Union Balanced Advantage Fund Direct Growth

Union Balanced Advantage Fund Direct Growth

+7.40%
3Y annualised
+0.69% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Oct '26
₹21.82
Min. for SIP
₹500
Fund size (AUM)
₹1,157.74 Cr
Expense ratio
1.46%
Rating
2

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
6 months₹30,000₹29,470
-1.77%
1 year₹60,000₹58,995
-1.68%
3 years₹1,80,000₹1,86,831
+3.79%
5 years₹3,00,000₹3,49,464
+16.49%

Holdings (102)

NameSectorInstrumentsAssets
HDFC Bank LtdFinancialEquity4.78%
ICICI Bank LtdFinancialEquity3.90%
RepoUnspecifiedRepo3.83%
Bharti Airtel LtdTechnologyEquity2.89%
Reliance Industries LtdEnergy & UtilitiesEquity2.85%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LACFinancialDebenture2.15%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 176 7.48 BD 16FB34 FVRS1LACFinancialBonds2.12%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LACFinancialBonds2.12%
PUNJAB NATIONAL BANK CD 09MAR27FinancialCertificate of Deposit2.10%
POWER GRID CORPORATION OF INDIA LIMITED SR LXXX 7.12 BD 24DC34 FVRS1LACEnergy & UtilitiesBonds2.08%
State Bank of IndiaFinancialEquity2.02%
Axis Bank LtdFinancialEquity2.01%
Zomato LtdTechnologyEquity1.87%
Gabriel India LtdConsumer DiscretionaryEquity1.80%
Bajaj Finance LtdFinancialEquity1.71%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 174 7.67 BD 15DC33 FVRS1LACFinancialBonds1.71%
Cash MarginUnspecifiedCash Margin1.52%
CANARA BANK CD 11MAR27FinancialCertificate of Deposit1.43%
Shriram Transport Finance Company LtdFinancialEquity1.42%
Dhoot Transmission LtdConsumer DiscretionaryEquity1.42%
Engineers India LtdIndustrialsEquity1.34%
Infosys LtdTechnologyEquity1.30%
Clean Max Enviro Energy Solutions Ltd.Energy & UtilitiesEquity1.30%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LACFinancialDebenture1.29%
Kotak Mahindra Bank LtdFinancialEquity1.28%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LACFinancialDebenture1.28%
POWER GRID CORPORATION OF INDIA LIMITED SR LXXVI 7.35 BD 12MR34 FVRS1LACEnergy & UtilitiesBonds1.26%
RBL Bank LtdFinancialEquity1.25%
Dr. Lal Pathlabs LtdHealthcareEquity1.12%
Larsen & Toubro LtdIndustrialsEquity1.03%
Sai Life Sciences Ltd.HealthcareEquity1.02%
Cummins India LtdIndustrialsEquity0.97%
PNB Housing Finance LtdFinancialEquity0.97%
Tata Consumer Products LtdConsumer StaplesEquity0.97%
Multi Commodity Exchange Of India LtdFinancialEquity0.95%
Billionbrains Garage Ventures Ltd.FinancialEquity0.95%
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100FinancialTreasury Bills0.95%
Shadowfax Technologies Ltd.IndustrialsEquity0.88%
Bharat Heavy Electricals LtdIndustrialsEquity0.86%
Ipca Laboratories LtdHealthcareEquity0.86%
REC LIMITED SR 227-B 7.71 BD 31OT33 FVRS1LACFinancialDebenture0.86%
Torrent Pharmaceuticals LtdHealthcareEquity0.85%
ZF Commercial Vehicle Control Systems India LtdConsumer DiscretionaryEquity0.85%
JSW Infrastructure LtdIndustrialsEquity0.85%
Ajanta Pharma LtdHealthcareEquity0.84%
Phoenix Mills LtdReal EstateEquity0.84%
POWER FINANCE CORPORATION LIMITED SR 239 7.44 BD 15JL34 FVRS1LACFinancialDebenture0.84%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 186 7.25 BD 17JN35 FVRS1LACFinancialBonds0.84%
BANK OF BARODA CD 08MAR27FinancialCertificate of Deposit0.84%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.83%
Ather Energy Ltd.Consumer DiscretionaryEquity0.80%
Sun Pharmaceutical Industries LtdHealthcareEquity0.77%
Nippon Life India Asset Management LtdFinancialEquity0.76%
Hindustan Unilever LtdConsumer StaplesEquity0.75%
Bharat Electronics LtdIndustrialsEquity0.74%
ITD Cementation India LtdIndustrialsEquity0.74%
Aditya Birla Capital LtdFinancialEquity0.72%
One 97 Communications LtdIndustrialsEquity0.71%
CG Power & Industrial Solutions LtdIndustrialsEquity0.70%
Divi's Laboratories LtdHealthcareEquity0.70%
Manipal Health Enterprises LtdHealthcareEquity0.70%
