Best UTI Equity Mutual Funds

UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.

Equity Savings Fund typically invests the total capital in three segments- pure equity, arbitrage and debt funds. Generally, one-third of the total capital in pure equity, one-third in debt funds and the balance in arbitrage funds. However, the composition varies from fund to fund. The equity component can vary from 20-40% approx and depends on the type of mutual fund.

These funds outperform debt funds over taxation and treated as equity funds for taxation. If sold before a year, short term capital gains are taxed at 15% and if sold after a year, no tax is levied on the gains.

Purpose: Invest here for your longer duration to get higher returns than debt funds.

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Top 10 Uti Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
UTI Transportation and Logistics FundEquityHigh-8.3%5star1,422
UTI Liquid Cash PlanDebtLow6.8%4star36,221
UTI Money Market FundDebtLow8.3%4star7,535
UTI Money Market FundDebtLow8.2%4star7,535
UTI MNC FundEquityHigh0.8%4star2,295
UTI Gilt FundDebtModerate12.7%4star570
UTI Overnight FundDebtLow5.8%4star2,795
UTI Credit Risk FundDebtModerate-3.7%3star2,244
UTI Nifty Next 50 Index FundOthersModerately High4.2%3star569
UTI Medium Term FundDebtModerate7.2%3star280
UTI Arbitrage FundHybridModerately Low6.8%3star2,915
UTI Mastershare Unit SchemeEquityModerately High11.1%3star6,174
UTI Liquid Cash PlanDebtLow6.8%3star36,221
UTI Nifty Index FundOthersModerately High12.9%3star1,794
UTI Equity FundEquityModerately High12.3%3star9,913
View All Top 10 Uti Mutual Funds

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Now let us jump and check about these top 10 mutual fund schemes.

UTI Transportation and Logistics Fund Direct Growth

Fund Performance: This fund has given -0.28% annualized returns in the last three years. In the last year, its returns were -8.35%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing -8.35% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM1,422Cr
1Y Returns-8.3%

UTI Liquid Cash Regular Plan Growth

Fund Performance: This fund has given 6.94% annualized returns in the last three years. In the last year, its returns were 6.78%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.78% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹2,500.

Min Investment Amt₹500
AUM36,221Cr
1Y Returns6.8%

UTI Money Market Fund Direct Growth

Fund Performance: This fund has given 7.63% annualized returns in the last three years. In the last year, its returns were 8.33%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.33% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.

Min Investment Amt₹10,000
AUM7,535Cr
1Y Returns8.3%

UTI Money Market Fund Regular Plan Growth

Fund Performance: This fund has given 7.5% annualized returns in the last three years. In the last year, its returns were 8.21%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.21% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹2,500.

Min Investment Amt₹10,000
AUM7,535Cr
1Y Returns8.2%

UTI MNC Fund Direct Growth

Fund Performance: This fund has given 10.41% annualized returns in the last three years. In the last year, its returns were 0.82%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 0.82% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,295Cr
1Y Returns0.8%

UTI Gilt Fund Direct Growth

Fund Performance: This fund has given 7.34% annualized returns in the last three years. In the last year, its returns were 12.66%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 12.66% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM570Cr
1Y Returns12.7%

UTI Overnight Fund Direct Growth

Fund Performance: This fund has given 5.58% annualized returns in the last three years. In the last year, its returns were 5.81%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 5.81% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹1,000
AUM2,795Cr
1Y Returns5.8%

UTI Credit Risk Fund Direct Growth

Fund Performance: This fund has given 3.46% annualized returns in the last three years. In the last year, its returns were -3.68%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing -3.68% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,244Cr
1Y Returns-3.7%

UTI Nifty Next 50 Index Fund Direct Growth

Fund Performance: This fund has given NA annualized returns in the last three years. In the last year, its returns were 4.15%. It has continually hit its benchmark in the Others segment.

Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing 4.15% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM569Cr
1Y Returns4.2%

UTI Medium Term Fund Direct Growth

Fund Performance: This fund has given 6.86% annualized returns in the last three years. In the last year, its returns were 7.17%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 7.17% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM280Cr
1Y Returns7.2%

UTI Arbitrage Fund Direct Growth

Fund Performance: This fund has given 6.65% annualized returns in the last three years. In the last year, its returns were 6.85%. It has continually hit its benchmark in the Hybrid segment.

Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.85% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM2,915Cr
1Y Returns6.8%

UTI Mastershare Direct Growth

Fund Performance: This fund has given 12.17% annualized returns in the last three years. In the last year, its returns were 11.13%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 11.13% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹100. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹100
AUM6,174Cr
1Y Returns11.1%

UTI Liquid Cash Direct Growth

Fund Performance: This fund has given 7% annualized returns in the last three years. In the last year, its returns were 6.84%. It has continually hit its benchmark in the Debt segment.

Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.84% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹2,500.

Min Investment Amt₹500
AUM36,221Cr
1Y Returns6.8%

UTI Nifty Index Fund Direct Growth

Fund Performance: This fund has given 14.25% annualized returns in the last three years. In the last year, its returns were 12.9%. It has continually hit its benchmark in the Others segment.

Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing 12.9% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM1,794Cr
1Y Returns12.9%

UTI Equity Fund Direct Growth

Fund Performance: This fund has given 13.29% annualized returns in the last three years. In the last year, its returns were 12.26%. It has continually hit its benchmark in the Equity segment.

Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 12.26% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.

Min Investment Amt₹5,000
AUM9,913Cr
1Y Returns12.3%

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