Union Equity Savings Fund Direct Growth

Union Equity Savings Fund Direct Growth

+7.52%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Aug '26
₹18.29
Min. for SIP
₹500
Fund size (AUM)
₹114.80 Cr
Expense ratio
2.14%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
6 months₹30,000₹29,897
-0.34%
1 year₹60,000₹60,101
+0.17%
3 years₹1,80,000₹1,92,413
+6.90%
5 years₹3,00,000₹3,48,472
+16.16%

Holdings (109)

NameSectorInstrumentsAssets
Cash MarginUnspecifiedCash Margin31.70%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LACFinancialDebenture8.67%
HDFC Bank LtdFinancialEquity5.06%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 186 7.25 BD 17JN35 FVRS1LACFinancialBonds4.32%
AXIS BANK LIMITED CD 05MAR27FinancialCertificate of Deposit4.18%
Max Healthcare Institute LtdHealthcareEquity3.97%
Indus Towers LtdTechnologyEquity3.82%
Bajaj Finance LtdFinancialEquity3.58%
GOVERNMENT OF INDIA 37448 091 DAYS TBILL 20AG26 FV RS 100FinancialTreasury Bills3.47%
Bharti Airtel LtdTechnologyEquity3.35%
Net ReceivablesUnspecifiedNet Receivables3.19%
ICICI Bank LtdFinancialEquity2.94%
NTPC LtdEnergy & UtilitiesEquity2.82%
RepoUnspecifiedRepo2.78%
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100FinancialTreasury Bills2.67%
Reliance Industries LtdEnergy & UtilitiesEquity2.54%
Kotak Mahindra Bank LtdFinancialEquity2.20%
Axis Bank LtdFinancialEquity2.16%
Grasim Industries LtdMaterialsEquity2.09%
Glenmark Pharmaceuticals LtdHealthcareEquity1.53%
DLF LtdReal EstateEquity1.47%
Interglobe Aviation LtdIndustrialsEquity1.35%
State Bank of IndiaFinancialEquity1.25%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity1.18%
Max Financial Services LtdFinancialEquity1.01%
Infosys LtdTechnologyEquity1.00%
Tata Steel LtdMaterialsEquity1.00%
Adani Ports and Special Economic Zone LtdIndustrialsEquity0.98%
Ujjivan Small Finance Bank LtdFinancialEquity0.90%
Crompton Greaves Consumer Electricals LtdConsumer DiscretionaryEquity0.83%
Larsen & Toubro LtdIndustrialsEquity0.80%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.68%
Titan Company LtdConsumer DiscretionaryEquity0.67%
Delhivery LtdIndustrialsEquity0.67%
Solar Industries India LtdMaterialsEquity0.64%
Dr. Lal Pathlabs LtdHealthcareEquity0.63%
Tata Consumer Products LtdConsumer StaplesEquity0.62%
Torrent Pharmaceuticals LtdHealthcareEquity0.61%
CG Power & Industrial Solutions LtdIndustrialsEquity0.60%
Swiggy Ltd.TechnologyEquity0.60%
Sai Life Sciences Ltd.HealthcareEquity0.60%
Hindustan Unilever LtdConsumer StaplesEquity0.56%
Inventurus Knowledge Solutions Ltd.IndustrialsEquity0.55%
Fortis Healthcare LtdHealthcareEquity0.53%
Clean Max Enviro Energy Solutions Ltd.Energy & UtilitiesEquity0.53%
One 97 Communications LtdIndustrialsEquity0.52%
Gabriel India LtdConsumer DiscretionaryEquity0.51%
Mphasis LtdTechnologyEquity0.47%
Sona BLW Precision Forgings LtdConsumer DiscretionaryEquity0.47%
Ather Energy Ltd.Consumer DiscretionaryEquity0.46%
Ajanta Pharma LtdHealthcareEquity0.45%
Shriram Transport Finance Company LtdFinancialEquity0.44%
Varun Beverages LtdConsumer StaplesEquity0.44%
Zomato LtdTechnologyEquity0.44%
Syrma SGS Technology LtdTechnologyEquity0.43%
Godrej Properties LtdReal EstateEquity0.42%
Krishna Institute Of Medical Sciences LtdHealthcareEquity0.42%
Kirloskar Oil Engines LtdIndustrialsEquity0.41%
Data Patterns (India) LtdIndustrialsEquity0.41%
JSW Infrastructure LtdIndustrialsEquity0.41%
Aarti Industries LtdMaterialsEquity0.40%
Engineers India LtdIndustrialsEquity0.40%
ZF Commercial Vehicle Control Systems India LtdConsumer DiscretionaryEquity0.40%
Nippon Life India Asset Management LtdFinancialEquity0.40%
KRN Heat Exchanger And Refrigeration Ltd.IndustrialsEquity0.40%
Mankind Pharma Ltd.HealthcareEquity0.38%
