Union Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Moderate Risk
+8.97%
3Y annualised
-0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 Sep 2025
₹17.59
Rating
1
Min. SIP amount
₹500
Fund size
₹150.20Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (123)

NameSectorInstrumentAssets
Power Finance Corporation Ltd.
FinancialBonds6.77%
FinancialEquity3.88%
Indian Railway Finance Corporation Ltd.
FinancialBonds3.35%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture3.34%
REC Ltd.
FinancialBonds3.30%
FinancialEquity3.07%
FinancialEquity3.03%
HealthcareEquity2.67%
CommunicationEquity2.61%
EnergyEquity2.55%
Capital GoodsEquity2.37%
Reserve Bank of India
FinancialT-Bills2.32%
FinancialEquity2.20%
FinancialEquity2.01%
Reserve Bank of India
FinancialT-Bills1.99%
AutomobileEquity1.97%
CommunicationEquity1.93%
Capital GoodsEquity1.88%
ConstructionEquity1.44%
Consumer DiscretionaryEquity1.44%
ConstructionEquity1.43%
Consumer StaplesEquity1.43%
Consumer StaplesEquity1.40%
TechnologyEquity1.40%
FinancialEquity1.32%
InsuranceEquity1.31%
AutomobileEquity1.27%
ConstructionEquity1.22%
FinancialEquity1.20%
EnergyEquity1.19%
FinancialEquity1.16%
ServicesEquity1.05%
AutomobileEquity0.87%
Consumer StaplesEquity0.83%
ConstructionEquity0.82%
TechnologyEquity0.81%
ServicesEquity0.79%
FinancialEquity0.79%
FinancialEquity0.77%
ServicesEquity0.76%
Metals & MiningEquity0.76%
ChemicalsEquity0.67%
ConstructionEquity0.61%
HealthcareEquity0.60%
HealthcareEquity0.58%
AutomobileEquity0.56%
FinancialEquity0.53%
HealthcareEquity0.50%
AutomobileEquity0.47%
ChemicalsEquity0.46%
ServicesEquity0.45%
TechnologyEquity0.44%
Capital GoodsEquity0.42%
ServicesEquity0.38%
ServicesEquity0.37%
ConstructionEquity0.34%
HealthcareEquity0.31%
FinancialEquity0.31%
Capital GoodsEquity0.29%
HealthcareEquity0.29%
TextilesEquity0.28%
ConstructionEquity0.28%
Capital GoodsEquity0.27%
ChemicalsEquity0.27%
TechnologyEquity0.26%
ServicesEquity0.24%
Consumer DiscretionaryEquity0.24%
TechnologyEquity0.23%
Consumer DiscretionaryEquity0.21%
Capital GoodsEquity0.21%
Capital GoodsEquity0.21%
ConstructionEquity0.20%
Metals & MiningEquity0.19%
FinancialEquity0.19%
Capital GoodsEquity0.17%
FinancialEquity0.17%
HealthcareEquity0.15%
FinancialEquity0.14%
ServicesEquity0.13%
EnergyEquity0.13%
Capital GoodsEquity0.13%
TechnologyEquity0.13%
FinancialEquity0.12%
FinancialEquity0.11%
Consumer StaplesEquity0.10%
Reserve Bank of India
FinancialT-Bills0.10%
ServicesEquity0.08%
HealthcareEquity0.08%
TVS Motor Company Ltd - Pref. Shares
AutomobilePref. Shares0.01%
United Spirits Ltd.
Consumer StaplesFutures-0.11%
Muthoot Finance Ltd.
FinancialFutures-0.15%
Crompton Greaves Consumer Electricals Ltd.
Consumer DiscretionaryFutures-0.20%
Interglobe Aviation Ltd.
ServicesFutures-0.45%
Godrej Properties Ltd.
ConstructionFutures-0.57%
Hindalco Industries Ltd.
Metals & MiningFutures-0.59%
Prestige Estates Projects Ltd.
ConstructionFutures-0.61%
State Bank of India
FinancialFutures-0.64%
Bharti Airtel Ltd.
CommunicationFutures-0.66%
Tata Consumer Products Ltd.
Consumer StaplesFutures-0.67%
Larsen & Toubro Ltd.
ConstructionFutures-0.67%
Hindustan Unilever Ltd.
Consumer StaplesFutures-0.75%
Adani Enterprises Ltd.
ServicesFutures-0.77%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-0.79%
ICICI Bank Ltd.
FinancialFutures-0.98%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.99%
Multi Commodity Exchange Of India Ltd.
ServicesFutures-1.05%
Tata Consultancy Services Ltd.
TechnologyFutures-1.12%
REC Ltd.
FinancialFutures-1.17%
Tata Power Company Ltd.
EnergyFutures-1.20%
DLF Ltd.
ConstructionFutures-1.23%
SBI Life Insurance Company Ltd.
InsuranceFutures-1.32%
RBL Bank Ltd.
FinancialFutures-1.34%
Grasim Industries Ltd.
ConstructionFutures-1.44%
Titan Company Ltd.
Consumer DiscretionaryFutures-1.45%
Axis Bank Ltd.
FinancialFutures-1.49%
HDFC Bank Ltd.
FinancialFutures-1.61%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.68%
Kaynes Technology India Ltd.
Capital GoodsFutures-1.89%
Dixon Technologies (India) Ltd.
Capital GoodsFutures-1.90%
Tube Investments Of India Ltd.
AutomobileFutures-1.98%
Cipla Ltd.
HealthcareFutures-2.43%
Bajaj Finance Ltd.
FinancialFutures-2.51%
Indus Towers Ltd.
CommunicationFutures-2.63%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns2.9%9.0%9.1%8.6%
Category average3.9%10.1%10.7%NA
Rank with in category191820NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.46%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 15 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Parijat Agrawal
Jul 2018 - Present
View details

Sanjay Bembalkar
Jan 2023 - Present
View details

Gaurav Chopra
Nov 2024 - Present
View details

Education
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Experience
Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Unit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
Phone
(022) 6748 3300
Launch Date
30 Dec 2009
Union Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Equity Savings

Pros

Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Higher expense ratio: 1.46%
Low rating: 1

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