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Kotak Credit Risk Fund Direct Growth
+8.38%
3Y annualised
+0.02% 1D
NAV: 10 Jun '26
₹35.48
Min. for SIP
₹100
Fund size (AUM)
₹761.05 Cr
Expense ratio
0.80%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,549 | +2.58% | |
| 3 years | ₹1,80,000 | ₹2,01,480 | +11.93% | |
| 5 years | ₹3,00,000 | ₹3,60,110 | +20.04% | |
| 10 years | ₹6,00,000 | ₹8,62,745 | +43.79% |
Holdings (41)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 10.76% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.15% |
| VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC | Materials | Debenture | 6.62% |
| BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC | Consumer Discretionary | Debenture | 6.60% |
| TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC | Industrials | Bonds/NCDs | 6.59% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC | Materials | Non Convertible Debenture | 5.87% |
| STATE DEVELOPMENT LOAN 37028 KAR 04FB35 7.49 FV RS 100 | Unspecified | State Development Loan | 5.83% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 5.27% |
| AU SMALL FINANCE BANK LIMITED SR I 9.3 LOA 03AG32 FVRS1CR | Financial | Non Convertible Debenture | 3.94% |
| Bharat Highways InvIT | Industrials | Infrastructure Investment Trust | 3.63% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 3.28% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 3.27% |
| STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100 | Unspecified | State Development Loan | 3.25% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 3.23% |
| AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC | Financial | Debenture | 2.64% |
| AADHAR HOUSING FINANCE LIMITED 8.37 NCD 29MY28 FVRS1LAC | Financial | Debenture | 2.63% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 2.53% |
| Net Current Assets | Unspecified | Net Current Assets | 2.27% |
| ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV C 9.15 BD 30NV28 FVRS1LAC | Consumer Staples | Bonds | 1.98% |
| Brookfield India Real Estate Trust REIT | Real Estate | Real Estate Investment Trusts | 1.96% |
| THDC INDIA LIMITED SR-1 7.59 LOA 03OT26 FVRS10LAC | Industrials | Bonds | 1.31% |
| VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23 | Unspecified | Securitised Debt | 0.89% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.81% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.81% |
| GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.81% |
| GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.81% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 0.66% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 0.63% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.54% |
| U.P. POWER CORPORATION LIMITED SR I STRPP C 9.70 BD 31MR27 FVRS10LAC | Industrials | Bonds | 0.46% |
| U.P. POWER CORPORATION LIMITED SR I STRPP D 9.70 BD 31MR28 FVRS10LAC | Industrials | Bonds | 0.46% |
| U.P. POWER CORPORATION LIMITED SR I STRPP E 9.70 BD 30MR29 FVRS10LAC | Industrials | Bonds | 0.46% |
| SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24 | Unspecified | Securitised Debt | 0.46% |
| DHRUVA XXII SERIES A1 PTC 29AUG24 | Unspecified | Securitised Debt | 0.39% |
| U.P. POWER CORPORATION LIMITED SR II D 9.95 BD 31MR28 FVRS10LAC | Industrials | Debenture | 0.27% |
| U.P. POWER CORPORATION LIMITED SR II F 9.95 BD 29MR30 FVRS10LAC | Industrials | Debenture | 0.27% |
| U.P. POWER CORPORATION LIMITED SR II C 9.95 BD 31MR27 FVRS10LAC | Industrials | Debenture | 0.26% |
| U.P. POWER CORPORATION LIMITED SR II E 9.95 BD 30MR29 FVRS10LAC | Industrials | Debenture | 0.26% |
| SURAT MUNICIPAL CORPORATION STRPP A 8 BD 13OT29 FVRS500 | Entities | Municipal Bond | 0.07% |
| SURAT MUNICIPAL CORPORATION STRPP B 8 BD 13OT30 FVRS500 | Entities | Municipal Bond | 0.07% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.4% | +6.6% | +7.6% | +8.2% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 10 | 13 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +7.40% | +9.52% | 160.47 | |
 | +7.97% | +8.96% | 1,343.43 | |
 | +7.85% | +8.59% | 353.88 | |
 | +6.86% | +8.36% | 174.26 | |
 | +7.16% | +8.25% | 2,141.67 | |
| Compare | ||||
Fund management
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
VMVihag MishraOct 2025 - PresentView details
VM
Vihag Mishra
Oct 2025 - Present
View details
About Kotak Credit Risk Fund Direct Growth
Kotak Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,91,225 Cr and the Latest NAV as of 10 Jun 2026 is ₹35.48.
The Kotak Credit Risk Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
;
Investment Objective
The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#5 in India
Total AUM₹5,91,224.54 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,