Balanced hybrid funds invest in a combination of equities and debt in a particular ratio. They aim to balance the potential for growth with greater investment stability. Let’s know more about them below.
Balanced hybrid mutual funds are funds that invest in a combination of debt (bonds) and equities (stocks) in a regulatory-defined ratio. The core aim here is to ensure the right balance between the stability of the investment and the potential for capital growth. So, you can potentially earn growth through equity investments, while earning a steady income via bonds as well. Hence, these funds may suit you if you have a moderate appetite for risk.
These funds allocate 40-60% of assets to equities, with the remainder to debt instruments. They hold both debt and equity, thereby reducing risk considerably compared to pure equity funds. Fund managers actively manage these funds, switching investments to maintain the necessary balance and to leverage market opportunities.
— Registered with SEBI, AMFI & BSE
— Paperless sign up on web & app
— Expert recommendations
— ZERO fees !
| Fund Name | Category | Risk | NAV | Expense Ratio | 1Y Returns | 3Y Returns | 5Y Returns | Rating | Fund Size (in Cr) | Exit Load |
|---|---|---|---|---|---|---|---|---|---|---|
UTI Retirement Fund | Hybrid | High | 54.35 | 1.1 | 5.4% | 12.7% | 13.9% | -- | ₹4,658 | Exit load of 1%, if redeemed within 1 year. |
Bandhan Asset Allocation Moderate Fund | Hybrid | High | 44.25 | 0.41 | 6.7% | 12.4% | 11.9% | -- | ₹18 | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. See more |
Franklin India Retirement Fund | Hybrid | High | 242.70 | 1.45 | 5.7% | 11.2% | 10.6% | -- | ₹521 | Exit load of 3% if redeemed before the age of 58 yrs. See more |
UTI Children's Hybrid Fund | Hybrid | High | 41.64 | 1.58 | 4.7% | 9.6% | 10.9% | -- | ₹4,508 | - |
360 ONE Balanced Hybrid Fund | Hybrid | Moderately High | 13.22 | 0.45 | 5.2% | NA | NA | -- | ₹862 | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. See more |
WhiteOak Capital Balanced Hybrid Fund | Hybrid | Very High | 13.58 | 0.61 | 8.1% | NA | NA | -- | ₹225 | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 30 days. See more |
| View All | ||||||||||
Now let us jump and check about these top 6 mutual fund schemes.
Fund Performance: The UTI Retirement Fund has given 12.71% annualized returns in the past three years and 13.95% in the last 5 years. The UTI Retirement Fund comes under the Hybrid category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Retirement Fund via lump sum is ₹500 and via SIP is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹4,658Cr |
| 1Y Returns | 5.4% |
Fund Performance: The Bandhan Asset Allocation Moderate Fund has given 12.44% annualized returns in the past three years and 11.9% in the last 5 years. The Bandhan Asset Allocation Moderate Fund comes under the Hybrid category of IDFC Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Bandhan Asset Allocation Moderate Fund via lump sum is ₹1,000 and via SIP is ₹100.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹18Cr |
| 1Y Returns | 6.7% |
Fund Performance: The Franklin India Retirement Fund has given 11.17% annualized returns in the past three years and 10.6% in the last 5 years. The Franklin India Retirement Fund comes under the Hybrid category of Franklin Templeton Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in Franklin India Retirement Fund via lump sum is ₹500 and via SIP is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹521Cr |
| 1Y Returns | 5.7% |
Fund Performance: The UTI Children's Hybrid Fund has given 9.59% annualized returns in the past three years and 10.93% in the last 5 years. The UTI Children's Hybrid Fund comes under the Hybrid category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Children's Hybrid Fund via lump sum is ₹1,000 and via SIP is ₹500.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹4,508Cr |
| 1Y Returns | 4.7% |
Fund Performance: The 360 ONE Balanced Hybrid Fund comes under the Hybrid category of 360 ONE Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in 360 ONE Balanced Hybrid Fund via lump sum is ₹1,000 and via SIP is ₹1,000.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹862Cr |
| 1Y Returns | 5.2% |
Fund Performance: The WhiteOak Capital Balanced Hybrid Fund comes under the Hybrid category of WhiteOak Capital Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in WhiteOak Capital Balanced Hybrid Fund via lump sum is ₹500 and via SIP is ₹100.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹225Cr |
| 1Y Returns | 8.1% |
Explore all Mutual Funds on Groww