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Kotak Credit Risk Fund Direct Growth
Debt
Credit Risk
High Risk
+8.90%
3Y annualised
+0.07% 1D
NAV: 27 Feb '26
₹35.06
Min. for SIP
₹100
Fund size
₹706.22 Cr
Expense ratio
0.81%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,410 | +4.02% | |
| 3 years | ₹1,80,000 | ₹2,04,421 | +13.57% | |
| 5 years | ₹3,00,000 | ₹3,63,542 | +21.18% | |
| 10 years | ₹6,00,000 | ₹8,74,384 | +45.73% |
Holdings (30)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 7.62% |
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 7.61% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 7.14% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 7.13% |
| Tata Projects Ltd. | Construction | Bonds/NCD | 7.10% |
| REC Ltd. | Financial | Debenture | 7.01% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 6.41% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 5.69% |
| AU Small Finance Bank Ltd. | Financial | NCD | 4.28% |
| Embassy Office Parks REIT | Construction | REITs | 3.91% |
| Indus Infra Trust | Construction | InvITs | 3.67% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.56% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 2.86% |
| Brookfield India Real Estate Trust REIT | Construction | REITs | 2.28% |
| Andhra Pradesh State Beverages Corporation Ltd. | Consumer Staples | Bonds | 2.14% |
| GOI | Sovereign | GOI Sec | 2.05% |
| Vajra Trust | Others | Sec. Debt | 1.60% |
| THDC India Ltd. | Construction | Bonds | 1.41% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.88% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.87% |
| Nirma Ltd. | Consumer Staples | Debenture | 0.71% |
| Sansar Trust | Others | Sec. Debt | 0.71% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.50% |
| Dhruva Trust | Others | Sec. Debt | 0.47% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.29% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 0.28% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.12% |
| Surat Municipal Corporation | Sovereign | NA | 0.08% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.07% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | NA |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.9% | +7.0% | +7.8% | +8.3% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 8 | 13 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | +14.36% | +13.05% | 1,138.04 | |
Invesco India Credit Risk Fund Direct Growth | +9.68% | +10.65% | 158.25 | |
Nippon India Credit Risk Fund Direct Growth | +9.79% | +9.36% | 1,030.58 | |
Axis Credit Risk Fund Direct Growth | +9.73% | +8.87% | 362.79 | |
Baroda BNP Paribas Credit Risk Fund Direct Growth | +8.57% | +8.67% | 186.08 | |
| Compare | ||||
Fund management
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
VMVihag MishraOct 2025 - PresentView details
VM
Vihag Mishra
Oct 2025 - Present
View details
About Kotak Credit Risk Fund Direct Growth
Kotak Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,78,989 Cr and the Latest NAV as of 27 Feb 2026 is ₹35.06.
The Kotak Credit Risk Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
;
Investment Objective
The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#5 in India
Total AUM₹5,78,989.20 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,