Bharat Heavy Electricals LtdIndustrialsEquity0.37%
RBL Bank LtdFinancialEquity0.37%
Gokaldas Exports LtdConsumer DiscretionaryEquity0.35%
Tata Motors LtdIndustrialsEquity0.34%
JSW Energy LtdEnergy & UtilitiesEquity0.33%
Oil India LtdEnergy & UtilitiesEquity0.32%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity0.31%
Ipca Laboratories LtdHealthcareEquity0.29%
ITD Cementation India LtdIndustrialsEquity0.29%
Karur Vysya Bank LtdFinancialEquity0.29%
Sun Pharmaceutical Industries LtdHealthcareEquity0.29%
Ultratech Cement LtdMaterialsEquity0.29%
Billionbrains Garage Ventures Ltd.FinancialEquity0.26%
Bharat Electronics LtdIndustrialsEquity0.22%
Trent LtdConsumer DiscretionaryEquity0.22%
Shadowfax Technologies Ltd.IndustrialsEquity0.21%
Hindalco Industries LtdMaterialsEquity0.18%
Jindal Steel & Power LtdMaterialsEquity0.17%
Wockhardt LtdHealthcareEquity0.12%
Phoenix Mills LtdReal EstateEquity0.07%
Tata Consultancy Services LtdTechnologyEquity0.02%
TVS Motor Company Ltd - Pref. SharesConsumer DiscretionaryPreference Shares0.01%
Hindalco Industries Limited 25/08/2026MaterialsFutures-0.18%
Max Financial Services Limited_25/08/2026FinancialFutures-0.26%
ICICIBANK_25/08/2026FinancialFutures-0.35%
Reliance Industries Ltd. 25-AUG-26Energy & UtilitiesFutures-0.57%
Titan Company Limited_25/08/2026Consumer DiscretionaryFutures-0.67%
Crompton Greaves Consumer Electricals Ltd. 25.08.2026Consumer DiscretionaryFutures-0.83%
Axis Bank Limited 25/08/2026FinancialFutures-0.87%
Adani Ports and Special Economic Zone Ltd. 25.08.2026IndustrialsFutures-0.99%
Tata Steel Ltd. 25.08.2026MaterialsFutures-1.00%
Mahindra & Mahindra Limited 25/08/2026Consumer DiscretionaryFutures-1.19%
BHARTIARTL_25/08/2026TechnologyFutures-1.31%
Interglobe Aviation Ltd. 25.08.2026IndustrialsFutures-1.36%
DLF_25/08/2026Real EstateFutures-1.48%
Glenmark Pharmaceuticals Ltd. 25.08.2026HealthcareFutures-1.54%
Kotak Mahindra Bank Ltd. 25-AUG-26FinancialFutures-1.70%
HDFC Bank Limited_25/08/2026FinancialFutures-2.04%
Grasim Industries Ltd. 25.08.2026MaterialsFutures-2.10%
NTPC Limited_29/09/2026Energy & UtilitiesFutures-2.44%
Bajaj Finance Ltd. 25-AUG-26FinancialFutures-2.99%
Indus Towers Ltd. 25.08.2026TechnologyFutures-3.84%
Max Healthcare Institute Ltd. 25.08.2026HealthcareFutures-3.99%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+5.1%+7.5%+6.6%+8.0%
Category average (Hybrid Equity Savings)+5.9%+9.9%+9.1%--
Rank (Hybrid Equity Savings)131720--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 15 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Fund management

SB
Sanjay Bembalkar
Jan 2023 - Present
View details

Education
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Experience
Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

PA
Parijat Agrawal
Jul 2018 - Present
View details

Education
Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience
Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

GC
Gaurav Chopra
Nov 2024 - Present
View details

Education
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Experience
Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

About Union Equity Savings Fund Direct Growth

Union Equity Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Sanjay Bembalkar is the Current Fund Manager of Union Equity Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹27,930 Cr and the Latest NAV as of 28 Aug 2026 is ₹18.29. The Union Equity Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 15 days. ;

Investment Objective

The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
Fund benchmarkCRISIL Equity Saving Index

Fund house

Rank (total assets)#27 in India
Total AUM₹27,929.72 Cr
Date of Incorporation30 Dec 2009
Phone(022) 6748 3300
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,