Best High Risk Mutual Funds
All mutual fund schemes in India are divided into either high, moderately high, moderate, moderately low, and low risk.
High risk mutual funds as the name suggest, carry a high degree of risk. While risk is a subjective term and may differ from one investor to another, risk can largely be considered as the probability of the investment losing its value permanently. So, if you are planning to invest in high risk funds, it is advisable to opt for only the best high risk mutual funds. The high risk mutual funds are capable of delivering higher returns as compared to other types of mutual funds.
Why invest with Groww?
— Registered with SEBI, AMFI & BSE
— Paperless sign up on web & app
— Expert recommendations
— ZERO fees !
Top 10 High Risk Mutual Funds
| Fund Name | Category | Risk | 1Y Returns | Rating | Fund Size(in Cr) | |
|---|---|---|---|---|---|---|
| ICICI Prudential Technology Fund | Equity | High | 72.0% | 5star | ₹1,185 | |
| Nippon India Pharma Fund | Equity | High | 67.7% | 5star | ₹4,383 | |
| Kotak Asset Allocator Fund | Others | High | 26.1% | 5star | ₹114 | |
| SBI Banking & Financial Services Fund | Equity | High | 8.6% | 5star | ₹2,095 | |
| Aditya Birla Sun Life India GenNext Fund | Equity | High | 16.8% | 5star | ₹1,842 | |
| SBI Multi Asset Allocation Fund | DEBT | High | 15.3% | 5star | ₹290 | |
| ICICI Prudential Credit Risk Fund | Debt | High | 10.3% | 5star | ₹6,735 | |
| ICICI Prudential Regular Savings Fund | Hybrid | High | 12.0% | 5star | ₹2,734 | |
| HDFC Credit Risk Debt Fund | Debt | High | 11.4% | 5star | ₹6,601 | |
| Invesco India Infrastructure Fund | Equity | High | 19.8% | 5star | ₹67 | |
| View All Top 10 High Risk Mutual Funds |
Features of High Risk Mutual Fund
These mutual funds are perfectly suited for aggressive investors seeking higher than average returns by exposing their capital to high risks. The best high risk funds are capable of delivering returns higher than the benchmark by taking comparatively higher risks. The best low risk high return mutual fundsare also aimed at investors seeking to diversify their portfolio.
The best high risk funds in India enable investors to make investments in sectoral schemes that invest in particular sectors. This ensures that investors who anticipate growth in a particular sector can earn huge returns by investing in these sectors. Some of the best high risk mutual funds allow investors to make investments in upcoming sectors such as renewable energy or natural resources which is difficult for investors to do on their own.
Taxability
High risk mutual funds invest in equity and equity-oriented securities and receive the corresponding tax treatment. If the funds are held for a period of less than 12 months, a short-term capital gain tax of 15% is levied. However, if the funds are held for a period of more than 12 months, a long-term capital gain tax of 10% is applicable if the earnings are more than 1 lakh INR.
Who Are These Funds Suited For?
High risk mutual funds are suitable for savvy investors who understand the market and seek to earn higher returns by taking comparatively higher risks. The best high risk funds are capable of generating higher returns. Aggressive investors who can afford to take risks and even bear losses should invest in high risk mutual funds.
Even the best high risk mutual funds are not suited for investors who are risk-averse such as retired individuals, pensioners, etc. High risk mutual funds are ideal for investors with long-term investment horizon as higher volatility may hamper short and medium-term returns. So, the best high risk funds in India are certainly suitable for young investors who can afford to be aggressive and have a long-term investment horizon.
Major Advantages
The best high risk mutual funds can deliver returns that are far superior to any other schemes. While the risk associated is certainly high, the returns that you can earn are equally higher. This makes high risk mutual funds a scheme of choice for investors seeking higher returns and capable of taking risks. The best high risk mutual funds in India are capable of enabling the investor create wealth over a long-term investment horizon.
By investing in the best high risk funds, investors can also earn dividend income. These funds also enable new investors to expose their capital to equity and equity-related instruments without any hassles. Fund houses pick the best high risk mutual funds after doing thorough research, ensuring that the possibility of positive returns is comparatively higher. High risk mutual funds can also be used as instruments to diversify the portfolio.
