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NAV: 29 Oct 2025
₹34.29
Rating
1
Min. SIP amount
₹100
Fund size
₹682.54Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (30)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 9.03% |
Jubilant Bevco Ltd. | Consumer Staples | Debenture | 7.68% |
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 7.44% |
Tata Projects Ltd. | Construction | Bonds/NCD | 7.41% |
Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 7.39% |
Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 6.72% |
Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 5.95% |
AU Small Finance Bank Ltd. | Financial | NCD | 4.46% |
Embassy Office Parks REIT | Construction | REITs | 3.94% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 3.71% |
Indus Infra Trust | Construction | InvITs | 3.58% |
Aadhar Housing Finance Ltd | Financial | Debenture | 2.99% |
Aadhar Housing Finance Ltd | Financial | Debenture | 2.98% |
GOI | Sovereign | GOI Sec | 2.96% |
Vajra Trust | Others | Sec. Debt | 2.59% |
Brookfield India Real Estate Trust REIT | Construction | REITs | 2.55% |
THDC India Ltd. | Construction | Bonds | 1.47% |
Tata Projects Ltd. | Construction | NCD | 1.32% |
Sansar Trust | Others | Sec. Debt | 1.13% |
Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.91% |
Nirma Ltd. | Consumer Staples | Debenture | 0.74% |
GOI | Sovereign | GOI Sec | 0.72% |
Dhruva Trust | Others | Sec. Debt | 0.55% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.53% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.52% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.30% |
Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 0.29% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.26% |
Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.15% |
Yes Bank Ltd. | Financial | Add. Tier 1 Bond | 0.00% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Credit Risk
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 10.0% | 8.6% | 6.9% | 8.3% |
| Category average | 10.5% | 8.8% | 9.1% | NA |
| Rank with in category | 6 | 10 | 13 | NA |
Understand terms
Peer Comparison
| Debt, Credit Risk funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Nippon India Credit Risk Fund Direct Growth | 5 | 10.2% | 9.3% | 983.29 |
ICICI Prudential Credit Risk Fund Direct Plan Growth | 3 | 9.8% | 9.1% | 5,993.67 |
SBI Credit Risk Fund Direct Growth | 3 | 9.1% | 8.9% | 2,210.07 |
Baroda BNP Paribas Credit Risk Fund Direct Growth | 4 | 9.2% | 8.8% | 196.49 |
Axis Credit Risk Fund Direct Growth | 4 | 9.7% | 8.8% | 367.27 |
Expense ratio, exit load and tax
Expense ratio: 0.81%
Inclusive of GST
Exit load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Vihag MishraOct 2025 - PresentView details
Vihag Mishra
Oct 2025 - Present
View details
Education
Rank Holder MBA in Finance from XLRI
Experience
Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comPros and cons
Category: Debt Credit Risk
Pros
10Y annualised returns higher than category average by 1.45%
Cons
Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Higher expense ratio: 0.81%
Low rating: 1
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Kotak Credit Risk Fund Direct Growth
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