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Best UTI Equity Mutual Funds

UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.

Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.

These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.

Purpose: Invest here for your longer duration to get higher returns than debt funds.

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Top 10 Uti Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
UTI Liquid Cash PlanDebtLow4.4%3star26,218
UTI Nifty Index FundEquityModerately High10.7%4star2,853
UTI Transportation and Logistics FundEquityHigh16.4%5star1,234
UTI Money Market FundDebtModerately Low6.2%3star7,777
UTI Treasury Advantage FundDebtModerately Low7.3%2star3,015
UTI Equity FundEquityModerately High25.9%4star11,917
UTI Short Term Income FundDebtModerate10.5%2star2,672
UTI Nifty Next 50 Index FundEquityModerately High11.4%3star680
UTI Banking & Financial Services FundDEBTModerate8.8%1star251
UTI Hybrid Equity FundHybridModerately High10.9%2star3,582
UTI Mid Cap FundEquityModerately High30.1%3star4,037
UTI Mastershare Unit SchemeEquityModerately High15.3%3star6,472
UTI Long Term Equity Fund (Tax Saving)EquityModerately High17.7%3star1,379
UTI MNC FundEquityHigh8.7%4star2,139
UTI Credit Risk FundDebtModerate-27.2%1star354
View All Top 10 Uti Mutual Funds

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Now let us jump and check about these top 10 mutual fund schemes.

UTI Liquid Cash Direct Growth

Fund Performance: This fund has given 6.23% annualized returns in the last three years. In the last year, its returns were 4.43%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 4.43% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹2,500.

Min Investment Amt₹500
AUM26,218Cr
1Y Returns4.4%

UTI Nifty Index Fund Direct Growth

Fund Performance: This fund has given 10.43% annualized returns in the last three years. In the last year, its returns were 10.71%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 10.71% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,853Cr
1Y Returns10.7%

UTI Transportation and Logistics Fund Direct Growth

Fund Performance: This fund has given -2.87% annualized returns in the last three years. In the last year, its returns were 16.37%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 16.37% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM1,234Cr
1Y Returns16.4%

UTI Money Market Fund Direct Growth

Fund Performance: This fund has given 7.45% annualized returns in the last three years. In the last year, its returns were 6.24%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.24% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.

Min Investment Amt₹10,000
AUM7,777Cr
1Y Returns6.2%

UTI Treasury Advantage Fund Direct Growth

Fund Performance: This fund has given 3.45% annualized returns in the last three years. In the last year, its returns were 7.34%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 7.34% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.

Min Investment Amt₹10,000
AUM3,015Cr
1Y Returns7.3%

UTI Equity Fund Direct Growth

Fund Performance: This fund has given 14.95% annualized returns in the last three years. In the last year, its returns were 25.92%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 25.92% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM11,917Cr
1Y Returns25.9%

UTI Short term Income Direct Growth

Fund Performance: This fund has given 4.35% annualized returns in the last three years. In the last year, its returns were 10.53%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 10.53% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹10,000
AUM2,672Cr
1Y Returns10.5%

UTI Nifty Next 50 Index Fund Direct Growth

Fund Performance: In the last year, its returns were 11.4%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 11.4% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM680Cr
1Y Returns11.4%

UTI Banking & PSU Debt Fund Direct Growth

Fund Performance: This fund has given 4.8% annualized returns in the last three years. In the last year, its returns were 8.85%. It has continually hit its benchmark in the DEBT segment.

Why to invest: It is one of the most remarkable DEBT mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.85% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM251Cr
1Y Returns8.8%

UTI Hybrid Equity Fund Direct Fund Growth

Fund Performance: This fund has given 3.78% annualized returns in the last three years. In the last year, its returns were 10.9%. It has continually hit its benchmark in the Hybrid segment.

Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 10.9% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹1,000
AUM3,582Cr
1Y Returns10.9%

UTI Mid Cap Fund Direct Growth

Fund Performance: This fund has given 5.23% annualized returns in the last three years. In the last year, its returns were 30.05%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 30.05% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM4,037Cr
1Y Returns30.1%

UTI Mastershare Direct Growth

Fund Performance: This fund has given 10.23% annualized returns in the last three years. In the last year, its returns were 15.32%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 15.32% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹100. Minimum SIP investment amount required for this scheme is ₹100.

Min Investment Amt₹100
AUM6,472Cr
1Y Returns15.3%

UTI Long Term Equity Fund Direct Growth

Fund Performance: This fund has given 8.33% annualized returns in the last three years. In the last year, its returns were 17.7%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 17.7% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹500
AUM1,379Cr
1Y Returns17.7%

UTI MNC Fund Direct Growth

Fund Performance: This fund has given 4.59% annualized returns in the last three years. In the last year, its returns were 8.67%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.67% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,139Cr
1Y Returns8.7%

UTI Credit Risk Fund Direct Growth

Fund Performance: This fund has given -9.36% annualized returns in the last three years. In the last year, its returns were -27.18%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing -27.18% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM354Cr
1Y Returns-27.2%

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