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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 15 Dec 2025
₹22.08
Rating
3
Min. SIP amount
₹100
Fund size
₹5,582.11Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (96)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 4.99% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.22% |
National Housing Bank | Financial | NCD | 3.19% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 3.01% |
GOI | Sovereign | GOI Sec | 2.85% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 2.38% |
REC Ltd. | Financial | NCD | 2.29% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.28% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.20% |
National Housing Bank | Financial | Bonds | 1.83% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.83% |
Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 1.83% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.83% |
NTPC Ltd. | Energy | NCD | 1.80% |
GOI | Sovereign | GOI Sec | 1.75% |
Power Grid Corporation Of India Ltd. | Energy | NCD | 1.72% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.66% |
REC Ltd. | Financial | Debenture | 1.60% |
Power Finance Corporation Ltd. | Financial | FRD | 1.48% |
Maharashtra State | Others | SDL | 1.44% |
Export-Import Bank Of India | Financial | Debenture | 1.37% |
REC Ltd. | Financial | Debenture | 1.34% |
ICICI Bank Ltd. | Financial | Debenture | 1.33% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.29% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 1.26% |
National Bank For Financing Infrastructure And Development | Financial | Debenture | 1.25% |
Gujarat State | Construction | SDL | 1.11% |
HDFC Bank Ltd. | Financial | Debenture | 1.11% |
HDFC Bank Ltd. | Financial | Debenture | 1.10% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 1.09% |
REC Ltd. | Financial | Bonds | 1.00% |
Export-Import Bank Of India | Financial | NCD | 0.92% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.92% |
REC Ltd. | Financial | Debenture | 0.92% |
Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.91% |
National Housing Bank | Financial | Debenture | 0.91% |
REC Ltd. | Financial | Debenture | 0.91% |
Power Finance Corporation Ltd. | Financial | Debenture | 0.91% |
Shivshakti Securitisation Trust | Others | Sec. Debt | 0.91% |
Power Finance Corporation Ltd. | Financial | Bonds | 0.90% |
HDB Financial Services Ltd. | Financial | Bonds | 0.90% |
National Housing Bank | Financial | Bonds | 0.89% |
ICICI Bank Ltd. | Financial | Debenture | 0.89% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.86% |
Bank Of Baroda | Financial | CD | 0.85% |
SBI Life Insurance Company Ltd. | Insurance | NCD | 0.83% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.81% |
Karnataka State | Others | SDL | 0.75% |
Kotak Mahindra Prime Ltd. | Financial | NCD | 0.73% |
Andhra Pradesh State | Financial | SDL | 0.54% |
GOI | Sovereign | GOI Sec | 0.48% |
GOI | Sovereign | GOI Sec | 0.47% |
HDFC Bank Ltd. | Financial | Debenture | 0.47% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.47% |
Export-Import Bank Of India | Financial | Bonds | 0.46% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.46% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.46% |
National Highways Authority of India Ltd. | Services | NCD | 0.46% |
Power Finance Corporation Ltd. | Financial | NCD | 0.46% |
L&T Metro Rail (Hyderabad) Ltd. | Construction | NCD | 0.45% |
Aditya Birla Finance Ltd. | Financial | NCD | 0.45% |
Bajaj Finance Ltd. | Financial | Debenture | 0.45% |
Uttar Pradesh State | Others | SDL | 0.45% |
Power Finance Corporation Ltd. | Financial | NCD | 0.45% |
Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.45% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.44% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | NCD | 0.40% |
National Highways Infra Trust | Construction | Debenture | 0.37% |
Numaligarh Refinery Ltd. | Energy | NCD | 0.36% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.28% |
Maharashtra State | Others | SDL | 0.28% |
National Bank For Agriculture & Rural Development | Financial | NCD | 0.28% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.27% |
Karnataka State | Others | SDL | 0.27% |
HDFC Bank Ltd. | Financial | NCD | 0.27% |
Maharashtra State | Others | SDL | 0.26% |
Kerala State | Others | SDL | 0.19% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.19% |
Karnataka State | Others | SDL | 0.19% |
REC Ltd. | Financial | Debenture | 0.19% |
GOI | Sovereign | GOI Sec | 0.18% |
REC Ltd. | Financial | Debenture | 0.18% |
Andhra Pradesh State | Financial | SDL | 0.09% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.09% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.09% |
REC Ltd. | Financial | Debenture | 0.09% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.09% |
GOI | Sovereign | GOI Sec | 0.08% |
Karnataka State | Others | SDL | 0.07% |
GOI | Sovereign | GOI Sec | 0.06% |
GOI | Sovereign | GOI Sec | 0.05% |
Maharashtra State | Others | SDL | 0.05% |
GOI | Sovereign | GOI Sec | 0.02% |
Karnataka State | Others | SDL | 0.01% |
NHPC Ltd. | Energy | Debenture | 0.00% |
National Highways Authority of India Ltd. | Services | Debenture | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 7.7% | 6.2% | 7.7% | 7.8% |
| Category average | 7.2% | 5.7% | 7.1% | NA |
| Rank with in category | 6 | 6 | 6 | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | 5 | 8.0% | 7.9% | 9,720.73 |
HDFC Banking and PSU Debt Fund Direct Growth | 4 | 7.7% | 7.8% | 5,834.90 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | 4 | 7.5% | 7.7% | 9,235.30 |
Bandhan Banking and PSU Fund Direct Growth | 4 | 7.4% | 7.5% | 12,818.07 |
Axis Banking & PSU Debt Direct Plan Growth | 4 | 7.7% | 7.4% | 13,711.73 |
Expense ratio, exit load and tax
Expense ratio: 0.38%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Divya Dutt SharmaSep 2025 - PresentView details
Divya Dutt Sharma
Sep 2025 - Present
View details
Education
Bachelor of Commerce, MSC Banking & Finance.
Experience
Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Also manages these schemes
Lokesh MaruSep 2025 - PresentView details
Lokesh Maru
Sep 2025 - Present
View details
Education
Bachelor of Technology, CFA, FRM
Experience
Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Phone
+91 022 6808 7000
Launch Date
30 Jun 1995
Nippon India Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
Nippon India Banking and PSU Fund Direct Growth
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