A thematic mutual fund is typically an equity fund that invests across industries or securities to benefit from a particular theme. These funds allocate 85% of funds to sectors or industries of a particular theme.
Thematic mutual funds use a top-down approach, meaning they identify the broader theme first before selecting individual companies or securities that align with it.
A thematic mutual fund focuses on a particular theme based on factors such as economic conditions, market trends, regulatory environment, and technological developments. The fund’s investment strategy focuses on sectors and industries aligned with the theme and capable of generating returns.
For example, a thematic mutual fund focused on exports may invest in companies across numerous sectors and industries involved in exporting goods and services.
It is essential to understand that a thematic mutual fund differs from a sectoral fund. A sectoral fund focuses on a specific sector, such as infrastructure or automobiles, while a thematic mutual fund takes a broader approach, investing across several sectors and industries.
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| Fund Name | Category | Risk | NAV | Expense Ratio | 1Y Returns | 3Y Returns | 5Y Returns | Rating | Fund Size (in Cr) | Exit Load |
|---|---|---|---|---|---|---|---|---|---|---|
Mirae Asset Great Consumer Fund | Equity | Very High | 114.43 | 0.41 | 3.9% | 18.1% | 22.8% | 4 | ₹4,632 | Exit load of 1% if redeemed within 1 year |
ICICI Prudential Bharat Consumption Fund | Equity | High | 27.80 | 1.1 | 2.2% | 17.5% | 21.5% | 4 | ₹3,183 | Exit load of 1% if redeemed within 3 months. |
Nippon India Consumption Fund | Equity | Very High | 225.64 | 0.55 | 3.3% | 15.9% | 24.2% | 4 | ₹2,801 | Exit load of 1% if redeemed within 1 month. |
SBI Consumption Opportunities Fund | Equity | Very High | 353.64 | 0.92 | -5.4% | 14.7% | 25.0% | 4 | ₹3,180 | Exit load of 0.10% if redeemed within 30 days. |
Tata India Consumer Fund | Equity | Very High | 52.69 | 0.71 | 2.1% | 18.8% | 21.4% | 3 | ₹2,530 | Exit load of 0.25% if redeemed within 30 days. |
Baroda BNP Paribas India Consumption Fund | Equity | Very High | 35.63 | 0.64 | 3.5% | 16.8% | 20.7% | 3 | ₹1,530 | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. See more |
Canara Robeco Consumer Trends Fund | Equity | Very High | 128.92 | 0.79 | 3.9% | 16.7% | 21.5% | 3 | ₹1,928 | Exit load of 1% if redeemed within 1 year |
Sundaram Consumption Fund | Equity | Very High | 109.86 | 1.31 | 4.2% | 16.6% | 19.9% | 2 | ₹1,589 | Exit load of 0.5% if redeemed within 30 days |
Mahindra Manulife Consumption Fund | Equity | Very High | 25.94 | 0.63 | 2.2% | 16.6% | 20.6% | 2 | ₹540 | Exit load of 1%, if redeemed within 3 months. |
Aditya Birla Sun Life Consumption Direct Fund | Equity | Very High | 251.33 | 0.76 | 4.3% | 15.2% | 20.5% | 2 | ₹6,362 | Exit load of 1%, if redeemed within 30 days. |
Axis Multi Factor Passive FoF Fund | Equity | Very High | 15.63 | 0.14 | -0.0% | 12.9% | NA | 2 | ₹33 | Exit load of 1% if redeemed within 15 days. |
UTI India Consumer Fund | Equity | Very High | 64.16 | 1.57 | 3.2% | 14.2% | 17.7% | 1 | ₹734 | Exit load of 1% if redeemed within 30 days. |
Franklin India Opportunities Direct Fund | Equity | Very High | 287.91 | 0.51 | 5.2% | 30.7% | 27.9% | -- | ₹7,766 | Exit load of 1% if redeemed within 1 year |
Invesco India PSU Equity Fund | Equity | Very High | 78.59 | 0.93 | 3.9% | 29.9% | 32.1% | -- | ₹1,465 | Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year. See more |
SBI PSU Fund | Equity | Very High | 37.09 | 0.85 | 4.1% | 29.8% | 33.8% | -- | ₹5,521 | Exit load of 0.50% if redeemed within 30 days. |
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As an investor, it is essential to know whether a mutual fund is suitable for you before investing your money.
As an investor, there are key factors to keep in mind before investing in a thematic mutual fund.
The primary factor to consider before making an investment decision is your investment objective. An investor should know the objective of their investment, such as long-term wealth generation, creating emergency funds, or fixed income. Assessing the various factors can help you determine your investment horizon and develop an investment plan.
Thematic mutual funds are mainly equity funds that can experience significant short-term volatility. Moreover, the performance of certain thematic funds can be affected by the economic and regulatory environment, making them suitable for investors willing to take on risk.
Before investing in a thematic mutual fund, an investor should carefully assess the theme that they aim to invest in. Understand the opportunities and risks associated with investing in a particular theme. Study and research the sectors and industries involved in the theme.
While investing in a thematic mutual fund, it is important to research and compare the fund’s details. Know the associated costs, fees, and charges of the fund. It is also advisable to understand the fund’s investment strategy and asset allocation. Compare the information with peers and a benchmark index to pick the best investment option.
There are several key benefits that investors can enjoy by investing in thematic mutual funds.
