1M
6M
1Y
3Y
5Y
All
| NAV: 10 Jan 2025 | ₹31.56 |
| Min. SIP amount | ₹100 |
| Rating | 1 |
| Fund size | ₹766.99Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 8.1% | 6.0% | 6.3% | 8.2% |
| Category average | 7.9% | 9.2% | 6.6% | NA |
| Rank with in category | 12 | 14 | 12 | NA |
Understand terms
Peer Comparison
| Debt, Credit Risk funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | 4 | 13.1% | 9.7% | 916.98 |
Baroda BNP Paribas Credit Risk Fund Direct Growth | 4 | 9.1% | 7.6% | 167.40 |
SBI Credit Risk Fund Direct Growth | 3 | 8.8% | 7.6% | 2,344.80 |
Nippon India Credit Risk Fund Direct Growth | 4 | 9.1% | 7.5% | 1,020.09 |
UTI Credit Risk Fund Direct Growth | 3 | 8.7% | 7.0% | 330.25 |
Holdings (31)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 10.27% |
Godrej Industries Ltd. | Consumer Staples | Debenture | 6.86% |
Tata Projects Ltd. | Construction | Bonds/NCD | 6.82% |
Nirma Ltd. | Consumer Staples | Debenture | 6.15% |
Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 6.13% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 5.46% |
Prestige Projects Private Ltd. | Construction | Debenture | 5.46% |
Indostar Capital Finance Ltd. | Financial | Debenture | 5.46% |
Vajra Trust | Others | Securitised Debt | 4.51% |
AU Small Finance Bank Ltd. | Financial | NCD | 4.11% |
Embassy Office Parks REIT | Construction | REITs | 3.92% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 3.40% |
Bharat Highways InvIT | Construction | InvITs | 3.16% |
Nirma Ltd. | Consumer Staples | Debenture | 2.75% |
Aadhar Housing Finance Ltd | Financial | Debenture | 2.75% |
Aadhar Housing Finance Ltd | Financial | Debenture | 2.72% |
Tata Projects Ltd. | Construction | NCD | 2.58% |
Brookfield India Real Estate Trust REIT | Construction | REITs | 2.34% |
Sansar Trust | Others | Securitised Debt | 2.04% |
THDC India Ltd. | Construction | Bonds | 1.36% |
Macrotech Developers Ltd. | Construction | Debenture | 1.19% |
Dhruva Trust | Others | Securitised Debt | 0.63% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.49% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.48% |
GOI | Sovereign | GOI Sec | 0.37% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.29% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.28% |
Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 0.27% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.12% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.07% |
Yes Bank Ltd. | Financial | Additional Tier 1 Bo | 0.00% |
See All
Pros and cons
Category: Debt Credit Risk
Pros
1Y and 10Y annualised returns higher than category average
Cons
3Y and 5Y annualised returns lower than category average
Higher expense ratio: 0.79%
Low rating: 1
Expense ratio, exit load and tax
Expense ratio: 0.79%
Inclusive of GST
Exit load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Fund management
Deepak AgrawalJan 2013 - PresentView details
Deepak Agrawal
Jan 2013 - Present
View details
Education
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience
He has been associated with Kotak AMC since 2002.
Also manages these schemes
Sunit GargNov 2022 - PresentView details
Sunit Garg
Nov 2022 - Present
View details
Education
Mr. Garg has done B.Com, CA and PGDBM (Finance).
Experience
Prior to joining Kotak Mutual Fund, he has worked with FirstRand Bank, Barclays Bank Plc, ICICI Bank Limited and Export Import Bank of India.
Also manages these schemes
Palha KhannaJul 2023 - PresentView details
Palha Khanna
Jul 2023 - Present
View details
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comCompare funds
Kotak Credit Risk Fund Direct Growth
VS
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