How to Invest in UTI Short Duration Direct Growth?

You can easily invest in UTI Short Duration Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Short Duration Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Short Duration Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Short Duration Direct Growth provide?

The UTI Short Duration Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 5.44% since its inception.

How much expense ratio is charged by UTI Short Duration Direct Growth?

The term Expense Ratio used for UTI Short Duration Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Short Duration Direct Growth is 0.40% as of 13 May 2026...

What is the AUM of UTI Short Duration Direct Growth?

The AUM, short for Assets Under Management of UTI Short Duration Direct Growth is ₹2,696.92Cr as of 13 May 2026.

How to Redeem UTI Short Duration Direct Growth?

If you want to sell your UTI Short Duration Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Short Duration Direct Growth?

You can select either SIP or Lumpsum investment of UTI Short Duration Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Short Duration Direct Growth?

The NAV of UTI Short Duration Direct Growth is ₹35.24 as of 12 May 2026.

What is the PE and PB ratio of UTI Short Duration Direct Growth?

The PE ratio ratio of UTI Short Duration Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Short Duration Direct Growth

Name: UTI Short Duration Direct Growth
Brand: UTI Mutual Fund

Debt

Short Duration

Moderate Risk

+7.32%

3Y annualised

-0.03% 1D

All

NAV: 12 May '26

₹35.24

Min. for SIP

₹500

Fund size (AUM)

₹2,696.92 Cr

Expense ratio

0.40%

Rating

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,216	+2.03%
3 years	₹1,80,000	₹1,98,675	+10.38%
5 years	₹3,00,000	₹3,56,942	+18.98%
10 years	₹6,00,000	₹8,42,427	+40.40%

Holdings (54)

Name	Sector	Instruments	Assets
LIC Housing Finance Ltd.	Financial	NCD	6.49%
Export-Import Bank Of India	Financial	Bonds	4.57%
Piramal Finance Pvt. Ltd.	Financial	Bonds/NCD	3.71%
Power Finance Corporation Ltd.	Financial	NCD	3.71%
Vedanta Ltd.	Metals & Mining	Debenture	3.62%
HDFC Bank Ltd.	Financial	CD	3.55%
Poonawalla Fincorp Ltd.	Financial	NCD	2.78%
360 ONE Wealth Ltd.	Financial	NCD	2.78%
Export-Import Bank Of India	Financial	Bonds	2.75%
National Bank For Agriculture & Rural Development	Financial	Debenture	2.72%
GOI	Sovereign	GOI Sec	2.68%
LIC Housing Finance Ltd.	Financial	Debenture	1.89%
REC Ltd.	Financial	NCD	1.88%
GOI	Sovereign	GOI Sec	1.87%
National Housing Bank	Financial	NCD	1.86%
National Bank For Agriculture & Rural Development	Financial	Debenture	1.86%
Aditya Birla Renewables Ltd.	Energy	Bonds/NCD	1.86%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.86%
REC Ltd.	Financial	Debenture	1.86%
Indian Railway Finance Corporation Ltd.	Financial	NCD	1.86%
Power Finance Corporation Ltd.	Financial	Debenture	1.85%
Bajaj Housing Finance Ltd.	Financial	NCD	1.85%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	1.84%
Bharti Telecom Ltd.	Communication	Debenture	1.84%
Bajaj Finance Ltd.	Financial	Debenture	1.84%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	1.82%
Siddhivinayak Securitisation Trust	Others	Sec. Debt	1.82%
GOI	Sovereign	GOI Sec	1.81%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	1.81%
Axis Bank Ltd.	Financial	CD	1.81%
GOI	Sovereign	GOI Sec	1.80%
Canara Bank	Financial	CD	1.75%
Bihar State	Others	SDL	1.28%
India Universal Trust AL1	Others	Sec. Debt	0.99%
Haryana State	Others	SDL	0.94%
GOI	Sovereign	GOI Sec	0.93%
Piramal Finance Ltd.	Financial	Debenture	0.93%
Kotak Mahindra Prime Ltd.	Financial	Debenture	0.93%
REC Ltd.	Financial	NCD	0.93%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.93%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.93%
Poonawalla Fincorp Ltd.	Financial	Debenture	0.92%
National Bank For Agriculture & Rural Development	Financial	Bonds	0.92%
Summit Digitel Infrastructure Pvt. Ltd.	Communication	Debenture	0.92%
Uttar Pradesh State	Others	SDL	0.92%
Maharashtra State	Others	SDL	0.91%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	0.91%
Embassy Office Parks REIT	Construction	Debenture	0.55%
India Universal Trust AL1	Others	Sec. Debt	0.43%
Karnataka State	Others	SDL	0.41%
GOI	Sovereign	GOI Sec	0.36%
Muthoot Finance Ltd.	Financial	NCD	0.07%
India Universal Trust AL1	Others	Sec. Debt	0.06%
Rajasthan State	Others	SDL	0.00%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.3%	+7.5%	+6.6%	+7.3%
Category average (Debt Short Duration)	+7.1%	+5.9%	+6.6%	--
Rank (Debt Short Duration)	12	3	16	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Short Term Fund Direct Plan Growth	+6.21%	+7.79%	21,449.58
	Axis Short Duration Fund Direct Growth	+6.05%	+7.61%	8,341.56
	Nippon India Short Duration Fund Direct Growth	+5.75%	+7.59%	7,295.13
	HDFC Short Term Debt Fund Direct Plan Growth	+5.71%	+7.48%	15,462.92
	Bandhan Short Duration Fund Direct Growth	+5.70%	+7.45%	8,376.11
Compare

Fund management

AS
Abhishek Sonthalia
Nov 2025 - Present
View details

Education

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience

Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Also manages these schemes

UTI Ultra Short Duration Fund Direct Growth

UTI Short Duration Direct Growth

UTI Credit Risk Fund Direct Growth

UTI Medium Duration Fund Direct Growth

About UTI Short Duration Direct Growth

UTI Short Duration Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Short Duration Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,629 Cr and the Latest NAV as of 12 May 2026 is ₹35.24. The UTI Short Duration Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;