Investors should be aware of the risks and considerations while making an investment in thematic mutual funds:
Thematic mutual funds are primarily equity funds and are taxed similarly to other equity funds.
Any dividend income is treated as income from other sources and taxed as per the investor’s applicable tax slab.
Now let us jump and check about these top 15 mutual fund schemes.
Fund Performance: The Mirae Asset Great Consumer Fund has given 18.09% annualized returns in the past three years and 22.77% in the last 5 years. The Mirae Asset Great Consumer Fund comes under the Equity category of Mirae Asset Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Mirae Asset Great Consumer Fund via lump sum is ₹5,000 and via SIP is ₹99.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹4,632Cr |
| 1Y Returns | 3.9% |
Fund Performance: The ICICI Prudential Bharat Consumption Fund has given 17.5% annualized returns in the past three years and 21.5% in the last 5 years. The ICICI Prudential Bharat Consumption Fund comes under the Equity category of ICICI Prudential Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Bharat Consumption Fund via lump sum is ₹5,000 and via SIP is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹3,183Cr |
| 1Y Returns | 2.2% |
Fund Performance: The Nippon India Consumption Fund has given 15.87% annualized returns in the past three years and 24.21% in the last 5 years. The Nippon India Consumption Fund comes under the Equity category of Nippon India Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Nippon India Consumption Fund via lump sum is ₹5,000 and via SIP is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,801Cr |
| 1Y Returns | 3.3% |
Fund Performance: The SBI Consumption Opportunities Fund has given 14.73% annualized returns in the past three years and 24.97% in the last 5 years. The SBI Consumption Opportunities Fund comes under the Equity category of SBI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in SBI Consumption Opportunities Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹3,180Cr |
| 1Y Returns | -5.4% |
Fund Performance: The Tata India Consumer Fund has given 18.8% annualized returns in the past three years and 21.39% in the last 5 years. The Tata India Consumer Fund comes under the Equity category of Tata Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Tata India Consumer Fund via lump sum is ₹5,000 and via SIP is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,530Cr |
| 1Y Returns | 2.1% |
Fund Performance: The Baroda BNP Paribas India Consumption Fund has given 16.79% annualized returns in the past three years and 20.7% in the last 5 years. The Baroda BNP Paribas India Consumption Fund comes under the Equity category of BNP Paribas Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas India Consumption Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,530Cr |
| 1Y Returns | 3.5% |
Fund Performance: The Canara Robeco Consumer Trends Fund has given 16.74% annualized returns in the past three years and 21.49% in the last 5 years. The Canara Robeco Consumer Trends Fund comes under the Equity category of Canara Robeco Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Canara Robeco Consumer Trends Fund via lump sum is ₹5,000 and via SIP is ₹1,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,928Cr |
| 1Y Returns | 3.9% |
Fund Performance: The Sundaram Consumption Fund has given 16.63% annualized returns in the past three years and 19.95% in the last 5 years. The Sundaram Consumption Fund comes under the Equity category of Sundaram Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Sundaram Consumption Fund via lump sum is ₹100 and via SIP is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹1,589Cr |
| 1Y Returns | 4.2% |
Fund Performance: The Mahindra Manulife Consumption Fund has given 16.57% annualized returns in the past three years and 20.55% in the last 5 years. The Mahindra Manulife Consumption Fund comes under the Equity category of Mahindra Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Mahindra Manulife Consumption Fund via lump sum is ₹1,000 and via SIP is ₹500.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹540Cr |
| 1Y Returns | 2.2% |
Fund Performance: The Aditya Birla Sun Life Consumption Direct Fund has given 15.24% annualized returns in the past three years and 20.54% in the last 5 years. The Aditya Birla Sun Life Consumption Direct Fund comes under the Equity category of Aditya Birla Sun Life Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Aditya Birla Sun Life Consumption Direct Fund via lump sum is ₹1,000 and via SIP is ₹100.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹6,362Cr |
| 1Y Returns | 4.3% |
Fund Performance: The Axis Multi Factor Passive FoF Fund comes under the Equity category of Axis Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Axis Multi Factor Passive FoF Fund via lump sum is ₹5,000 and via SIP is ₹1,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹33Cr |
| 1Y Returns | -0.0% |
Fund Performance: The UTI India Consumer Fund has given 14.23% annualized returns in the past three years and 17.74% in the last 5 years. The UTI India Consumer Fund comes under the Equity category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI India Consumer Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹734Cr |
| 1Y Returns | 3.2% |
Fund Performance: The Franklin India Opportunities Direct Fund has given 30.67% annualized returns in the past three years and 27.92% in the last 5 years. The Franklin India Opportunities Direct Fund comes under the Equity category of Franklin Templeton Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Franklin India Opportunities Direct Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹7,766Cr |
| 1Y Returns | 5.2% |
Fund Performance: The Invesco India PSU Equity Fund has given 29.92% annualized returns in the past three years and 32.12% in the last 5 years. The Invesco India PSU Equity Fund comes under the Equity category of Invesco Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Invesco India PSU Equity Fund via lump sum is ₹1,000 and via SIP is ₹500.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹1,465Cr |
| 1Y Returns | 3.9% |
Fund Performance: The SBI PSU Fund has given 29.75% annualized returns in the past three years and 33.82% in the last 5 years. The SBI PSU Fund comes under the Equity category of SBI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in SBI PSU Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹5,521Cr |
| 1Y Returns | 4.1% |
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