Union Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Very High Risk
13.28%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 14 Jul 2025₹21.84
Min. SIP amount₹500
Rating3
Fund size₹1,395.31Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (128)

NameSectorInstrumentAssets
FinancialEquity5.20%
FinancialEquity4.42%
EnergyEquity4.03%
Reserve Bank of India
FinancialT-Bills3.60%
CommunicationEquity3.14%
TechnologyEquity2.50%
GOI
SovereignGOI Sec2.27%
ConstructionEquity2.00%
Indian Railway Finance Corporation Ltd.
FinancialBonds1.89%
Indian Railway Finance Corporation Ltd.
FinancialDebenture1.88%
National Bank For Agriculture & Rural Development
FinancialDebenture1.87%
Power Grid Corporation Of India Ltd.
EnergyBonds1.85%
Consumer StaplesEquity1.60%
TechnologyEquity1.56%
Indian Railway Finance Corporation Ltd.
FinancialBonds1.54%
AutomobileEquity1.45%
FinancialEquity1.45%
ServicesEquity1.44%
Reserve Bank of India
FinancialT-Bills1.43%
FinancialEquity1.37%
ServicesEquity1.36%
Consumer DiscretionaryEquity1.25%
Capital GoodsEquity1.20%
Consumer StaplesEquity1.20%
AutomobileEquity1.19%
FinancialEquity1.17%
FinancialEquity1.14%
Power Grid Corporation Of India Ltd.
EnergyBonds1.13%
FinancialDebenture1.11%
FinancialBonds1.11%
EnergyEquity1.09%
FinancialEquity0.93%
EnergyEquity0.83%
ServicesEquity0.83%
Consumer StaplesEquity0.83%
HealthcareEquity0.82%
ChemicalsEquity0.82%
HealthcareEquity0.79%
FinancialDebenture0.77%
Power Finance Corporation Ltd.
FinancialDebenture0.75%
Indian Railway Finance Corporation Ltd.
FinancialBonds0.75%
ChemicalsEquity0.74%
FinancialEquity0.74%
FinancialEquity0.73%
HealthcareEquity0.73%
FinancialEquity0.72%
ConstructionEquity0.70%
Capital GoodsEquity0.70%
NA
NAEquity0.68%
AutomobileEquity0.66%
ConstructionEquity0.65%
AutomobileEquity0.64%
TextilesEquity0.63%
FinancialEquity0.61%
Metals & MiningEquity0.59%
HealthcareEquity0.59%
ChemicalsEquity0.58%
Metals & MiningEquity0.57%
EnergyEquity0.55%
TechnologyEquity0.52%
HealthcareEquity0.49%
TechnologyEquity0.48%
ServicesEquity0.48%
ServicesEquity0.47%
Capital GoodsEquity0.47%
AutomobileEquity0.40%
ConstructionEquity0.40%
Capital GoodsEquity0.40%
Capital GoodsEquity0.38%
Metals & MiningEquity0.38%
Consumer StaplesEquity0.38%
ServicesEquity0.37%
HealthcareEquity0.36%
HealthcareEquity0.34%
TechnologyEquity0.34%
Capital GoodsEquity0.32%
Capital GoodsEquity0.31%
TechnologyEquity0.30%
Consumer DiscretionaryEquity0.29%
FinancialEquity0.29%
ServicesEquity0.28%
EnergyEquity0.28%
Capital GoodsEquity0.28%
ConstructionEquity0.26%
FinancialEquity0.26%
TechnologyEquity0.26%
EnergyEquity0.25%
Consumer DiscretionaryEquity0.24%
TechnologyEquity0.24%
Consumer DiscretionaryEquity0.20%
FinancialEquity0.20%
ServicesEquity0.15%
ServicesEquity0.14%
TechnologyEquity0.12%
ServicesEquity0.11%
Reserve Bank of India
FinancialT-Bills0.10%
ServicesEquity0.09%
ServicesEquity0.08%
Reserve Bank of India
FinancialT-Bills0.07%
Consumer StaplesEquity0.06%
United Spirits Ltd.
Consumer StaplesFutures-0.06%
The Indian Hotels Company Ltd.
ServicesFutures-0.08%
Tech Mahindra Ltd.
TechnologyFutures-0.12%
Computer Age Management Services Ltd.
ServicesFutures-0.15%
HDFC Bank Ltd.
FinancialFutures-0.17%
Jindal Steel & Power Ltd.
Metals & MiningFutures-0.17%
Indian Oil Corporation Ltd.
EnergyFutures-0.25%
Tata Consultancy Services Ltd.
TechnologyFutures-0.26%
Ambuja Cements Ltd.
ConstructionFutures-0.26%
Mahindra & Mahindra Financial Services Ltd.
FinancialFutures-0.26%
Adani Enterprises Ltd.
ServicesFutures-0.28%
Bajaj Finance Ltd.
FinancialFutures-0.33%
Tata Consumer Products Ltd.
Consumer StaplesFutures-0.39%
Eicher Motors Ltd.
AutomobileFutures-0.40%
Grasim Industries Ltd.
ConstructionFutures-0.40%
Oil And Natural Gas Corporation Ltd.
EnergyFutures-0.46%
Hindustan Unilever Ltd.
Consumer StaplesFutures-0.53%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.53%
State Bank of India
FinancialFutures-0.61%
Interglobe Aviation Ltd.
ServicesFutures-0.62%
Reliance Industries Ltd.
EnergyFutures-0.66%
Infosys Ltd.
TechnologyFutures-0.68%
REC Ltd.
FinancialFutures-0.73%
Eternal Ltd.
ServicesFutures-0.77%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-0.83%
Bharti Airtel Ltd.
CommunicationFutures-1.00%
Tata Power Company Ltd.
EnergyFutures-1.09%
Titan Company Ltd.
Consumer DiscretionaryFutures-1.26%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.4%13.3%13.4%10.9%
Category average3.9%13.8%13.5%NA
Rank with in category262415NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.99%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 15 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

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Check past data

Fund management

Sanjay Bembalkar
Jan 2023 - Present
View details

Gaurav Chopra
Nov 2024 - Present
View details

Education
Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Experience
Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Unit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
Phone
(022) 6748 3300
Launch Date
30 Dec 2009
Union Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

1Y annualised returns higher than category average by 0.78%
Lower expense ratio: 0.99%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

3Y and 5Y annualised returns lower than category average

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