Best UTI Debt Mutual Funds
UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.
If you are saving for very short-term goals like a vacation or buying an automobile, then this category is ideal for gains within one year. It is also an excellent resort to park your money until you decide where to invest or spend next. Returns are taxed as per your income tax slab if sold before three years and have negligible tax post that period.
Purpose: Invest here for your short term goals like a vacation, buying a bike, jewelry or expensive gadget.
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Top 10 Uti Mutual Funds
| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| UTI Liquid Cash Plan | Debt | Low to Moderate | 3.6% | 3star | ₹23,749 | |
| UTI Nifty Index Fund | Equity | Very High | 64.1% | 4star | ₹3,592 | |
| UTI Transportation and Logistics Fund | Equity | Very High | 85.5% | 5star | ₹1,417 | |
| UTI Money Market Fund | Debt | Low to Moderate | 5.6% | 3star | ₹6,800 | |
| UTI Treasury Advantage Fund | Debt | Low to Moderate | 6.6% | 2star | ₹3,312 | |
| UTI Flexi Cap Fund | Equity | Very High | 77.8% | 5star | ₹16,717 | |
| UTI Short Term Income Fund | Debt | Low to Moderate | 9.8% | 2star | ₹3,312 | |
| UTI Nifty Next 50 Index Fund | Equity | Very High | 54.7% | 3star | ₹922 | |
| UTI Banking & Financial Services Fund | DEBT | Moderate | 7.8% | 1star | ₹273 | |
| UTI Hybrid Equity Fund | Hybrid | Very High | 55.7% | 2star | ₹3,808 | |
| UTI Mid Cap Fund | Equity | Very High | 87.5% | 3star | ₹5,190 | |
| UTI Mastershare Unit Scheme | Equity | Very High | 62.4% | 4star | ₹7,739 | |
| UTI Long Term Equity Fund (Tax Saving) | Equity | Very High | 66.7% | 4star | ₹1,800 | |
| UTI MNC Fund | Equity | Very High | 36.6% | 4star | ₹2,345 | |
| UTI Credit Risk Fund | Debt | Moderately High | -1.8% | 1star | ₹319 | |
| View All Top 10 Uti Mutual Funds |
Let's have a closer look
Now let us jump and check about these top 10 mutual fund schemes.
UTI Liquid Cash Direct Growth
Fund Performance: This fund has given 5.77% annualized returns in the last three years. In the last year, its returns were 3.62%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 3.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹2,500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹23,749Cr |
| 1Y Returns | 3.6% |
UTI Nifty Index Fund Direct Growth
Fund Performance: This fund has given 13.68% annualized returns in the last three years. In the last year, its returns were 64.12%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 64.12% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹3,592Cr |
| 1Y Returns | 64.1% |
UTI Transportation and Logistics Fund Direct Growth
Fund Performance: This fund has given -1.03% annualized returns in the last three years. In the last year, its returns were 85.5%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 85.5% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,417Cr |
| 1Y Returns | 85.5% |
UTI Money Market Fund Direct Growth
Fund Performance: This fund has given 7.06% annualized returns in the last three years. In the last year, its returns were 5.59%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 5.59% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹6,800Cr |
| 1Y Returns | 5.6% |
UTI Treasury Advantage Fund Direct Growth
Fund Performance: This fund has given 3.03% annualized returns in the last three years. In the last year, its returns were 6.62%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 6.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹10,000.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹3,312Cr |
| 1Y Returns | 6.6% |
UTI Flexi Cap Fund Direct Growth
Fund Performance: This fund has given 18.31% annualized returns in the last three years. In the last year, its returns were 77.85%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 77.85% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹16,717Cr |
| 1Y Returns | 77.8% |
UTI Short term Income Direct Growth
Fund Performance: This fund has given 3.97% annualized returns in the last three years. In the last year, its returns were 9.78%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 9.78% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹10,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹3,312Cr |
| 1Y Returns | 9.8% |
UTI Nifty Next 50 Index Fund Direct Growth
Fund Performance: In the last year, its returns were 54.73%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 54.73% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹922Cr |
| 1Y Returns | 54.7% |
UTI Banking & PSU Debt Fund Direct Growth
Fund Performance: This fund has given 4.26% annualized returns in the last three years. In the last year, its returns were 7.8%. It has continually hit its benchmark in the DEBT segment.
Why to invest: It is one of the most remarkable DEBT mutual funds in India. This fund has constantly outperformed other similar funds, providing 7.8% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹273Cr |
| 1Y Returns | 7.8% |
UTI Hybrid Equity Fund Direct Fund Growth
Fund Performance: This fund has given 8.01% annualized returns in the last three years. In the last year, its returns were 55.69%. It has continually hit its benchmark in the Hybrid segment.
Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 55.69% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹3,808Cr |
| 1Y Returns | 55.7% |
UTI Mid Cap Fund Direct Growth
Fund Performance: This fund has given 10.81% annualized returns in the last three years. In the last year, its returns were 87.48%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 87.48% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹5,190Cr |
| 1Y Returns | 87.5% |
UTI Mastershare Direct Growth
Fund Performance: This fund has given 13.48% annualized returns in the last three years. In the last year, its returns were 62.35%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 62.35% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹100. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹7,739Cr |
| 1Y Returns | 62.4% |
UTI Long Term Equity Fund Direct Growth
Fund Performance: This fund has given 12.58% annualized returns in the last three years. In the last year, its returns were 66.71%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 66.71% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹500. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹1,800Cr |
| 1Y Returns | 66.7% |
UTI MNC Fund Direct Growth
Fund Performance: This fund has given 7.12% annualized returns in the last three years. In the last year, its returns were 36.62%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 36.62% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,345Cr |
| 1Y Returns | 36.6% |
UTI Credit Risk Fund Direct Growth
Fund Performance: This fund has given -9.66% annualized returns in the last three years. In the last year, its returns were -1.78%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing -1.78% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹319Cr |
| 1Y Returns | -1.8% |
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