Fund Direct Growth	+5.96%	+7.92%	7,246.59
	Bandhan Short Duration Fund Direct Growth	+6.18%	+7.89%	8,889.05
	HDFC Short Term Debt Fund Direct Plan Growth	+5.93%	+7.79%	15,008.26
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Fund management

AS
Abhishek Sonthalia
Nov 2025 - Present
View details

Education

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience

Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Also manages these schemes

UTI Ultra Short Duration Fund Direct Growth

UTI Short Duration Direct Growth

UTI Credit Risk Fund Direct Growth

UTI Medium Duration Fund Direct Growth

About UTI Short Duration Direct Growth

UTI Short Duration Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Short Duration Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,739 Cr and the Latest NAV as of 10 Jul 2026 is ₹35.86. The UTI Short Duration Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;