JSW Energy LtdEnergy & UtilitiesEquity0.69%
IIFL Wealth Management LtdFinancialEquity0.69%
KRN Heat Exchanger And Refrigeration Ltd.IndustrialsEquity0.69%
Inventurus Knowledge Solutions Ltd.IndustrialsEquity0.69%
Aarti Industries LtdMaterialsEquity0.68%
Ultratech Cement LtdMaterialsEquity0.68%
Jindal Steel & Power LtdMaterialsEquity0.66%
Solar Industries India LtdMaterialsEquity0.66%
Pidilite Industries LtdMaterialsEquity0.65%
Shiprocket Ltd.TechnologyEquity0.65%
Patanjali Foods LtdConsumer StaplesEquity0.64%
GE T&D India LtdIndustrialsEquity0.62%
Apar Industries LtdDiversifiedEquity0.59%
HDFC Life Insurance Co LtdFinancialEquity0.59%
Ujjivan Small Finance Bank LtdFinancialEquity0.58%
Godrej Properties LtdReal EstateEquity0.57%
Delhivery LtdIndustrialsEquity0.53%
Gokaldas Exports LtdConsumer DiscretionaryEquity0.52%
Titan Company LtdConsumer DiscretionaryEquity0.52%
Varun Beverages LtdConsumer StaplesEquity0.52%
Mphasis LtdTechnologyEquity0.49%
E2E Networks LtdTechnologyEquity0.49%
Cyient LtdTechnologyEquity0.48%
HCL Technologies LtdTechnologyEquity0.46%
Indusind Bank LtdFinancialEquity0.44%
Amber Enterprises India LtdConsumer DiscretionaryEquity0.39%
Glaxosmithkline Pharmaceuticals LtdHealthcareEquity0.36%
Oil India LtdEnergy & UtilitiesEquity0.35%
NTPC LtdEnergy & UtilitiesEquity0.31%
Trent LtdConsumer DiscretionaryEquity0.31%
National Stock Exchange Of India Ltd EquityFinancialEquity0.30%
Persistent Systems LtdTechnologyEquity0.25%
Wockhardt LtdHealthcareEquity0.19%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds0.17%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.15%
91 DTB (24-DEC-2026)FinancialTreasury Bills0.09%
Net Current AssetsUnspecifiedNet Current Assets--
Net PayablesUnspecifiedNet Payables-0.22%
IndusInd Bank Ltd. 27.10.2026FinancialFutures-0.44%
ETERNAL LIMITED-27-Oct-2026TechnologyFutures-0.44%
Patanjali Foods Ltd. 27.10.2026Consumer StaplesFutures-0.64%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns-1.6%+7.4%+6.9%+9.2%
Category average (Hybrid Dynamic Asset Allocation)-1.1%+8.4%+8.3%+10.7%
Rank (Hybrid Dynamic Asset Allocation)232320--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 15 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

VT
Vishal Thakker
Oct 2025 - Present
View details

Education
Mr.Thakker has done B.Com & M.B.A
Experience
Prior joining to Union Mutual Fund he has worked with Elara Capital and Emkay Shares & Stock Broking.

SB
Sanjay Bembalkar
Jan 2023 - Present
View details

Education
Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Experience
Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP

GC
Gaurav Chopra
Nov 2024 - Present
View details

Education
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Experience
Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates

PA
Parijat Agrawal
Dec 2017 - Present
View details

Education
Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience
Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

About Union Balanced Advantage Fund Direct Growth

Union Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Union Mutual Fund. This scheme was made available to investors on 30 Dec 2009. Vishal Thakker is the Current Fund Manager of Union Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹25,478 Cr and the Latest NAV as of 09 Oct 2026 is ₹21.82. The Union Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 15 days. ;

Investment Objective

The scheme seeks to achieve long term capital appreciation and generate income through an equity portfolio by using long equities, equity derivatives and arbitrage opportunities available.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index

Fund house

Rank (total assets)#27 in India
Total AUM₹25,477.54 Cr
Date of Incorporation30 Dec 2009
Phone(022) 6748 3300
Launch Date30 Dec 2009
AddressUnit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,