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UTI Short Duration Direct Growth
Debt
Short Duration
Moderate Risk
+7.87%
3Y annualised
-0.02% 1D
NAV: 20 Feb '26
₹35.00
Min. for SIP
₹500
Fund size
₹3,188.06 Cr
Expense ratio
0.37%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,115 | +3.52% | |
| 3 years | ₹1,80,000 | ₹2,02,438 | +12.47% | |
| 5 years | ₹3,00,000 | ₹3,63,195 | +21.07% |
Holdings (53)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| LIC Housing Finance Ltd. | Financial | Debenture | 5.53% |
| Power Finance Corporation Ltd. | Financial | NCD | 5.51% |
| Export-Import Bank Of India | Financial | Bonds | 3.90% |
| National Housing Bank | Financial | NCD | 3.16% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 3.09% |
| GOI | Sovereign | GOI Sec | 3.09% |
| Tata Communications Ltd. | Communication | NCD | 3.09% |
| Union Bank of India | Financial | CD | 3.07% |
| GOI | Sovereign | GOI Sec | 2.99% |
| HDFC Bank Ltd. | Financial | CD | 2.95% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.37% |
| Kotak Mahindra Prime Ltd. | Financial | Debenture | 2.36% |
| Poonawalla Fincorp Ltd. | Financial | NCD | 2.35% |
| 360 ONE Wealth Ltd. | Financial | NCD | 2.35% |
| Export-Import Bank Of India | Financial | Bonds | 2.35% |
| Torrent Pharmaceuticals Ltd. | Healthcare | Debenture | 2.19% |
| Muthoot Finance Ltd. | Financial | NCD | 1.78% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.62% |
| REC Ltd. | Financial | NCD | 1.62% |
| GOI | Sovereign | GOI Sec | 1.61% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.59% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.59% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.59% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 1.58% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.58% |
| REC Ltd. | Financial | Debenture | 1.58% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.58% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 1.58% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 1.57% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.57% |
| Bajaj Finance Ltd. | Financial | Debenture | 1.56% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 1.56% |
| Canara Bank | Financial | CD | 1.56% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.56% |
| GOI | Sovereign | GOI Sec | 1.55% |
| GOI | Sovereign | GOI Sec | 1.54% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.86% |
| GOI | Sovereign | GOI Sec | 0.80% |
| Piramal Finance Ltd. | Financial | Debenture | 0.79% |
| Mankind Pharma Ltd. | Healthcare | Bonds/Deb | 0.79% |
| REC Ltd. | Financial | NCD | 0.79% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.79% |
| Godrej Industries Ltd. | Consumer Staples | NCD | 0.79% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.78% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.78% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.78% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds | 0.77% |
| Torrent Pharmaceuticals Ltd. | Healthcare | NCD | 0.75% |
| JM Financial Services Pvt. Ltd. | Financial | CP | 0.72% |
| Embassy Office Parks REIT | Construction | Debenture | 0.47% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.38% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.19% |
| Rajasthan State | Others | SDL | 0.00% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.9% | +7.6% | +6.8% | +7.4% |
| Category average (Debt Short Duration) | +7.1% | +5.9% | +6.6% | -- |
| Rank (Debt Short Duration) | 15 | 3 | 16 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Nippon India Short Duration Fund Direct Growth | +8.13% | +8.20% | 8,683.99 | |
Axis Short Duration Fund Direct Growth | +8.20% | +8.16% | 11,708.64 | |
Aditya Birla Sun Life Short Term Direct Fund Direct Growth | +7.94% | +8.14% | 9,747.73 | |
HDFC Short Term Debt Fund Direct Plan Growth | +7.73% | +8.03% | 17,416.20 | |
SBI Short Term Debt Fund Direct Growth | +7.80% | +7.87% | 17,219.19 | |
| Compare | ||||
Fund management
ASAbhishek SonthaliaNov 2025 - PresentView details
AS
Abhishek Sonthalia
Nov 2025 - Present
View details
About UTI Short Duration Direct Growth
UTI Short Duration Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Short Duration Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,335 Cr and the Latest NAV as of 20 Feb 2026 is ₹35.00.
The UTI Short Duration Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Fund benchmarkCRISIL Short Duration Debt A-II Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,334.93 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,