Union Liquid Fund Direct Growth

Debt
Liquid
Low to Moderate Risk
7.08%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 15 Jul 2025₹2,549.80
Min. SIP amount₹500
Rating4
Fund size₹3,359.47Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (51)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills5.89%
Alembic Pharmaceuticals Ltd.
HealthcareCP4.45%
Reserve Bank of India
FinancialT-Bills4.45%
UCO Bank
FinancialCD2.97%
Punjab National Bank
FinancialCD2.95%
Infina Finance Pvt. Ltd.
FinancialCP2.95%
PNB Housing Finance Ltd.
FinancialCP2.95%
Canara Bank
FinancialCD2.94%
Aditya Birla Capital Ltd.
FinancialCP2.22%
Axis Finance Ltd.
FinancialCP2.22%
Axis Bank Ltd.
FinancialCD2.22%
BobCard Ltd.
FinancialCP2.21%
The Federal Bank Ltd.
FinancialCD2.21%
L&T Finance Ltd.
FinancialCP2.20%
ICICI Securities Ltd.
FinancialCP2.20%
Bank Of Baroda
FinancialCD1.48%
HDFC Securities Ltd.
FinancialCP1.48%
Aditya Birla Capital Ltd.
FinancialCP1.48%
NTPC Ltd.
EnergyCP1.48%
Axis Bank Ltd.
FinancialCD1.48%
Indian Bank
FinancialCD1.48%
Punjab National Bank
FinancialCD1.48%
Reserve Bank of India
FinancialT-Bills1.48%
ICICI Home Finance Company Ltd.
FinancialCP1.48%
Canara Bank
FinancialCD1.48%
SBI Cards And Payment Services Ltd.
FinancialCP1.48%
Kotak Mahindra Securities Ltd.
FinancialCP1.48%
National Bank For Agriculture & Rural Development
FinancialCP1.47%
Canara Bank
FinancialCD1.47%
Reserve Bank of India
FinancialT-Bills1.47%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.47%
Axis Bank Ltd.
FinancialCD1.47%
Axis Securities Ltd.
OthersCP1.47%
LIC Housing Finance Ltd.
FinancialCP1.47%
Aditya Birla Housing Finance Ltd.
FinancialCP1.47%
HDFC Bank Ltd.
FinancialCD1.47%
Bank of India
FinancialCD1.47%
Bank Of Baroda
FinancialCD1.47%
BobCard Ltd.
FinancialCP1.47%
Canara Bank
FinancialCD0.74%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.74%
ICICI Securities Ltd.
FinancialCP0.74%
Reserve Bank of India
FinancialT-Bills0.74%
Axis Bank Ltd.
FinancialCD0.74%
LIC Housing Finance Ltd.
FinancialCP0.74%
Indian Oil Corporation Ltd.
EnergyCP0.74%
Infina Finance Pvt. Ltd.
FinancialCP0.73%
ICICI Securities Ltd.
FinancialCP0.73%
Aditya Birla Finance Ltd.
FinancialCP0.73%
Reserve Bank of India
FinancialT-Bills0.69%
Reserve Bank of India
FinancialT-Bills0.01%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.2%7.1%5.7%6.5%
Category average6.9%6.8%5.4%NA
Rank with in category1368NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.07%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Devesh Thacker
Jan 2013 - Present
View details

Fund house & investment objective

Fund house contact details

Address
Unit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
Phone
(022) 6748 3300
Launch Date
30 Dec 2009
Union Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Lower expense ratio: 0.07%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 2.02 The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y

Cons

10Y annualised returns lower than category average by 0.2%

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