Union Liquid Fund Direct Growth

Debt
Liquid
Low to Moderate Risk
7.10%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 07 Sep 2025
₹2,570.84
Rating
3
Min. SIP amount
₹500
Fund size
₹4,537.81Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (68)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills4.38%
Axis Bank Ltd.
FinancialCD3.29%
HDFC Bank Ltd.
FinancialCD3.28%
PNB Housing Finance Ltd.
FinancialCP2.20%
Punjab National Bank
FinancialCD2.20%
Canara Bank
FinancialCD2.19%
Infina Finance Pvt. Ltd.
FinancialCP2.19%
Reliance Industries Ltd.
EnergyCP2.19%
Reliance Jio Infocomm Ltd.
CommunicationCP2.19%
Indian Oil Corporation Ltd.
EnergyCP2.19%
Reserve Bank of India
FinancialT-Bills2.17%
Axis Finance Ltd.
FinancialCP1.65%
Axis Bank Ltd.
FinancialCD1.65%
BobCard Ltd.
FinancialCP1.65%
L&T Finance Ltd.
FinancialCP1.64%
The Federal Bank Ltd.
FinancialCD1.64%
ICICI Securities Ltd.
FinancialCP1.64%
Reliance Retail Ventures Ltd.
ServicesCP1.64%
HDFC Bank Ltd.
FinancialCD1.63%
Godrej Industries Ltd.
Consumer StaplesCP1.63%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.63%
National Bank For Agriculture & Rural Development
FinancialCP1.63%
Reliance Jio Infocomm Ltd.
CommunicationCP1.54%
Gujarat State
ConstructionSDL1.11%
Aditya Birla Capital Ltd.
FinancialCP1.10%
Indian Oil Corporation Ltd.
EnergyCP1.10%
Indian Bank
FinancialCD1.10%
Punjab National Bank
FinancialCD1.10%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.10%
Reserve Bank of India
FinancialT-Bills1.10%
Bank Of Baroda
FinancialCD1.10%
Canara Bank
FinancialCD1.10%
ICICI Home Finance Company Ltd.
FinancialCP1.10%
SBI Cards And Payment Services Ltd.
FinancialCP1.10%
National Bank For Agriculture & Rural Development
FinancialCP1.10%
National Bank For Agriculture & Rural Development
FinancialCP1.09%
Reserve Bank of India
FinancialT-Bills1.09%
Bank Of Baroda
FinancialCD1.09%
ICICI Home Finance Company Ltd.
FinancialCP1.09%
Godrej Agrovet Ltd.
Consumer StaplesCP1.09%
Bank of India
FinancialCD1.09%
Canara Bank
FinancialCD1.09%
BobCard Ltd.
FinancialCP1.09%
HDFC Securities Ltd.
FinancialCP1.09%
ICICI Securities Ltd.
FinancialCP1.09%
Bajaj Housing Finance Ltd.
FinancialCP1.09%
HDFC Bank Ltd.
FinancialCD1.09%
Aditya Birla Housing Finance Ltd.
FinancialCP1.09%
LIC Housing Finance Ltd.
FinancialCP1.09%
Axis Bank Ltd.
FinancialCD1.09%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.09%
Axis Securities Ltd.
OthersCP1.09%
SBICAP Securities Ltd.
FinancialCP1.09%
Reserve Bank of India
FinancialT-Bills0.58%
Axis Bank Ltd.
FinancialCD0.55%
Aditya Birla Finance Ltd.
FinancialCP0.55%
LIC Housing Finance Ltd.
FinancialCP0.55%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.55%
Indian Oil Corporation Ltd.
EnergyCP0.55%
Reserve Bank of India
FinancialT-Bills0.55%
ICICI Securities Ltd.
FinancialCP0.55%
Canara Bank
FinancialCD0.55%
Infina Finance Pvt. Ltd.
FinancialCP0.55%
West Bengal State
OthersSDL0.55%
Reserve Bank of India
FinancialT-Bills0.22%
Maharashtra State
OthersSDL0.18%
Reserve Bank of India
FinancialT-Bills0.11%
Reserve Bank of India
FinancialT-Bills0.03%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.0%7.1%5.7%6.5%
Category average6.7%6.9%5.5%NA
Rank with in category13610NA
Understand terms

Peer Comparison

Debt, Liquid fundsRating1Y3YFund Size(Cr)
5
7.0%7.1%51,913.25
5
7.0%7.1%8,323.31
5
7.0%7.1%36,757.35
5
7.0%7.1%5,853.10
4
7.0%7.1%6,576.69

Expense ratio, exit load and tax

Expense ratio: 0.07%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Parijat Agrawal
Jun 2021 - Present
View details

Devesh Thacker
Jan 2013 - Present
View details

Fund house & investment objective

Fund house contact details

Address
Unit 503, 5th Floor,Leela Business Park, Andheri Kurla Road,Andheri (East) Mumbai 400059
Phone
(022) 6748 3300
Launch Date
30 Dec 2009
Union Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Lower expense ratio: 0.07%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

10Y annualised returns lower than category average by 0.2%

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