UTI Mutual Fund came into existence in 2003 as one of the two divisions of the former Unit Trust of India. Backed by large-scale financial bodies, it is currently the 8th largest fund house in India. As of 2020’s second quarter, the company’s assets under management (AUM) was worth Rs.1.33 lakh crore. It has been one of the country’s leading financial service providers for over 50 years now.
The Asset Management Company (AMC) offers approximately 100+ schemes across various types of funds, including the best UTI hybrid mutual funds.
Also known as balanced funds, hybrid mutual funds invest in multiple fund categories. These funds allocate wealth to more than one asset class, like equity, debt, gold, real estate, etc. Mostly, hybrid mutual funds utilise a combination of investment in equity and debt instruments in varying proportions.
Including multiple assets in a portfolio facilitates effective diversification. This combination of market instruments also mitigates portfolio risk than equity funds and generates higher returns than debt funds.
The top UTI hybrid mutual funds combine assets with low correlation and a decent track record. The company offers over 20 hybrid MF schemes for investors to choose from.
There are 2 broad classifications of hybrid MFs based on asset allocation: equity-oriented and debt-oriented. The former invests a higher percentage in the equity market and the rest in debt instruments, cash and cash derivatives. For debt-oriented funds, it is vice versa. These can be further categorised into multi-asset allocation, aggressive hybrid funds, balanced advantage funds, arbitrage, and conservative hybrid funds.
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| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) |
|---|---|---|---|---|---|
| UTI Liquid Cash Fund | Debt | Moderate | 5.2% | 4 | ₹23,212 |
| UTI Nifty 50 Index Fund | Other | Very High | 4.0% | 3 | ₹9,337 |
| UTI Transportation and Logistics Fund | Equity | Very High | 11.4% | -- | ₹1,931 |
| UTI Money Market Fund | Debt | Moderate | 5.2% | 4 | ₹7,440 |
| UTI Treasury Advantage Fund | Debt | Low to Moderate | 4.8% | 5 | ₹3,009 |
| UTI Flexi Cap Fund | Equity | Very High | -8.7% | 4 | ₹24,929 |
| UTI Short-term Income Fund | Debt | Low to Moderate | 4.7% | 5 | ₹2,246 |
| UTI Nifty Next 50 Index Fund | Other | Very High | -2.0% | 3 | ₹2,088 |
| UTI Retirement Benefit Pension Fund | Solution Oriented | High | 5.3% | -- | ₹3,727 |
| UTI Banking & PSU Debt Fund | Debt | Moderate | 10.9% | -- | ₹527 |
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Now let us jump and check about these top 10 mutual fund schemes.
Fund Performance: The UTI Liquid Cash Fund has given 4.22% annualized returns in the past three years and 5.34% in the last 5 years. The UTI Liquid Cash Fund belongs to the Debt category of UTI Mutual Funds.
Minimum Investment Amount:
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹23,212Cr |
| 1Y Returns | 5.2% |
Fund Performance: The UTI Nifty 50 Index Fund has given 14.21% annualized returns in the past three years and 10.78% in the last 5 years. The UTI Nifty 50 Index Fund belongs to the Other category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Nifty 50 Index Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹9,337Cr |
| 1Y Returns | 4.0% |
Fund Performance: The UTI Transportation and Logistics Fund has given 17.52% annualized returns in the past three years and 4.69% in the last 5 years. The UTI Transportation and Logistics Fund belongs to the Equity category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Transportation and Logistics Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,931Cr |
| 1Y Returns | 11.4% |
Fund Performance: The UTI Money Market Fund has given 5% annualized returns in the past three years and 6.18% in the last 5 years. The UTI Money Market Fund belongs to the Debt category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Money Market Fund via lump sum is ₹500 and via SIP is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹7,440Cr |
| 1Y Returns | 5.2% |
Fund Performance: The UTI Treasury Advantage Fund has given 6.99% annualized returns in the past three years and 4.78% in the last 5 years. The UTI Treasury Advantage Fund belongs to the Debt category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Treasury Advantage Fund via lump sum is ₹10,000 and via SIP is ₹500.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹3,009Cr |
| 1Y Returns | 4.8% |
Fund Performance: The UTI Flexi Cap Fund has given 13.25% annualized returns in the past three years and 11.3% in the last 5 years. The UTI Flexi Cap Fund belongs to the Equity category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Flexi Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹24,929Cr |
| 1Y Returns | -8.7% |
Fund Performance: The UTI Short-term Income Fund has given 7.99% annualized returns in the past three years and 5.4% in the last 5 years. The UTI Short-term Income Fund belongs to the Debt category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Short-term Income Fund via lump sum is ₹10,000 and via SIP is ₹500.
| Min Investment Amt | ₹10,000 |
|---|---|
| AUM | ₹2,246Cr |
| 1Y Returns | 4.7% |
Fund Performance: The UTI Nifty Next 50 Index Fund belongs to the Other category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Nifty Next 50 Index Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,088Cr |
| 1Y Returns | -2.0% |
Fund Performance: The UTI Retirement Benefit Pension Fund has given 12.14% annualized returns in the past three years and 6.76% in the last 5 years. The UTI Retirement Benefit Pension Fund belongs to the Solution Oriented category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Retirement Benefit Pension Fund via lump sum is ₹500 and via SIP is ₹500.
| Min Investment Amt | ₹500 |
|---|---|
| AUM | ₹3,727Cr |
| 1Y Returns | 5.3% |
Fund Performance: The UTI Banking & PSU Debt Fund has given 7.4% annualized returns in the past three years and 5.62% in the last 5 years. The UTI Banking & PSU Debt Fund belongs to the Debt category of UTI Mutual Funds.
Minimum Investment Amount: The minimum amount required to invest in UTI Banking & PSU Debt Fund via lump sum is ₹5,000 and via SIP is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹527Cr |
| 1Y Returns | 10.9% |
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