Each type of mutual funds come with their own sets of pros and cons. It is essential for you as an investor to understand your own risk-taking abilities and your investment goals. It is always advisable to understand the risk involved before making any investment. If unsure, you can always seek the help of a financial advisor before investing.
Let's have a closer look
Now let us jump and check about these top 10 mutual fund schemes.
ICICI Prudential Technology Direct Plan Growth
Fund Performance: This fund has given 29.93% annualized returns in the last three years. In the last year, its returns were 71.95%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 71.95% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹1,185Cr |
| 1Y Returns | 72.0% |
Nippon India Pharma Fund Direct Growth
Fund Performance: This fund has given 22.55% annualized returns in the last three years. In the last year, its returns were 67.67%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 67.67% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹4,383Cr |
| 1Y Returns | 67.7% |
Kotak Asset Allocator Fund Direct Growth
Fund Performance: This fund has given 14.33% annualized returns in the last three years. In the last year, its returns were 26.11%. It has continually hit its benchmark in the Others segment.
Why to invest: It is one of the most remarkable Others mutual funds in India. This fund has constantly outperformed other similar funds, providing 26.11% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹1,000.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹114Cr |
| 1Y Returns | 26.1% |
SBI Banking & Financial Services Fund Direct Growth
Fund Performance: This fund has given 12.57% annualized returns in the last three years. In the last year, its returns were 8.56%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 8.56% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,095Cr |
| 1Y Returns | 8.6% |
Aditya Birla Sun Life India GenNext Direct Fund Growth
Fund Performance: This fund has given 10.83% annualized returns in the last three years. In the last year, its returns were 16.84%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 16.84% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹1,000.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹1,842Cr |
| 1Y Returns | 16.8% |
SBI Multi Asset Allocation Fund Direct Growth
Fund Performance: This fund has given 9.6% annualized returns in the last three years. In the last year, its returns were 15.26%. It has continually hit its benchmark in the DEBT segment.
Why to invest: It is one of the most remarkable DEBT mutual funds in India. This fund has constantly outperformed other similar funds, providing 15.26% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹290Cr |
| 1Y Returns | 15.3% |
ICICI Prudential Credit Risk Fund Direct Plan Growth
Fund Performance: This fund has given 9.4% annualized returns in the last three years. In the last year, its returns were 10.31%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 10.31% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹100. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹100 |
|---|---|
| AUM | ₹6,735Cr |
| 1Y Returns | 10.3% |
ICICI Prudential Regular Savings Fund Direct Growth
Fund Performance: This fund has given 9.33% annualized returns in the last three years. In the last year, its returns were 12%. It has continually hit its benchmark in the Hybrid segment.
Why to invest: It is one of the most remarkable Hybrid mutual funds in India. This fund has constantly outperformed other similar funds, providing 12% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹100.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹2,734Cr |
| 1Y Returns | 12.0% |
HDFC Credit Risk Debt Fund Direct Growth
Fund Performance: This fund has given 8.92% annualized returns in the last three years. In the last year, its returns were 11.38%. It has continually hit its benchmark in the Debt segment.
Why to invest: It is one of the most remarkable Debt mutual funds in India. This fund has constantly outperformed other similar funds, providing 11.38% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹5,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹5,000 |
|---|---|
| AUM | ₹6,601Cr |
| 1Y Returns | 11.4% |
Invesco India Infrastructure Fund Direct Growth
Fund Performance: This fund has given 4.56% annualized returns in the last three years. In the last year, its returns were 19.81%. It has continually hit its benchmark in the Equity segment.
Why to invest: It is one of the most remarkable Equity mutual funds in India. This fund has constantly outperformed other similar funds, providing 19.81% returns in the last one year. Minimum lump sum investment amount required to invest in this scheme is ₹1,000. Minimum SIP investment amount required for this scheme is ₹500.
| Min Investment Amt | ₹1,000 |
|---|---|
| AUM | ₹67Cr |
| 1Y Returns | 19.8% |
Explore all Mutual Funds on Groww
