SWITCH TO DIRECTHELPMUTUAL FUNDS
0% COMMISSION ON GROWW

Best UTI Debt Mutual Funds

The 8th largest AMC in India as per asset size, UTI Mutual Fund has been in service for over 50 years now. It came into existence as one of the 2 divisions of Unit Trust of India (UTI) in 2003. Since then, it has continued to be one of the top mutual fund houses in the country. As a testament to that, the company has managed assets worth roughly Rs. 182852 crore until 31st March 2021.

Investors can choose from more than 120 schemes spanning various fund categories. One of them comprises the best UTI debt mutual funds. In general, there are 7 major types of debt MFs. These are short-term, dynamic bonds, fixed maturity, liquid, gilt, income, and credit opportunities funds.

Debt mutual funds predominantly invest in money market instruments. These include commercial papers, government securities, treasury bills, gold, bonds etc. These are fixed-income assets and bear remarkably lower risk compared to equity instruments. 

Besides, the top UTI debt mutual funds also come with other benefits like liquidity, steady capital appreciation, and more stable returns. 

However, these returns will also be lower than those of high-performing equity-linked schemes. This is owing to the lesser risk debt MFs involve. Although these returns are predictable, there is no guaranteed amount. All mutual fund schemes involve some extent of volatility. Investors must make sure their risk appetite and financial goal align with the specifics of the fund scheme.

Why invest with Groww?

— Registered with SEBI, AMFI & BSE

— Paperless sign up on web & app

— Expert recommendations

— ZERO fees !

Sign Up

List of Uti Mutual Funds in India

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
UTI Liquid Cash FundDebtModerate5.2%4₹23,212
UTI Nifty 50 Index FundOtherVery High4.0%3₹9,337
UTI Transportation and Logistics FundEquityVery High11.4%--₹1,931
UTI Money Market FundDebtModerate5.2%4₹7,440
UTI Treasury Advantage FundDebtLow to Moderate4.8%5₹3,009
UTI Flexi Cap FundEquityVery High-8.7%4₹24,929
UTI Short-term Income FundDebtLow to Moderate4.7%5₹2,246
UTI Nifty Next 50 Index FundOtherVery High-2.0%3₹2,088
UTI Retirement Benefit Pension FundSolution OrientedHigh5.3%--₹3,727
UTI Banking & PSU Debt FundDebtModerate10.9%--₹527
View All

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

UTI Liquid Cash Direct Growth

Fund Performance: The UTI Liquid Cash Fund has given 4.22% annualized returns in the past three years and 5.34% in the last 5 years. The UTI Liquid Cash Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount:

Min Investment Amt₹500
AUM₹23,212Cr
1Y Returns5.2%

UTI Nifty 50 Index Fund Direct Growth

Fund Performance: The UTI Nifty 50 Index Fund has given 14.21% annualized returns in the past three years and 10.78% in the last 5 years. The UTI Nifty 50 Index Fund belongs to the Other category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Nifty 50 Index Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹9,337Cr
1Y Returns4.0%

UTI Transportation and Logistics Fund Direct Growth

Fund Performance: The UTI Transportation and Logistics Fund has given 17.52% annualized returns in the past three years and 4.69% in the last 5 years. The UTI Transportation and Logistics Fund belongs to the Equity category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Transportation and Logistics Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,931Cr
1Y Returns11.4%

UTI Money Market Fund Direct Growth

Fund Performance: The UTI Money Market Fund has given 5% annualized returns in the past three years and 6.18% in the last 5 years. The UTI Money Market Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Money Market Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹7,440Cr
1Y Returns5.2%

UTI Treasury Advantage Fund Direct Growth

Fund Performance: The UTI Treasury Advantage Fund has given 6.99% annualized returns in the past three years and 4.78% in the last 5 years. The UTI Treasury Advantage Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Treasury Advantage Fund via lump sum is ₹10,000 and via SIP is ₹500.

Min Investment Amt₹10,000
AUM₹3,009Cr
1Y Returns4.8%

UTI Flexi Cap Fund Direct Growth

Fund Performance: The UTI Flexi Cap Fund has given 13.25% annualized returns in the past three years and 11.3% in the last 5 years. The UTI Flexi Cap Fund belongs to the Equity category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Flexi Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹24,929Cr
1Y Returns-8.7%

UTI Short term Income Direct Growth

Fund Performance: The UTI Short-term Income Fund has given 7.99% annualized returns in the past three years and 5.4% in the last 5 years. The UTI Short-term Income Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Short-term Income Fund via lump sum is ₹10,000 and via SIP is ₹500.

Min Investment Amt₹10,000
AUM₹2,246Cr
1Y Returns4.7%

UTI Nifty Next 50 Index Fund Direct Growth

Fund Performance: The UTI Nifty Next 50 Index Fund belongs to the Other category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Nifty Next 50 Index Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹2,088Cr
1Y Returns-2.0%

UTI Retirement Benefit Pension Fund Direct

Fund Performance: The UTI Retirement Benefit Pension Fund has given 12.14% annualized returns in the past three years and 6.76% in the last 5 years. The UTI Retirement Benefit Pension Fund belongs to the Solution Oriented category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Retirement Benefit Pension Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹3,727Cr
1Y Returns5.3%

UTI Banking & PSU Debt Fund Direct Growth

Fund Performance: The UTI Banking & PSU Debt Fund has given 7.4% annualized returns in the past three years and 5.62% in the last 5 years. The UTI Banking & PSU Debt Fund belongs to the Debt category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Banking & PSU Debt Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹527Cr
1Y Returns10.9%

Explore all Mutual Funds on Groww

Explore Mutual Funds
ⓒ 2016-2023 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 3.6.9
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  ICICI PRUDENTIAL |  HDFC |  NIPPON INDIA |  ADITYA BIRLA SUN LIFE |  SBI |  UTI |  FRANKLIN TEMPLETON |  KOTAK MAHINDRA |  IDFC |  DSP |  AXIS |  TATA |  L&T |  SUNDARAM |  PGIM |  INVESCO |  LIC |  JM FINANCIAL |  BARODA PIONEER |  CANARA ROBECO |  HSBC |  IDBI |  INDIABULLS |  MOTILAL OSWAL |  BNP PARIBAS |  MIRAE ASSET |  PRINCIPAL |  BOI AXA |  UNION KBC |  TAURUS |  EDELWEISS |  NAVI |  MAHINDRA |  QUANTUM |  PPFAS |  IIFL |  Quant |  SHRIRAM |  SAHARA |  ITI