Best UTI Equity Mutual Funds

UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.

Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.

These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.

Purpose: Invest here for your longer duration to get higher returns than debt funds.

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Top 10 Uti Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
UTI Liquid Cash PlanDebtLow4.9%3star27,459
UTI Nifty Index FundEquityModerately High-3.5%3star2,718
UTI Transportation and Logistics FundEquityHigh-4.0%5star1,260
UTI Money Market FundDebtModerately Low6.8%3star7,004
UTI Treasury Advantage FundDebtModerately Low8.0%2star2,295
UTI Equity FundEquityModerately High5.4%4star10,983
UTI Short Term Income FundDebtModerate11.0%2star1,947
UTI Nifty Next 50 Index FundEquityModerately High-5.1%3star631
UTI Banking & Financial Services FundEquityModerate7.7%1star231
UTI Hybrid Equity FundHybridModerately High-2.4%2star3,754
UTI Mid Cap FundEquityModerately High9.7%2star3,880
UTI Mastershare Unit SchemeEquityModerately High-0.8%3star6,475
UTI Long Term Equity Fund (Tax Saving)EquityModerately High0.6%3star1,359
UTI MNC FundEquityHigh1.3%4star2,178
UTI Credit Risk FundDebtModerate-28.0%1star369
View All Top 10 Uti Mutual Funds

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Now let us jump and check about these top 10 mutual fund schemes.

UTI Liquid Cash Direct Growth

Fund Performance: This fund has given 6.45% annualized returns in the last three years. In the last year, its returns were 4.91%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 4.91% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹2,500.

Min Investment Amt₹500
AUM27,459Cr
1Y Returns4.9%

UTI Nifty Index Fund Direct Growth

Fund Performance: This fund has given 4.7% annualized returns in the last three years. In the last year, its returns were -3.51%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -3.51% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,718Cr
1Y Returns-3.5%

UTI Transportation and Logistics Fund Direct Growth

Fund Performance: This fund has given -8.04% annualized returns in the last three years. In the last year, its returns were -4%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -4% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM1,260Cr
1Y Returns-4.0%

UTI Money Market Fund Direct Growth

Fund Performance: This fund has given 7.6% annualized returns in the last three years. In the last year, its returns were 6.82%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.82% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.

Min Investment Amt₹10,000
AUM7,004Cr
1Y Returns6.8%

UTI Treasury Advantage Fund Direct Growth

Fund Performance: This fund has given 3.49% annualized returns in the last three years. In the last year, its returns were 8.03%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.03% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.

Min Investment Amt₹10,000
AUM2,295Cr
1Y Returns8.0%

UTI Equity Fund Direct Growth

Fund Performance: This fund has given 7.7% annualized returns in the last three years. In the last year, its returns were 5.41%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 5.41% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM10,983Cr
1Y Returns5.4%

UTI Short term Income Direct Growth

Fund Performance: This fund has given 3.98% annualized returns in the last three years. In the last year, its returns were 11.03%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 11.03% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹10,000
AUM1,947Cr
1Y Returns11.0%

UTI Nifty Next 50 Index Fund Direct Growth

Fund Performance: In the last year, its returns were -5.08%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -5.08% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM631Cr
1Y Returns-5.1%

UTI Banking & PSU Debt Fund Direct Growth

Fund Performance: This fund has given 4.66% annualized returns in the last three years. In the last year, its returns were 7.65%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 7.65% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM231Cr
1Y Returns7.7%

UTI Hybrid Equity Fund Direct Fund Growth

Fund Performance: This fund has given 0.18% annualized returns in the last three years. In the last year, its returns were -2.35%. It has continually hit its benchmark in the Hybrid segment.

Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing -2.35% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹1,000
AUM3,754Cr
1Y Returns-2.4%

UTI Mid Cap Fund Direct Growth

Fund Performance: This fund has given 2.58% annualized returns in the last three years. In the last year, its returns were 9.68%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 9.68% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM3,880Cr
1Y Returns9.7%

UTI Mastershare Direct Growth

Fund Performance: This fund has given 4.82% annualized returns in the last three years. In the last year, its returns were -0.8%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -0.8% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹100. Minimum SIP investment amount required for this scheme is ₹100.

Min Investment Amt₹100
AUM6,475Cr
1Y Returns-0.8%

UTI Long Term Equity Fund Direct Growth

Fund Performance: This fund has given 3.44% annualized returns in the last three years. In the last year, its returns were 0.62%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 0.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹500
AUM1,359Cr
1Y Returns0.6%

UTI MNC Fund Direct Growth

Fund Performance: This fund has given 4.24% annualized returns in the last three years. In the last year, its returns were 1.31%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 1.31% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,178Cr
1Y Returns1.3%

UTI Credit Risk Fund Direct Growth

Fund Performance: This fund has given -9.59% annualized returns in the last three years. In the last year, its returns were -28.04%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing -28.04% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM369Cr
1Y Returns-28.0%

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