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UTI Short Duration Direct Growth
Debt
Short Duration
Moderate Risk
+7.75%
3Y annualised
-0.09% 1D
NAV: 19 Jan '26
₹34.72
Min. SIP amount
₹500
Fund size
₹3,181.38 Cr
Expense ratio
0.37%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,115 | +3.52% | |
| 3 years | ₹1,80,000 | ₹2,02,438 | +12.47% | |
| 5 years | ₹3,00,000 | ₹3,63,195 | +21.07% | |
| 10 years | ₹6,00,000 | ₹8,53,731 | +42.29% |
Holdings (60)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| LIC Housing Finance Ltd. | Financial | Debenture | 5.59% |
| National Housing Bank | Financial | NCD | 5.57% |
| Power Finance Corporation Ltd. | Financial | NCD | 5.55% |
| GOI | Sovereign | GOI Sec | 4.60% |
| Export-Import Bank Of India | Financial | Bonds | 3.96% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.12% |
| Tata Communications Ltd. | Communication | NCD | 3.12% |
| GOI | Sovereign | GOI Sec | 3.12% |
| Union Bank of India | Financial | CD | 3.07% |
| HDFC Bank Ltd. | Financial | CD | 2.95% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 2.39% |
| Export-Import Bank Of India | Financial | Bonds | 2.38% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 2.36% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.35% |
| Muthoot Finance Ltd. | Financial | NCD | 1.80% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.64% |
| REC Ltd. | Financial | NCD | 1.63% |
| GOI | Sovereign | GOI Sec | 1.62% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.61% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.60% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 1.60% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.60% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.59% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.59% |
| REC Ltd. | Financial | Debenture | 1.59% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 1.59% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 1.59% |
| REC Ltd. | Financial | NCD | 1.59% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.59% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 1.58% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.57% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.57% |
| GOI | Sovereign | GOI Sec | 1.55% |
| Export-Import Bank Of India | Financial | CD | 1.55% |
| GOI | Sovereign | GOI Sec | 1.55% |
| Export-Import Bank Of India | Financial | CD | 1.53% |
| REC Ltd. | Financial | Debenture | 1.11% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.96% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.87% |
| GOI | Sovereign | GOI Sec | 0.81% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.79% |
| REC Ltd. | Financial | Bonds | 0.79% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 0.79% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.79% |
| Piramal Finance Ltd. | Financial | Debenture | 0.79% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.79% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.79% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.79% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.78% |
| LIC Housing Finance Ltd. | Financial | Bonds/NCD | 0.78% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.78% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.78% |
| Axis Bank Ltd. | Financial | CD | 0.78% |
| GOI | Sovereign | GOI Sec | 0.77% |
| Embassy Office Parks REIT | Construction | Debenture | 0.47% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.39% |
| REC Ltd. | Financial | Bonds | 0.32% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.24% |
| Clearing Corporation of India | Others | CP | 0.04% |
| Rajasthan State | Others | SDL | 0.00% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.8% | +7.4% | +6.7% | +7.4% |
| Category average (Debt Short Duration) | +7.1% | +5.9% | +6.6% | -- |
| Rank (Debt Short Duration) | 11 | 3 | 16 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Short Term Fund Direct Plan Growth | +8.17% | +8.23% | 20,935.22 | |
Axis Short Duration Fund Direct Growth | +8.18% | +8.02% | 12,707.93 | |
Aditya Birla Sun Life Short Term Direct Fund Direct Growth | +7.88% | +8.02% | 10,574.78 | |
Nippon India Short Duration Fund Direct Growth | +7.97% | +8.01% | 9,723.46 | |
HDFC Short Term Debt Fund Direct Plan Growth | +7.73% | +7.91% | 18,078.88 | |
| Compare | ||||
Fund management
ASAbhishek SonthaliaNov 2025 - PresentView details
AS
Abhishek Sonthalia
Nov 2025 - Present
View details
About UTI Short Duration Direct Growth
UTI Short Duration Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Short Duration Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,217 Cr and the Latest NAV as of 19 Jan 2026 is ₹34.72.
The UTI Short Duration Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,217.41 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,